The Ora 5 is an electric SUV from China. Here is what it costs to buy and keep in Singapore, item by item: the list price, the COE, road tax and car insurance.
Insurance figures are examples for one stated driver, as of 1 November 2026. Few insurers price this car online yet, so read them with care. Your own premium will depend on your details.
One version listed
The new-car list read on 2026-10-10 shows one version:
- ORA 5 Electric 58.3 kWh: 134bhp
The list gives the body type as SUV, made in China. The price page prices the Ora 5 58.3 kWh, the same car.
List price
As listed on 2026-10-10, the Ora 5 Electric 58.3 kWh was S$185,999, with COE included that day.
COE rounds and dealer pricing both move this figure. Ask for a current price, and check what each offer includes.
COE: depends on the motor
For a fully electric Ora 5, the price page gives this rule:
- Motor of 110kW (147bhp) or less: Category A, at S$132,004 in the October 2026 2nd round
- More powerful motor: Category B, at S$131,901 in that round
The COE page carries the latest results.
Road tax for a 100kW motor
Electric cars pay road tax by motor power. For the 134bhp (100kW) motor, LTA's formula, checked 2026-10-19, gives S$1,501.56 a year before any surcharge.
After 10 years, a surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page works out the figure for other motors.
Insurance on the price page
The Ora 5 price page prices one case:
- Car: Ora 5 58.3 kWh, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
Only 2 insurers price it online. The lower premium is S$1,032.01 a year. The other insurer asks S$2,817.69. That is S$1,785.68 more, or 173% on top. All prices include 9% GST, and both are marked as estimates.
With just two insurers, the range tells you little about the wider market. The page also shows a third plan from the lower-priced insurer, at S$1,278.23.
The excess on each plan
The excess is your share of a claim. Two plans carry S$1,500. The dearest plan carries S$0. So the large gap in premium is partly a gap in what you would pay on a claim.
Seventeen with no price
The page lists 17 insurers with no online price for the Ora 5. Fourteen have no price for this model yet. Two do not price electric cars online, and one does not list it.
What moves the premium
The page changes one detail at a time and shows the new lowest price:
- No NCD (0%): S$2,172.65, which is S$1,140.64 more
- 20% NCD: S$1,738.11, which is S$706.10 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,280.06, which is S$1,248.05 more
- Driver aged 65, 20 years' driving: S$1,279.49, which is S$247.48 more
- New car, registered this year: S$2,817.69, which is S$1,785.68 more
- Car 8 years old: S$1,029.95, which is S$2.06 less
The biggest jump is for a new car, up 173%. That is not because new cars cost more to insure in general. Only 1 insurer prices a car registered this year, and it is the dearer of the two. So that line shows who prices the car, not a rise in risk.
Of the driver changes, the young driver's price rises most. Losing the NCD more than doubles the lowest price as well.
All of these are lowest prices, and every line rests on one or two insurers.
Set beside other electric cars
The price page compares the Ora 5 with six electric cars, same driver and car age:
- BMW iX1: S$1,907.27
- BYD Sealion 7: S$1,390.72
- Tesla Model Y: S$939.71
- BYD Atto 3: S$913.63
- Tesla Model 3: S$913.62
- BYD M6: S$861.41
Their average lowest price is S$1,154.39. The Ora 5 sits 11% below that average. Still, 4 of the six have a lower lowest price, and those four are each priced by 9 or 10 insurers. The car insurance page lists other makes.
Costs only you can judge
- Charging: depends on where and how often you charge, and the rate. Check chargers near your HDB block or condo.
- Parking: season parking at home and work, plus short stays.
- ERP: set by your routes and times.
- Servicing and tyres: follow the maker's schedule. Ask what the battery warranty covers and for how long.
- Depreciation: the drop in value over the COE life depends on the price now and what the car fetches later.
Summary of yearly costs we can show
For the Ora 5 58.3 kWh:
- Road tax: S$1,501.56 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$1,032.01 a year (as of 1 November 2026)
- Insurance, no NCD: from S$2,172.65
- Insurance, new car: from S$2,817.69
One-off costs for reference: S$185,999 as listed on 2026-10-10. Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Ora 5
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Ora 5 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.