Car insurance
BMW iX3 car insurance: compare insurers and buy online
BMW iX3 xDrive50 M Sport 108.7 kWh, 3 years old, 50% no-claim discount
As of 12 Nov 2026 (Singapore time)
Compare car insurance for a BMW iX3 xDrive50 M Sport 108.7 kWh, 3 years old, 50% no-claim discount from 4 insurers on this page: S$1,349.53 to S$1,830.46 a year, GST included. Every plan has a Buy Now link.
On 12 Nov 2026, the cheapest car insurance for a BMW iX3 xDrive50 M Sport 108.7 kWh, 3 years old, 50% no-claim discount is S$1,349.53 a year (GST included) at Allianz, Allianz Electric Motor Protect Comprehensive (as at 21 Oct 2026); 4 insurers price it online, up to S$1,830.46 (as at 20 Oct 2026).
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/car/bmw-ix3
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
The BMW iX3 in short
For the driver above, Allianz is cheapest for the BMW iX3 today, at S$1,349.53 for its Allianz Electric Motor Protect Comprehensive plan. 4 insurers price it; the dearest of them, Income, asks at least S$1,830.46, S$480.93 (36% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$2,921.82, 117% more. Against 6 similar cars (below) it costs 37% more than their average lowest price of S$988.55; 5 of them are cheaper to insure.
What we assumed
- BMW iX3 xDrive50 M Sport 108.7 kWh
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options
Prices today
| Insurer | Plan | Premium | Excess | As at |
|---|---|---|---|---|
| AllianzAllianz Electric Motor Protect ComprehensiveBuy Now | Allianz Electric Motor Protect Comprehensive | S$2,000.00 | 21 Oct 2026 | |
| Great EasternGREAT EV Protect Comprehensive (Any Workshop)Buy Now | GREAT EV Protect Comprehensive (Any Workshop) | S$1,698.26 | S$900.00 | 20 Oct 2026 |
| AllianzAllianz Electric Motor Protect Comprehensive (Standard)Buy Now | Allianz Electric Motor Protect Comprehensive (Standard) | S$600.00 | 21 Oct 2026 | |
| IncomeeDrivo PremiumBuy Now | eDrivo Premium | S$1,830.46 | S$600.00 | 20 Oct 2026 |
| FWDeDrivo PremiumBuy Now | eDrivo Premium | S$1,830.46 | S$600.00 | 20 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.
Buy Now addresses
- Allianz, Allianz Electric Motor Protect Comprehensive: https://shentonbrokers.com/go/buy/car/allianz/ev-comprehensive?brand=bmw&model=bmw-ix3-xdrive50-m-sport-108-7-kwh&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- Income, eDrivo Premium: https://shentonbrokers.com/go/buy/car/income/edrivo-premium?brand=bmw&model=bmw-ix3-xdrive50-m-sport-108-7-kwh&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
Open the quote form with these answers filled in, then change anything that is different for you.
Get your own quotePrices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/car/prices?brand=bmw&model=bmw-ix3-xdrive50-m-sport-108-7-kwh&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
How the BMW iX3 price changes
The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.
| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
|---|---|---|---|---|
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$1,349.53 (as at 21 Oct 2026) | 4 | Allianz | |
| The same driver with no NCD (0%) | S$2,921.82 (as at 21 Oct 2026) | S$1,572.29 more | 4 | Allianz |
| The same driver with 20% NCD | S$2,337.45 (as at 21 Oct 2026) | S$987.92 more | 4 | Allianz |
| Driver aged 27, 3 years’ driving, 30% NCD | S$2,562.64 (as at 20 Oct 2026) | S$1,213.11 more | 4 | Income |
| Driver aged 65, 20 years’ driving, 50% NCD | S$1,505.20 (as at 21 Oct 2026) | S$155.67 more | 4 | Allianz |
| A new car (registered this year) | S$1,349.53 (as at 21 Oct 2026) | the same | 4 | Allianz |
| A car 8 years old | S$1,349.53 (as at 21 Oct 2026) | the same | 4 | Allianz |
Open a line to get a quote with those answers filled in. Quotes by driver: the BMW iX3 priced for 73 typical drivers, from new drivers to over-70s.
BMW iX3 insurance price by driver age and NCD, male driver (man)
The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.
