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Audi Q8 insurance quotes by driver

What the Audi Q8 costs to insure today for 73 typical drivers, every age from 21 to 80, on a 3-year-old Audi Q8 3.0 TFSI qu Tip, private use, comprehensive cover, repairs at an authorised workshop.

Compare every insurer we price for a Audi Q8 on one page: https://shentonbrokers.com/prices/car/audi-q8

On 12 Nov 2026, Audi Q8 insurance costs from S$1,210.01 a year (MS First Capital) for a driver aged 40 with 10 years' driving and a 50% NCD, GST included.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/audi-q8

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$1,210.01 a year.
  • A 25-year-old new driver pays from S$4,491.87, 3.7 times the settled driver's price.
  • One S$5,000 claim takes the price to S$2,858.02, 2.4 times the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discountS$6,040.77Buy NowSompoS$8,763.604
22, new driveraged 22, single, driving 1 year, no no-claim discountS$5,609.53Buy NowSompoS$8,043.584
23, new driveraged 23, single, driving 1 year, no no-claim discountS$5,209.12Buy NowSompoS$6,911.454
24, new driveraged 24, single, driving 1 year, no no-claim discountS$4,719.20Buy NowSompoS$6,990.985
25, new driveraged 25, single, driving 1 year, no no-claim discountS$4,491.87Buy NowSompoS$7,243.946
26, new driveraged 26, single, driving 1 year, no no-claim discountS$4,069.16Buy NowSompoS$6,890.026
27, new driveraged 27, single, driving 1 year, no no-claim discountS$3,778.68Buy NowSompoS$6,587.526
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discountS$3,007.72Buy NowSompoS$5,215.557
29, new driveraged 29, single, driving 1 year, no no-claim discountS$3,339.71Buy NowSompoS$6,049.686
30, new driveraged 30, single, driving 1 year, no no-claim discountS$3,258.48Buy NowSompoS$5,796.206
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discountS$2,608.38Buy NowSompoS$3,839.917
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discountS$1,578.77Buy NowMS First CapitalS$2,083.327
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discountS$1,488.13Buy NowMS First CapitalS$1,722.247
31, 50% NCDaged 31, married, driving 7 years, a 50% no-claim discountS$1,402.71Buy NowMS First CapitalS$1,722.247
32, 50% NCDaged 32, married, driving 8 years, a 50% no-claim discountS$1,402.71Buy NowMS First CapitalS$1,722.247
33, 50% NCDaged 33, married, driving 9 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,722.247
34, 50% NCDaged 34, married, driving 10 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,722.247
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discountS$1,851.10Buy NowMS First CapitalS$2,411.157
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,722.247
36, 50% NCDaged 36, married, driving 10 years, a 50% no-claim discountS$1,210.01Buy NowMS First CapitalS$1,643.967
37, 50% NCDaged 37, married, driving 10 years, a 50% no-claim discountS$1,210.01Buy NowMS First CapitalS$1,643.967
38, 50% NCDaged 38, married, driving 10 years, a 50% no-claim discountS$1,210.01Buy NowMS First CapitalS$1,643.967
39, 50% NCDaged 39, married, driving 10 years, a 50% no-claim discountS$1,210.01Buy NowMS First CapitalS$1,643.967
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discountS$1,210.01Buy NowMS First CapitalS$1,643.967
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discountS$1,140.54Buy NowMS First CapitalS$1,643.967
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%S$2,858.02Buy NowEtiqaS$3,056.743
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD leftS$6,513.43Buy NowEtiqaS$7,157.832
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discountS$1,323.18Buy NowSompoS$1,643.967
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit pointsS$1,210.01Buy NowMS First CapitalS$1,643.967
40, new driveraged 40, married, driving 1 year, no no-claim discountS$2,586.70Buy NowSompoS$4,069.626
41, 50% NCDaged 41, married, driving 11 years, a 50% no-claim discountS$1,210.01Buy NowMS First CapitalS$1,565.687
42, 50% NCDaged 42, married, driving 12 years, a 50% no-claim discountS$1,210.01Buy NowMS First CapitalS$1,565.687
43, 50% NCDaged 43, married, driving 13 years, a 50% no-claim discountS$1,210.01Buy NowMS First CapitalS$1,565.687
44, 50% NCDaged 44, married, driving 14 years, a 50% no-claim discountS$1,210.01Buy NowMS First CapitalS$1,565.687
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discountS$1,210.01Buy NowMS First CapitalS$1,565.687
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of MeritS$1,210.01Buy NowMS First CapitalS$1,379.297
46, 50% NCDaged 46, married, driving 16 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,758.957
47, 50% NCDaged 47, married, driving 17 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,565.687
48, 50% NCDaged 48, married, driving 18 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,565.687
49, 50% NCDaged 49, married, driving 19 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,565.687
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,565.687
51, 50% NCDaged 51, married, driving more than 20 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,565.687
52, 50% NCDaged 52, married, driving more than 20 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,565.687
53, 50% NCDaged 53, married, driving more than 20 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,565.687
54, 50% NCDaged 54, married, driving more than 20 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,577.167
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,601.747
56, 50% NCDaged 56, married, driving more than 20 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,622.007
57, 50% NCDaged 57, married, driving more than 20 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,642.177
58, 50% NCDaged 58, married, driving more than 20 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,647.827
59, 50% NCDaged 59, married, driving more than 20 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,651.197
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,650.637
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discountS$1,246.30Buy NowMS First CapitalS$1,565.687
61, 50% NCDaged 61, married, driving more than 20 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,645.637
62, 50% NCDaged 62, married, driving more than 20 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,643.967
63, 50% NCDaged 63, married, driving more than 20 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,643.967
64, 50% NCDaged 64, married, driving more than 20 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,643.967
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discountS$1,322.21Buy NowMS First CapitalS$1,643.967
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%S$2,885.09Buy NowEtiqaS$3,445.603
66, 50% NCDaged 66, married, driving more than 20 years, a 50% no-claim discountS$1,445.97Buy NowSompoS$1,722.247
67, 50% NCDaged 67, married, driving more than 20 years, a 50% no-claim discountS$1,445.97Buy NowSompoS$1,722.247
68, 50% NCDaged 68, married, driving more than 20 years, a 50% no-claim discountS$1,445.97Buy NowSompoS$1,722.247
69, 50% NCDaged 69, married, driving more than 20 years, a 50% no-claim discountS$1,445.97Buy NowSompoS$1,722.247
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discountS$1,445.97Buy NowSompoS$1,781.517
71, 50% NCDaged 71, married, driving more than 20 years, a 50% no-claim discountS$1,454.42Buy NowMS First CapitalS$1,908.275
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discountS$1,454.42Buy NowMS First CapitalS$1,944.095
73, 50% NCDaged 73, married, driving more than 20 years, a 50% no-claim discountS$1,454.42Buy NowMS First CapitalS$1,982.555
74, 50% NCDaged 74, married, driving more than 20 years, a 50% no-claim discountS$1,454.42Buy NowMS First CapitalS$2,024.375
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discountS$1,454.42Buy NowMS First CapitalS$2,070.055
76, 50% NCDaged 76, married, driving more than 20 years, a 50% no-claim discountS$1,586.64Buy NowMS First CapitalS$1,859.003
77, 50% NCDaged 77, married, driving more than 20 years, a 50% no-claim discountS$1,586.64Buy NowMS First CapitalS$1,859.003
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discountS$1,586.64Buy NowMS First CapitalS$1,859.003
79, 50% NCDaged 79, married, driving more than 20 years, a 50% no-claim discountS$1,586.64Buy NowMS First CapitalS$1,859.003
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discountS$2,323.73Buy NowAIGS$2,796.452

