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Polestar 3 car insurance: compare insurers and buy online

Polestar 3 Long Range Dual Motor 111 kWh, 3 years old, 50% no-claim discount

As of 12 Nov 2026 (Singapore time)

Compare car insurance for a Polestar 3 Long Range Dual Motor 111 kWh, 3 years old, 50% no-claim discount from 4 insurers on this page: S$806.15 to S$2,461.22 a year, GST included. Every plan has a Buy Now link.

On 12 Nov 2026, the cheapest car insurance for a Polestar 3 Long Range Dual Motor 111 kWh, 3 years old, 50% no-claim discount is S$806.15 a year (GST included) at Allianz, Allianz Electric Motor Protect Comprehensive (as at 21 Oct 2026); 4 insurers price it online, up to S$2,461.22 (as at 20 Oct 2026).

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/car/polestar-3

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

The Polestar 3 in short

For the driver above, Allianz is cheapest for the Polestar 3 today, at S$806.15 for its Allianz Electric Motor Protect Comprehensive plan. 4 insurers price it; the dearest of them, Income, asks at least S$2,461.22, S$1,655.07 (205% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,745.39, 117% more. Against 6 similar cars (below) it costs 10% less than their average lowest price of S$899.87; 2 of them are cheaper to insure.

What we assumed

  • Polestar 3 Long Range Dual Motor 111 kWh
  • Car registered 3 years ago, private use, comprehensive cover
  • Main driver aged 40, married, office job, driving 10 years
  • 50% no-claim discount, no claims; repairs at an authorised workshop; no options

Prices today

Ranked by premium only, lowest first. Commission never affects the order.
InsurerPlanPremiumExcessAs at
AllianzAllianz Electric Motor Protect ComprehensiveBuy NowAllianz Electric Motor Protect ComprehensiveS$1,005.74S$806.15code AZMPEVS$2,000.0021 Oct 2026
AllianzAllianz Electric Motor Protect Comprehensive (Standard)Buy NowAllianz Electric Motor Protect Comprehensive (Standard)S$1,264.07S$1,064.48code AZMPEVS$600.0021 Oct 2026
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy NowPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,554.08S$1,243.26code TIQCAR20S$2,500.0020 Oct 2026
IncomeeDrivo PremiumBuy NoweDrivo PremiumS$2,461.22S$600.0020 Oct 2026
FWDeDrivo PremiumBuy NoweDrivo PremiumS$2,461.22S$600.0020 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

This table as CSV.

Buy Now addresses

Open the quote form with these answers filled in, then change anything that is different for you.

Get your own quote

Prices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/car/prices?brand=polestar&model=polestar-3-long-range-dual-motor-111-kwh&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

How the Polestar 3 price changes

The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.

Driver and carLowest priceAgainst this pageInsurersCheapest
This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years oldS$806.15 (as at 21 Oct 2026)4Allianz
The same driver with no NCD (0%)S$1,745.39 (as at 21 Oct 2026)S$939.24 more4Allianz
The same driver with 20% NCDS$1,396.31 (as at 21 Oct 2026)S$590.16 more4Allianz
Driver aged 27, 3 years’ driving, 30% NCDS$1,645.03 (as at 21 Oct 2026)S$838.88 more4Allianz
Driver aged 65, 20 years’ driving, 50% NCDS$899.16 (as at 21 Oct 2026)S$93.01 more4Allianz
A new car (registered this year)S$806.15 (as at 21 Oct 2026)the same4Allianz
A car 8 years oldS$806.15 (as at 21 Oct 2026)the same4Allianz

Open a line to get a quote with those answers filled in. Quotes by driver: the Polestar 3 priced for 73 typical drivers, from new drivers to over-70s.

