Lotus car insurance
Lotus Exige insurance quotes by driver
What the Lotus Exige costs to insure today for 73 typical drivers, every age from 21 to 80, on a 3-year-old Lotus Exige Sport 390 Final Edition, private use, comprehensive cover, repairs at an authorised workshop.
Compare every insurer we price for a Lotus Exige on one page: https://shentonbrokers.com/prices/car/lotus-exige
On 12 Nov 2026, Lotus Exige insurance costs from S$4,428.89 a year (Singlife) for a driver aged 40 with 10 years' driving and a 50% NCD, GST included.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/lotus-exige
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$4,428.89 a year.
- A 25-year-old new driver pays from S$17,171.77, 3.9 times the settled driver's price.
- One S$5,000 claim takes the price to S$7,304.41, 65% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount | S$21,000.53Buy NowSinglife | S$21,000.53 | 1 |
| 22, new driveraged 22, single, driving 1 year, no no-claim discount | S$20,109.46Buy NowSinglife | S$20,109.46 | 1 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount | S$19,415.52Buy NowSinglife | S$19,415.52 | 1 |
| 24, new driveraged 24, single, driving 1 year, no no-claim discount | S$18,253.48Buy NowSinglife | S$18,253.48 | 1 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount | S$17,171.77Buy NowSinglife | S$17,171.77 | 1 |
| 26, new driveraged 26, single, driving 1 year, no no-claim discount | S$16,145.36Buy NowSinglife | S$16,145.36 | 1 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount | S$15,174.29Buy NowSinglife | S$15,174.29 | 1 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount | S$11,556.91Buy NowSinglife | S$11,556.91 | 1 |
| 29, new driveraged 29, single, driving 1 year, no no-claim discount | S$13,541.75Buy NowSinglife | S$13,541.75 | 1 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount | S$12,728.46Buy NowSinglife | S$12,728.46 | 1 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount | S$8,640.15Buy NowSinglife | S$8,640.15 | 1 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount | S$5,982.76Buy NowSinglife | S$5,982.76 | 1 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount | S$5,316.36Buy NowSinglife | S$5,316.36 | 1 |
| 31, 50% NCDaged 31, married, driving 7 years, a 50% no-claim discount | S$5,649.07Buy NowSinglife | S$5,649.07 | 1 |
| 32, 50% NCDaged 32, married, driving 8 years, a 50% no-claim discount | S$5,333.23Buy NowSinglife | S$5,333.23 | 1 |
| 33, 50% NCDaged 33, married, driving 9 years, a 50% no-claim discount | S$5,168.49Buy NowSinglife | S$5,168.49 | 1 |
| 34, 50% NCDaged 34, married, driving 10 years, a 50% no-claim discount | S$5,018.75Buy NowSinglife | S$5,018.75 | 1 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount | S$6,114.50Buy NowSinglife | S$6,114.50 | 1 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount | S$4,885.48Buy NowSinglife | S$4,885.48 | 1 |
| 36, 50% NCDaged 36, married, driving 10 years, a 50% no-claim discount | S$4,763.07Buy NowSinglife | S$4,763.07 | 1 |
| 37, 50% NCDaged 37, married, driving 10 years, a 50% no-claim discount | S$4,649.11Buy NowSinglife | S$4,649.11 | 1 |
| 38, 50% NCDaged 38, married, driving 10 years, a 50% no-claim discount | S$4,568.45Buy NowSinglife | S$4,568.45 | 1 |
| 39, 50% NCDaged 39, married, driving 10 years, a 50% no-claim discount | S$4,493.97Buy NowSinglife | S$4,493.97 | 1 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount | S$4,428.89Buy NowSinglife | S$4,428.89 | 1 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount | S$4,218.56Buy NowSinglife | S$4,218.56 | 1 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20% | S$7,304.41Buy NowSinglife | S$7,304.41 | 1 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left | S$11,817.01Buy NowSinglife | S$11,817.01 | 1 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount | S$4,428.89Buy NowSinglife | S$4,428.89 | 1 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points | S$4,428.89Buy NowSinglife | S$4,428.89 | 1 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount | S$9,393.31Buy NowSinglife | S$9,393.31 | 1 |