Budget Direct, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Audi Q8 · This table as CSV · Compare with your own details.

A full quote: a driver aged 40 with a 50% NCD

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
MS First CapitalComprehensiveBuy NowS$1,210.01S$500.00Any workshopYes, S$100 excessS$20,000
SompoComprehensive Cover – Authorised Workshop PlanBuy NowS$1,323.18S$600.00Authorised workshopsYesS$50,000
AIGAIG Car Insurance Collision OnlyBuy NowS$1,340.48S$1,400.00Authorised workshopsOptional add-onNot included
QBEPrivate Motor Prestige ComprehensiveBuy NowS$1,643.96S$3,000.00Authorised workshopsYes, no excessS$20,000
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy NowS$1,883.23S$2,500.00Authorised workshopsYes, S$100 excessS$50,000
AllianzAllianz Motor Protect ComprehensiveBuy NowS$2,088.19S$2,000.00Authorised workshopsYes, S$100 excessNot included
SinglifeMotor LiteBuy NowS$2,963.88S$300.00Authorised workshopsYes, S$100 excessNot included

No online price for this driver: DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for a driver aged 40 with a 50% NCD on this Audi Q8 after one change.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,210.01the same
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$874.16−S$335.85
Add an NCD protectorKeeps the 50% NCD after one claim.S$1,331.02+S$121.01

Why it costs this

For a driver aged 40 with a 50% NCD on this Audi Q8:

  • The car matters too: insurers group models by value, repair costs and claims; the Audi Q8 has a 2,995cc engine.
  • 9 insurers do not quote this driver online on this car: DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

For a driver aged 40 with a 50% NCD on this Audi Q8: Since 2 Nov 2026 the lowest price is down S$113.17 (9%), and the cheapest insurer has changed once.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$1,210.01MS First Capital
A week ago 5 Nov 2026S$1,210.01MS First Capital

How these prices are worked out

Each price is what the insurer charges today for each driver on this Audi Q8, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. This table is in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is Audi Q8 insurance in Singapore?

From S$1,210.01 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Audi Q8 3.0 TFSI qu Tip, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 73 drivers.

How much is Audi Q8 insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$4,491.87 a year today at Sompo, 3.7 times the price for a settled driver with a 50% NCD. 6 insurers quote this driver online, against 7 for the settled driver.

How much more is Audi Q8 insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$2,858.02, 2.4 times the S$1,210.01 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Audi Q8?

Yes, today: S$2,586.70 a year at 40 against S$4,491.87 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Audi Q8?

MS First Capital is cheapest for 51 of the 73 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.