Polestar 3 insurance price by driver age and NCD, male driver (man)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21No online priceNo online priceNo online priceNo online priceNot possibleNot possible
22No online priceNo online priceNo online priceNo online priceNo online priceNot possible
23No online priceNo online priceNo online priceNo online priceNo online priceNo online price
24S$3,894.91EtiqaS$3,616.24EtiqaS$3,137.65EtiqaS$2,699.29EtiqaS$2,606.04EtiqaS$2,072.07Etiqa
25S$2,621.58AllianzS$2,359.41AllianzS$2,097.26AllianzS$1,695.20AllianzS$1,453.03AllianzS$1,210.85Allianz
26S$2,582.78AllianzS$2,324.49AllianzS$2,066.22AllianzS$1,670.11AllianzS$1,431.53AllianzS$1,192.93Allianz
27S$2,544.00AllianzS$2,289.58AllianzS$2,035.19AllianzS$1,645.03AllianzS$1,410.03AllianzS$1,175.02Allianz
28S$2,505.20AllianzS$2,254.66AllianzS$2,004.15AllianzS$1,619.94AllianzS$1,388.53AllianzS$1,157.10Allianz
29S$2,466.40AllianzS$2,219.74AllianzS$1,973.11AllianzS$1,594.85AllianzS$1,367.02AllianzS$1,139.18Allianz
30S$2,427.62AllianzS$2,184.84AllianzS$1,942.09AllianzS$1,569.77AllianzS$1,345.53AllianzS$1,121.26Allianz
31S$2,289.20AllianzS$2,060.27AllianzS$1,831.36AllianzS$1,480.28AllianzS$1,268.82AllianzS$1,057.33Allianz
32S$2,172.88AllianzS$1,955.58AllianzS$1,738.30AllianzS$1,405.05AllianzS$1,204.34AllianzS$1,003.60Allianz
33S$2,075.39AllianzS$1,867.84AllianzS$1,660.31AllianzS$1,342.02AllianzS$1,150.31AllianzS$958.58Allianz
34S$1,994.04AllianzS$1,794.62AllianzS$1,595.22AllianzS$1,289.41AllianzS$1,105.21AllianzS$921.00Allianz
35S$1,926.67AllianzS$1,733.99AllianzS$1,541.33AllianzS$1,245.85AllianzS$1,067.88AllianzS$889.89Allianz
36S$1,871.44AllianzS$1,684.28AllianzS$1,497.15AllianzS$1,210.13AllianzS$1,037.27AllianzS$864.37Allianz
37S$1,826.85AllianzS$1,644.15AllianzS$1,461.48AllianzS$1,181.30AllianzS$1,012.55AllianzS$843.78Allianz
38S$1,791.67AllianzS$1,612.50AllianzS$1,433.34AllianzS$1,158.56AllianzS$993.06AllianzS$827.54Allianz
39S$1,764.83AllianzS$1,588.34AllianzS$1,411.86AllianzS$1,141.20AllianzS$978.17AllianzS$815.14Allianz
40S$1,745.39AllianzS$1,570.84AllianzS$1,396.31AllianzS$1,128.63AllianzS$967.39AllianzS$806.15Allianz
41S$1,732.58AllianzS$1,559.31AllianzS$1,386.06AllianzS$1,120.34AllianzS$960.30AllianzS$800.24Allianz
42S$1,725.73AllianzS$1,553.15AllianzS$1,380.58AllianzS$1,115.92AllianzS$956.50AllianzS$797.08Allianz
43S$1,724.25AllianzS$1,551.81AllianzS$1,379.40AllianzS$1,114.96AllianzS$955.68AllianzS$796.40Allianz
44S$1,727.47AllianzS$1,554.71AllianzS$1,381.97AllianzS$1,117.04AllianzS$957.47AllianzS$797.88Allianz
45S$1,734.98AllianzS$1,561.47AllianzS$1,387.98AllianzS$1,121.89AllianzS$961.63AllianzS$801.35Allianz
46S$1,746.24AllianzS$1,571.60AllianzS$1,396.99AllianzS$1,129.17AllianzS$967.86AllianzS$806.55Allianz
47S$1,760.80AllianzS$1,584.71AllianzS$1,408.64AllianzS$1,138.59AllianzS$975.94AllianzS$813.27Allianz
48S$1,778.10AllianzS$1,600.28AllianzS$1,422.48AllianzS$1,149.78AllianzS$985.53AllianzS$821.26Allianz
49S$1,797.76AllianzS$1,617.97AllianzS$1,438.20AllianzS$1,162.49AllianzS$996.43AllianzS$830.34Allianz
50S$1,819.20AllianzS$1,637.26AllianzS$1,455.35AllianzS$1,176.35AllianzS$1,008.31AllianzS$840.25Allianz
51S$1,841.91AllianzS$1,657.70AllianzS$1,473.52AllianzS$1,191.04AllianzS$1,020.90AllianzS$850.73Allianz
52S$1,865.35AllianzS$1,678.81AllianzS$1,492.28AllianzS$1,206.20AllianzS$1,033.90AllianzS$861.57Allianz
53S$1,888.95AllianzS$1,700.05AllianzS$1,511.16AllianzS$1,221.46AllianzS$1,046.97AllianzS$872.47Allianz
54S$1,912.11AllianzS$1,720.89AllianzS$1,529.68AllianzS$1,236.43AllianzS$1,059.81AllianzS$883.15Allianz
55S$1,934.20AllianzS$1,740.77AllianzS$1,547.36AllianzS$1,250.72AllianzS$1,072.05AllianzS$893.36Allianz
56S$1,954.51AllianzS$1,759.05AllianzS$1,563.61AllianzS$1,263.85AllianzS$1,083.31AllianzS$902.75Allianz
57S$1,972.43AllianzS$1,775.18AllianzS$1,577.94AllianzS$1,275.44AllianzS$1,093.24AllianzS$911.03Allianz
58S$1,987.21AllianzS$1,788.48AllianzS$1,589.76AllianzS$1,284.99AllianzS$1,101.43AllianzS$917.84Allianz
59S$1,998.15AllianzS$1,798.32AllianzS$1,598.52AllianzS$1,292.07AllianzS$1,107.49AllianzS$922.90Allianz
60S$2,004.58AllianzS$1,804.10AllianzS$1,603.66AllianzS$1,296.23AllianzS$1,111.06AllianzS$925.87Allianz
61S$2,005.78AllianzS$1,805.19AllianzS$1,604.62AllianzS$1,297.00AllianzS$1,111.72AllianzS$926.42Allianz
62S$2,001.16AllianzS$1,801.03AllianzS$1,600.92AllianzS$1,294.02AllianzS$1,109.16AllianzS$924.29Allianz
63S$1,990.14AllianzS$1,791.11AllianzS$1,592.10AllianzS$1,286.89AllianzS$1,103.05AllianzS$919.20Allianz
64S$1,972.11AllianzS$1,774.89AllianzS$1,577.69AllianzS$1,275.23AllianzS$1,093.06AllianzS$910.88Allianz
65S$1,946.73AllianzS$1,752.05AllianzS$1,557.38AllianzS$1,258.82AllianzS$1,078.99AllianzS$899.16Allianz
66S$1,932.82AllianzS$1,739.53AllianzS$1,546.25AllianzS$1,249.82AllianzS$1,071.29AllianzS$892.73Allianz
67S$1,928.92AllianzS$1,736.02AllianzS$1,543.13AllianzS$1,247.30AllianzS$1,069.13AllianzS$890.92Allianz
68S$1,915.08AllianzS$1,723.56AllianzS$1,532.06AllianzS$1,238.35AllianzS$1,061.45AllianzS$884.53Allianz
69S$1,890.93AllianzS$1,701.82AllianzS$1,512.74AllianzS$1,222.73AllianzS$1,048.07AllianzS$873.37Allianz
70S$1,856.28AllianzS$1,670.64AllianzS$1,485.02AllianzS$1,200.33AllianzS$1,028.86AllianzS$857.37Allianz
71S$1,851.28AllianzS$1,666.14AllianzS$1,481.02AllianzS$1,197.10AllianzS$1,026.09AllianzS$855.06Allianz
72S$1,921.71AllianzS$1,729.53AllianzS$1,537.37AllianzS$1,242.64AllianzS$1,065.13AllianzS$887.60Allianz
73S$1,945.74AllianzS$1,751.15AllianzS$1,556.58AllianzS$1,258.18AllianzS$1,078.44AllianzS$898.69Allianz
74S$1,974.93AllianzS$1,777.43AllianzS$1,579.94AllianzS$1,277.06AllianzS$1,094.62AllianzS$912.18Allianz
75S$2,004.55AllianzS$1,804.08AllianzS$1,603.64AllianzS$1,296.21AllianzS$1,111.04AllianzS$925.86Allianz

