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BMW M135 car insurance: compare insurers and buy online

BMW M135 2.0 xDrive, 3 years old, 50% no-claim discount

As of 12 Nov 2026 (Singapore time)

Compare car insurance for a BMW M135 2.0 xDrive, 3 years old, 50% no-claim discount from 6 insurers on this page: S$1,171.31 to S$4,901.77 a year, GST included. Every plan has a Buy Now link.

On 12 Nov 2026, the cheapest car insurance for a BMW M135 2.0 xDrive, 3 years old, 50% no-claim discount is S$1,171.31 a year (GST included) at ERGO, SMART Comprehensive (as at 23 Oct 2026); 6 insurers price it online, up to S$4,901.77 (as at 21 Oct 2026).

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/car/bmw-m135

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

The BMW M135 in short

For the driver above, ERGO is cheapest for the BMW M135 today, at S$1,171.31 for its SMART Comprehensive plan. 6 insurers price it; the dearest of them, Allianz, asks at least S$3,112.24, S$1,940.93 (166% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$2,602.91, 122% more. Against 6 similar cars (below) it costs 36% more than their average lowest price of S$863.13; 6 of them are cheaper to insure.

What we assumed

  • BMW M135 2.0 xDrive
  • Car registered 3 years ago, private use, comprehensive cover
  • Main driver aged 40, married, office job, driving 10 years
  • 50% no-claim discount, no claims; repairs at an authorised workshop; no options

Prices today

Ranked by premium only, lowest first. Commission never affects the order.
InsurerPlanPremiumExcessAs at
ERGOSMART ComprehensiveBuy NowSMART ComprehensiveS$1,171.31S$500.0023 Oct 2026
MS First CapitalComprehensiveBuy NowComprehensiveS$1,210.02S$500.0020 Oct 2026
ERGOENHANCED ComprehensiveBuy NowENHANCED ComprehensiveS$1,548.02S$500.0023 Oct 2026
UOIUniCar Comprehensive ValueBuy NowUniCar Comprehensive ValueS$1,757.16S$750.0018 Oct 2026
SompoComprehensive Cover – Authorised Workshop PlanBuy NowComprehensive Cover – Authorised Workshop PlanS$1,907.27S$600.0020 Oct 2026
QBEPrivate Motor Prestige ComprehensiveBuy NowPrivate Motor Prestige ComprehensiveS$2,062.16S$3,000.0022 Oct 2026
AllianzAllianz Motor Protect ComprehensiveBuy NowAllianz Motor Protect ComprehensiveS$3,112.24S$2,000.0021 Oct 2026
AllianzAllianz Motor Protect Comprehensive (Standard)Buy NowAllianz Motor Protect Comprehensive (Standard)S$4,901.77S$0.0021 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

This table as CSV.

Buy Now addresses

Open the quote form with these answers filled in, then change anything that is different for you.

Get your own quote

Prices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/car/prices?brand=bmw&model=bmw-m135-2-0-xdrive&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

How the BMW M135 price changes

The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.

Driver and carLowest priceAgainst this pageInsurersCheapest
This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years oldS$1,171.31 (as at 23 Oct 2026)6ERGO
The same driver with no NCD (0%)S$2,602.91 (as at 23 Oct 2026)S$1,431.60 more6ERGO
The same driver with 20% NCDS$2,037.92 (as at 20 Oct 2026)S$866.61 more6MS First Capital
Driver aged 27, 3 years’ driving, 30% NCDS$2,487.75 (as at 20 Oct 2026)S$1,316.44 more6MS First Capital
Driver aged 65, 20 years’ driving, 50% NCDS$1,288.13 (as at 23 Oct 2026)S$116.82 more6ERGO
A new car (registered this year)S$1,166.87 (as at 23 Oct 2026)S$4.44 less6ERGO
A car 8 years oldS$1,140.56 (as at 20 Oct 2026)S$30.75 less6MS First Capital

Open a line to get a quote with those answers filled in. Quotes by driver: the BMW M135 priced for 73 typical drivers, from new drivers to over-70s.