| Driver age | 0% NCD | 10% NCD | 20% NCD | 30% NCD | 40% NCD | 50% NCD |
|---|---|---|---|---|---|---|
| 21 | No online price | No online price | No online price | No online price | Not possible | Not possible |
| 22 | No online price | No online price | No online price | No online price | No online price | Not possible |
| 23–24 | No online price | No online price | No online price | No online price | No online price | No online price |
| 25 | S$4,388.59Allianz | S$3,949.71Allianz | S$3,510.86Allianz | S$2,837.80Allianz | S$2,432.42Allianz | S$2,026.99Allianz |
| 26 | S$4,323.64Allianz | S$3,891.25Allianz | S$3,458.90Allianz | S$2,795.81Allianz | S$2,396.42Allianz | S$1,996.99Allianz |
| 27 | S$4,258.72Allianz | S$3,832.82Allianz | S$3,406.96Allianz | S$2,753.82Allianz | S$2,360.44Allianz | S$1,967.01Allianz |
| 28 | S$4,193.76Allianz | S$3,774.36Allianz | S$3,355.00Allianz | S$2,711.82Allianz | S$2,324.43Allianz | S$1,937.00Allianz |
| 29 | S$4,128.81Allianz | S$3,715.90Allianz | S$3,303.04Allianz | S$2,669.83Allianz | S$2,288.43Allianz | S$1,907.00Allianz |
| 30 | S$4,063.89Allianz | S$3,657.47Allianz | S$3,251.10Allianz | S$2,627.84Allianz | S$2,252.45Allianz | S$1,877.01Allianz |
| 31 | S$3,832.18Allianz | S$3,448.94Allianz | S$3,065.74Allianz | S$2,478.01Allianz | S$2,124.03Allianz | S$1,770.00Allianz |
| 32 | S$3,637.46Allianz | S$3,273.69Allianz | S$2,909.96Allianz | S$2,352.10Allianz | S$2,016.10Allianz | S$1,680.06Allianz |
| 33 | S$3,474.26Allianz | S$3,126.81Allianz | S$2,779.40Allianz | S$2,246.57Allianz | S$1,925.64Allianz | S$1,604.68Allianz |
| 34 | S$3,338.07Allianz | S$3,004.24Allianz | S$2,670.45Allianz | S$2,158.50Allianz | S$1,850.15Allianz | S$1,541.78Allianz |
| 35 | S$3,225.30Allianz | S$2,902.75Allianz | S$2,580.23Allianz | S$2,085.58Allianz | S$1,787.65Allianz | S$1,489.69Allianz |
| 36 | S$3,132.84Allianz | S$2,819.53Allianz | S$2,506.26Allianz | S$2,025.80Allianz | S$1,736.41Allianz | S$1,446.98Allianz |
| 37 | S$3,058.19Allianz | S$2,752.35Allianz | S$2,446.55Allianz | S$1,977.53Allianz | S$1,695.03Allianz | S$1,412.51Allianz |
| 38 | S$2,999.31Allianz | S$2,699.36Allianz | S$2,399.44Allianz | S$1,939.45Allianz | S$1,662.40Allianz | S$1,385.31Allianz |
| 39 | S$2,954.37Allianz | S$2,658.92Allianz | S$2,363.49Allianz | S$1,910.39Allianz | S$1,637.49Allianz | S$1,364.56Allianz |
| 40 | S$2,921.82Allianz | S$2,629.62Allianz | S$2,337.45Allianz | S$1,889.35Allianz | S$1,619.45Allianz | S$1,349.53Allianz |
| 41 | S$2,900.38Allianz | S$2,610.33Allianz | S$2,320.30Allianz | S$1,875.48Allianz | S$1,607.56Allianz | S$1,339.62Allianz |
| 42 | S$2,888.92Allianz | S$2,600.01Allianz | S$2,311.13Allianz | S$1,868.07Allianz | S$1,601.22Allianz | S$1,334.33Allianz |
| 43 | S$2,886.44Allianz | S$2,597.78Allianz | S$2,309.14Allianz | S$1,866.46Allianz | S$1,599.84Allianz | S$1,333.18Allianz |
| 44 | S$2,891.83Allianz | S$2,602.63Allianz | S$2,313.46Allianz | S$1,869.95Allianz | S$1,602.82Allianz | S$1,335.67Allianz |
| 45 | S$2,904.40Allianz | S$2,613.94Allianz | S$2,323.51Allianz | S$1,878.08Allianz | S$1,609.79Allianz | S$1,341.47Allianz |
| 46 | S$2,923.25Allianz | S$2,630.90Allianz | S$2,338.59Allianz | S$1,890.26Allianz | S$1,620.24Allianz | S$1,350.18Allianz |
| 47 | S$2,947.63Allianz | S$2,652.85Allianz | S$2,358.10Allianz | S$1,906.03Allianz | S$1,633.75Allianz | S$1,361.44Allianz |
| 48 | S$2,976.59Allianz | S$2,678.91Allianz | S$2,381.27Allianz | S$1,924.76Allianz | S$1,649.81Allianz | S$1,374.82Allianz |