Polestar 3 insurance price by driver age and NCD, female driver (woman)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21No online priceNo online priceNo online priceNo online priceNot possibleNot possible
22No online priceNo online priceNo online priceNo online priceNo online priceNot possible
23No online priceNo online priceNo online priceNo online priceNo online priceNo online price
24S$3,086.80EtiqaS$2,863.93EtiqaS$2,487.16EtiqaS$2,139.79EtiqaS$2,064.34EtiqaS$1,642.17Etiqa
25S$2,508.70AllianzS$2,257.81AllianzS$2,006.95AllianzS$1,622.20AllianzS$1,390.47AllianzS$1,158.70Allianz
26S$2,418.41AllianzS$2,176.56AllianzS$1,934.73AllianzS$1,563.82AllianzS$1,340.43AllianzS$1,117.01Allianz
27S$2,328.11AllianzS$2,095.29AllianzS$1,862.48AllianzS$1,505.43AllianzS$1,290.38AllianzS$1,075.30Allianz
28S$2,273.45AllianzS$2,046.09AllianzS$1,818.76AllianzS$1,470.09AllianzS$1,260.08AllianzS$1,050.05Allianz
29S$2,224.49AllianzS$2,002.03AllianzS$1,779.59AllianzS$1,438.43AllianzS$1,232.95AllianzS$1,027.44Allianz
30S$2,057.31AllianzS$1,851.56AllianzS$1,645.84AllianzS$1,330.32AllianzS$1,140.29AllianzS$950.22Allianz
31S$2,031.21AllianzS$1,828.07AllianzS$1,624.96AllianzS$1,313.44AllianzS$1,125.82AllianzS$938.17Allianz
32S$1,925.78AllianzS$1,733.19AllianzS$1,540.62AllianzS$1,245.27AllianzS$1,067.38AllianzS$889.47Allianz
33S$1,808.26AllianzS$1,627.42AllianzS$1,446.60AllianzS$1,169.27AllianzS$1,002.25AllianzS$835.19Allianz
34S$1,755.08AllianzS$1,579.56AllianzS$1,404.06AllianzS$1,134.89AllianzS$972.77AllianzS$810.63Allianz
35S$1,726.90AllianzS$1,554.20AllianzS$1,381.52AllianzS$1,116.67AllianzS$957.15AllianzS$797.61Allianz
36S$1,737.82AllianzS$1,564.03AllianzS$1,390.25AllianzS$1,123.73AllianzS$963.20AllianzS$802.66Allianz
37S$1,661.51AllianzS$1,495.35AllianzS$1,329.20AllianzS$1,074.38AllianzS$920.91AllianzS$767.42Allianz
38S$1,606.93AllianzS$1,446.23AllianzS$1,285.54AllianzS$1,039.10AllianzS$890.66AllianzS$742.21Allianz
39S$1,566.10AllianzS$1,409.48AllianzS$1,252.87AllianzS$1,012.69AllianzS$868.02AllianzS$723.34Allianz
40S$1,577.02AllianzS$1,419.30AllianzS$1,261.61AllianzS$1,019.75AllianzS$874.07AllianzS$728.39Allianz
41S$1,571.16AllianzS$1,414.04AllianzS$1,256.93AllianzS$1,015.96AllianzS$870.83AllianzS$725.68Allianz
42S$1,518.24AllianzS$1,366.41AllianzS$1,214.59AllianzS$981.75AllianzS$841.50AllianzS$701.24Allianz
43S$1,556.49AllianzS$1,400.83AllianzS$1,245.19AllianzS$1,006.48AllianzS$862.70AllianzS$718.91Allianz
44S$1,532.93AllianzS$1,379.63AllianzS$1,226.34AllianzS$991.24AllianzS$849.64AllianzS$708.03Allianz
45S$1,578.23AllianzS$1,420.39AllianzS$1,262.58AllianzS$1,020.53AllianzS$874.75AllianzS$728.94Allianz
46S$1,542.79AllianzS$1,388.50AllianzS$1,234.23AllianzS$997.62AllianzS$855.11AllianzS$712.58Allianz
47S$1,619.40AllianzS$1,457.45AllianzS$1,295.52AllianzS$1,047.16AllianzS$897.57AllianzS$747.96Allianz
48S$1,559.69AllianzS$1,403.71AllianzS$1,247.75AllianzS$1,008.55AllianzS$864.48AllianzS$720.39Allianz
49S$1,588.08AllianzS$1,429.27AllianzS$1,270.46AllianzS$1,026.90AllianzS$880.21AllianzS$733.50Allianz
50S$1,640.99AllianzS$1,476.88AllianzS$1,312.78AllianzS$1,061.12AllianzS$909.53AllianzS$757.93Allianz
51S$1,596.69AllianzS$1,437.01AllianzS$1,277.35AllianzS$1,032.47AllianzS$884.98AllianzS$737.48Allianz
52S$1,632.21AllianzS$1,468.98AllianzS$1,305.76AllianzS$1,055.44AllianzS$904.67AllianzS$753.87Allianz
53S$1,696.20AllianzS$1,526.57AllianzS$1,356.95AllianzS$1,096.81AllianzS$940.13AllianzS$783.43Allianz
54S$1,703.96AllianzS$1,533.55AllianzS$1,363.16AllianzS$1,101.84AllianzS$944.44AllianzS$787.02Allianz
55S$1,690.75AllianzS$1,521.66AllianzS$1,352.60AllianzS$1,093.29AllianzS$937.11AllianzS$780.92Allianz
56S$1,734.89AllianzS$1,561.39AllianzS$1,387.91AllianzS$1,121.84AllianzS$961.58AllianzS$801.31Allianz
57S$1,678.64AllianzS$1,510.77AllianzS$1,342.91AllianzS$1,085.46AllianzS$930.41AllianzS$775.32Allianz
58S$1,795.19AllianzS$1,615.66AllianzS$1,436.15AllianzS$1,160.83AllianzS$995.00AllianzS$829.16Allianz
59S$1,752.13AllianzS$1,576.91AllianzS$1,401.70AllianzS$1,132.99AllianzS$971.13AllianzS$809.27Allianz
60S$1,827.91AllianzS$1,645.11AllianzS$1,462.32AllianzS$1,181.98AllianzS$1,013.14AllianzS$844.27Allianz
61S$1,798.61AllianzS$1,618.74AllianzS$1,438.88AllianzS$1,163.04AllianzS$996.90AllianzS$830.73Allianz
62S$1,831.73AllianzS$1,648.54AllianzS$1,465.38AllianzS$1,184.45AllianzS$1,015.25AllianzS$846.03Allianz
63S$1,820.62AllianzS$1,638.54AllianzS$1,456.49AllianzS$1,177.27AllianzS$1,009.09AllianzS$840.90Allianz
64S$1,819.90AllianzS$1,637.89AllianzS$1,455.91AllianzS$1,176.80AllianzS$1,008.69AllianzS$840.57Allianz
65S$1,875.09AllianzS$1,687.57AllianzS$1,500.07AllianzS$1,212.50AllianzS$1,039.29AllianzS$866.06Allianz
66S$1,780.73AllianzS$1,602.65AllianzS$1,424.58AllianzS$1,151.48AllianzS$986.99AllianzS$822.48Allianz
67S$1,774.78AllianzS$1,597.29AllianzS$1,419.82AllianzS$1,147.63AllianzS$983.69AllianzS$819.73Allianz
68S$1,729.13AllianzS$1,556.20AllianzS$1,383.30AllianzS$1,118.10AllianzS$958.39AllianzS$798.64Allianz
69S$1,843.88AllianzS$1,659.48AllianzS$1,475.10AllianzS$1,192.31AllianzS$1,021.99AllianzS$851.65Allianz
70S$1,852.21AllianzS$1,666.98AllianzS$1,481.76AllianzS$1,197.70AllianzS$1,026.61AllianzS$855.50Allianz
71S$1,889.25AllianzS$1,700.31AllianzS$1,511.40AllianzS$1,221.65AllianzS$1,047.13AllianzS$872.61Allianz
72S$1,927.04AllianzS$1,734.32AllianzS$1,541.62AllianzS$1,246.08AllianzS$1,068.07AllianzS$890.06Allianz
73S$1,965.56AllianzS$1,768.99AllianzS$1,572.44AllianzS$1,271.00AllianzS$1,089.43AllianzS$907.85Allianz
74S$2,004.87AllianzS$1,804.37AllianzS$1,603.89AllianzS$1,296.41AllianzS$1,111.21AllianzS$926.00Allianz
75S$2,044.99AllianzS$1,840.48AllianzS$1,635.98AllianzS$1,322.36AllianzS$1,133.45AllianzS$944.53Allianz

