The Alfa Romeo MiTo is a small hatchback that has left the new-car list. It still draws a wide field of insurers online, and its small engine keeps road tax low. This guide covers those costs for owners and anyone looking at a used one.
The insurance figures are examples for one stated driver, as of 1 November 2026. Read them as a way to compare, not as your price.
What is known about the MiTo here
The new-car list has no entry for the MiTo on sale now. So this guide gives no list price, power or body type. The price page shows insurance prices, the COE rule and the engine size.
The quote form lists three versions:
- 1.3 JTDm: 1,262cc
- 1.4: 1,368cc
- 1.4 Turbo: 1,368cc
The insurance figures are for the 1.4, the version most insurers quote.
Road tax for a small engine
LTA's formula, checked 2026-10-19, gives S$606.84 a year for the 1,368cc engine, before any surcharge. The 1.3 diesel has a smaller engine, and the road tax page can work out its figure.
An older car pays a surcharge on top:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Even with the top surcharge, the yearly sum stays modest on an engine this size.
The COE rule
The price page says the MiTo 1.4, with its 1,368cc engine, needs a Category A COE if its power is 97kW (130bhp) or less. If its power is more, it needs Category B. The facts give no power figure, so check the car's papers.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. On a used MiTo, the years left on its COE matter more than either figure. The COE page shows later rounds.
A broad set of insurance prices
The Alfa Romeo MiTo price page prices:
- Car: MiTo 1.4, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
12 insurers price it. The lowest is S$805.80 a year. The insurer whose lowest plan costs most asks at least S$1,629.54. That is S$823.74 more, or 102% on top. All prices include 9% GST.
Read the excess beside the price
The lowest premium carries a S$5,000 excess. The same insurer offers a plan with a S$750 excess at S$1,007.26. Other plans on the page carry:
- S$3,000 or S$2,500: two plans
- S$1,200: one plan
- S$600: several plans in the middle of the list
- S$500 or S$300: a handful
- S$0: one plan
A small claim on a S$5,000 excess plan would fall on you. So the lowest premium is not always the lowest cost over a year. Several prices are marked as estimates, which is also worth noting when you compare.
Insurers that do not price it
Seven insurers have no online price for the MiTo. Most have no price for this model yet. One holds a price for one standard driver only.
The price for other drivers
The price page changes one detail at a time:
- No NCD (0%): S$1,611.61, up S$805.81
- 20% NCD: S$1,289.28, up S$483.48
- Driver aged 27, 3 years' driving, 30% NCD: S$1,667.67, up S$861.87
- Driver aged 65, 20 years' driving: S$963.46, up S$157.66
- New car, registered this year: S$967.35, up S$161.55
- Car 8 years old: S$763.00, down S$42.80
The young driver line is the dearest, at 107% more. No NCD doubles the lowest price. An older car is the only change that lowers it.
For a new car, the lowest price comes from a different insurer than for the 3-year-old car. The older driver and new car lines each have 11 insurers, one fewer than the standard driver.
Against similar cars
The price page sets the MiTo beside six cars with engines of a similar size, same driver and car age:
- Mercedes-Benz GLB: S$822.26
- BMW X1: S$763.00
- Honda Freed: S$756.48
- Mercedes-Benz C-Class: S$749.93
- Mazda 3: S$730.18
- Toyota Sienta: S$674.30
Their average lowest price is S$749.36. The MiTo costs 8% more than that, and 5 of the six are cheaper to insure. Only the GLB costs more. So on insurance, the MiTo sits close to this group. See the Alfa Romeo car insurance page for other models.
Costs the owner controls
- Parking: season parking at your block and parking elsewhere.
- Petrol or diesel: depends on how far you drive and fuel prices.
- ERP: depends on your routes.
- Servicing and parts: ask a workshop what parts it can source for this model.
- Depreciation: on a car off the new list, it follows the price you pay and the COE left.
Summary of yearly costs we can show
For the Alfa Romeo MiTo 1.4, with dates:
- Road tax: S$606.84 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$805.80 a year (as of 1 November 2026)
- Insurance, no NCD: from S$1,611.61
- Insurance, car 8 years old: from S$763.00
For reference, COE in the October 2026 2nd round closed at S$132,004 for Category A and S$131,901 for Category B.
Before you buy: car insurance for the Alfa Romeo MiTo
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Alfa Romeo MiTo to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.