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Polestar 4 car insurance: compare insurers and buy online

Polestar 4 Long Range Single Motor 100 kWh, 3 years old, 50% no-claim discount

As of 12 Nov 2026 (Singapore time)

Compare car insurance for a Polestar 4 Long Range Single Motor 100 kWh, 3 years old, 50% no-claim discount from 5 insurers on this page: S$835.17 to S$3,339.81 a year, GST included. Every plan has a Buy Now link.

On 12 Nov 2026, the cheapest car insurance for a Polestar 4 Long Range Single Motor 100 kWh, 3 years old, 50% no-claim discount is S$835.17 a year (GST included) at Allianz, Allianz Electric Motor Protect Comprehensive (as at 21 Oct 2026); 5 insurers price it online, up to S$3,339.81 (as at 31 Oct 2026).

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/car/polestar-4

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

The Polestar 4 in short

For the driver above, Allianz is cheapest for the Polestar 4 today, at S$835.17 for its Allianz Electric Motor Protect Comprehensive plan. 5 insurers price it; the dearest of them, Singlife, asks at least S$2,108.61, S$1,273.44 (152% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,808.20, 117% more. Against 6 similar cars (below) it costs 7% less than their average lowest price of S$899.87; 3 of them are cheaper to insure.

What we assumed

  • Polestar 4 Long Range Single Motor 100 kWh
  • Car registered 3 years ago, private use, comprehensive cover
  • Main driver aged 40, married, office job, driving 10 years
  • 50% no-claim discount, no claims; repairs at an authorised workshop; no options

Prices today

Ranked by premium only, lowest first. Commission never affects the order.
InsurerPlanPremiumExcessAs at
AllianzAllianz Electric Motor Protect ComprehensiveBuy NowAllianz Electric Motor Protect ComprehensiveS$1,041.94S$835.17code AZMPEVS$2,000.0021 Oct 2026
AllianzAllianz Electric Motor Protect Comprehensive (Standard)Buy NowAllianz Electric Motor Protect Comprehensive (Standard)S$1,309.58S$1,102.81code AZMPEVS$600.0021 Oct 2026
IncomeeDrivo PremiumBuy NoweDrivo PremiumS$1,640.81S$600.0020 Oct 2026
FWDeDrivo PremiumBuy NoweDrivo PremiumS$1,640.81S$600.0020 Oct 2026
Great EasternGREAT EV Protect Comprehensive (Any Workshop)Buy NowGREAT EV Protect Comprehensive (Any Workshop)S$1,698.26S$900.0020 Oct 2026
SinglifeMotor LiteBuy NowMotor LiteS$2,108.61S$300.0031 Oct 2026
SinglifeMotor StandardBuy NowMotor StandardS$2,356.94S$300.0031 Oct 2026
SinglifeMotor PrestigeBuy NowMotor PrestigeS$3,339.81S$300.0031 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

This table as CSV.

Buy Now addresses

Open the quote form with these answers filled in, then change anything that is different for you.

Get your own quote

Prices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/car/prices?brand=polestar&model=polestar-4-long-range-single-motor-100-kwh&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

How the Polestar 4 price changes

The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.

Driver and carLowest priceAgainst this pageInsurersCheapest
This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years oldS$835.17 (as at 21 Oct 2026)5Allianz
The same driver with no NCD (0%)S$1,808.20 (as at 21 Oct 2026)S$973.03 more5Allianz
The same driver with 20% NCDS$1,446.56 (as at 21 Oct 2026)S$611.39 more5Allianz
Driver aged 27, 3 years’ driving, 30% NCDS$1,704.23 (as at 21 Oct 2026)S$869.06 more5Allianz
Driver aged 65, 20 years’ driving, 50% NCDS$931.51 (as at 21 Oct 2026)S$96.34 more5Allianz
A new car (registered this year)S$835.17 (as at 21 Oct 2026)the same5Allianz
A car 8 years oldS$835.17 (as at 21 Oct 2026)the same5Allianz

Open a line to get a quote with those answers filled in. Quotes by driver: the Polestar 4 priced for 73 typical drivers, from new drivers to over-70s.

