The Hyundai Azera is a large sedan with a big engine, and it is no longer on the new-car list. If you run one, the yearly bills are the costs that count. A 3.3-litre engine makes road tax a large item, so this piece starts there after the basics.
All insurance figures are examples for a single stated driver, as of 1 November 2026. Use them to see how prices compare, not as your own quote.
The version on the form
The new-car list has no current entry for the Azera. So this review gives no list price, power figure or body type. The price page quotes the Hyundai Azera 3.3, with a 3,342cc engine. That is the version most of our insurers price, and every figure below refers to it.
A Category B car
The price page is clear on the COE. With a 3,342cc engine, above 1,600cc, the Azera 3.3 needs a Category B COE. In the October 2026 2nd round, Category B closed at S$131,901.
There is no power test here, because the engine size alone puts it in Category B. Premiums move every round. The COE page shows the latest results.
Road tax: the big line
Road tax rises steeply with engine size. For 3,342cc, LTA's formula gives S$2,919.98 a year. That is before any age surcharge.
That surcharge starts once a car is more than 10 years old:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
For an older Azera, the surcharge is added on top of an already high base. It is worth checking the car's registration date before you work out the yearly bill. The road tax page does the sum for any engine size.
Insuring the Azera 3.3
The Hyundai Azera price page prices one profile:
- Car: Azera 3.3, registered 3 years ago, private use, comprehensive cover
- Driver: 40 years old, married, office job, driving 10 years
- Record: 50% NCD and no claims
- Repairs: authorised workshop, no add-ons
On those details, 8 insurers quote. The lowest price is S$990.49 a year. The dearest of the eight asks at least S$1,653.34. The difference is S$662.85, which is 67% on top. Prices include 9% GST.
For a large-engined car, that lowest figure is lower than you might expect. Even so, the spread is wide enough that comparing several quotes makes sense.
The excess column
Most plans here carry a S$600 excess. The full range is S$300 to S$2,500. The plans with the S$300 excess sit near the top of the price list. One plan near the bottom carries S$2,500. So a lower premium can come with a bigger share of each claim.
How the premium shifts
The price page lists the lowest price when one detail changes:
- No NCD (0%): S$1,936.33, S$945.84 more
- 20% NCD: S$1,550.01, S$559.52 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,025.71, S$1,035.22 more, with 6 insurers pricing
- Driver aged 65, 20 years' driving: S$1,082.41, S$91.92 more
- New car, registered this year: S$1,003.33, S$12.84 more
- Car 8 years old: S$942.80, S$47.69 less
A younger driver more than doubles the lowest price: it rises by 105%. Losing all NCD comes close. The car's own age makes little difference, and an older car is a little cheaper.
Remember these are the lowest prices. Other plans may move by different amounts.
Reading the changes
The NCD lines show how much a clean record is worth on a car like this. Moving from 50% to 20% NCD adds S$559.52 to the lowest price. Dropping to no NCD adds S$945.84. If you are weighing a small claim, those figures help you see what a lost discount could cost over the next renewal.
The 65-year-old driver pays a little more than the standard driver, and one fewer insurer prices that profile. If an older family member will be the main driver, it is worth asking for quotes in that person's name.
Next to similar cars
The price page compares the Azera with six cars of a similar engine size, for the same driver:
- Alfa Romeo 166: S$2,897.48
- Audi A8: S$1,092.69
- Audi Q7: S$1,002.60
- Audi Q8: S$1,323.18
- Audi Roadjet Concept: S$1,524.39
- Audi S4 Saloon: S$1,209.34
Their average lowest price is S$1,508.28. The Azera costs 34% less than that. None of the six is cheaper to insure on these details. Bear in mind that some of these cars have only one or two insurers pricing them, which can pull the average up. More Hyundai models are on the Hyundai car insurance page.
Owner-dependent costs
These costs depend on your habits, so no figure is given:
- Fuel: a 3.3-litre engine uses fuel in line with its size; your bill depends on distance and pump prices.
- Parking: season parking at home, plus what you pay at work and when out.
- ERP: set by your routes and times.
- Maintenance: an older car may need more parts. Ask for service records and check what is due.
- Depreciation: depends on what you pay and the COE life left on the car.
Summary of yearly costs we can show
For the Hyundai Azera 3.3:
- Road tax: S$2,919.98 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$990.49 a year (1 November 2026)
- Insurance, no NCD: from S$1,936.33
- Insurance, a car 8 years old: from S$942.80
The Category B COE closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Hyundai Azera
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Hyundai Azera to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.