The Polestar 4 is an electric SUV on the new-car list. This guide walks through what it costs to buy and to keep in Singapore. That means the list price, the COE rule, road tax and car insurance, then the costs that depend on you.
Insurance figures are examples for one stated driver, as of 1 November 2026. Use them to compare, not as your own price.
Versions and list prices
The new-car list, read on 2026-10-10, shows the Polestar 4 as an SUV made in China. It lists two versions:
- Electric Long Range Rear Motor 100 kWh: 148bhp, listed at S$275,999
- Electric Long Range Single Motor 100 kWh: 268bhp, listed at S$289,999
These are prices as listed on 2026-10-10, with COE included as listed that day. Dealers change prices after COE rounds, so ask for a current figure and check what it includes.
The quote form has three versions: Long Range Dual Motor, Long Range Rear Motor and Long Range Single Motor, all 100 kWh. The insurance prices below are for the Long Range Single Motor.
COE category
For an electric car, motor power decides the COE category. The price page sets out the rule. A Polestar 4 needs a Category A COE if its motor is 110kW (147bhp) or less. A more powerful one needs Category B.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. The COE page carries later rounds.
Road tax by motor
Road tax for an electric car is based on motor power. LTA's formula gives two figures for the Polestar 4:
- 148bhp (110kW) motor: S$1,560.20 a year
- 268bhp (200kW) motor: S$2,088.04 a year
Both are before any age surcharge. The more powerful motor pays the higher figure each year.
A surcharge starts once a car is more than 10 years old:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page explains the formula.
What insurance costs on the standard profile
The Polestar 4 price page uses these details:
- Car: Long Range Single Motor 100 kWh, 3 years old, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- NCD: 50%, no claims
- Repairs: authorised workshop, no options
5 insurers give an online price. The lowest is S$1,309.58 a year, and that figure is marked as an estimate. The insurer whose lowest plan costs most starts at S$2,108.61. That is S$799.03 more, or 61%. The top plan on the page reaches S$3,339.81. All prices include 9% GST.
Twelve insurers have no online price for it. One does not list the model online, one does not quote electric cars online, and one prices repairs at any workshop only.
The excess picture
The excess is what you pay towards each claim. It runs from S$300 to S$900 on this page. The three lowest premiums each carry S$600. The dearest plans carry S$300. One plan in the middle asks S$900. The range is narrow, so the premium does more of the work when you compare.
How the price responds to changes
The price page changes one detail and shows the lowest premium. All 5 insurers price every case:
- No NCD: S$2,757.04, which is S$1,447.46 more
- 20% NCD: S$2,205.62, which is S$896.04 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,297.13, which is S$987.55 more
- Driver aged 65, 20 years' driving: S$1,460.65, which is S$151.07 more
- A new car, registered this year: S$1,309.58, the same
- A car 8 years old: S$1,309.58, the same
Here the costliest change is losing your NCD. With none, the lowest price rises 111%. That is more than the young driver's rise.
Car age makes no difference to the lowest price at all. A new car and an 8-year-old one price the same as the 3-year-old car.
Next to other electric cars
The price page compares the Polestar 4 with six electric cars, same driver and car age:
- Tesla Model Y: S$939.71
- Tesla Model 3: S$913.62
- BYD Atto 3: S$913.63
- BYD M6: S$861.41
- BYD Sealion 7: S$1,390.72
- BMW iX1: S$1,907.27
Their average lowest price is S$1,154.39. The Polestar 4 costs 13% more. Four of the six are cheaper to insure. Only the Sealion 7 and the iX1 cost more.
Costs that depend on how you live
- Charging: a home charger if your car park allows one, or public chargers. How far you drive sets the bill.
- Parking: season parking where you live, and parking at work and when out.
- ERP: depends on your routes and times.
- Servicing: follow the maker's schedule. Ask what the warranty covers, battery included, and for how long.
- Depreciation: the difference between the price you pay and what the car is worth later.
Summary of yearly costs we can show
For the Polestar 4:
- Road tax: S$1,560.20 (148bhp) or S$2,088.04 (268bhp) a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$1,309.58 a year, Long Range Single Motor (1 November 2026)
- Insurance, no NCD: from S$2,757.04
- Insurance, driver aged 27 with 30% NCD: from S$2,297.13
One-off, for reference: list prices of S$275,999 and S$289,999 as listed on 2026-10-10. COE in the October 2026 2nd round was S$132,004 in Category A and S$131,901 in Category B.
Before you buy: car insurance for the Polestar 4
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Polestar 4 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.