| 49 | S$3,009.50Allianz | S$2,708.53Allianz | S$2,407.59Allianz | S$1,946.04Allianz | S$1,668.04Allianz | S$1,390.01Allianz |
| 50 | S$3,045.38Allianz | S$2,740.82Allianz | S$2,436.30Allianz | S$1,969.24Allianz | S$1,687.93Allianz | S$1,406.59Allianz |
| 51 | S$3,083.40Allianz | S$2,775.04Allianz | S$2,466.71Allianz | S$1,993.82Allianz | S$1,709.00Allianz | S$1,424.15Allianz |
| 52 | S$3,122.65Allianz | S$2,810.37Allianz | S$2,498.11Allianz | S$2,019.21Allianz | S$1,730.75Allianz | S$1,442.28Allianz |
| 53 | S$3,162.16Allianz | S$2,845.92Allianz | S$2,529.72Allianz | S$2,044.75Allianz | S$1,752.66Allianz | S$1,460.53Allianz |
| 54 | S$3,200.92Allianz | S$2,880.81Allianz | S$2,560.73Allianz | S$2,069.81Allianz | S$1,774.13Allianz | S$1,478.43Allianz |
| 55 | S$3,237.90Allianz | S$2,914.09Allianz | S$2,590.31Allianz | S$2,093.73Allianz | S$1,794.63Allianz | S$1,495.51Allianz |
| 56 | S$3,271.90Allianz | S$2,944.69Allianz | S$2,617.52Allianz | S$2,115.71Allianz | S$1,813.49Allianz | S$1,511.22Allianz |
| 57 | S$3,301.90Allianz | S$2,971.69Allianz | S$2,641.51Allianz | S$2,135.11Allianz | S$1,830.11Allianz | S$1,525.07Allianz |
| 58 | S$3,326.64Allianz | S$2,993.95Allianz | S$2,661.30Allianz | S$2,151.11Allianz | S$1,843.82Allianz | S$1,536.50Allianz |
| 59 | S$3,344.95Allianz | S$3,010.44Allianz | S$2,675.95Allianz | S$2,162.96Allianz | S$1,853.98Allianz | S$1,544.96Allianz |
| 60 | S$3,355.71Allianz | S$3,020.12Allianz | S$2,684.56Allianz | S$2,169.91Allianz | S$1,859.93Allianz | S$1,549.93Allianz |
| 61 | S$3,357.73Allianz | S$3,021.93Allianz | S$2,686.18Allianz | S$2,171.21Allianz | S$1,861.05Allianz | S$1,550.86Allianz |
| 62 | S$3,349.99Allianz | S$3,014.97Allianz | S$2,679.99Allianz | S$2,166.22Allianz | S$1,856.77Allianz | S$1,547.29Allianz |
| 63 | S$3,331.54Allianz | S$2,998.36Allianz | S$2,665.22Allianz | S$2,154.28Allianz | S$1,846.54Allianz | S$1,538.76Allianz |
| 64 | S$3,301.37Allianz | S$2,971.21Allianz | S$2,641.09Allianz | S$2,134.77Allianz | S$1,829.81Allianz | S$1,524.83Allianz |
| 65 | S$3,258.88Allianz | S$2,932.97Allianz | S$2,607.10Allianz | S$2,107.30Allianz | S$1,806.26Allianz | S$1,505.20Allianz |
| 66 | S$3,235.60Allianz | S$2,912.01Allianz | S$2,588.47Allianz | S$2,092.24Allianz | S$1,793.36Allianz | S$1,494.45Allianz |
| 67 | S$3,229.06Allianz | S$2,906.14Allianz | S$2,583.24Allianz | S$2,088.02Allianz | S$1,789.74Allianz | S$1,491.43Allianz |
| 68 | S$3,205.89Allianz | S$2,885.28Allianz | S$2,564.70Allianz | S$2,073.03Allianz | S$1,776.90Allianz | S$1,480.73Allianz |
| 69 | S$3,165.46Allianz | S$2,848.89Allianz | S$2,532.36Allianz | S$2,046.88Allianz | S$1,754.49Allianz | S$1,462.05Allianz |
| 70 | S$3,107.46Allianz | S$2,796.69Allianz | S$2,485.96Allianz | S$2,009.38Allianz | S$1,722.34Allianz | S$1,435.26Allianz |
| 71 | S$3,099.08Allianz | S$2,789.15Allianz | S$2,479.26Allianz | S$2,003.97Allianz | S$1,717.69Allianz | S$1,431.39Allianz |
| 72 | S$3,217.00Allianz | S$2,895.28Allianz | S$2,573.59Allianz | S$2,080.21Allianz | S$1,783.05Allianz | S$1,485.86Allianz |
| 73 | S$3,257.21Allianz | S$2,931.47Allianz | S$2,605.76Allianz | S$2,106.22Allianz | S$1,805.34Allianz | S$1,504.43Allianz |
| 74 | S$3,306.09Allianz | S$2,975.46Allianz | S$2,644.86Allianz | S$2,137.82Allianz | S$1,832.43Allianz | S$1,527.01Allianz |
| 75 | S$3,355.67Allianz | S$3,020.08Allianz | S$2,684.53Allianz | S$2,169.88Allianz | S$1,859.92Allianz | S$1,549.91Allianz |
BMW iX3 insurance price by driver age and NCD, female driver (woman)
The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.
