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Ora 5 car insurance: compare insurers and buy online

Ora 5 58.3 kWh, 3 years old, 50% no-claim discount

As of 12 Nov 2026 (Singapore time)

On 12 Nov 2026, the cheapest car insurance for a Ora 5 58.3 kWh, 3 years old, 50% no-claim discount is S$1,433.99 a year (GST included) at Allianz, Allianz Electric Motor Protect Comprehensive (as at 21 Oct 2026); it is the only insurer that prices it online.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/car/ora-5

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

The Ora 5 in short

For the driver above, Allianz is cheapest for the Ora 5 today, at S$1,433.99 for its Allianz Electric Motor Protect Comprehensive plan. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$3,104.69, 117% more. Against 6 similar cars (below) it costs 59% more than their average lowest price of S$899.87; 6 of them are cheaper to insure.

What we assumed

  • Ora 5 58.3 kWh
  • Car registered 3 years ago, private use, comprehensive cover
  • Main driver aged 40, married, office job, driving 10 years
  • 50% no-claim discount, no claims; repairs at an authorised workshop; no options

Prices today

Ranked by premium only, lowest first. Commission never affects the order.
InsurerPlanPremiumExcessAs at
AllianzAllianz Electric Motor Protect ComprehensiveBuy NowAllianz Electric Motor Protect ComprehensiveS$1,789.02S$1,433.99code AZMPEVS$2,000.0021 Oct 2026
AllianzAllianz Electric Motor Protect Comprehensive (Standard)Buy NowAllianz Electric Motor Protect Comprehensive (Standard)S$2,817.69S$2,462.68code AZMPEVS$0.0021 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

This table as CSV.

Buy Now addresses

Open the quote form with these answers filled in, then change anything that is different for you.

Get your own quote

Prices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/car/prices?brand=ora&model=ora-5-58-3-kwh&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

How the Ora 5 price changes

The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.

Driver and carLowest priceAgainst this pageInsurersCheapest
This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years oldS$1,433.99 (as at 21 Oct 2026)1Allianz
The same driver with no NCD (0%)S$3,104.69 (as at 21 Oct 2026)S$1,670.70 more1Allianz
The same driver with 20% NCDS$2,483.75 (as at 21 Oct 2026)S$1,049.76 more1Allianz
Driver aged 27, 3 years’ driving, 30% NCDS$2,926.18 (as at 21 Oct 2026)S$1,492.19 more1Allianz
Driver aged 65, 20 years’ driving, 50% NCDS$1,599.40 (as at 21 Oct 2026)S$165.41 more1Allianz
A new car (registered this year)S$1,433.99 (as at 21 Oct 2026)the same1Allianz
A car 8 years oldS$1,433.99 (as at 21 Oct 2026)the same1Allianz

Open a line to get a quote with those answers filled in. Quotes by driver: the Ora 5 priced for 73 typical drivers, from new drivers to over-70s.

