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Polestar car insurance in Singapore

Every Polestar model we compare, ranked by today's lowest comprehensive premium, for a driver aged 40, married, with 10 years' driving and a 50% no-claim discount, on a 3-year-old car at an authorised workshop.

By , Writer · Prices as of 12 Nov 2026, GST included.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance/polestar

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

Compare every insurer we price for a Polestar 2 on one page: https://shentonbrokers.com/prices/car/polestar-2

In short

  • Cheapest to insure: the Polestar 2, from S$758.89 a year.
  • Dearest: the Polestar 4, from S$835.17.
  • The middle Polestar costs 3% more than the middle of every model we price.
  • Cheapest insurer most often: Allianz, on 3 of 3 models.
  • Electric: Polestar 2, Polestar 3, Polestar 4.

Every Polestar model, cheapest first

The lowest premium across every insurer we compare; open a model for every plan.
ModelFromInsurers
Polestar 2electric; cheapest at AllianzS$758.89Buy Now6
Polestar 3electric; cheapest at AllianzS$806.15Buy Now4
Polestar 4electric; cheapest at AllianzS$835.17Buy Now5

Your own price depends on your age, driving record, NCD and the car's age: compare with your own details.

What would change the price

Today's lowest price for a driver aged 40 with a 50% NCD on the Polestar 2 after one change.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$821.60+S$62.71
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$951.96+S$193.07
Add an NCD protectorKeeps the 50% NCD after one claim.S$884.15+S$125.26

Why it costs this

For a driver aged 40 with a 50% NCD on the Polestar 2:

  • The Polestar 2 is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
  • 12 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer's online price is for repairs at any workshop).

Price history

For a driver aged 40 with a 50% NCD on the Polestar 2: Since 2 Nov 2026 the lowest price is down S$454.74 (37%), and the cheapest insurer has changed 2 times.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$758.89Allianz
A week ago 5 Nov 2026S$758.89Allianz (estimate)

How these prices are worked out

Each price is what the insurer charges today for each Polestar model for this driver, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. Every car model is in a CSV file, updated daily.

Buy Now addresses

Each listed insurer's best-value plan for Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount, lowest premium first.

Questions people ask

Which Polestar is cheapest to insure?

The Polestar 2, from S$758.89 a year at Allianz today, for a driver aged 40 with a 50% no-claim discount on a 3-year-old car.

Which insurer is cheapest for a Polestar?

Allianz has the lowest price on 3 of the 3 Polestar models we price today. The cheapest insurer for your own car depends on your details.

Is a Polestar expensive to insure?

The middle Polestar model costs S$806.15 a year at its cheapest insurer, 3% more than the middle of all 998 models we price (S$785.70).