| Driver age | 0% NCD | 10% NCD | 20% NCD | 30% NCD | 40% NCD | 50% NCD |
|---|---|---|---|---|---|---|
| 21 | No online price | No online price | No online price | No online price | Not possible | Not possible |
| 22 | No online price | No online price | No online price | No online price | No online price | Not possible |
| 23–24 | No online price | No online price | No online price | No online price | No online price | No online price |
| 25 | S$4,199.62Allianz | S$3,779.63Allianz | S$3,359.69Allianz | S$2,715.61Allianz | S$2,327.68Allianz | S$1,939.71Allianz |
| 26 | S$4,048.49Allianz | S$3,643.61Allianz | S$3,238.78Allianz | S$2,617.88Allianz | S$2,243.91Allianz | S$1,869.90Allianz |
| 27 | S$3,897.32Allianz | S$3,507.56Allianz | S$3,117.84Allianz | S$2,520.13Allianz | S$2,160.12Allianz | S$1,800.08Allianz |
| 28 | S$3,805.81Allianz | S$3,425.21Allianz | S$3,044.64Allianz | S$2,460.96Allianz | S$2,109.41Allianz | S$1,757.82Allianz |
| 29 | S$3,723.85Allianz | S$3,351.45Allianz | S$2,979.07Allianz | S$2,407.97Allianz | S$2,063.98Allianz | S$1,719.97Allianz |
| 30 | S$3,443.98Allianz | S$3,099.56Allianz | S$2,755.18Allianz | S$2,226.99Allianz | S$1,908.86Allianz | S$1,590.69Allianz |
| 31 | S$3,400.29Allianz | S$3,060.24Allianz | S$2,720.22Allianz | S$2,198.73Allianz | S$1,884.64Allianz | S$1,570.52Allianz |
| 32 | S$3,223.81Allianz | S$2,901.41Allianz | S$2,579.04Allianz | S$2,084.62Allianz | S$1,786.83Allianz | S$1,489.01Allianz |
| 33 | S$3,027.06Allianz | S$2,724.34Allianz | S$2,421.64Allianz | S$1,957.40Allianz | S$1,677.78Allianz | S$1,398.14Allianz |
| 34 | S$2,938.04Allianz | S$2,644.22Allianz | S$2,350.43Allianz | S$1,899.83Allianz | S$1,628.44Allianz | S$1,357.02Allianz |
| 35 | S$2,890.87Allianz | S$2,601.77Allianz | S$2,312.69Allianz | S$1,869.33Allianz | S$1,602.30Allianz | S$1,335.23Allianz |
| 36 | S$2,909.15Allianz | S$2,618.22Allianz | S$2,327.32Allianz | S$1,881.15Allianz | S$1,612.43Allianz | S$1,343.67Allianz |
| 37 | S$2,781.41Allianz | S$2,503.25Allianz | S$2,225.12Allianz | S$1,798.55Allianz | S$1,541.62Allianz | S$1,284.67Allianz |
| 38 | S$2,690.05Allianz | S$2,421.02Allianz | S$2,152.03Allianz | S$1,739.47Allianz | S$1,490.98Allianz | S$1,242.47Allianz |
| 39 | S$2,621.68Allianz | S$2,359.50Allianz | S$2,097.34Allianz | S$1,695.26Allianz | S$1,453.09Allianz | S$1,210.90Allianz |
| 40 | S$2,639.96Allianz | S$2,375.95Allianz | S$2,111.97Allianz | S$1,707.09Allianz | S$1,463.22Allianz | S$1,219.34Allianz |
| 41 | S$2,630.17Allianz | S$2,367.13Allianz | S$2,104.13Allianz | S$1,700.75Allianz | S$1,457.79Allianz | S$1,214.81Allianz |
| 42 | S$2,541.57Allianz | S$2,287.40Allianz | S$2,033.25Allianz | S$1,643.46Allianz | S$1,408.69Allianz | S$1,173.89Allianz |
| 43 | S$2,605.61Allianz | S$2,345.03Allianz | S$2,084.48Allianz | S$1,684.87Allianz | S$1,444.18Allianz | S$1,203.47Allianz |
| 44 | S$2,566.17Allianz | S$2,309.54Allianz | S$2,052.93Allianz | S$1,659.37Allianz | S$1,422.33Allianz | S$1,185.25Allianz |
| 45 | S$2,641.99Allianz | S$2,377.77Allianz | S$2,113.58Allianz | S$1,708.39Allianz | S$1,464.35Allianz | S$1,220.27Allianz |
| 46 | S$2,582.67Allianz | S$2,324.39Allianz | S$2,066.13Allianz | S$1,670.04Allianz | S$1,431.47Allianz | S$1,192.87Allianz |
| 47 | S$2,710.92Allianz | S$2,439.81Allianz | S$2,168.73Allianz | S$1,752.96Allianz | S$1,502.55Allianz | S$1,252.11Allianz |
| 48 | S$2,610.96Allianz | S$2,349.85Allianz | S$2,088.76Allianz | S$1,688.34Allianz | S$1,447.15Allianz | S$1,205.95Allianz |