Ora 5 insurance price by driver age and NCD, male driver (man)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$5,120.78AIGS$4,608.68AIGS$4,096.60AIGS$3,405.30AIGNot possibleNot possible
22S$4,817.43AIGS$4,335.67AIGS$3,853.92AIGS$3,203.58AIGS$2,745.95AIGNot possible
23S$3,567.17AIGS$3,210.44AIGS$2,853.72AIGS$2,372.16AIGS$2,033.29AIGS$1,694.41AIG
24S$3,370.47AIGS$3,033.42AIGS$2,696.37AIGS$2,241.36AIGS$1,921.18AIGS$1,600.97AIG
25S$4,663.27AllianzS$4,196.91AllianzS$3,730.60AllianzS$3,015.41AllianzS$2,584.65AllianzS$2,153.86Allianz
26S$4,594.25AllianzS$4,134.79AllianzS$3,675.39AllianzS$2,970.79AllianzS$2,546.40AllianzS$2,121.98Allianz
27S$4,525.26AllianzS$4,072.71AllianzS$3,620.20AllianzS$2,926.18AllianzS$2,508.17AllianzS$2,090.12Allianz
28S$4,456.24AllianzS$4,010.59AllianzS$3,564.98AllianzS$2,881.55AllianzS$2,469.91AllianzS$2,058.24Allianz
29S$4,387.23AllianzS$3,948.47AllianzS$3,509.77AllianzS$2,836.93AllianzS$2,431.66AllianzS$2,026.36Allianz
30S$4,318.24AllianzS$3,886.39AllianzS$3,454.58AllianzS$2,792.32AllianzS$2,393.43AllianzS$1,994.50Allianz
31S$4,072.03AllianzS$3,664.80AllianzS$3,257.62AllianzS$2,633.11AllianzS$2,256.96AllianzS$1,880.78Allianz
32S$3,865.12AllianzS$3,478.58AllianzS$3,092.09AllianzS$2,499.31AllianzS$2,142.28AllianzS$1,785.21Allianz
33S$3,691.70AllianzS$3,322.51AllianzS$2,953.35AllianzS$2,387.17AllianzS$2,046.16AllianzS$1,705.11Allianz
34S$3,546.99AllianzS$3,192.27AllianzS$2,837.58AllianzS$2,293.59AllianzS$1,965.95AllianzS$1,638.28Allianz
35S$3,427.17AllianzS$3,084.43AllianzS$2,741.72AllianzS$2,216.12AllianzS$1,899.54AllianzS$1,582.92Allianz
36S$3,328.92AllianzS$2,996.00AllianzS$2,663.12AllianzS$2,152.58AllianzS$1,845.08AllianzS$1,537.55Allianz
37S$3,249.60AllianzS$2,924.62AllianzS$2,599.67AllianzS$2,101.29AllianzS$1,801.12AllianzS$1,500.91Allianz
38S$3,187.03AllianzS$2,868.30AllianzS$2,549.61AllianzS$2,060.83AllianzS$1,766.44AllianzS$1,472.02Allianz
39S$3,139.28AllianzS$2,825.33AllianzS$2,511.42AllianzS$2,029.96AllianzS$1,739.97AllianzS$1,449.96Allianz
40S$3,104.69AllianzS$2,794.20AllianzS$2,483.75AllianzS$2,007.60AllianzS$1,720.81AllianzS$1,433.99Allianz
41S$3,081.91AllianzS$2,773.70AllianzS$2,465.52AllianzS$1,992.86AllianzS$1,708.18AllianzS$1,423.46Allianz
42S$3,069.73AllianzS$2,762.74AllianzS$2,455.78AllianzS$1,984.98AllianzS$1,701.42AllianzS$1,417.84Allianz
43S$3,067.09AllianzS$2,760.36AllianzS$2,453.67AllianzS$1,983.28AllianzS$1,699.97AllianzS$1,416.62Allianz
44S$3,072.83AllianzS$2,765.52AllianzS$2,458.25AllianzS$1,986.99AllianzS$1,703.14AllianzS$1,419.27Allianz
45S$3,086.18AllianzS$2,777.54AllianzS$2,468.94AllianzS$1,995.63AllianzS$1,710.54AllianzS$1,425.43Allianz
46S$3,106.20AllianzS$2,795.56AllianzS$2,484.96AllianzS$2,008.57AllianzS$1,721.65AllianzS$1,434.69Allianz
47S$3,132.11AllianzS$2,818.88AllianzS$2,505.68AllianzS$2,025.32AllianzS$1,736.00AllianzS$1,446.65Allianz
48S$3,162.89AllianzS$2,846.58AllianzS$2,530.30AllianzS$2,045.22AllianzS$1,753.06AllianzS$1,460.87Allianz
49S$3,197.85AllianzS$2,878.05AllianzS$2,558.28AllianzS$2,067.84AllianzS$1,772.44AllianzS$1,477.02Allianz
50S$3,235.98AllianzS$2,912.36AllianzS$2,588.78AllianzS$2,092.49AllianzS$1,793.57AllianzS$1,494.62Allianz
51S$3,276.38AllianzS$2,948.72AllianzS$2,621.10AllianzS$2,118.62AllianzS$1,815.96AllianzS$1,513.28Allianz
52S$3,318.09AllianzS$2,986.26AllianzS$2,654.46AllianzS$2,145.58AllianzS$1,839.08AllianzS$1,532.55Allianz
53S$3,360.07AllianzS$3,024.04AllianzS$2,688.05AllianzS$2,172.73AllianzS$1,862.34AllianzS$1,551.94Allianz
54S$3,401.26AllianzS$3,061.11AllianzS$2,721.00AllianzS$2,199.36AllianzS$1,885.18AllianzS$1,570.96Allianz
55S$3,440.55AllianzS$3,096.48AllianzS$2,752.44AllianzS$2,224.77AllianzS$1,906.96AllianzS$1,589.11Allianz
56S$3,476.69AllianzS$3,129.00AllianzS$2,781.34AllianzS$2,248.14AllianzS$1,926.99AllianzS$1,605.81Allianz
57S$3,508.56AllianzS$3,157.68AllianzS$2,806.84AllianzS$2,268.75AllianzS$1,944.65AllianzS$1,620.52Allianz
58S$3,534.85AllianzS$3,181.34AllianzS$2,827.87AllianzS$2,285.74AllianzS$1,959.22AllianzS$1,632.66Allianz
59S$3,554.31AllianzS$3,198.85AllianzS$2,843.44AllianzS$2,298.32AllianzS$1,970.01AllianzS$1,641.65Allianz
60S$3,565.74AllianzS$3,209.14AllianzS$2,852.58AllianzS$2,305.71AllianzS$1,976.35AllianzS$1,646.93Allianz
61S$3,567.88AllianzS$3,211.07AllianzS$2,854.30AllianzS$2,307.11AllianzS$1,977.53AllianzS$1,647.92Allianz
62S$3,559.66AllianzS$3,203.67AllianzS$2,847.72AllianzS$2,301.79AllianzS$1,972.97AllianzS$1,644.12Allianz
63S$3,540.05AllianzS$3,186.02AllianzS$2,832.03AllianzS$2,289.10AllianzS$1,962.10AllianzS$1,635.07Allianz
64S$3,507.99AllianzS$3,157.17AllianzS$2,806.39AllianzS$2,268.38AllianzS$1,944.34AllianzS$1,620.26Allianz
65S$3,462.85AllianzS$3,116.54AllianzS$2,770.27AllianzS$2,239.18AllianzS$1,919.31AllianzS$1,599.40Allianz
66S$3,438.10AllianzS$3,094.27AllianzS$2,750.48AllianzS$2,223.19AllianzS$1,905.60AllianzS$1,587.98Allianz
67S$3,431.16AllianzS$3,088.03AllianzS$2,744.92AllianzS$2,218.70AllianzS$1,901.75AllianzS$1,584.77Allianz
68S$3,406.54AllianzS$3,065.86AllianzS$2,725.22AllianzS$2,202.78AllianzS$1,888.11AllianzS$1,573.40Allianz
69S$3,363.58AllianzS$3,027.20AllianzS$2,690.85AllianzS$2,174.99AllianzS$1,864.29AllianzS$1,553.56Allianz
70S$3,301.95AllianzS$2,971.73AllianzS$2,641.55AllianzS$2,135.14AllianzS$1,830.13AllianzS$1,525.10Allianz
71S$3,293.05AllianzS$2,963.72AllianzS$2,634.43AllianzS$2,129.39AllianzS$1,825.20AllianzS$1,520.99Allianz
72S$3,418.34AllianzS$3,076.48AllianzS$2,734.66AllianzS$2,210.41AllianzS$1,894.65AllianzS$1,578.85Allianz
73S$3,461.07AllianzS$3,114.94AllianzS$2,768.85AllianzS$2,238.04AllianzS$1,918.33AllianzS$1,598.59Allianz
74S$3,513.01AllianzS$3,161.69AllianzS$2,810.40AllianzS$2,271.63AllianzS$1,947.12AllianzS$1,622.58Allianz
75S$3,565.70AllianzS$3,209.10AllianzS$2,852.55AllianzS$2,305.70AllianzS$1,976.32AllianzS$1,646.91Allianz