Polestar 4 insurance price by driver age and NCD, male driver (man)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$7,929.17SinglifeS$7,224.95SinglifeS$6,777.84SinglifeS$6,365.96SinglifeNot possibleNot possible
22S$7,006.93SinglifeS$6,383.32SinglifeS$5,986.79SinglifeS$5,622.45SinglifeS$5,237.13SinglifeNot possible
23S$6,191.91SinglifeS$5,640.31SinglifeS$5,289.79SinglifeS$4,968.08SinglifeS$4,626.58SinglifeS$4,331.99Singlife
24S$5,820.58SinglifeS$5,303.31SinglifeS$4,975.23SinglifeS$4,673.82SinglifeS$4,353.58SinglifeS$4,076.86Singlife
25S$2,715.93AllianzS$2,444.32AllianzS$2,172.74AllianzS$1,756.20AllianzS$1,505.33AllianzS$1,254.42Allianz
26S$2,675.74AllianzS$2,408.14AllianzS$2,140.58AllianzS$1,730.22AllianzS$1,483.05AllianzS$1,235.86Allianz
27S$2,635.56AllianzS$2,371.98AllianzS$2,108.44AllianzS$1,704.23AllianzS$1,460.78AllianzS$1,217.30Allianz
28S$2,595.36AllianzS$2,335.81AllianzS$2,076.28AllianzS$1,678.25AllianzS$1,438.50AllianzS$1,198.74Allianz
29S$2,555.16AllianzS$2,299.63AllianzS$2,044.12AllianzS$1,652.25AllianzS$1,416.22AllianzS$1,180.17Allianz
30S$2,514.99AllianzS$2,263.47AllianzS$2,011.98AllianzS$1,626.27AllianzS$1,393.95AllianzS$1,161.61Allianz
31S$2,371.59AllianzS$2,134.42AllianzS$1,897.27AllianzS$1,533.55AllianzS$1,314.48AllianzS$1,095.38Allianz
32S$2,251.09AllianzS$2,025.96AllianzS$1,800.86AllianzS$1,455.62AllianzS$1,247.68AllianzS$1,039.72Allianz
33S$2,150.09AllianzS$1,935.06AllianzS$1,720.06AllianzS$1,390.31AllianzS$1,191.70AllianzS$993.07Allianz
34S$2,065.80AllianzS$1,859.21AllianzS$1,652.64AllianzS$1,335.82AllianzS$1,144.99AllianzS$954.15Allianz
35S$1,996.02AllianzS$1,796.40AllianzS$1,596.81AllianzS$1,290.69AllianzS$1,106.31AllianzS$921.92Allianz
36S$1,938.79AllianzS$1,744.90AllianzS$1,551.03AllianzS$1,253.69AllianzS$1,074.60AllianzS$895.49Allianz
37S$1,892.60AllianzS$1,703.33AllianzS$1,514.07AllianzS$1,223.81AllianzS$1,048.99AllianzS$874.15Allianz
38S$1,856.16AllianzS$1,670.53AllianzS$1,484.92AllianzS$1,200.25AllianzS$1,028.80AllianzS$857.32Allianz
39S$1,828.35AllianzS$1,645.50AllianzS$1,462.67AllianzS$1,182.27AllianzS$1,013.38AllianzS$844.47Allianz
40S$1,808.20AllianzS$1,627.37AllianzS$1,446.56AllianzS$1,169.24AllianzS$1,002.21AllianzS$835.17Allianz
41S$1,794.94AllianzS$1,615.43AllianzS$1,435.95AllianzS$1,160.66AllianzS$994.86AllianzS$829.04Allianz
42S$1,787.84AllianzS$1,609.05AllianzS$1,430.27AllianzS$1,156.08AllianzS$990.93AllianzS$825.76Allianz
43S$1,786.31AllianzS$1,607.66AllianzS$1,429.04AllianzS$1,155.08AllianzS$990.08AllianzS$825.05Allianz
44S$1,789.64AllianzS$1,610.67AllianzS$1,431.71AllianzS$1,157.25AllianzS$991.93AllianzS$826.59Allianz
45S$1,797.42AllianzS$1,617.67AllianzS$1,437.93AllianzS$1,162.27AllianzS$996.23AllianzS$830.19Allianz
46S$1,809.08AllianzS$1,628.16AllianzS$1,447.26AllianzS$1,169.81AllianzS$1,002.70AllianzS$835.57Allianz
47S$1,824.17AllianzS$1,641.75AllianzS$1,459.34AllianzS$1,179.57AllianzS$1,011.07AllianzS$842.55Allianz
48S$1,842.10AllianzS$1,657.88AllianzS$1,473.67AllianzS$1,191.16AllianzS$1,021.00AllianzS$850.82Allianz
49S$1,862.46AllianzS$1,676.20AllianzS$1,489.96AllianzS$1,204.33AllianzS$1,032.29AllianzS$860.23Allianz
50S$1,884.67AllianzS$1,696.19AllianzS$1,507.73AllianzS$1,218.68AllianzS$1,044.59AllianzS$870.48Allianz
51S$1,908.20AllianzS$1,717.36AllianzS$1,526.55AllianzS$1,233.90AllianzS$1,057.64AllianzS$881.35Allianz
52S$1,932.49AllianzS$1,739.23AllianzS$1,545.99AllianzS$1,249.61AllianzS$1,071.10AllianzS$892.57Allianz
53S$1,956.94AllianzS$1,761.23AllianzS$1,565.55AllianzS$1,265.42AllianzS$1,084.65AllianzS$903.87Allianz
54S$1,980.93AllianzS$1,782.82AllianzS$1,584.74AllianzS$1,280.93AllianzS$1,097.95AllianzS$914.94Allianz
55S$2,003.81AllianzS$1,803.42AllianzS$1,603.05AllianzS$1,295.73AllianzS$1,110.63AllianzS$925.52Allianz
56S$2,024.86AllianzS$1,822.36AllianzS$1,619.88AllianzS$1,309.33AllianzS$1,122.30AllianzS$935.24Allianz
57S$2,043.42AllianzS$1,839.06AllianzS$1,634.73AllianzS$1,321.34AllianzS$1,132.58AllianzS$943.81Allianz
58S$2,058.73AllianzS$1,852.84AllianzS$1,646.98AllianzS$1,331.24AllianzS$1,141.07AllianzS$950.88Allianz
59S$2,070.06AllianzS$1,863.04AllianzS$1,656.05AllianzS$1,338.57AllianzS$1,147.35AllianzS$956.11Allianz
60S$2,076.72AllianzS$1,869.03AllianzS$1,661.37AllianzS$1,342.88AllianzS$1,151.04AllianzS$959.19Allianz
61S$2,077.97AllianzS$1,870.16AllianzS$1,662.37AllianzS$1,343.68AllianzS$1,151.73AllianzS$959.76Allianz
62S$2,073.18AllianzS$1,865.85AllianzS$1,658.54AllianzS$1,340.58AllianzS$1,149.08AllianzS$957.56Allianz
63S$2,061.76AllianzS$1,855.57AllianzS$1,649.40AllianzS$1,333.20AllianzS$1,142.75AllianzS$952.28Allianz
64S$2,043.09AllianzS$1,838.77AllianzS$1,634.47AllianzS$1,321.13AllianzS$1,132.41AllianzS$943.65Allianz
65S$2,016.80AllianzS$1,815.10AllianzS$1,613.43AllianzS$1,304.12AllianzS$1,117.83AllianzS$931.51Allianz
66S$2,002.39AllianzS$1,802.13AllianzS$1,601.90AllianzS$1,294.80AllianzS$1,109.84AllianzS$924.85Allianz
67S$1,998.34AllianzS$1,798.50AllianzS$1,598.67AllianzS$1,292.20AllianzS$1,107.60AllianzS$922.99Allianz
68S$1,984.00AllianzS$1,785.59AllianzS$1,587.20AllianzS$1,282.91AllianzS$1,099.65AllianzS$916.36Allianz
69S$1,958.98AllianzS$1,763.07AllianzS$1,567.18AllianzS$1,266.74AllianzS$1,085.78AllianzS$904.81Allianz
70S$1,923.09AllianzS$1,730.77AllianzS$1,538.47AllianzS$1,243.53AllianzS$1,065.88AllianzS$888.23Allianz
71S$1,917.90AllianzS$1,726.10AllianzS$1,534.32AllianzS$1,240.18AllianzS$1,063.01AllianzS$885.83Allianz
72S$1,990.88AllianzS$1,791.78AllianzS$1,592.70AllianzS$1,287.37AllianzS$1,103.46AllianzS$919.54Allianz
73S$2,015.76AllianzS$1,814.17AllianzS$1,612.61AllianzS$1,303.46AllianzS$1,117.26AllianzS$931.03Allianz
74S$2,046.01AllianzS$1,841.40AllianzS$1,636.80AllianzS$1,323.01AllianzS$1,134.02AllianzS$945.00Allianz
75S$2,076.70AllianzS$1,869.01AllianzS$1,661.35AllianzS$1,342.86AllianzS$1,151.03AllianzS$959.18Allianz