| 49 | S$2,658.49Allianz | S$2,392.63Allianz | S$2,126.79Allianz | S$1,719.07Allianz | S$1,473.50Allianz | S$1,227.89Allianz |
| 50 | S$2,747.05Allianz | S$2,472.33Allianz | S$2,197.63Allianz | S$1,776.33Allianz | S$1,522.57Allianz | S$1,268.80Allianz |
| 51 | S$2,672.90Allianz | S$2,405.60Allianz | S$2,138.32Allianz | S$1,728.38Allianz | S$1,481.49Allianz | S$1,234.56Allianz |
| 52 | S$2,732.36Allianz | S$2,459.10Allianz | S$2,185.88Allianz | S$1,766.83Allianz | S$1,514.44Allianz | S$1,262.01Allianz |
| 53 | S$2,839.48Allianz | S$2,555.51Allianz | S$2,271.57Allianz | S$1,836.10Allianz | S$1,573.81Allianz | S$1,311.49Allianz |
| 54 | S$2,852.47Allianz | S$2,567.20Allianz | S$2,281.97Allianz | S$1,844.50Allianz | S$1,581.00Allianz | S$1,317.49Allianz |
| 55 | S$2,830.36Allianz | S$2,547.30Allianz | S$2,264.28Allianz | S$1,830.20Allianz | S$1,568.75Allianz | S$1,307.27Allianz |
| 56 | S$2,904.25Allianz | S$2,613.81Allianz | S$2,323.40Allianz | S$1,877.98Allianz | S$1,609.71Allianz | S$1,341.41Allianz |
| 57 | S$2,810.09Allianz | S$2,529.06Allianz | S$2,248.06Allianz | S$1,817.09Allianz | S$1,557.52Allianz | S$1,297.92Allianz |
| 58 | S$3,005.20Allianz | S$2,704.66Allianz | S$2,404.15Allianz | S$1,943.26Allianz | S$1,665.66Allianz | S$1,388.03Allianz |
| 59 | S$2,933.11Allianz | S$2,639.78Allianz | S$2,346.48Allianz | S$1,896.64Allianz | S$1,625.70Allianz | S$1,354.74Allianz |
| 60 | S$3,059.97Allianz | S$2,753.95Allianz | S$2,447.97Allianz | S$1,978.67Allianz | S$1,696.01Allianz | S$1,413.33Allianz |
| 61 | S$3,010.91Allianz | S$2,709.80Allianz | S$2,408.72Allianz | S$1,946.95Allianz | S$1,668.83Allianz | S$1,390.67Allianz |
| 62 | S$3,066.36Allianz | S$2,759.70Allianz | S$2,453.08Allianz | S$1,982.80Allianz | S$1,699.56Allianz | S$1,416.28Allianz |
| 63 | S$3,047.76Allianz | S$2,742.96Allianz | S$2,438.20Allianz | S$1,970.78Allianz | S$1,689.25Allianz | S$1,407.69Allianz |
| 64 | S$3,046.55Allianz | S$2,741.88Allianz | S$2,437.23Allianz | S$1,970.00Allianz | S$1,688.58Allianz | S$1,407.13Allianz |
| 65 | S$3,138.94Allianz | S$2,825.03Allianz | S$2,511.15Allianz | S$2,029.74Allianz | S$1,739.79Allianz | S$1,449.81Allianz |
| 66 | S$2,980.99Allianz | S$2,682.87Allianz | S$2,384.79Allianz | S$1,927.61Allianz | S$1,652.24Allianz | S$1,376.85Allianz |
| 67 | S$2,971.02Allianz | S$2,673.90Allianz | S$2,376.81Allianz | S$1,921.16Allianz | S$1,646.72Allianz | S$1,372.24Allianz |
| 68 | S$2,894.60Allianz | S$2,605.12Allianz | S$2,315.67Allianz | S$1,871.74Allianz | S$1,604.36Allianz | S$1,336.95Allianz |
| 69 | S$3,086.69Allianz | S$2,778.01Allianz | S$2,469.35Allianz | S$1,995.96Allianz | S$1,710.83Allianz | S$1,425.67Allianz |
| 70 | S$3,100.65Allianz | S$2,790.56Allianz | S$2,480.51Allianz | S$2,004.97Allianz | S$1,718.56Allianz | S$1,432.12Allianz |
| 71 | S$3,162.65Allianz | S$2,846.37Allianz | S$2,530.12Allianz | S$2,045.07Allianz | S$1,752.93Allianz | S$1,460.76Allianz |
| 72 | S$3,225.91Allianz | S$2,903.29Allianz | S$2,580.72Allianz | S$2,085.97Allianz | S$1,787.99Allianz | S$1,489.98Allianz |
| 73 | S$3,290.40Allianz | S$2,961.34Allianz | S$2,632.31Allianz | S$2,127.68Allianz | S$1,823.73Allianz | S$1,519.76Allianz |
| 74 | S$3,356.20Allianz | S$3,020.56Allianz | S$2,684.95Allianz | S$2,170.23Allianz | S$1,860.21Allianz | S$1,550.15Allianz |
| 75 | S$3,423.36Allianz | S$3,081.00Allianz | S$2,738.68Allianz | S$2,213.65Allianz | S$1,897.43Allianz | S$1,581.17Allianz |
BMW iX3 insurance price by driver age and NCD, new car (1 year old), male driver
The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.
