A Hyundai Accent is a small car with a small engine, and both keep its fixed costs low. If you own one, or are looking at one on the used market, this page lays out the costs we can show with figures.
The insurance figures are examples for one stated driver, read on 20 October 2026. They show how insurers rate the car. Your own price will differ with your details.
The many Accents on the form
The Accent has no entry on the new-car list on sale now, so there is no list price or power figure to quote.
Our quote form lists six versions, with engines from 1.3 to 1.6 litres:
- Accent 1.3: 1,341cc
- Accent 1.3 GSi: 1,341cc
- Accent 1.4: 1,399cc
- Accent 1.4 Saloon: 1,399cc
- Accent 1.5 CDX: 1,493cc
- Accent 1.6: 1,598cc
The figures below are for the Accent 1.3, which most of our insurers quote. Larger engines pay more road tax, and their insurance may differ.
Road tax on the 1.3
LTA's formula sets road tax for a 1,341cc engine at S$591.00 a year, before any surcharge.
That surcharge applies to cars more than 10 years old:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
So the age of the car you buy matters for this bill. Look up the 1.4, 1.5 or 1.6 on the road tax page.
COE and the Accent
The price page gives the rule for the Accent 1.3. With a 1,341cc engine, it needs a Category A COE if its power is 97kW (130bhp) or less, and a Category B COE if it is more.
In the October 2026 1st round, Category A closed at S$130,001 and Category B at S$130,100. When you buy used, you take over the car's COE, and the time left on it is part of the deal. Each round's results are on the COE page.
Insurance across 15 insurers
The Hyundai Accent price page sets one driver and one car for every insurer:
- Car: Accent 1.3, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no add-ons
15 insurers price it. The lowest premium is S$569.36. The insurer whose lowest plan is dearest asks at least S$1,489.78. That is S$920.42 more, or 162% on top. All prices include 9% GST.
That is one of the widest gaps on any of our pages. For the same driver and car, one quote is well over twice another. Collecting several quotes is the only way to see where you sit.
Excess, plan by plan
The excess is the part of any claim you pay. For the Accent, most plans ask S$600. Some ask S$500, S$750 or S$800. Others ask S$2,500 or S$3,000, and one asks nothing, S$0.
High excesses tend to sit on some of the plans with mid-range premiums. Read the two columns together before you settle on a quote.
The changes that move the price
With all else held, the price page changes one thing and shows the lowest price:
- No NCD (0%): S$925.07, up S$355.71
- 20% NCD: S$925.07, up S$355.71
- Driver aged 27, 3 years' driving, 30% NCD: S$925.07, up S$355.71
- Driver aged 65, 20 or more years' driving: S$569.36, unchanged
- A new car, registered this year: S$586.41, up S$17.05
- A car 8 years old: S$545.00, down S$24.36
With no NCD, the lowest price rises 62%. That makes the discount worth guarding. A 27-year-old with fewer years of driving lands on that same higher figure.
Car age matters far less. An 8-year-old Accent is a little cheaper at the lowest price, and a newer one a little dearer. Dearer plans may react differently, so the lowest line is only part of the picture.
How it stacks up against similar cars
For the same driver and car age, the price page compares six similar cars:
- Mazda 3: S$927.36
- BMW X1: S$811.71
- Mercedes-Benz GLB: S$787.96
- Mercedes-Benz C-Class: S$749.93
- Honda Freed: S$642.42
- Toyota Sienta: S$604.07
Their average lowest price is S$753.91. At S$569.36, the Accent is 24% below it, and none of the six costs less to insure. Other Hyundai models are on the Hyundai car insurance page, and the cheapest cars to insure page ranks models across makes.
The costs that depend on the owner
These vary too much to price here, but plan for them:
- Parking: season parking at your HDB block or condo, and paid parking in town. Check your own block's rate.
- Petrol: depends on how far you go and the pump price.
- ERP: set by your routes and timing.
- Upkeep: on an older car, tyres, brakes, batteries and other wear parts come due. Ask for the service record.
- Depreciation: rests on what you pay and how many COE years remain.
Summary of yearly costs we can show
For the Hyundai Accent 1.3, dated as shown:
- Road tax: S$591.00 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$569.36 a year (20 October 2026)
- Insurance, no NCD: from S$925.07
- Insurance, a car 8 years old: from S$545.00
For reference, the October 2026 1st round COE closed at S$130,001 for Category A and S$130,100 for Category B.
Before you buy: car insurance for the Hyundai Accent
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Hyundai Accent to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.