Lotus Exige insurance for a driver after a claim

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Lotus Exige driven by a driver after a claim is S$7,304.41 a year (GST included) at Singlife, Motor Lite; it is the only insurer that quotes this driver online.

Compare every insurer we price for a Lotus Exige on one page: https://shentonbrokers.com/prices/car/lotus-exige

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/lotus-exige/age-40-after-a-claim

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

• 1 insurer quotes this driver online; 15 do not.
• That is 65% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$4,428.89).

Why this driver pays this

• An at-fault claim in the last three years cut the no-claim discount to 20%, and many insurers add a claims loading as well, for three years. On this car the lowest price is 65% more than what the same driver with no claims and a 50% NCD pays (S$4,428.89).
• The car matters too: insurers group models by value, repair costs and claims; the Lotus Exige has a 3,456cc engine.
• 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.

The Lotus Exige

• Priced as a Lotus Exige Sport 390 Final Edition (3,456cc), registered 3 years ago.
• With a 3,456cc engine, above 1,600cc, the Lotus Exige Sport 390 Final Edition needs a Category B COE (S$132,334 in the November 2026, 1st round).
• Road tax: about S$3,098.28 a year for a 3,456cc engine, before any surcharge for a car over 10 years old.
• For a driver after a claim, the Lotus Exige is the 912th cheapest of 921 car models to insure. Among 168 cars above 2,000cc it is 165th cheapest, 3.8 times the middle price of S$1,917.50.
• Lotus Exige review: list price, COE, road tax and insurance.

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.