Polestar 4 insurance price by driver age and NCD, female driver (woman)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$6,220.26SinglifeS$5,661.65SinglifeS$5,304.31SinglifeS$4,977.76SinglifeNot possibleNot possible
22S$5,647.51SinglifeS$5,138.27SinglifeS$4,811.55SinglifeS$4,514.04SinglifeS$4,197.06SinglifeNot possible
23S$5,037.01SinglifeS$4,580.95SinglifeS$4,287.84SinglifeS$4,021.70SinglifeS$3,736.93SinglifeS$3,500.06Singlife
24S$4,841.33SinglifeS$4,402.91SinglifeS$4,121.06SinglifeS$3,865.11SinglifeS$3,591.48SinglifeS$3,363.55Singlife
25S$2,598.98AllianzS$2,339.07AllianzS$2,079.18AllianzS$1,680.58AllianzS$1,440.51AllianzS$1,200.41Allianz
26S$2,505.45AllianzS$2,254.89AllianzS$2,004.36AllianzS$1,620.11AllianzS$1,388.67AllianzS$1,157.21Allianz
27S$2,411.90AllianzS$2,170.69AllianzS$1,929.51AllianzS$1,559.61AllianzS$1,336.82AllianzS$1,114.00Allianz
28S$2,355.27AllianzS$2,119.73AllianzS$1,884.21AllianzS$1,522.99AllianzS$1,305.44AllianzS$1,087.84Allianz
29S$2,304.55AllianzS$2,074.08AllianzS$1,843.64AllianzS$1,490.20AllianzS$1,277.32AllianzS$1,064.42Allianz
30S$2,131.35AllianzS$1,918.20AllianzS$1,705.07AllianzS$1,378.20AllianzS$1,181.32AllianzS$984.42Allianz
31S$2,104.31AllianzS$1,893.86AllianzS$1,683.44AllianzS$1,360.71AllianzS$1,166.34AllianzS$971.93Allianz
32S$1,995.09AllianzS$1,795.57AllianzS$1,596.07AllianzS$1,290.09AllianzS$1,105.80AllianzS$921.49Allianz
33S$1,873.33AllianzS$1,685.99AllianzS$1,498.66AllianzS$1,211.36AllianzS$1,038.31AllianzS$865.25Allianz
34S$1,818.24AllianzS$1,636.41AllianzS$1,454.59AllianzS$1,175.74AllianzS$1,007.78AllianzS$839.80Allianz
35S$1,789.05AllianzS$1,610.13AllianzS$1,431.24AllianzS$1,156.86AllianzS$991.60AllianzS$826.33Allianz
36S$1,800.36AllianzS$1,620.32AllianzS$1,440.29AllianzS$1,164.17AllianzS$997.87AllianzS$831.54Allianz
37S$1,721.31AllianzS$1,549.17AllianzS$1,377.04AllianzS$1,113.05AllianzS$954.05AllianzS$795.03Allianz
38S$1,664.77AllianzS$1,498.28AllianzS$1,331.81AllianzS$1,076.49AllianzS$922.71AllianzS$768.91Allianz
39S$1,622.46AllianzS$1,460.20AllianzS$1,297.96AllianzS$1,049.14AllianzS$899.27AllianzS$749.38Allianz
40S$1,633.77AllianzS$1,470.39AllianzS$1,307.01AllianzS$1,056.45AllianzS$905.54AllianzS$754.60Allianz
41S$1,627.71AllianzS$1,464.93AllianzS$1,302.16AllianzS$1,052.53AllianzS$902.18AllianzS$751.81Allianz
42S$1,572.88AllianzS$1,415.58AllianzS$1,258.30AllianzS$1,017.07AllianzS$871.78AllianzS$726.48Allianz
43S$1,612.51AllianzS$1,451.25AllianzS$1,290.00AllianzS$1,042.70AllianzS$893.75AllianzS$744.78Allianz
44S$1,588.10AllianzS$1,429.28AllianzS$1,270.48AllianzS$1,026.92AllianzS$880.22AllianzS$733.51Allianz
45S$1,635.03AllianzS$1,471.51AllianzS$1,308.02AllianzS$1,057.26AllianzS$906.23AllianzS$755.18Allianz
46S$1,598.32AllianzS$1,438.48AllianzS$1,278.65AllianzS$1,033.53AllianzS$885.88AllianzS$738.23Allianz
47S$1,677.68AllianzS$1,509.90AllianzS$1,342.14AllianzS$1,084.84AllianzS$929.87AllianzS$774.88Allianz
48S$1,615.83AllianzS$1,454.23AllianzS$1,292.66AllianzS$1,044.84AllianzS$895.59AllianzS$746.31Allianz
49S$1,645.24AllianzS$1,480.70AllianzS$1,316.19AllianzS$1,063.86AllianzS$911.89AllianzS$759.90Allianz
50S$1,700.05AllianzS$1,530.03AllianzS$1,360.03AllianzS$1,099.31AllianzS$942.27AllianzS$785.21Allianz
51S$1,654.16AllianzS$1,488.73AllianzS$1,323.32AllianzS$1,069.64AllianzS$916.84AllianzS$764.02Allianz
52S$1,690.95AllianzS$1,521.84AllianzS$1,352.76AllianzS$1,093.42AllianzS$937.22AllianzS$781.01Allianz
53S$1,757.24AllianzS$1,581.51AllianzS$1,405.79AllianzS$1,136.29AllianzS$973.97AllianzS$811.63Allianz
54S$1,765.28AllianzS$1,588.74AllianzS$1,412.22AllianzS$1,141.49AllianzS$978.42AllianzS$815.34Allianz
55S$1,751.60AllianzS$1,576.43AllianzS$1,401.28AllianzS$1,132.64AllianzS$970.84AllianzS$809.02Allianz
56S$1,797.33AllianzS$1,617.59AllianzS$1,437.86AllianzS$1,162.22AllianzS$996.19AllianzS$830.15Allianz
57S$1,739.06AllianzS$1,565.14AllianzS$1,391.24AllianzS$1,124.53AllianzS$963.89AllianzS$803.23Allianz
58S$1,859.80AllianzS$1,673.81AllianzS$1,487.84AllianzS$1,202.61AllianzS$1,030.81AllianzS$859.00Allianz
59S$1,815.19AllianzS$1,633.66AllianzS$1,452.15AllianzS$1,173.76AllianzS$1,006.09AllianzS$838.40Allianz
60S$1,893.70AllianzS$1,704.32AllianzS$1,514.95AllianzS$1,224.52AllianzS$1,049.60AllianzS$874.66Allianz
61S$1,863.34AllianzS$1,676.99AllianzS$1,490.67AllianzS$1,204.89AllianzS$1,032.78AllianzS$860.63Allianz
62S$1,897.65AllianzS$1,707.87AllianzS$1,518.12AllianzS$1,227.08AllianzS$1,051.79AllianzS$876.49Allianz
63S$1,886.14AllianzS$1,697.52AllianzS$1,508.91AllianzS$1,219.64AllianzS$1,045.41AllianzS$871.16Allianz
64S$1,885.39AllianzS$1,696.84AllianzS$1,508.31AllianzS$1,219.16AllianzS$1,045.00AllianzS$870.82Allianz
65S$1,942.57AllianzS$1,748.30AllianzS$1,554.05AllianzS$1,256.13AllianzS$1,076.69AllianzS$897.23Allianz
66S$1,844.82AllianzS$1,660.33AllianzS$1,475.85AllianzS$1,192.92AllianzS$1,022.51AllianzS$852.08Allianz
67S$1,838.65AllianzS$1,654.77AllianzS$1,470.92AllianzS$1,188.93AllianzS$1,019.09AllianzS$849.23Allianz
68S$1,791.36AllianzS$1,612.21AllianzS$1,433.08AllianzS$1,158.35AllianzS$992.88AllianzS$827.39Allianz
69S$1,910.24AllianzS$1,719.20AllianzS$1,528.19AllianzS$1,235.22AllianzS$1,058.76AllianzS$882.30Allianz
70S$1,918.87AllianzS$1,726.97AllianzS$1,535.09AllianzS$1,240.80AllianzS$1,063.55AllianzS$886.29Allianz
71S$1,957.25AllianzS$1,761.51AllianzS$1,565.79AllianzS$1,265.62AllianzS$1,084.82AllianzS$904.00Allianz
72S$1,996.39AllianzS$1,796.74AllianzS$1,597.11AllianzS$1,290.93AllianzS$1,106.52AllianzS$922.08Allianz
73S$2,036.30AllianzS$1,832.66AllianzS$1,629.04AllianzS$1,316.74AllianzS$1,128.64AllianzS$940.52Allianz
74S$2,077.03AllianzS$1,869.31AllianzS$1,661.62AllianzS$1,343.07AllianzS$1,151.21AllianzS$959.33Allianz
75S$2,118.59AllianzS$1,906.71AllianzS$1,694.86AllianzS$1,369.94AllianzS$1,174.24AllianzS$978.52Allianz