Ora 5 insurance price by driver age and NCD, female driver (woman)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$5,056.54AIGS$4,550.88AIGS$4,045.22AIGS$3,362.60AIGNot possibleNot possible
22S$4,761.21AIGS$4,285.08AIGS$3,808.95AIGS$3,166.20AIGS$2,713.90AIGNot possible
23S$3,543.85AIGS$3,189.46AIGS$2,835.07AIGS$2,356.66AIGS$2,020.01AIGS$1,683.33AIG
24S$3,348.03AIGS$3,013.23AIGS$2,678.41AIGS$2,226.43AIGS$1,908.39AIGS$1,590.32AIG
25S$4,462.47AllianzS$4,016.19AllianzS$3,569.96AllianzS$2,885.57AllianzS$2,473.36AllianzS$2,061.11Allianz
26S$4,301.87AllianzS$3,871.66AllianzS$3,441.49AllianzS$2,781.73AllianzS$2,384.35AllianzS$1,986.93Allianz
27S$4,141.24AllianzS$3,727.09AllianzS$3,312.98AllianzS$2,677.86AllianzS$2,295.32AllianzS$1,912.75Allianz
28S$4,044.01AllianzS$3,639.58AllianzS$3,235.20AllianzS$2,614.99AllianzS$2,241.43AllianzS$1,867.83Allianz
29S$3,956.92AllianzS$3,561.21AllianzS$3,165.53AllianzS$2,558.67AllianzS$2,193.16AllianzS$1,827.61Allianz
30S$3,659.53AllianzS$3,293.56AllianzS$2,927.62AllianzS$2,366.37AllianzS$2,028.33AllianzS$1,690.26Allianz
31S$3,613.11AllianzS$3,251.77AllianzS$2,890.48AllianzS$2,336.35AllianzS$2,002.60AllianzS$1,668.81Allianz
32S$3,425.58AllianzS$3,083.00AllianzS$2,740.46AllianzS$2,215.09AllianzS$1,898.66AllianzS$1,582.19Allianz
33S$3,216.52AllianzS$2,894.85AllianzS$2,573.21AllianzS$2,079.91AllianzS$1,782.79AllianzS$1,485.63Allianz
34S$3,121.93AllianzS$2,809.72AllianzS$2,497.54AllianzS$2,018.74AllianzS$1,730.36AllianzS$1,441.95Allianz
35S$3,071.81AllianzS$2,764.61AllianzS$2,457.44AllianzS$1,986.33AllianzS$1,702.58AllianzS$1,418.80Allianz
36S$3,091.23AllianzS$2,782.09AllianzS$2,472.98AllianzS$1,998.89AllianzS$1,713.34AllianzS$1,427.77Allianz
37S$2,955.49AllianzS$2,659.92AllianzS$2,364.39AllianzS$1,911.12AllianzS$1,638.11AllianzS$1,365.07Allianz
38S$2,858.41AllianzS$2,572.55AllianzS$2,286.72AllianzS$1,848.34AllianzS$1,584.30AllianzS$1,320.23Allianz
39S$2,785.77AllianzS$2,507.18AllianzS$2,228.61AllianzS$1,801.37AllianzS$1,544.04AllianzS$1,286.68Allianz
40S$2,805.19AllianzS$2,524.66AllianzS$2,244.15AllianzS$1,813.93AllianzS$1,554.81AllianzS$1,295.65Allianz
41S$2,794.78AllianzS$2,515.29AllianzS$2,235.82AllianzS$1,807.20AllianzS$1,549.03AllianzS$1,290.85Allianz
42S$2,700.65AllianzS$2,430.56AllianzS$2,160.51AllianzS$1,746.32AllianzS$1,496.86AllianzS$1,247.37Allianz
43S$2,768.69AllianzS$2,491.80AllianzS$2,214.94AllianzS$1,790.32AllianzS$1,534.58AllianzS$1,278.79Allianz
44S$2,726.78AllianzS$2,454.09AllianzS$2,181.42AllianzS$1,763.22AllianzS$1,511.34AllianzS$1,259.44Allianz
45S$2,807.34AllianzS$2,526.59AllianzS$2,245.87AllianzS$1,815.32AllianzS$1,556.00AllianzS$1,296.65Allianz
46S$2,744.32AllianzS$2,469.87AllianzS$2,195.45AllianzS$1,774.57AllianzS$1,521.06AllianzS$1,267.53Allianz
47S$2,880.59AllianzS$2,592.51AllianzS$2,304.46AllianzS$1,862.68AllianzS$1,596.60AllianzS$1,330.48Allianz
48S$2,774.38AllianzS$2,496.92AllianzS$2,219.50AllianzS$1,794.00AllianzS$1,537.72AllianzS$1,281.42Allianz
49S$2,824.88AllianzS$2,542.38AllianzS$2,259.90AllianzS$1,826.66AllianzS$1,565.71AllianzS$1,304.75Allianz
50S$2,918.98AllianzS$2,627.07AllianzS$2,335.18AllianzS$1,887.51AllianzS$1,617.87AllianzS$1,348.22Allianz
51S$2,840.19AllianzS$2,556.16AllianzS$2,272.15AllianzS$1,836.56AllianzS$1,574.20AllianzS$1,311.82Allianz
52S$2,903.37AllianzS$2,613.01AllianzS$2,322.69AllianzS$1,877.41AllianzS$1,609.21AllianzS$1,341.00Allianz
53S$3,017.19AllianzS$2,715.45AllianzS$2,413.75AllianzS$1,951.02AllianzS$1,672.31AllianzS$1,393.57Allianz
54S$3,031.00AllianzS$2,727.88AllianzS$2,424.79AllianzS$1,959.94AllianzS$1,679.96AllianzS$1,399.95Allianz
55S$3,007.50AllianzS$2,706.73AllianzS$2,405.99AllianzS$1,944.74AllianzS$1,666.94AllianzS$1,389.10Allianz
56S$3,086.03AllianzS$2,777.40AllianzS$2,468.81AllianzS$1,995.52AllianzS$1,710.46AllianzS$1,425.37Allianz
57S$2,985.96AllianzS$2,687.35AllianzS$2,388.76AllianzS$1,930.82AllianzS$1,655.00AllianzS$1,379.15Allianz
58S$3,193.29AllianzS$2,873.94AllianzS$2,554.62AllianzS$2,064.88AllianzS$1,769.91AllianzS$1,474.91Allianz
59S$3,116.69AllianzS$2,805.00AllianzS$2,493.34AllianzS$2,015.35AllianzS$1,727.46AllianzS$1,439.53Allianz
60S$3,251.49AllianzS$2,926.32AllianzS$2,601.18AllianzS$2,102.51AllianzS$1,802.17AllianzS$1,501.79Allianz
61S$3,199.36AllianzS$2,879.40AllianzS$2,559.48AllianzS$2,068.81AllianzS$1,773.28AllianzS$1,477.71Allianz
62S$3,258.27AllianzS$2,932.42AllianzS$2,606.61AllianzS$2,106.90AllianzS$1,805.93AllianzS$1,504.92Allianz
63S$3,238.51AllianzS$2,914.64AllianzS$2,590.80AllianzS$2,094.13AllianzS$1,794.97AllianzS$1,495.80Allianz
64S$3,237.23AllianzS$2,913.48AllianzS$2,589.77AllianzS$2,093.29AllianzS$1,794.26AllianzS$1,495.20Allianz
65S$3,335.40AllianzS$3,001.84AllianzS$2,668.32AllianzS$2,156.78AllianzS$1,848.68AllianzS$1,540.54Allianz
66S$3,167.57AllianzS$2,850.79AllianzS$2,534.05AllianzS$2,048.25AllianzS$1,755.65AllianzS$1,463.03Allianz
67S$3,156.97AllianzS$2,841.25AllianzS$2,525.57AllianzS$2,041.40AllianzS$1,749.78AllianzS$1,458.13Allianz
68S$3,075.77AllianzS$2,768.17AllianzS$2,460.61AllianzS$1,988.89AllianzS$1,704.77AllianzS$1,420.63Allianz
69S$3,279.88AllianzS$2,951.87AllianzS$2,623.90AllianzS$2,120.88AllianzS$1,817.90AllianzS$1,514.91Allianz
70S$3,294.71AllianzS$2,965.22AllianzS$2,635.76AllianzS$2,130.47AllianzS$1,826.12AllianzS$1,521.75Allianz
71S$3,360.60AllianzS$3,024.52AllianzS$2,688.47AllianzS$2,173.07AllianzS$1,862.64AllianzS$1,552.18Allianz
72S$3,427.81AllianzS$3,085.01AllianzS$2,742.24AllianzS$2,216.53AllianzS$1,899.90AllianzS$1,583.23Allianz
73S$3,496.34AllianzS$3,146.68AllianzS$2,797.06AllianzS$2,260.85AllianzS$1,937.88AllianzS$1,614.88Allianz
74S$3,566.26AllianzS$3,209.61AllianzS$2,853.00AllianzS$2,306.06AllianzS$1,976.63AllianzS$1,647.17Allianz
75S$3,637.62AllianzS$3,273.83AllianzS$2,910.09AllianzS$2,352.20AllianzS$2,016.19AllianzS$1,680.13Allianz