BMW M135 insurance price by driver age and NCD, male driver (man)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$6,559.76MS First CapitalS$5,402.80MS First CapitalS$4,802.49MS First CapitalS$3,992.07MS First CapitalNot possibleNot possible
22S$5,493.70MS First CapitalS$4,524.76MS First CapitalS$4,022.01MS First CapitalS$3,343.30MS First CapitalS$2,865.70MS First CapitalNot possible
23S$5,400.90QBES$4,524.76MS First CapitalS$4,022.01MS First CapitalS$3,343.30MS First CapitalS$2,865.70MS First CapitalS$2,388.07MS First Capital
24S$4,612.62ERGOS$4,151.36ERGOS$3,690.10ERGOS$2,998.20ERGOS$2,536.94ERGOS$2,075.68ERGO
25S$4,320.72QBES$3,888.64QBES$3,456.58QBES$2,817.11ERGOS$2,383.71ERGOS$1,950.31ERGO
26S$3,917.22ERGOS$3,525.50ERGOS$3,133.78ERGOS$2,546.19ERGOS$2,154.47ERGOS$1,762.75ERGO
27S$3,543.30ERGOS$3,188.97ERGOS$2,834.64ERGOS$2,303.14ERGOS$1,948.82ERGOS$1,594.49ERGO
28S$3,356.36ERGOS$3,020.72ERGOS$2,685.09ERGOS$2,181.63ERGOS$1,846.00ERGOS$1,510.36ERGO
29–30S$3,075.92ERGOS$2,768.33ERGOS$2,460.74ERGOS$1,999.35ERGOS$1,691.76ERGOS$1,384.16ERGO
31S$3,031.83ERGOS$2,657.78MS First CapitalS$2,362.47MS First CapitalS$1,963.81MS First CapitalS$1,667.51ERGOS$1,364.32ERGO
32S$2,938.36ERGOS$2,644.52ERGOS$2,350.69ERGOS$1,909.93ERGOS$1,616.10ERGOS$1,322.26ERGO
33S$2,938.36ERGOS$2,505.26MS First CapitalS$2,226.90MS First CapitalS$1,851.11MS First CapitalS$1,586.67MS First CapitalS$1,322.22MS First Capital
34–35S$2,844.89ERGOS$2,505.26MS First CapitalS$2,226.90MS First CapitalS$1,849.18ERGOS$1,564.69ERGOS$1,280.20ERGO
36–37S$2,733.78ERGOS$2,292.66MS First CapitalS$2,037.92MS First CapitalS$1,694.02MS First CapitalS$1,452.03MS First CapitalS$1,210.02MS First Capital
38–45S$2,602.91ERGOS$2,292.66MS First CapitalS$2,037.92MS First CapitalS$1,691.89ERGOS$1,431.60ERGOS$1,171.31ERGO
46–50S$2,602.91ERGOS$2,342.62ERGOS$2,082.33ERGOS$1,691.89ERGOS$1,431.60ERGOS$1,171.31ERGO
51–59S$2,751.43ERGOS$2,476.28ERGOS$2,201.14ERGOS$1,788.43ERGOS$1,513.28ERGOS$1,238.14ERGO
60–65S$2,862.52ERGOS$2,505.26MS First CapitalS$2,226.90MS First CapitalS$1,851.11MS First CapitalS$1,574.39ERGOS$1,288.13ERGO
66–74S$2,888.98ERGOS$2,600.08ERGOS$2,311.18ERGOS$1,877.83ERGOS$1,588.94ERGOS$1,300.04ERGO
75S$3,345.87MS First CapitalS$2,755.75MS First CapitalS$2,449.56MS First CapitalS$2,036.20MS First CapitalS$1,745.32MS First CapitalS$1,454.43MS First Capital