| 41, 50% NCDaged 41, married, driving 11 years, a 50% no-claim discount | S$4,366.04Buy NowSinglife | S$4,366.04 | 1 |
| 42, 50% NCDaged 42, married, driving 12 years, a 50% no-claim discount | S$4,344.85Buy NowSinglife | S$4,344.85 | 1 |
| 43, 50% NCDaged 43, married, driving 13 years, a 50% no-claim discount | S$4,327.63Buy NowSinglife | S$4,327.63 | 1 |
| 44, 50% NCDaged 44, married, driving 14 years, a 50% no-claim discount | S$4,313.08Buy NowSinglife | S$4,313.08 | 1 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount | S$4,300.79Buy NowSinglife | S$4,300.79 | 1 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit | S$4,300.79Buy NowSinglife | S$4,300.79 | 1 |
| 46, 50% NCDaged 46, married, driving 16 years, a 50% no-claim discount | S$4,298.87Buy NowSinglife | S$4,298.87 | 1 |
| 47, 50% NCDaged 47, married, driving 17 years, a 50% no-claim discount | S$4,299.08Buy NowSinglife | S$4,299.08 | 1 |
| 48, 50% NCDaged 48, married, driving 18 years, a 50% no-claim discount | S$4,301.13Buy NowSinglife | S$4,301.13 | 1 |
| 49, 50% NCDaged 49, married, driving 19 years, a 50% no-claim discount | S$4,302.70Buy NowSinglife | S$4,302.70 | 1 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount | S$4,427.61Buy NowSinglife | S$4,427.61 | 1 |
| 51, 50% NCDaged 51, married, driving more than 20 years, a 50% no-claim discount | S$4,454.38Buy NowSinglife | S$4,454.38 | 1 |
| 52, 50% NCDaged 52, married, driving more than 20 years, a 50% no-claim discount | S$4,458.54Buy NowSinglife | S$4,458.54 | 1 |
| 53, 50% NCDaged 53, married, driving more than 20 years, a 50% no-claim discount | S$4,482.28Buy NowSinglife | S$4,482.28 | 1 |
| 54, 50% NCDaged 54, married, driving more than 20 years, a 50% no-claim discount | S$4,511.12Buy NowSinglife | S$4,511.12 | 1 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount | S$4,528.44Buy NowSinglife | S$4,528.44 | 1 |
| 56, 50% NCDaged 56, married, driving more than 20 years, a 50% no-claim discount | S$4,544.85Buy NowSinglife | S$4,544.85 | 1 |
| 57, 50% NCDaged 57, married, driving more than 20 years, a 50% no-claim discount | S$4,563.07Buy NowSinglife | S$4,563.07 | 1 |
| 58, 50% NCDaged 58, married, driving more than 20 years, a 50% no-claim discount | S$4,580.91Buy NowSinglife | S$4,580.91 | 1 |
| 59, 50% NCDaged 59, married, driving more than 20 years, a 50% no-claim discount | S$4,596.13Buy NowSinglife | S$4,596.13 | 1 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount | S$4,566.22Buy NowSinglife | S$4,566.22 | 1 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount | S$5,041.96Buy NowSinglife | S$5,041.96 | 1 |
| 61, 50% NCDaged 61, married, driving more than 20 years, a 50% no-claim discount | S$4,523.15Buy NowSinglife | S$4,523.15 | 1 |
| 62, 50% NCDaged 62, married, driving more than 20 years, a 50% no-claim discount | S$4,477.33Buy NowSinglife | S$4,477.33 | 1 |
| 63, 50% NCDaged 63, married, driving more than 20 years, a 50% no-claim discount | S$4,422.75Buy NowSinglife | S$4,422.75 | 1 |
| 64, 50% NCDaged 64, married, driving more than 20 years, a 50% no-claim discount | S$4,369.90Buy NowSinglife | S$4,369.90 | 1 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount | S$4,563.15Buy NowSinglife | S$4,563.15 | 1 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20% | S$7,605.09Buy NowSinglife | S$7,605.09 | 1 |