Polestar 3 insurance price by driver age and NCD, new car (1 year old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21No online priceNo online priceNo online priceNo online priceNot possibleNot possible
23No online priceNo online priceNo online priceNo online priceNo online priceNo online price
25S$2,621.58AllianzS$2,359.41AllianzS$2,097.26AllianzS$1,695.20AllianzS$1,453.03AllianzS$1,210.85Allianz
28S$2,505.20AllianzS$2,254.66AllianzS$2,004.15AllianzS$1,619.94AllianzS$1,388.53AllianzS$1,157.10Allianz
30S$2,427.62AllianzS$2,184.84AllianzS$1,942.09AllianzS$1,569.77AllianzS$1,345.53AllianzS$1,121.26Allianz
35S$1,926.67AllianzS$1,733.99AllianzS$1,541.33AllianzS$1,245.85AllianzS$1,067.88AllianzS$889.89Allianz
40S$1,745.39AllianzS$1,570.84AllianzS$1,396.31AllianzS$1,128.63AllianzS$967.39AllianzS$806.15Allianz
45S$1,734.98AllianzS$1,561.47AllianzS$1,387.98AllianzS$1,121.89AllianzS$961.63AllianzS$801.35Allianz
50S$1,819.20AllianzS$1,637.26AllianzS$1,455.35AllianzS$1,176.35AllianzS$1,008.31AllianzS$840.25Allianz
55S$1,934.20AllianzS$1,740.77AllianzS$1,547.36AllianzS$1,250.72AllianzS$1,072.05AllianzS$893.36Allianz
60S$2,004.58AllianzS$1,804.10AllianzS$1,603.66AllianzS$1,296.23AllianzS$1,111.06AllianzS$925.87Allianz
65S$1,946.73AllianzS$1,752.05AllianzS$1,557.38AllianzS$1,258.82AllianzS$1,078.99AllianzS$899.16Allianz
70S$1,856.28AllianzS$1,670.64AllianzS$1,485.02AllianzS$1,200.33AllianzS$1,028.86AllianzS$857.37Allianz
75S$2,004.55AllianzS$1,804.08AllianzS$1,603.64AllianzS$1,296.21AllianzS$1,111.04AllianzS$925.86Allianz