Ora 5 insurance price by driver age and NCD, new car (1 year old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$5,684.20AIGS$5,115.77AIGS$4,547.33AIGS$3,779.98AIGNot possibleNot possible
23S$3,963.47AIGS$3,567.11AIGS$3,170.76AIGS$2,635.70AIGS$2,259.19AIGS$1,882.64AIG
25S$4,663.27AllianzS$4,196.91AllianzS$3,730.60AllianzS$3,015.41AllianzS$2,584.65AllianzS$2,153.86Allianz
28S$4,456.24AllianzS$4,010.59AllianzS$3,564.98AllianzS$2,881.55AllianzS$2,469.91AllianzS$2,058.24Allianz
30S$4,318.24AllianzS$3,886.39AllianzS$3,454.58AllianzS$2,792.32AllianzS$2,393.43AllianzS$1,994.50Allianz
35S$3,427.17AllianzS$3,084.43AllianzS$2,741.72AllianzS$2,216.12AllianzS$1,899.54AllianzS$1,582.92Allianz
40S$3,104.69AllianzS$2,794.20AllianzS$2,483.75AllianzS$2,007.60AllianzS$1,720.81AllianzS$1,433.99Allianz
45S$3,086.18AllianzS$2,777.54AllianzS$2,468.94AllianzS$1,995.63AllianzS$1,710.54AllianzS$1,425.43Allianz
50S$3,235.98AllianzS$2,912.36AllianzS$2,588.78AllianzS$2,092.49AllianzS$1,793.57AllianzS$1,494.62Allianz
55S$3,440.55AllianzS$3,096.48AllianzS$2,752.44AllianzS$2,224.77AllianzS$1,906.96AllianzS$1,589.11Allianz
60S$3,565.74AllianzS$3,209.14AllianzS$2,852.58AllianzS$2,305.71AllianzS$1,976.35AllianzS$1,646.93Allianz
65S$3,462.85AllianzS$3,116.54AllianzS$2,770.27AllianzS$2,239.18AllianzS$1,919.31AllianzS$1,599.40Allianz
70S$3,301.95AllianzS$2,971.73AllianzS$2,641.55AllianzS$2,135.14AllianzS$1,830.13AllianzS$1,525.10Allianz
75S$3,565.70AllianzS$3,209.10AllianzS$2,852.55AllianzS$2,305.70AllianzS$1,976.32AllianzS$1,646.91Allianz