Polestar 4 insurance price by driver age and NCD, new car (1 year old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$8,508.90SinglifeS$7,761.09SinglifeS$7,290.09SinglifeS$6,853.65SinglifeNot possibleNot possible
23S$6,625.29SinglifeS$6,041.17SinglifeS$5,672.89SinglifeS$5,332.91SinglifeS$4,972.39SinglifeS$4,656.38Singlife
25S$2,715.93AllianzS$2,444.32AllianzS$2,172.74AllianzS$1,756.20AllianzS$1,505.33AllianzS$1,254.42Allianz
28S$2,595.36AllianzS$2,335.81AllianzS$2,076.28AllianzS$1,678.25AllianzS$1,438.50AllianzS$1,198.74Allianz
30S$2,514.99AllianzS$2,263.47AllianzS$2,011.98AllianzS$1,626.27AllianzS$1,393.95AllianzS$1,161.61Allianz
35S$1,996.02AllianzS$1,796.40AllianzS$1,596.81AllianzS$1,290.69AllianzS$1,106.31AllianzS$921.92Allianz
40S$1,808.20AllianzS$1,627.37AllianzS$1,446.56AllianzS$1,169.24AllianzS$1,002.21AllianzS$835.17Allianz
45S$1,797.42AllianzS$1,617.67AllianzS$1,437.93AllianzS$1,162.27AllianzS$996.23AllianzS$830.19Allianz
50S$1,884.67AllianzS$1,696.19AllianzS$1,507.73AllianzS$1,218.68AllianzS$1,044.59AllianzS$870.48Allianz
55S$2,003.81AllianzS$1,803.42AllianzS$1,603.05AllianzS$1,295.73AllianzS$1,110.63AllianzS$925.52Allianz
60S$2,076.72AllianzS$1,869.03AllianzS$1,661.37AllianzS$1,342.88AllianzS$1,151.04AllianzS$959.19Allianz
65S$2,016.80AllianzS$1,815.10AllianzS$1,613.43AllianzS$1,304.12AllianzS$1,117.83AllianzS$931.51Allianz
70S$1,923.09AllianzS$1,730.77AllianzS$1,538.47AllianzS$1,243.53AllianzS$1,065.88AllianzS$888.23Allianz
75S$2,076.70AllianzS$1,869.01AllianzS$1,661.35AllianzS$1,342.86AllianzS$1,151.03AllianzS$959.18Allianz