| 66, 50% NCDaged 66, married, driving more than 20 years, a 50% no-claim discount | S$4,589.64Buy NowSinglife | S$4,589.64 | 1 |
| 67, 50% NCDaged 67, married, driving more than 20 years, a 50% no-claim discount | S$4,618.12Buy NowSinglife | S$4,618.12 | 1 |
| 68, 50% NCDaged 68, married, driving more than 20 years, a 50% no-claim discount | S$4,644.60Buy NowSinglife | S$4,644.60 | 1 |
| 69, 50% NCDaged 69, married, driving more than 20 years, a 50% no-claim discount | S$4,673.08Buy NowSinglife | S$4,673.08 | 1 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount | S$4,699.56Buy NowSinglife | S$4,699.56 | 1 |
| 71, 50% NCDaged 71, married, driving more than 20 years, a 50% no-claim discount | S$4,846.12Buy NowSinglife | S$4,846.12 | 1 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount | S$4,846.12Buy NowSinglife | S$4,846.12 | 1 |
| 73, 50% NCDaged 73, married, driving more than 20 years, a 50% no-claim discount | S$4,846.12Buy NowSinglife | S$4,846.12 | 1 |
| 74, 50% NCDaged 74, married, driving more than 20 years, a 50% no-claim discount | S$4,846.12Buy NowSinglife | S$4,846.12 | 1 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount | S$4,846.12Buy NowSinglife | S$4,846.12 | 1 |
| 76, 50% NCDaged 76, married, driving more than 20 years, a 50% no-claim discount | S$4,846.12Buy NowSinglife | S$4,846.12 | 1 |
| 77, 50% NCDaged 77, married, driving more than 20 years, a 50% no-claim discount | S$4,846.12Buy NowSinglife | S$4,846.12 | 1 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount | S$4,846.12Buy NowSinglife | S$4,846.12 | 1 |
| 79, 50% NCDaged 79, married, driving more than 20 years, a 50% no-claim discount | S$4,846.12Buy NowSinglife | S$4,846.12 | 1 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount | S$4,846.12Buy NowSinglife | S$4,846.12 | 1 |
Budget Direct, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Lotus Exige · This table as CSV · Compare with your own details.
A full quote: a driver aged 40 with a 50% NCD
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| SinglifeMotor LiteBuy Now | S$4,428.89 | S$300.00 | Authorised workshops | Yes, S$100 excess | Not included |
No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$4,677.74 | +S$248.85 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$4,864.84 | +S$435.95 |
Why it costs this
For a driver aged 40 with a 50% NCD on this Lotus Exige:
- The car matters too: insurers group models by value, repair costs and claims; the Lotus Exige has a 3,456cc engine.
- 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
For a driver aged 40 with a 50% NCD on this Lotus Exige: Since 2 Nov 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$4,428.89 | Singlife |
| A week ago 5 Nov 2026 | S$4,428.89 | Singlife |
How these prices are worked out
Each price is what the insurer charges today for each driver on this Lotus Exige, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. This table is in a CSV file, updated daily.
Questions people ask
How much is Lotus Exige insurance in Singapore?
From S$4,428.89 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Lotus Exige Sport 390 Final Edition, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 73 drivers.
How much is Lotus Exige insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$17,171.77 a year today at Singlife, 3.9 times the price for a settled driver with a 50% NCD.
How much more is Lotus Exige insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$7,304.41, 65% more than the S$4,428.89 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Lotus Exige?
Yes, today: S$9,393.31 a year at 40 against S$17,171.77 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Lotus Exige?
Singlife is cheapest for 73 of the 73 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.