Polestar 3 insurance price by driver age and NCD, older car (8 years old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21No online priceNo online priceNo online priceNo online priceNot possibleNot possible
23No online priceNo online priceNo online priceNo online priceNo online priceNo online price
25S$2,621.58AllianzS$2,359.41AllianzS$2,097.26AllianzS$1,695.20AllianzS$1,453.03AllianzS$1,210.85Allianz
28S$2,505.20AllianzS$2,254.66AllianzS$2,004.15AllianzS$1,619.94AllianzS$1,388.53AllianzS$1,157.10Allianz
30S$2,427.62AllianzS$2,184.84AllianzS$1,942.09AllianzS$1,569.77AllianzS$1,345.53AllianzS$1,121.26Allianz
35S$1,926.67AllianzS$1,733.99AllianzS$1,541.33AllianzS$1,245.85AllianzS$1,067.88AllianzS$889.89Allianz
40S$1,745.39AllianzS$1,570.84AllianzS$1,396.31AllianzS$1,128.63AllianzS$967.39AllianzS$806.15Allianz
45S$1,734.98AllianzS$1,561.47AllianzS$1,387.98AllianzS$1,121.89AllianzS$961.63AllianzS$801.35Allianz
50S$1,819.20AllianzS$1,637.26AllianzS$1,455.35AllianzS$1,176.35AllianzS$1,008.31AllianzS$840.25Allianz
55S$1,934.20AllianzS$1,740.77AllianzS$1,547.36AllianzS$1,250.72AllianzS$1,072.05AllianzS$893.36Allianz
60S$2,004.58AllianzS$1,804.10AllianzS$1,603.66AllianzS$1,296.23AllianzS$1,111.06AllianzS$925.87Allianz
65S$1,946.73AllianzS$1,752.05AllianzS$1,557.38AllianzS$1,258.82AllianzS$1,078.99AllianzS$899.16Allianz
70S$1,856.28AllianzS$1,670.64AllianzS$1,485.02AllianzS$1,200.33AllianzS$1,028.86AllianzS$857.37Allianz
75S$2,004.55AllianzS$1,804.08AllianzS$1,603.64AllianzS$1,296.21AllianzS$1,111.04AllianzS$925.86Allianz