Polestar 4 insurance price by driver age and NCD, older car (8 years old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$6,042.45SinglifeS$5,479.89SinglifeS$5,110.33SinglifeS$4,778.20SinglifeNot possibleNot possible
23S$4,779.89SinglifeS$4,334.10SinglifeS$4,041.25SinglifeS$3,778.82SinglifeS$3,499.31SinglifeS$3,274.23Singlife
25S$2,715.93AllianzS$2,444.32AllianzS$2,172.74AllianzS$1,756.20AllianzS$1,505.33AllianzS$1,254.42Allianz
28S$2,595.36AllianzS$2,335.81AllianzS$2,076.28AllianzS$1,678.25AllianzS$1,438.50AllianzS$1,198.74Allianz
30S$2,514.99AllianzS$2,263.47AllianzS$2,011.98AllianzS$1,626.27AllianzS$1,393.95AllianzS$1,161.61Allianz
35S$1,996.02AllianzS$1,796.40AllianzS$1,596.81AllianzS$1,290.69AllianzS$1,106.31AllianzS$921.92Allianz
40S$1,808.20AllianzS$1,627.37AllianzS$1,446.56AllianzS$1,169.24AllianzS$1,002.21AllianzS$835.17Allianz
45S$1,797.42AllianzS$1,617.67AllianzS$1,437.93AllianzS$1,162.27AllianzS$996.23AllianzS$830.19Allianz
50S$1,884.67AllianzS$1,696.19AllianzS$1,507.73AllianzS$1,218.68AllianzS$1,044.59AllianzS$870.48Allianz
55S$2,003.81AllianzS$1,803.42AllianzS$1,603.05AllianzS$1,295.73AllianzS$1,110.63AllianzS$925.52Allianz
60S$2,076.72AllianzS$1,869.03AllianzS$1,661.37AllianzS$1,342.88AllianzS$1,151.04AllianzS$959.19Allianz
65S$2,016.80AllianzS$1,815.10AllianzS$1,613.43AllianzS$1,304.12AllianzS$1,117.83AllianzS$931.51Allianz
70S$1,923.09AllianzS$1,730.77AllianzS$1,538.47AllianzS$1,243.53AllianzS$1,065.88AllianzS$888.23Allianz
75S$2,076.70AllianzS$1,869.01AllianzS$1,661.35AllianzS$1,342.86AllianzS$1,151.03AllianzS$959.18Allianz

