The Lotus Exige is a small, low sports car, and it is no longer sold new. Most people looking at one in Singapore are weighing a used car or renewing cover on one they own. This guide sets out the costs the facts let us show: COE, road tax and car insurance.
The insurance figures are examples for one stated driver, as of 1 November 2026. They are a guide only, and your own quote will depend on your details.
Versions people insure
The new-car list has no entry for the Exige on sale now. So this guide gives no list price, power figure or body type.
The price page's quote form lists five versions, all with a 3,456cc engine:
- Exige Sport 350
- Exige Sport 390 Final Edition
- Exige Sport 410
- Exige Sport 420 Final Edition
- Exige Cup 430 Final Edition
The insurance prices below are for the Sport 390 Final Edition, the version most insurers quote. If you own another version, name it when you ask for a quote.
COE category
The price page puts the Exige in Category B, because its 3,456cc engine is above 1,600cc. Category B closed at S$131,901 in the October 2026 2nd round.
On a used car, the COE is already part of the price. It becomes a fresh cost when you renew. The COE page lists the latest results.
Road tax each year
The 3,456cc engine pays S$3,098.28 a year under LTA's formula, before any age surcharge. All five versions share that engine size, so the base figure is the same for each.
Older cars pay more, in steps:
- More than 10 years old: +10%
- More than 11 years old: +20%
- More than 12 years old: +30%
- More than 13 years old: +40%
- More than 14 years old: +50%
The road tax page has the formula for other engine sizes.
What insurance costs on the standard details
The Lotus Exige price page prices this case:
- Car: Exige Sport 390 Final Edition, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
Only 1 insurer prices the Exige online, with three plans. The lowest premium is S$4,428.89 a year. The other two plans cost S$4,677.74 and S$6,408.50. All include 9% GST. Each plan carries a S$300 excess, so the choice between them is about cover, not the excess.
Few prices online
Most insurers on the panel have no online price for this model yet. One does not list it on its online quote, and another prices only electric cars online. With a single insurer to look at, there is no market spread to read. A broker can ask insurers that do not quote the car online.
How the lowest price moves
The price page shows what happens when one thing changes:
- No NCD (0%): S$6,347.07, which is S$1,918.18 more
- 20% NCD: S$5,413.80, S$984.91 more
- Driver aged 27, 3 years' driving, 30% NCD: S$9,669.98, S$5,241.09 more
- Driver aged 65, 20 years' driving, 50% NCD: S$4,563.15, S$134.26 more
- New car, registered this year: S$4,623.89, S$195 more
- Car 8 years old: S$3,429.02, S$999.87 less
The young driver case is the steep one. The lowest price rises by 118%, to more than double. An older car is the only change that lowers the price, by S$999.87. That matters if you are looking at an older Exige on the used market.
The new-car figure sits only S$195 above the standard price. So for this insurer, the step from new to 3 years old is small, while the step to 8 years old is large. Keep in mind that every figure here comes from a single insurer's rates. Another insurer could weigh age and experience quite differently.
Against similar cars
The price page compares six cars with engines of about 3 litres, for the same driver and car age:
- Alfa Romeo 166: S$2,897.48
- Audi Roadjet Concept: S$1,524.39
- Audi Q8: S$1,323.18
- Audi S4 Saloon: S$1,209.34
- Audi A8: S$1,092.69
- Audi Q7: S$1,002.60
Their average lowest price is S$1,508.28. The Exige costs 194% more than that, close to three times the average. All 6 are cheaper to insure. Several of those cars are priced by 8 to 14 insurers, which helps keep their lowest price down.
The Lotus car insurance page covers other Lotus models. The cheapest cars to insure list shows the other end of the scale.
Costs only you can judge
- Parking: season parking at home, and how you park a very low car on ramps and kerbs.
- Petrol: tied to how far and how hard you drive, and pump prices.
- ERP: depends on routes and timing.
- Tyres and servicing: performance tyres and specialist parts can be costly. Ask for a service history on a used car.
- Depreciation: on a rare car, value later depends on demand and remaining COE life.
Summary of yearly costs we can show
For the Lotus Exige Sport 390 Final Edition:
- Road tax: S$3,098.28 a year before any age surcharge (LTA's formula, checked 19 October 2026)
- Insurance, standard driver: from S$4,428.89 a year, S$300 excess (1 November 2026)
- Insurance, young driver with 30% NCD: from S$9,669.98
- Insurance, a car 8 years old: from S$3,429.02
For reference, Category B closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Lotus Exige
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Lotus Exige to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.