BMW M3 Sedan car insurance: compare insurers and buy online

The BMW M3 Sedan in short

For the driver above, HL Assurance is cheapest for the BMW M3 Sedan today, at S$2,465.94 for its Car Protect360 Comprehensive plan. 2 insurers price it; the dearest of them, Allianz, asks at least S$3,374.76, S$908.82 (37% more) on top, so comparing pays. Of the changes below, the one that costs most is "driver aged 27, 3 years’ driving, 30% NCD": the lowest price rises to S$6,195.60, 151% more. Against 6 similar cars (below) it costs 95% more than their average lowest price of S$1,261.66; 6 of them are cheaper to insure.

Buy Now addresses

• HL Assurance, Car Protect360 Comprehensive: https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
• Allianz, Allianz Motor Protect Comprehensive: https://shentonbrokers.com/go/buy/car/allianz/motor-comprehensive?brand=bmw&model=bmw-m3-sedan-at-abs-d-airbag&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

How the BMW M3 Sedan price changes

The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.

Open a line to get a quote with those answers filled in. Quotes by driver: the BMW M3 Sedan priced for 73 typical drivers, from new drivers to over-70s.

BMW M3 Sedan insurance price by driver age and NCD, male driver (man)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

BMW M3 Sedan insurance price by driver age and NCD, female driver (woman)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

BMW M3 Sedan insurance price by driver age and NCD, new car (1 year old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

BMW M3 Sedan insurance price by driver age and NCD, older car (8 years old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

BMW M3 Sedan insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Prices for other drivers of the BMW M3 Sedan

Every insurer's price for another driver of the BMW M3 Sedan: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.

• When was the car registered? under a year old · 1 year old · 2 years old · 3 years old · 4 years old · 5 years old · 6 years old · 7 years old · 8 years old · 9 years old · 10 years old · 11 years old · 12 years old · 13 years old · 14 years old · 15 years old · 16 years old · 17 years old · 18 years old · 19 years old · 20 years old
• How many years of driving experience do you have? Less than 1 year · 1 year · 2 years · 3 years · 4 years · 5 years · 6 years · 7 years · 8 years · 9 years · 11 to 12 years · 13 to 14 years · 15 to 19 years · 20 years · More than 20 years
• What is your current no claim discount (NCD)? 0% · 10% · 20% · 30% · 40%
• Have you made any claims in the last 3 years? Yes
• Main driver's date of birth choose from 68
• Gender Female
• Marital status Single
• Type of work Outdoor (driving, site or field work)
• Cover Third party, fire and theft · Third party only
• Repairs at Any workshop
• NCD protector Added
• Off-peak car (red plate) Yes
• Demerit points Some
• Certificate of Merit Yes

Any car and any driver, in plain words (change any word): /quote/car/prices?car=BMW+M3+Sedan&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).

The BMW M3 Sedan on our quote form

We priced the BMW M3 Sedan AT ABS D/Airbag (2,979cc), the version most of our insurers quote.

Insurers with no online price for the BMW M3 Sedan

• AIG: This insurer has no online price for this car model yet.
• Budget Direct: This insurer has no online price for this car model yet.
• DirectAsia: This insurer has no online price for this car model yet.
• ECICS: ECICS does not list this model on its online quote.
• ERGO: This insurer has no online price for this car model yet.
• Etiqa: This insurer has no online price for this car model yet.
• FWD: This insurer has no online price for this car model yet.
• Great American: This insurer has no online price for this car model yet.
• Great Eastern: This insurer has no online price for this car model yet.
• Income: This insurer has no online price for this car model yet.
• India International: This insurer has no online price for this car model yet.
• Liberty: This insurer has no online price for this car model yet.
• MS First Capital: MS First Capital does not quote this model online.
• MSIG: This insurer has no online price for this car model yet.
• QBE: This insurer has no online price for this car model yet.
• Singlife: This insurer has no online price for this car model yet.
• Sompo: This insurer has no online price for this car model yet.
• UOI: This insurer has no online price for this car model yet.

Some insurers give car prices only through their agents; they are on our insurer list.

The BMW M3 Sedan against similar cars

The same driver and car age, each car at the version most insurers quote.

COE for the BMW M3 Sedan

With a 2,979cc engine, above 1,600cc, the BMW M3 Sedan AT ABS D/Airbag needs a Category B COE (S$132,334 in the November 2026, 1st round).

The COE is bought separately from insurance. The latest COE results are updated after every bidding round.