Polestar 4 insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$10,839.37SinglifeS$9,884.03SinglifeS$9,280.54SinglifeS$8,721.06SinglifeNot possibleNot possible
23S$8,419.19SinglifeS$7,674.03SinglifeS$7,202.35SinglifeS$6,766.71SinglifeS$6,308.66SinglifeS$5,903.34Singlife
25S$7,451.12SinglifeS$6,794.57SinglifeS$6,380.49SinglifeS$5,997.28SinglifeS$5,593.84SinglifeS$5,235.47Singlife
28S$5,061.97Great EasternS$4,555.77Great EasternS$4,049.58Great EasternS$3,366.21Great EasternS$2,885.32Great EasternS$2,404.43Great Eastern
30S$4,890.23Great EasternS$4,401.21Great EasternS$3,912.18Great EasternS$3,252.00Great EasternS$2,787.44Great EasternS$2,322.86Great Eastern
35S$4,505.40SinglifeS$4,108.30SinglifeS$3,798.86Great EasternS$3,157.81Great EasternS$2,706.69Great EasternS$2,255.57Great Eastern
40S$3,932.82Great EasternS$3,539.54Great EasternS$3,146.25Great EasternS$2,615.32Great EasternS$2,241.70Great EasternS$1,868.09Great Eastern
45S$3,864.13Great EasternS$3,477.72Great EasternS$3,091.31Great EasternS$2,569.64Great EasternS$2,202.55Great EasternS$1,835.46Great Eastern
50S$4,064.98SinglifeS$3,700.23SinglifeS$3,331.69Great EasternS$2,769.47Great EasternS$2,373.83Great EasternS$1,978.20Great Eastern
55S$4,113.17Great EasternS$3,701.86Great EasternS$3,290.54Great EasternS$2,735.26Great EasternS$2,344.50Great EasternS$1,953.76Great Eastern
60S$4,198.99Great EasternS$3,779.10Great EasternS$3,359.19Great EasternS$2,792.33Great EasternS$2,393.42Great EasternS$1,994.53Great Eastern
65S$4,253.30SinglifeS$3,844.81Great EasternS$3,417.61Great EasternS$2,840.89Great EasternS$2,435.05Great EasternS$2,029.21Great Eastern
70S$4,376.84SinglifeS$3,991.14SinglifeS$3,747.71SinglifeS$3,522.12SinglifeS$3,285.82SinglifeS$3,074.09Singlife
75S$4,509.57SinglifeS$4,109.76SinglifeS$3,856.25SinglifeS$3,622.00SinglifeS$3,376.77SinglifeS$3,158.65Singlife