Polestar 3 insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21No online priceNo online priceNo online priceNo online priceNot possibleNot possible
23No online priceNo online priceNo online priceNo online priceNo online priceNo online price
25S$3,624.98EtiqaS$3,362.79EtiqaS$2,920.92EtiqaS$2,761.61EtiqaS$2,959.67EtiqaS$2,616.33Etiqa
28S$3,016.19EtiqaS$2,792.89EtiqaS$2,431.68EtiqaS$2,299.40EtiqaS$2,459.48EtiqaS$2,176.93Etiqa
30S$2,731.99EtiqaS$2,528.55EtiqaS$2,202.85EtiqaS$2,083.10EtiqaS$2,227.01EtiqaS$1,971.81Etiqa
35S$2,321.43EtiqaS$2,148.50EtiqaS$1,871.82EtiqaS$1,770.06EtiqaS$1,892.31EtiqaS$1,675.48Etiqa
40S$2,186.30EtiqaS$2,025.51EtiqaS$1,762.33EtiqaS$1,666.40EtiqaS$1,783.43EtiqaS$1,577.96Etiqa
45S$2,210.49EtiqaS$2,047.98EtiqaS$1,781.82EtiqaS$1,684.81EtiqaS$1,803.19EtiqaS$1,595.41Etiqa
50S$2,385.27EtiqaS$2,210.31EtiqaS$1,922.61EtiqaS$1,817.90EtiqaS$1,946.00EtiqaS$1,721.57Etiqa
55S$2,611.31EtiqaS$2,420.06EtiqaS$2,104.72EtiqaS$1,990.10EtiqaS$2,130.59EtiqaS$1,884.72Etiqa
60S$2,638.18EtiqaS$2,446.39EtiqaS$2,126.02EtiqaS$2,010.15EtiqaS$2,153.38EtiqaS$1,904.11Etiqa
65S$2,516.70EtiqaS$2,338.33EtiqaS$2,026.97EtiqaS$1,916.19EtiqaS$2,057.03EtiqaS$1,816.43Etiqa
70S$2,471.89EtiqaS$2,296.84EtiqaS$1,990.84EtiqaS$1,882.02EtiqaS$2,020.48EtiqaS$1,784.09Etiqa
75S$2,705.12EtiqaS$2,509.05EtiqaS$2,179.80EtiqaS$2,060.95EtiqaS$2,208.37EtiqaS$1,952.41Etiqa