| Driver age | 0% NCD | 10% NCD | 20% NCD | 30% NCD | 40% NCD | 50% NCD |
|---|---|---|---|---|---|---|
| 21 | No online price | No online price | No online price | No online price | Not possible | Not possible |
| 23 | No online price | No online price | No online price | No online price | No online price | No online price |
| 25 | S$4,388.59Allianz | S$3,949.71Allianz | S$3,510.86Allianz | S$2,837.80Allianz | S$2,432.42Allianz | S$2,026.99Allianz |
| 28 | S$4,193.76Allianz | S$3,774.36Allianz | S$3,355.00Allianz | S$2,711.82Allianz | S$2,324.43Allianz | S$1,937.00Allianz |
| 30 | S$4,063.89Allianz | S$3,657.47Allianz | S$3,251.10Allianz | S$2,627.84Allianz | S$2,252.45Allianz | S$1,877.01Allianz |
| 35 | S$3,225.30Allianz | S$2,902.75Allianz | S$2,580.23Allianz | S$2,085.58Allianz | S$1,787.65Allianz | S$1,489.69Allianz |
| 40 | S$2,921.82Allianz | S$2,629.62Allianz | S$2,337.45Allianz | S$1,889.35Allianz | S$1,619.45Allianz | S$1,349.53Allianz |
| 45 | S$2,904.40Allianz | S$2,613.94Allianz | S$2,323.51Allianz | S$1,878.08Allianz | S$1,609.79Allianz | S$1,341.47Allianz |
| 50 | S$3,045.38Allianz | S$2,740.82Allianz | S$2,436.30Allianz | S$1,969.24Allianz | S$1,687.93Allianz | S$1,406.59Allianz |
| 55 | S$3,237.90Allianz | S$2,914.09Allianz | S$2,590.31Allianz | S$2,093.73Allianz | S$1,794.63Allianz | S$1,495.51Allianz |
| 60 | S$3,355.71Allianz | S$3,020.12Allianz | S$2,684.56Allianz | S$2,169.91Allianz | S$1,859.93Allianz | S$1,549.93Allianz |
| 65 | S$3,258.88Allianz | S$2,932.97Allianz | S$2,607.10Allianz | S$2,107.30Allianz | S$1,806.26Allianz | S$1,505.20Allianz |
| 70 | S$3,107.46Allianz | S$2,796.69Allianz | S$2,485.96Allianz | S$2,009.38Allianz | S$1,722.34Allianz | S$1,435.26Allianz |
| 75 | S$3,355.67Allianz | S$3,020.08Allianz | S$2,684.53Allianz | S$2,169.88Allianz | S$1,859.92Allianz | S$1,549.91Allianz |
BMW iX3 insurance price by driver age and NCD, older car (8 years old), male driver
The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.
| Driver age | 0% NCD | 10% NCD | 20% NCD | 30% NCD | 40% NCD | 50% NCD |
|---|---|---|---|---|---|---|
| 21 | No online price | No online price | No online price | No online price | Not possible | Not possible |
| 23 | No online price | No online price | No online price | No online price | No online price | No online price |
| 25 | S$4,388.59Allianz | S$3,949.71Allianz | S$3,510.86Allianz | S$2,837.80Allianz | S$2,432.42Allianz | S$2,026.99Allianz |
| 28 | S$4,193.76Allianz | S$3,774.36Allianz | S$3,355.00Allianz | S$2,711.82Allianz | S$2,324.43Allianz | S$1,937.00Allianz |
| 30 | S$4,063.89Allianz | S$3,657.47Allianz | S$3,251.10Allianz | S$2,627.84Allianz | S$2,252.45Allianz | S$1,877.01Allianz |
| 35 | S$3,225.30Allianz | S$2,902.75Allianz | S$2,580.23Allianz | S$2,085.58Allianz | S$1,787.65Allianz | S$1,489.69Allianz |
| 40 | S$2,921.82Allianz | S$2,629.62Allianz | S$2,337.45Allianz | S$1,889.35Allianz | S$1,619.45Allianz | S$1,349.53Allianz |
| 45 | S$2,904.40Allianz | S$2,613.94Allianz | S$2,323.51Allianz | S$1,878.08Allianz | S$1,609.79Allianz | S$1,341.47Allianz |
| 50 | S$3,045.38Allianz | S$2,740.82Allianz | S$2,436.30Allianz | S$1,969.24Allianz | S$1,687.93Allianz | S$1,406.59Allianz |
| 55 | S$3,237.90Allianz | S$2,914.09Allianz | S$2,590.31Allianz | S$2,093.73Allianz | S$1,794.63Allianz | S$1,495.51Allianz |
| 60 | S$3,355.71Allianz | S$3,020.12Allianz | S$2,684.56Allianz | S$2,169.91Allianz | S$1,859.93Allianz | S$1,549.93Allianz |
| 65 | S$3,258.88Allianz | S$2,932.97Allianz | S$2,607.10Allianz | S$2,107.30Allianz | S$1,806.26Allianz | S$1,505.20Allianz |
| 70 | S$3,107.46Allianz | S$2,796.69Allianz | S$2,485.96Allianz | S$2,009.38Allianz | S$1,722.34Allianz | S$1,435.26Allianz |
| 75 | S$3,355.67Allianz | S$3,020.08Allianz | S$2,684.53Allianz | S$2,169.88Allianz | S$1,859.92Allianz | S$1,549.91Allianz |
BMW iX3 insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver
The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.