Ora 5 insurance price by driver age and NCD, older car (8 years old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$5,143.54AIGS$4,629.18AIGS$4,114.82AIGS$3,420.45AIGNot possibleNot possible
23S$3,580.62AIGS$3,222.55AIGS$2,864.49AIGS$2,381.11AIGS$2,040.96AIGS$1,700.79AIG
25S$4,663.27AllianzS$4,196.91AllianzS$3,730.60AllianzS$3,015.41AllianzS$2,584.65AllianzS$2,153.86Allianz
28S$4,456.24AllianzS$4,010.59AllianzS$3,564.98AllianzS$2,881.55AllianzS$2,469.91AllianzS$2,058.24Allianz
30S$4,318.24AllianzS$3,886.39AllianzS$3,454.58AllianzS$2,792.32AllianzS$2,393.43AllianzS$1,994.50Allianz
35S$3,427.17AllianzS$3,084.43AllianzS$2,741.72AllianzS$2,216.12AllianzS$1,899.54AllianzS$1,582.92Allianz
40S$3,104.69AllianzS$2,794.20AllianzS$2,483.75AllianzS$2,007.60AllianzS$1,720.81AllianzS$1,433.99Allianz
45S$3,086.18AllianzS$2,777.54AllianzS$2,468.94AllianzS$1,995.63AllianzS$1,710.54AllianzS$1,425.43Allianz
50S$3,235.98AllianzS$2,912.36AllianzS$2,588.78AllianzS$2,092.49AllianzS$1,793.57AllianzS$1,494.62Allianz
55S$3,440.55AllianzS$3,096.48AllianzS$2,752.44AllianzS$2,224.77AllianzS$1,906.96AllianzS$1,589.11Allianz
60S$3,565.74AllianzS$3,209.14AllianzS$2,852.58AllianzS$2,305.71AllianzS$1,976.35AllianzS$1,646.93Allianz
65S$3,462.85AllianzS$3,116.54AllianzS$2,770.27AllianzS$2,239.18AllianzS$1,919.31AllianzS$1,599.40Allianz
70S$3,301.95AllianzS$2,971.73AllianzS$2,641.55AllianzS$2,135.14AllianzS$1,830.13AllianzS$1,525.10Allianz
75S$3,565.70AllianzS$3,209.10AllianzS$2,852.55AllianzS$2,305.70AllianzS$1,976.32AllianzS$1,646.91Allianz

