The Ora 07 is an electric car with an 83.5 kWh battery. It does not appear on the new-car list now. This guide is for people who own one or are thinking about a used one. It deals with the COE rule, road tax and car insurance.
The insurance prices are examples for one stated driver, as of 1 November 2026. They give you a way to compare. They are not your quote.
The listing gap
There is no entry for the Ora 07 on the new-car list today. So this guide has no list price, power or body type. The price page prices the Ora 07 83.5 kWh, and the insurance figures below are for that car.
Which COE category applies
The price page says a fully electric Ora 07 needs:
- Category A if its motor is 110kW (147bhp) or less. Category A closed at S$132,004 in the October 2026 2nd round.
- Category B if its motor is more powerful. Category B closed at S$131,901 in the same round.
On a used car, how long the COE has left matters most. The COE page shows the latest results.
Road tax and motor power
Electric cars pay road tax by motor power. The new-car list gives no power for the Ora 07, so we leave out a figure. The log card shows the power. The road tax page works out the yearly amount.
Older cars pay a surcharge on top of the base:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The standard driver's insurance
The Ora 07 price page uses these details:
- Car: Ora 07 83.5 kWh, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
4 insurers price it online. The lowest is S$1,064.82 a year. The insurer whose lowest plan costs most asks at least S$1,589.93. That is S$525.11, or 49%, more. All prices include 9% GST.
Every price on the standard driver's list is marked as an estimate. Check the plan details on the price page, as the plans are not all alike in what they cover.
Excess levels
Your excess is what you pay yourself on a claim. Three plans on this page carry S$600, and two carry S$1,500. The lowest premium sits on a S$1,500 excess. So a claim would cost you more out of pocket on that plan.
Insurers with no price
The page names 15 insurers without an online price. Twelve have no price for this model yet, and two do not price electric cars online. One does not list it on its online quote.
How changes move the lowest price
The page changes one detail at a time:
- No NCD (0%): S$2,241.74, which is S$1,176.92 more
- 20% NCD: S$1,793.38, which is S$728.56 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,225.89, which is S$1,161.07 more
- Driver aged 65, 20 years' driving: S$1,322.14, which is S$257.32 more
- New car, registered this year: S$1,208.50, which is S$143.68 more
- Car 8 years old: S$1,065.00, which is S$0.18 more
Losing your NCD costs most, more than doubling the lowest price with a 111% rise. A young driver lands at almost the same level.
The new-car line is worth a note. Only 3 insurers price a car registered this year, and the lowest of them is S$143.68 higher. An 8-year-old car costs almost exactly the same as the standard case.
These are lowest prices only. Other plans may move by other sums.
Beside six electric cars
For the same driver and car age, the price page sets the Ora 07 beside:
- BMW iX1: S$1,907.27
- BYD Sealion 7: S$1,390.72
- Tesla Model Y: S$939.71
- BYD Atto 3: S$913.63
- Tesla Model 3: S$913.62
- BYD M6: S$861.41
Their average lowest price is S$1,154.39. The Ora 07 sits 8% under it. Even so, 4 of the six have a lower lowest price. Two pricier cars lift the average. The cheaper four each have 9 or 10 insurers pricing them, against 4 for the Ora 07. Other makes are on the car insurance page.
Costs set by the owner
- Charging: the bill depends on where you charge, the rate there and how far you drive. Check chargers near your HDB block or condo.
- Battery: on a used car, ask for a battery health report and the warranty left.
- Parking: season parking at home and work, plus parking on the go.
- ERP: depends on where and when you drive.
- Parts and repairs: ask a workshop how readily parts can be had for this model.
- Depreciation: the price you pay and the COE years left set it.
Summary of yearly costs we can show
For the Ora 07 83.5 kWh:
- Road tax: from motor power; see the road tax page
- Insurance, standard driver: from S$1,064.82 a year (as of 1 November 2026)
- Insurance, no NCD: from S$2,241.74
- Insurance, new car: from S$1,208.50
For reference, Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Ora 07
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Ora 07 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.