The BMW X6 is a large SUV with a high list price. This page is for anyone working out what one costs to buy and keep in Singapore. It goes through the list price, COE, road tax and car insurance in turn.
Insurance prices here are examples for one stated driver, read on 20 October 2026. They are not a quote, and your own premium depends on your details.
The version on sale
The new-car list read on 2026-10-10 has one X6 version on sale, an SUV made in USA:
- X6 Mild Hybrid xDrive40i M Sport Pro: petrol-electric, 2,998cc, 375bhp
Our insurance figures are for a slightly different car. The price page prices the BMW X6 3.0, with a 2,993cc engine, as that is the version most of our insurers quote. Keep this in mind when you read the premiums: a new mild hybrid may be priced differently.
List price
As listed on 2026-10-10, with COE included in the list price that day:
- X6 Mild Hybrid xDrive40i M Sport Pro: S$607,888
List prices move with the COE and with what a dealer offers. When you compare offers, look at what each one includes, such as warranty and servicing, before you set the totals side by side.
The COE
The price page's COE section covers the X6 3.0. With a 2,993cc engine, above 1,600cc, it needs a Category B COE. In the October 2026 1st round, Category B closed at S$130,100.
The figure changes at every bidding round. See the COE page for the latest results.
Road tax
For the X6 3.0's 2,993cc engine, LTA's formula gives S$2,376.88 a year. It was checked on 2026-10-19 and is before any age surcharge.
From the tenth year, the surcharge rises:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The new 2,998cc version has a slightly different engine size, so its road tax is not exactly the same. The road tax page works it out for any engine.
Insurance for the standard driver
The BMW X6 price page prices:
- Car: X6 3.0, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
11 insurers price the car. The lowest premium is S$896.14. The insurer whose lowest plan is dearest asks at least S$4,066.03. That is S$3,169.89 more, or 354% on top. Prices include 9% GST.
Five insurers on our panel show no online price for this model. So you have fewer prices to compare than for a mass-market car, and each extra quote counts.
The excess
The excess is what you pay first on a claim. Most plans on this page set S$600. Two set S$500 and three set S$800. One plan sets S$2,500, and one has no excess.
On a car with costly parts, the excess is worth reading as closely as the premium.
How the price changes
The price page shows the lowest price when one detail differs:
- No NCD (0%): S$1,586.87, S$690.73 more
- 20% NCD: S$1,509.30, S$613.16 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,586.87, S$690.73 more
- Driver aged 65, 20 or more years' driving: S$1,063.53, S$167.39 more
- A new car, registered this year: S$1,221.67, S$325.53 more
- A car 8 years old: S$838.94, S$57.20 less
Losing the NCD is the biggest change, at 77% more. The younger driver lands at the same lowest price.
A new car costs more to insure than the 3-year-old X6 on the page. This matters if you are buying new at the list price above. An 8-year-old car costs a little less.
These are lowest prices only, and other plans may move differently.
Against similar cars
For the same driver and car age, the price page compares six similar cars:
- Audi Q7: S$1,238.58
- Audi S4 Saloon: S$1,501.01
- Audi S5: S$1,238.58
- Audi S5 Sportback: S$1,238.58
- Audi SQ5: S$1,210.01
- Infiniti: S$861.03
Their average is S$1,214.63. The X6 comes in 26% below it. Only one of the six, the Infiniti, is cheaper to insure.
See the BMW car insurance page for other BMWs, and the cheapest cars to insure page for a wider ranking.
Costs you set yourself
These have no single figure:
- Parking: season parking at home, plus the office and outings. Check that your usual car parks suit a large SUV.
- Petrol: your distance and the pump price. The new version is a mild hybrid, which adds an electric motor to the petrol engine.
- ERP: your routes and timing.
- Servicing and parts: the maker's schedule, plus tyres, brakes and a battery. Ask what any warranty or package covers.
- Depreciation: on a car with a high list price, the fall in value can be a large cost. It depends on what you pay and what it later fetches.
What we can put a figure on
For the BMW X6, with dates as shown:
- Road tax (X6 3.0, 2,993cc): S$2,376.88 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$896.14 a year (20 October 2026)
- Insurance, no NCD: from S$1,586.87
- Insurance, a new car: from S$1,221.67
One-off costs: a list price of S$607,888 as listed on 2026-10-10, and a Category B COE of S$130,100 in the October 2026 1st round.
Before you buy: car insurance for the BMW X6
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the BMW X6 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.