Ora 5 insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$5,120.78AIGS$4,608.68AIGS$4,096.60AIGNo online priceNot possibleNot possible
23S$3,567.17AIGS$3,210.44AIGS$2,853.72AIGNo online priceNo online priceNo online price
25S$3,261.59AIGS$2,935.41AIGS$2,609.25AIGNo online priceNo online priceNo online price
28S$2,946.05AIGS$2,651.44AIGS$2,356.83AIGNo online priceNo online priceNo online price
30S$2,744.61AIGS$2,470.15AIGS$2,195.67AIGNo online priceNo online priceNo online price
35S$2,294.84AIGS$2,065.35AIGS$1,835.87AIGNo online priceNo online priceNo online price
40S$2,024.49AIGS$1,822.03AIGS$1,619.59AIGNo online priceNo online priceNo online price
45S$2,020.85AIGS$1,818.75AIGS$1,616.67AIGNo online priceNo online priceNo online price
50S$2,329.35AIGS$2,096.41AIGS$1,863.47AIGNo online priceNo online priceNo online price
55S$2,628.57AIGS$2,365.70AIGS$2,102.85AIGNo online priceNo online priceNo online price
60S$2,733.29AIGS$2,459.96AIGS$2,186.63AIGNo online priceNo online priceNo online price
65S$2,685.28AIGS$2,416.75AIGS$2,148.22AIGNo online priceNo online priceNo online price
70S$3,320.37AIGS$2,868.79AIGS$2,550.02AIGNo online priceNo online priceNo online price
75S$3,585.99AIGS$3,107.92AIGS$2,762.55AIGNo online priceNo online priceNo online price