| Driver age | 0% NCD | 10% NCD | 20% NCD | 30% NCD | 40% NCD | 50% NCD |
|---|---|---|---|---|---|---|
| 21 | No online price | No online price | No online price | No online price | Not possible | Not possible |
| 23 | No online price | No online price | No online price | No online price | No online price | No online price |
| 25 | No online price | No online price | No online price | No online price | No online price | No online price |
| 28 | S$5,061.97Great Eastern | S$4,555.77Great Eastern | S$4,049.58Great Eastern | S$3,366.21Great Eastern | S$2,885.32Great Eastern | S$2,404.43Great Eastern |
| 30 | S$4,890.23Great Eastern | S$4,401.21Great Eastern | S$3,912.18Great Eastern | S$3,252.00Great Eastern | S$2,787.44Great Eastern | S$2,322.86Great Eastern |
| 35 | S$4,748.57Great Eastern | S$4,273.72Great Eastern | S$3,798.86Great Eastern | S$3,157.81Great Eastern | S$2,706.69Great Eastern | S$2,255.57Great Eastern |
| 40 | S$3,932.82Great Eastern | S$3,539.54Great Eastern | S$3,146.25Great Eastern | S$2,615.32Great Eastern | S$2,241.70Great Eastern | S$1,868.09Great Eastern |
| 45 | S$3,864.13Great Eastern | S$3,477.72Great Eastern | S$3,091.31Great Eastern | S$2,569.64Great Eastern | S$2,202.55Great Eastern | S$1,835.46Great Eastern |
| 50 | S$4,164.62Great Eastern | S$3,748.16Great Eastern | S$3,331.69Great Eastern | S$2,769.47Great Eastern | S$2,373.83Great Eastern | S$1,978.20Great Eastern |
| 55 | S$4,113.17Great Eastern | S$3,701.86Great Eastern | S$3,290.54Great Eastern | S$2,735.26Great Eastern | S$2,344.50Great Eastern | S$1,953.76Great Eastern |
| 60 | S$4,198.99Great Eastern | S$3,779.10Great Eastern | S$3,359.19Great Eastern | S$2,792.33Great Eastern | S$2,393.42Great Eastern | S$1,994.53Great Eastern |
| 65 | S$4,272.00Great Eastern | S$3,844.81Great Eastern | S$3,417.61Great Eastern | S$2,840.89Great Eastern | S$2,435.05Great Eastern | S$2,029.21Great Eastern |
| 70 | No online price | No online price | No online price | No online price | No online price | No online price |
| 75 | No online price | No online price | No online price | No online price | No online price | No online price |
Prices for other drivers of the BMW iX3
Every insurer's price for another driver of the BMW iX3: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.
- When was the car registered? under a year old · 1 year old · 2 years old · 3 years old · 4 years old · 5 years old · 6 years old · 7 years old · 8 years old · 9 years old · 10 years old · 11 years old · 12 years old · 13 years old · 14 years old · 15 years old · 16 years old · 17 years old · 18 years old · 19 years old · 20 years old
- How many years of driving experience do you have? Less than 1 year · 1 year · 2 years · 3 years · 4 years · 5 years · 6 years · 7 years · 8 years · 9 years · 11 to 12 years · 13 to 14 years · 15 to 19 years · 20 years · More than 20 years
- What is your current no claim discount (NCD)? 0% · 10% · 20% · 30% · 40%
- Have you made any claims in the last 3 years? Yes
- Main driver's date of birth choose from 68
- Gender Female
- Marital status Single
- Type of work Outdoor (driving, site or field work)
- Cover Third party, fire and theft · Third party only
- Repairs at Any workshop
- NCD protector Added
- Off-peak car (red plate) Yes
- Demerit points Some
- Certificate of Merit Yes
Any car and any driver, in plain words (change any word): /quote/car/prices?car=BMW+iX3&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).
The BMW iX3 on our quote form
We priced the BMW iX3 xDrive50 M Sport 108.7 kWh (electric), the version most of our insurers quote.
Insurers with no online price for the BMW iX3
- AIG: This insurer has no online price for this car model yet.
- Budget Direct: This insurer has no online price for this car model yet.
- DirectAsia: This insurer has no online price for this car model yet.
- ECICS: ECICS does not list this model on its online quote.
- ERGO: This insurer has no online price for this car model yet.
- Etiqa: This insurer has no online price for this car model yet.
- Great American: This insurer has no online price for electric cars.
- HL Assurance: This insurer has no online price for this car model yet.
- India International: This insurer has no online price for electric cars.
- Liberty: This insurer has no online price for this car model yet.
- MS First Capital: MS First Capital does not quote electric cars online.
- MSIG: This insurer has no online price for this car model yet.
- QBE: This insurer has no online price for this car model yet.
- Singlife: This insurer has no online price for this car model yet.
- Sompo: This insurer has no online price for this car model yet.
- UOI: This insurer has no online price for this car model yet.
Some insurers give car prices only through their agents; they are on our insurer list.
