Car insurance by brand
Lotus car insurance in Singapore
Every Lotus model we compare, ranked by today's lowest comprehensive premium, for a driver aged 40, married, with 10 years' driving and a 50% no-claim discount, on a 3-year-old car at an authorised workshop.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance/lotus
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Compare every insurer we price for a Lotus Exige on one page: https://shentonbrokers.com/prices/car/lotus-exige
In short
- Cheapest to insure: the Lotus Exige, from S$4,428.89 a year.
- The middle Lotus costs 464% more than the middle of every model we price.
- Cheapest insurer most often: Singlife, on 1 of 1 models.
Every Lotus model, cheapest first
| Model | From | Insurers |
|---|---|---|
| Lotus Exige3,456cc; cheapest at Singlife | S$4,428.89Buy Now | 1 |
Your own price depends on your age, driving record, NCD and the car's age: compare with your own details.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$4,677.74 | +S$248.85 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$4,864.84 | +S$435.95 |
Why it costs this
For a driver aged 40 with a 50% NCD on the Lotus Exige:
- The car matters too: insurers group models by value, repair costs and claims; the Lotus Exige has a 3,456cc engine.
- 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
For a driver aged 40 with a 50% NCD on the Lotus Exige: Since 2 Nov 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$4,428.89 | Singlife |
| A week ago 5 Nov 2026 | S$4,428.89 | Singlife |
How these prices are worked out
Each price is what the insurer charges today for each Lotus model for this driver, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. Every car model is in a CSV file, updated daily.
Buy Now addresses
Each listed insurer's best-value plan for Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount, lowest premium first.
- HL Assurance, Car Protect360 Comprehensive: https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- Great American, Motor Private Car Comprehensive (Authorised Workshop): https://shentonbrokers.com/go/buy/car/great-american/comprehensive-authorised-workshop?brand=toyota&model=toyota-corolla-altis-1-6&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop): https://www.tiq.com.sg/buy-online/car-insurance/quotation/?referral=A501895
- MS First Capital, Comprehensive: https://shentonbrokers.com/go/buy/car/ms-first-capital/msfc-comprehensive?brand=toyota&model=toyota-corolla-altis-1-6&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- ERGO, SMART Comprehensive: https://shentonbrokers.com/go/buy/car/ergo/smart?brand=toyota&model=toyota-corolla-altis-1-6&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- Sompo, Comprehensive Cover – Authorised Workshop Plan: https://www.sompo.com.sg/products/private-car/quotation/GetQuote?p=STI33804
- Income, Drivo Classic: https://shentonbrokers.com/go/buy/car/income/drivo-classic?brand=toyota&model=toyota-corolla-altis-1-6&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- Allianz, Allianz Motor Protect Comprehensive: https://shentonbrokers.com/go/buy/car/allianz/motor-comprehensive?brand=toyota&model=toyota-corolla-altis-1-6&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- ECICS, Comprehensive (S$750 excess): https://purchase.ecics.com/motor/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
- Liberty, Comprehensive Preferred Plan: https://shentonbrokers.com/go/buy/car/liberty/comprehensive-preferred?brand=toyota&model=toyota-corolla-altis-1-6&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- QBE, Private Motor Prestige Comprehensive: https://shentonbrokers.com/go/buy/car/qbe/comprehensive?brand=toyota&model=toyota-corolla-altis-1-6&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
Questions people ask
Which Lotus is cheapest to insure?
The Lotus Exige, from S$4,428.89 a year at Singlife today, for a driver aged 40 with a 50% no-claim discount on a 3-year-old car.
Which insurer is cheapest for a Lotus?
Singlife has the lowest price on 1 of the 1 Lotus models we price today. The cheapest insurer for your own car depends on your details.
Is a Lotus expensive to insure?
The middle Lotus model costs S$4,428.89 a year at its cheapest insurer, 464% more than the middle of all 998 models we price (S$785.70).