Prices for other drivers of the Ora 5

Every insurer's price for another driver of the Ora 5: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.

Any car and any driver, in plain words (change any word): /quote/car/prices?car=Ora+5&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).

The Ora 5 on our quote form

We priced the Ora 5 58.3 kWh (electric), the version most of our insurers quote.

Insurers with no online price for the Ora 5

  • Budget Direct: This insurer has no online price for this car model yet.
  • DirectAsia: This insurer has no online price for this car model yet.
  • ECICS: ECICS does not list this model on its online quote.
  • ERGO: This insurer has no online price for this car model yet.
  • Etiqa: This insurer has no online price for this car model yet.
  • FWD: This insurer has no online price for this car model yet.
  • Great American: This insurer has no online price for electric cars.
  • Great Eastern: This insurer has no online price for this car model yet.
  • HL Assurance: This insurer has no online price for this car model yet.
  • Income: This insurer has no online price for this car model yet.
  • India International: This insurer has no online price for electric cars.
  • Liberty: This insurer has no online price for this car model yet.
  • MS First Capital: MS First Capital does not quote electric cars online.
  • MSIG: This insurer has no online price for this car model yet.
  • QBE: This insurer has no online price for this car model yet.
  • Singlife: This insurer has no online price for this car model yet.
  • Sompo: This insurer has no online price for this car model yet.
  • UOI: This insurer has no online price for this car model yet.

Some insurers give car prices only through their agents; they are on our insurer list.

The Ora 5 against similar cars

The same driver and car age, each car at the version most insurers quote.