Prices for other drivers of the Polestar 3

Every insurer's price for another driver of the Polestar 3: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.

Any car and any driver, in plain words (change any word): /quote/car/prices?car=Polestar+3&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).

The Polestar 3 on our quote form

We priced the Polestar 3 Long Range Dual Motor 111 kWh (electric), the version most of our insurers quote. The form lists 3 versions of the Polestar 3; insurers can price them differently, so pick yours when you quote.

Insurers with no online price for the Polestar 3

  • AIG: This insurer has no online price for this car model yet.
  • Budget Direct: This insurer has no online price for this car model yet.
  • DirectAsia: This insurer has no online price for this car model yet.
  • ECICS: ECICS does not list this model on its online quote.
  • ERGO: This insurer has no online price for this car model yet.
  • Great American: This insurer has no online price for electric cars.
  • Great Eastern: This insurer has no online price for this car model yet.
  • HL Assurance: This insurer has no online price for this car model yet.
  • India International: This insurer has no online price for electric cars.
  • Liberty: This insurer has no online price for this car model yet.
  • MS First Capital: MS First Capital does not quote electric cars online.
  • MSIG: This insurer has no online price for this car model yet.
  • QBE: This insurer has no online price for this car model yet.
  • Singlife: This insurer has no online price for this car model yet.
  • Sompo: This insurer has no online price for this car model yet.
  • UOI: This insurer has no online price for this car model yet.

Some insurers give car prices only through their agents; they are on our insurer list.