Prices for other drivers of the Polestar 4

Every insurer's price for another driver of the Polestar 4: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.

Any car and any driver, in plain words (change any word): /quote/car/prices?car=Polestar+4&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).

The Polestar 4 on our quote form

We priced the Polestar 4 Long Range Single Motor 100 kWh (electric), the version most of our insurers quote. The form lists 3 versions of the Polestar 4; insurers can price them differently, so pick yours when you quote.

Insurers with no online price for the Polestar 4

  • AIG: This insurer has no online price for this car model yet.
  • Budget Direct: This insurer has no online price for this car model yet.
  • DirectAsia: This insurer has no online price for this car model yet.
  • ECICS: ECICS does not list this model on its online quote.
  • ERGO: This insurer has no online price for this car model yet.
  • Etiqa: This insurer has no online price for this car model yet.
  • Great American: This insurer has no online price for electric cars.
  • HL Assurance: This insurer has no online price for this car model yet.
  • India International: This insurer has no online price for electric cars.
  • Liberty: This insurer has no online price for this car model yet.
  • MS First Capital: MS First Capital does not quote electric cars online.
  • MSIG: This insurer has no online price for this car model yet.
  • QBE: This insurer has no online price for this car model yet.
  • Sompo: This insurer has no online price for this car model yet.
  • UOI: This insurer's online price is for repairs at any workshop.