CarEngineLowest priceAgainst the Ora 5Insurers
BYD Sealion 7electricS$1,081.74 (as at 21 Oct 2026)S$352.25 less8
BYD Atto 3electricS$810.28 (as at 21 Oct 2026)S$623.71 less10
BYD M6electricS$859.46 (as at 21 Oct 2026)S$574.53 less9
BMW iX1electricS$1,154.64 (as at 21 Oct 2026)S$279.35 less6
Tesla Model 3electricS$697.24 (as at 21 Oct 2026)S$736.75 less10
Tesla Model YelectricS$795.85 (as at 21 Oct 2026)S$638.14 less10

COE for the Ora 5

A fully electric Ora 5 needs a Category A COE (S$139,001 in the November 2026, 1st round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more powerful.

The COE is bought separately from insurance. The latest COE results are updated after every bidding round.

Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.

Questions people ask

How much is Ora 5 insurance for a 40-year-old man with 50% NCD?

S$1,433.99 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Ora 5 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Ora 5 insurance for a 40-year-old woman with 50% NCD?

S$1,295.65 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Ora 5 insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Ora 5 insurance for a 21-year-old driver with no NCD?

S$5,120.78 a year, from AIG: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 3 years, authorised workshop. Every insurer's price is one link away in the table "Ora 5 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Ora 5 insurance for a 23-year-old woman with no NCD?

S$3,543.85 a year, from AIG: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 5 years, authorised workshop. Every insurer's price is one link away in the table "Ora 5 insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Ora 5 insurance for a 25-year-old new driver with no NCD?

S$4,663.27 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 7 years, authorised workshop. Every insurer's price is one link away in the table "Ora 5 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Ora 5 insurance for a 30-year-old with 20% NCD?

S$3,454.58 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Ora 5 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Ora 5 insurance for a 30-year-old woman with 50% NCD?

S$1,690.26 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Ora 5 insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Ora 5 insurance for a 35-year-old with 30% NCD?

S$2,216.12 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 15 years, authorised workshop. Every insurer's price is one link away in the table "Ora 5 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Ora 5 insurance for a 50-year-old with 50% NCD?

S$1,494.62 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Ora 5 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Ora 5 insurance for a 60-year-old woman with 50% NCD?

S$1,501.79 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Ora 5 insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Ora 5 insurance for a 70-year-old driver with 50% NCD?

S$1,525.10 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Ora 5 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Ora 5 insurance for a 40-year-old driver after one claim, with 20% NCD?

S$1,619.59 a year, from AIG: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Ora 5 insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver" on this page.

How much is Ora 5 insurance for a new car (1 year old), driver aged 40 with 50% NCD?

S$1,433.99 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 1 year old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Ora 5 insurance price by driver age and NCD, new car (1 year old), male driver" on this page.

How much is Ora 5 insurance for an 8-year-old car, driver aged 40 with 50% NCD?

S$1,433.99 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 8 years old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Ora 5 insurance price by driver age and NCD, older car (8 years old), male driver" on this page.

How much is car insurance for Ora 5 58.3 kWh, 3 years old, 50% no-claim discount?

Today, 1 insurer prices this, from S$1,433.99 to S$2,462.68 (as at 21 Oct 2026). The cheapest is Allianz Allianz Electric Motor Protect Comprehensive at S$1,433.99 (as at 21 Oct 2026). All prices include 9% GST.

What do these prices assume?

Ora 5 58.3 kWh. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.

Will my own price be the same?

Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.

How much does a 50% no-claim discount save on Ora 5 insurance?

Today the lowest price for our standard driver is S$1,433.99 (as at 21 Oct 2026) with 50% NCD and S$3,104.69 (as at 21 Oct 2026) with no NCD, so the discount saves S$1,670.70 a year.

Do younger drivers pay more to insure a Ora 5?

Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$2,926.18 (as at 21 Oct 2026) today, S$1,492.19 more than our standard driver aged 40.

Which insurers have no online price for the Ora 5?

Budget Direct, DirectAsia, ECICS, ERGO, Etiqa, FWD, Great American, Great Eastern, HL Assurance, Income, India International, Liberty, MS First Capital, MSIG, QBE, Singlife, Sompo, UOI. They give no online price for this model; a broker can still ask them for one.