The Polestar 3 against similar cars

The same driver and car age, each car at the version most insurers quote.

CarEngineLowest priceAgainst the Polestar 3Insurers
BYD Sealion 7electricS$1,081.74 (as at 21 Oct 2026)S$275.59 more8
BYD Atto 3electricS$810.28 (as at 21 Oct 2026)S$4.13 more10
BYD M6electricS$859.46 (as at 21 Oct 2026)S$53.31 more9
BMW iX1electricS$1,154.64 (as at 21 Oct 2026)S$348.49 more6
Tesla Model 3electricS$697.24 (as at 21 Oct 2026)S$108.91 less10
Tesla Model YelectricS$795.85 (as at 21 Oct 2026)S$10.30 less10

COE for the Polestar 3

A fully electric Polestar 3 needs a Category A COE (S$139,001 in the November 2026, 1st round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more powerful.

The COE is bought separately from insurance. The latest COE results are updated after every bidding round.

Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.

Questions people ask

How much is Polestar 3 insurance for a 40-year-old man with 50% NCD?

S$806.15 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 3 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Polestar 3 insurance for a 40-year-old woman with 50% NCD?

S$728.39 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 3 insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Polestar 3 insurance for a 21-year-old driver with no NCD?

None of the insurers we compare gives an online price for this driver today; a broker can ask them. Assumed: car 3 years old, married, office job, no claims, driving 3 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 3 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Polestar 3 insurance for a 23-year-old woman with no NCD?

None of the insurers we compare gives an online price for this driver today; a broker can ask them. Assumed: car 3 years old, married, office job, no claims, driving 5 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 3 insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Polestar 3 insurance for a 25-year-old new driver with no NCD?

S$2,621.58 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 7 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 3 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Polestar 3 insurance for a 30-year-old with 20% NCD?

S$1,942.09 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 3 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Polestar 3 insurance for a 30-year-old woman with 50% NCD?

S$950.22 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 3 insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Polestar 3 insurance for a 35-year-old with 30% NCD?

S$1,245.85 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 15 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 3 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Polestar 3 insurance for a 50-year-old with 50% NCD?

S$840.25 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 3 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Polestar 3 insurance for a 60-year-old woman with 50% NCD?

S$844.27 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 3 insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Polestar 3 insurance for a 70-year-old driver with 50% NCD?

S$857.37 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 3 insurance price by driver age and NCD, male driver (man)" on this page.

How much is Polestar 3 insurance for a 40-year-old driver after one claim, with 20% NCD?

S$1,762.33 a year, from Etiqa: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 3 insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver" on this page.

How much is Polestar 3 insurance for a new car (1 year old), driver aged 40 with 50% NCD?

S$806.15 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 1 year old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 3 insurance price by driver age and NCD, new car (1 year old), male driver" on this page.

How much is Polestar 3 insurance for an 8-year-old car, driver aged 40 with 50% NCD?

S$806.15 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 8 years old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Polestar 3 insurance price by driver age and NCD, older car (8 years old), male driver" on this page.

How much is car insurance for Polestar 3 Long Range Dual Motor 111 kWh, 3 years old, 50% no-claim discount?

Today, 4 insurers price this, from S$806.15 to S$2,461.22 (as at 20 Oct 2026). The cheapest is Allianz Allianz Electric Motor Protect Comprehensive at S$806.15 (as at 21 Oct 2026). All prices include 9% GST.

What do these prices assume?

Polestar 3 Long Range Dual Motor 111 kWh. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.

Will my own price be the same?

Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.

How much does a 50% no-claim discount save on Polestar 3 insurance?

Today the lowest price for our standard driver is S$806.15 (as at 21 Oct 2026) with 50% NCD and S$1,745.39 (as at 21 Oct 2026) with no NCD, so the discount saves S$939.24 a year.

Do younger drivers pay more to insure a Polestar 3?

Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$1,645.03 (as at 21 Oct 2026) today, S$838.88 more than our standard driver aged 40.

Which insurers have no online price for the Polestar 3?

AIG, Budget Direct, DirectAsia, ECICS, ERGO, Great American, Great Eastern, HL Assurance, India International, Liberty, MS First Capital, MSIG, QBE, Singlife, Sompo, UOI. They give no online price for this model; a broker can still ask them for one.