The Ora Good Cat is an electric hatchback from China. If you are weighing one up, the costs break down into the list price with COE, yearly road tax and yearly car insurance. This guide covers each in turn.
The insurance figures are examples for one stated driver, as of 1 November 2026. They let you compare insurers on the same footing. They are not a quote for you.
The two versions
The new-car list read on 2026-10-10 lists the Good Cat as a hatchback, made in China. It has two versions, both electric with a 63 kWh battery and 141bhp:
- Electric 63 kWh
- Electric GT-Line 63 kWh
Our quote form lists the same pair. The insurance prices below are for the GT-Line, the version most insurers quote.
List prices
As listed on 2026-10-10, with COE included that day:
- Electric 63 kWh: S$180,999
- Electric GT-Line 63 kWh: S$185,999
These move with each COE round. Ask for a current price, and compare offers on the same terms.
COE for an electric hatchback
The price page sets out the rule for a fully electric Good Cat:
- Motor of 110kW (147bhp) or less: Category A, at S$132,004 in the October 2026 2nd round
- More powerful motor: Category B, at S$131,901 in that round
The COE page lists the latest results.
Road tax by motor power
For the 141bhp (105kW) motor, LTA's formula, checked 2026-10-19, gives S$1,530.88 a year before any surcharge. On an electric car the figure follows motor power, not engine size.
The age surcharge for older cars:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page works out other figures.
Insuring the Good Cat
The Ora Good Cat price page prices these details:
- Car: Good Cat GT-Line 63 kWh, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
7 insurers price it online. The lowest premium is S$997.83 a year. The insurer whose lowest plan costs most asks at least S$1,686.75. That is S$688.92 more, or 69% on top. The dearest plan on the page is S$2,684.63. All prices include 9% GST.
The three lowest premiums sit close together, from S$997.83 to S$1,043.96. After that, the gaps widen.
Excess to compare
Excess is what you pay on each claim. It runs from S$300 to S$2,500 on this page. Three plans carry S$300 and three carry S$600, with others at S$900 and S$1,500. Two of the lower premiums carry S$1,500, so check the excess beside each figure.
Insurers that give no price
The page lists 12 insurers without an online price. Eight have no price for the Good Cat yet. Two do not price electric cars online. One prices repairs at any workshop only, and one does not list the model.
How the premium moves
The page changes one detail at a time:
- No NCD (0%): S$1,875.64, which is S$877.81 more
- 20% NCD: S$1,509.56, which is S$511.73 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,036.00, which is S$1,038.17 more
- Driver aged 65, 20 years' driving: S$1,121.72, which is S$123.89 more
- New car, registered this year: S$972.83, which is S$25.00 less
- Car 8 years old: S$941.40, which is S$56.43 less
The young driver's line is the highest, up 104%. Losing the NCD takes the lowest price close to that. Both a newer and an older car shave a little off.
All 7 insurers price each driver line, and 6 price the new car. These are lowest prices only. Dearer plans can move in other ways.
Next to other electric cars
The price page compares six electric cars for the same driver and car age:
- BMW iX1: S$1,907.27
- BYD Sealion 7: S$1,390.72
- Tesla Model Y: S$939.71
- BYD Atto 3: S$913.63
- Tesla Model 3: S$913.62
- BYD M6: S$861.41
They average S$1,154.39 at their lowest. The Good Cat is 14% under that. But 4 of the six still have a lower lowest price, as two dear cars lift the average. The four cheaper cars each have 9 or 10 insurers pricing them. Other makes are on the car insurance page.
What changes with your habits
- Charging: the cost depends on where you charge, how often and the rate. Check chargers near your HDB block or condo.
- Parking: season parking where you live and work, and parking elsewhere.
- ERP: depends on your routes and the time of day.
- Servicing and tyres: follow the maker's schedule. Ask what the battery warranty covers and how long it runs.
- Depreciation: the fall in value over the COE life depends on the price you pay now and the value later.
Summary of yearly costs we can show
For the Ora Good Cat GT-Line 63 kWh:
- Road tax: S$1,530.88 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$997.83 a year (as of 1 November 2026)
- Insurance, no NCD: from S$1,875.64
- Insurance, car 8 years old: from S$941.40
One-off costs for reference: list prices from S$180,999 as listed on 2026-10-10. Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Ora Good Cat
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Ora Good Cat to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.