Some insurers give car prices only through their agents; they are on our insurer list.

The Polestar 4 against similar cars

The same driver and car age, each car at the version most insurers quote.

CarEngineLowest priceAgainst the Polestar 4Insurers
BYD Sealion 7electricS$1,081.74 (as at 21 Oct 2026)S$246.57 more8
BYD Atto 3electricS$810.28 (as at 21 Oct 2026)S$24.89 less10
BYD M6electricS$859.46 (as at 21 Oct 2026)S$24.29 more9
BMW iX1electricS$1,154.64 (as at 21 Oct 2026)S$319.47 more6
Tesla Model 3electricS$697.24 (as at 21 Oct 2026)S$137.93 less10
Tesla Model YelectricS$795.85 (as at 21 Oct 2026)S$39.32 less10

COE for the Polestar 4

A fully electric Polestar 4 needs a Category A COE (S$139,001 in the November 2026, 1st round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more powerful.

The COE is bought separately from insurance. The latest COE results are updated after every bidding round.

Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.

Questions people ask

How much is Polestar 4 insurance for a 40-year-old man with 50% NCD?

S$835.17 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 4 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Polestar 4 insurance for a 40-year-old woman with 50% NCD?

S$754.60 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 4 insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Polestar 4 insurance for a 21-year-old driver with no NCD?

S$7,929.17 a year, from Singlife: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 3 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 4 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Polestar 4 insurance for a 23-year-old woman with no NCD?

S$5,037.01 a year, from Singlife: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 5 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 4 insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Polestar 4 insurance for a 25-year-old new driver with no NCD?

S$2,715.93 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 7 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 4 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Polestar 4 insurance for a 30-year-old with 20% NCD?

S$2,011.98 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 4 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Polestar 4 insurance for a 30-year-old woman with 50% NCD?

S$984.42 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 4 insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Polestar 4 insurance for a 35-year-old with 30% NCD?

S$1,290.69 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 15 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 4 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Polestar 4 insurance for a 50-year-old with 50% NCD?

S$870.48 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 4 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Polestar 4 insurance for a 60-year-old woman with 50% NCD?

S$874.66 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 4 insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Polestar 4 insurance for a 70-year-old driver with 50% NCD?

S$888.23 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 4 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Polestar 4 insurance for a 40-year-old driver after one claim, with 20% NCD?

S$3,146.25 a year, from Great Eastern: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 4 insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver" on this page.

How much is Polestar 4 insurance for a new car (1 year old), driver aged 40 with 50% NCD?

S$835.17 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 1 year old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 4 insurance price by driver age and NCD, new car (1 year old), male driver" on this page.

How much is Polestar 4 insurance for an 8-year-old car, driver aged 40 with 50% NCD?

S$835.17 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 8 years old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 4 insurance price by driver age and NCD, older car (8 years old), male driver" on this page.

How much is car insurance for Polestar 4 Long Range Single Motor 100 kWh, 3 years old, 50% no-claim discount?

Today, 5 insurers price this, from S$835.17 to S$3,339.81 (as at 21 Oct 2026). The cheapest is Allianz Allianz Electric Motor Protect Comprehensive at S$835.17 (as at 21 Oct 2026). All prices include 9% GST.

What do these prices assume?

Polestar 4 Long Range Single Motor 100 kWh. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.

Will my own price be the same?

Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.

How much does a 50% no-claim discount save on Polestar 4 insurance?

Today the lowest price for our standard driver is S$835.17 (as at 21 Oct 2026) with 50% NCD and S$1,808.20 (as at 21 Oct 2026) with no NCD, so the discount saves S$973.03 a year.

Do younger drivers pay more to insure a Polestar 4?

Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$1,704.23 (as at 21 Oct 2026) today, S$869.06 more than our standard driver aged 40.

Which insurers have no online price for the Polestar 4?

AIG, Budget Direct, DirectAsia, ECICS, ERGO, Etiqa, Great American, HL Assurance, India International, Liberty, MS First Capital, MSIG, QBE, Sompo, UOI. They give no online price for this model; a broker can still ask them for one.