The BMW iX3 against similar cars
The same driver and car age, each car at the version most insurers quote.
| Car | Engine | Lowest price | Against the BMW iX3 | Insurers |
|---|---|---|---|---|
| BYD Sealion 7 | electric | S$1,081.74 (as at 21 Oct 2026) | S$267.79 less | 8 |
| BYD Atto 3 | electric | S$810.28 (as at 21 Oct 2026) | S$539.25 less | 10 |
| BYD M6 | electric | S$859.46 (as at 21 Oct 2026) | S$490.07 less | 9 |
| Tesla Model 3 | electric | S$697.24 (as at 21 Oct 2026) | S$652.29 less | 10 |
| Tesla Model Y | electric | S$795.85 (as at 21 Oct 2026) | S$553.68 less | 10 |
| Aion V | electric | S$1,686.75 (as at 20 Oct 2026) | S$337.22 more | 3 |
COE for the BMW iX3
A fully electric BMW iX3 needs a Category A COE (S$139,001 in the November 2026, 1st round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more powerful.
The COE is bought separately from insurance. The latest COE results are updated after every bidding round.
Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.
Questions people ask
How much is BMW iX3 insurance for a 40-year-old man with 50% NCD?
S$1,349.53 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW iX3 insurance price by driver age and NCD, male driver (man)" on this page.
How much is BMW iX3 insurance for a 40-year-old woman with 50% NCD?
S$1,219.34 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW iX3 insurance price by driver age and NCD, female driver (woman)" on this page.
How much is BMW iX3 insurance for a 21-year-old driver with no NCD?
None of the insurers we compare gives an online price for this driver today; a broker can ask them. Assumed: car 3 years old, married, office job, no claims, driving 3 years, authorised workshop. Every insurer's price is one link away in the table "BMW iX3 insurance price by driver age and NCD, male driver (man)" on this page.
How much is BMW iX3 insurance for a 23-year-old woman with no NCD?
None of the insurers we compare gives an online price for this driver today; a broker can ask them. Assumed: car 3 years old, married, office job, no claims, driving 5 years, authorised workshop. Every insurer's price is one link away in the table "BMW iX3 insurance price by driver age and NCD, female driver (woman)" on this page.
How much is BMW iX3 insurance for a 25-year-old new driver with no NCD?
S$4,388.59 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 7 years, authorised workshop. Every insurer's price is one link away in the table "BMW iX3 insurance price by driver age and NCD, male driver (man)" on this page.
How much is BMW iX3 insurance for a 30-year-old with 20% NCD?
S$3,251.10 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "BMW iX3 insurance price by driver age and NCD, male driver (man)" on this page.
How much is BMW iX3 insurance for a 30-year-old woman with 50% NCD?
S$1,590.69 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "BMW iX3 insurance price by driver age and NCD, female driver (woman)" on this page.
How much is BMW iX3 insurance for a 35-year-old with 30% NCD?
S$2,085.58 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 15 years, authorised workshop. Every insurer's price is one link away in the table "BMW iX3 insurance price by driver age and NCD, male driver (man)" on this page.
How much is BMW iX3 insurance for a 50-year-old with 50% NCD?
S$1,406.59 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW iX3 insurance price by driver age and NCD, male driver (man)" on this page.
How much is BMW iX3 insurance for a 60-year-old woman with 50% NCD?
S$1,413.33 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW iX3 insurance price by driver age and NCD, female driver (woman)" on this page.
How much is BMW iX3 insurance for a 70-year-old driver with 50% NCD?
S$1,435.26 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW iX3 insurance price by driver age and NCD, male driver (man)" on this page.
How much is BMW iX3 insurance for a 40-year-old driver after one claim, with 20% NCD?
S$3,146.25 a year, from Great Eastern: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW iX3 insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver" on this page.
How much is BMW iX3 insurance for a new car (1 year old), driver aged 40 with 50% NCD?
S$1,349.53 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 1 year old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW iX3 insurance price by driver age and NCD, new car (1 year old), male driver" on this page.
How much is BMW iX3 insurance for an 8-year-old car, driver aged 40 with 50% NCD?
S$1,349.53 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 8 years old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW iX3 insurance price by driver age and NCD, older car (8 years old), male driver" on this page.
How much is car insurance for BMW iX3 xDrive50 M Sport 108.7 kWh, 3 years old, 50% no-claim discount?
Today, 4 insurers price this, from S$1,349.53 to S$1,830.46 (as at 20 Oct 2026). The cheapest is Allianz Allianz Electric Motor Protect Comprehensive at S$1,349.53 (as at 21 Oct 2026). All prices include 9% GST.
What do these prices assume?
BMW iX3 xDrive50 M Sport 108.7 kWh. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.
Will my own price be the same?
Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.
How much does a 50% no-claim discount save on BMW iX3 insurance?
Today the lowest price for our standard driver is S$1,349.53 (as at 21 Oct 2026) with 50% NCD and S$2,921.82 (as at 21 Oct 2026) with no NCD, so the discount saves S$1,572.29 a year.
Do younger drivers pay more to insure a BMW iX3?
Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$2,562.64 (as at 20 Oct 2026) today, S$1,213.11 more than our standard driver aged 40.
Which insurers have no online price for the BMW iX3?
AIG, Budget Direct, DirectAsia, ECICS, ERGO, Etiqa, Great American, HL Assurance, India International, Liberty, MS First Capital, MSIG, QBE, Singlife, Sompo, UOI. They give no online price for this model; a broker can still ask them for one.