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Typical car insurance quotes

Audi Q8 insurance for a driver after a claim

Every insurer's price today for a driver aged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Audi Q8 3.0 TFSI qu Tip, private use, comprehensive cover, repairs at an authorised workshop.

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Audi Q8 driven by a driver after a claim is S$2,858.02 a year (GST included) at Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop); 3 insurers quote this driver online, up to S$4,923.69 at Singlife.

Compare every insurer we price for a Audi Q8 on one page: https://shentonbrokers.com/prices/car/audi-q8

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/audi-q8/age-40-after-a-claim

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

  • 3 insurers quote this driver online; 13 do not.
  • That is 2.4 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,210.01).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy NowS$2,858.02S$2,500.00Authorised workshopsYes, S$100 excessS$50,000
AIGAIG Car Insurance CompleteBuy NowS$3,056.74S$1,400.00Authorised workshopsYes, S$109 excessNot included
SinglifeMotor LiteBuy NowS$4,923.69S$300.00Authorised workshopsYes, S$100 excessNot included

No online price for this driver: Allianz (This insurer's online price is for drivers with no claims in the last 3 years); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Audi Q8 and driver after one change, against S$2,858.02.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$3,215.28+S$357.26
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$1,706.66−S$1,151.36

Why this driver pays this

  • An at-fault claim in the last three years cut the no-claim discount to 20%, and many insurers add a claims loading as well, for three years. On this car the lowest price is 2.4 times what the same driver with no claims and a 50% NCD pays (S$1,210.01).
  • The car matters too: insurers group models by value, repair costs and claims; the Audi Q8 has a 2,995cc engine.
  • 13 insurers do not quote this driver online on this car: Allianz (This insurer's online price is for drivers with no claims in the last 3 years); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$2,858.02Etiqa
A week ago 5 Nov 2026S$2,858.02Etiqa

The Audi Q8

  • Priced as a Audi Q8 3.0 TFSI qu Tip (2,995cc), registered 3 years ago.
  • With a 2,995cc engine, above 1,600cc, the Audi Q8 3.0 TFSI qu Tip needs a Category B COE (S$132,334 in the November 2026, 1st round).
  • Road tax: about S$2,379.24 a year for a 2,995cc engine, before any surcharge for a car over 10 years old.
  • For a driver after a claim, the Audi Q8 is the 851st cheapest of 921 car models to insure. Among 168 cars above 2,000cc it is 142nd cheapest, 49% more than the middle price of S$1,917.50.
  • Audi Q8 review: list price, COE, road tax and insurance.
Similar cars for a driver after a claim, lowest price on 12 Nov 2026.
CarLowest priceCheapest insurer
BMW 7 SeriesS$1,915.37ECICS
BMW 730LiS$1,915.37ECICS
BMW 730iS$1,953.67ECICS
Alfa Romeo 166S$2,528.23Great Eastern
BMW 440i Gran Coupe M SportS$3,457.56Liberty
BMW 640i Gran CoupeS$3,457.56Liberty

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Audi Q8 for every driver · Other cars for this driver · Compare with your own details.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is Audi Q8 insurance for a driver after a claim?

From S$2,858.02 a year today at Etiqa, up to S$4,923.69 at Singlife, across the 3 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Audi Q8 3.0 TFSI qu Tip, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 2.4 times the S$1,210.01 a 40-year-old with a 50% NCD and no claims pays for the same Audi Q8.

Has the price changed?

Since 2 Nov 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.

Which insurers do not quote a driver after a claim for a Audi Q8 online?

Allianz (This insurer's online price is for drivers with no claims in the last 3 years); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.