BMW M135 insurance price by driver age and NCD, female driver (woman)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$6,183.16MS First CapitalS$5,092.62MS First CapitalS$4,526.78MS First CapitalS$3,762.89MS First CapitalNot possibleNot possible
22S$5,178.30MS First CapitalS$4,264.99MS First CapitalS$3,791.10MS First CapitalS$3,151.36MS First CapitalS$2,701.18MS First CapitalNot possible
23S$5,178.30MS First CapitalS$4,264.99MS First CapitalS$3,791.10MS First CapitalS$3,151.36MS First CapitalS$2,701.18MS First CapitalS$2,250.97MS First Capital
24S$4,612.62ERGOS$4,151.36ERGOS$3,690.10ERGOS$2,998.20ERGOS$2,536.94ERGOS$2,075.68ERGO
25S$4,320.72QBES$3,679.01MS First CapitalS$3,270.23MS First CapitalS$2,718.38MS First CapitalS$2,330.05MS First CapitalS$1,941.70MS First Capital
26S$3,917.22ERGOS$3,525.50ERGOS$3,133.78ERGOS$2,546.19ERGOS$2,154.47ERGOS$1,762.75ERGO
27S$3,543.30ERGOS$3,173.58MS First CapitalS$2,820.97MS First CapitalS$2,303.14ERGOS$1,948.82ERGOS$1,594.49ERGO
28S$3,356.36ERGOS$3,020.72ERGOS$2,685.09ERGOS$2,181.63ERGOS$1,846.00ERGOS$1,510.36ERGO
29–30S$3,075.92ERGOS$2,768.33ERGOS$2,460.74ERGOS$1,999.35ERGOS$1,691.76ERGOS$1,384.16ERGO
31S$3,031.83ERGOS$2,505.19MS First CapitalS$2,226.84MS First CapitalS$1,851.06MS First CapitalS$1,586.63MS First CapitalS$1,322.19MS First Capital
32S$2,938.36ERGOS$2,505.19MS First CapitalS$2,226.84MS First CapitalS$1,851.06MS First CapitalS$1,586.63MS First CapitalS$1,322.19MS First Capital
33S$2,867.11MS First CapitalS$2,361.43MS First CapitalS$2,099.05MS First CapitalS$1,744.83MS First CapitalS$1,495.58MS First CapitalS$1,246.31MS First Capital
34–35S$2,844.89ERGOS$2,361.43MS First CapitalS$2,099.05MS First CapitalS$1,744.83MS First CapitalS$1,495.58MS First CapitalS$1,246.31MS First Capital
36–37S$2,623.81MS First CapitalS$2,161.04MS First CapitalS$1,920.92MS First CapitalS$1,596.77MS First CapitalS$1,368.67MS First CapitalS$1,140.55MS First Capital
38–45S$2,602.91ERGOS$2,161.04MS First CapitalS$1,920.92MS First CapitalS$1,596.77MS First CapitalS$1,368.67MS First CapitalS$1,140.55MS First Capital
46–50S$2,602.91ERGOS$2,342.62ERGOS$2,082.33ERGOS$1,691.89ERGOS$1,431.60ERGOS$1,171.31ERGO
51–59S$2,751.43ERGOS$2,361.43MS First CapitalS$2,099.05MS First CapitalS$1,744.83MS First CapitalS$1,495.58MS First CapitalS$1,238.14ERGO
60–65S$2,862.52ERGOS$2,361.43MS First CapitalS$2,099.05MS First CapitalS$1,744.83MS First CapitalS$1,495.58MS First CapitalS$1,246.31MS First Capital
66–74S$2,888.98ERGOS$2,597.54MS First CapitalS$2,308.93MS First CapitalS$1,877.83ERGOS$1,588.94ERGOS$1,300.04ERGO
75S$3,153.78MS First CapitalS$2,597.54MS First CapitalS$2,308.93MS First CapitalS$1,919.30MS First CapitalS$1,645.12MS First CapitalS$1,370.93MS First Capital

BMW M135 insurance price by driver age and NCD, new car (1 year old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$6,756.56MS First CapitalS$5,564.89MS First CapitalS$4,946.57MS First CapitalS$4,111.84MS First CapitalNot possibleNot possible
23S$4,569.99QBES$4,113.00QBES$3,655.99QBES$3,199.00QBES$2,741.99QBES$2,285.00QBE
25S$3,655.99QBES$3,290.39QBES$2,924.80QBES$2,559.19QBES$2,193.59QBES$1,828.00QBE
28S$3,456.28ERGOS$3,110.65ERGOS$2,765.02ERGOS$2,246.58ERGOS$1,900.95ERGOS$1,555.32ERGO
30S$3,137.61ERGOS$2,823.85ERGOS$2,510.09ERGOS$2,039.45ERGOS$1,725.69ERGOS$1,411.93ERGO
35S$2,892.09ERGOS$2,580.42MS First CapitalS$2,293.71MS First CapitalS$1,879.86ERGOS$1,590.65ERGOS$1,301.44ERGO
40S$2,623.92ERGOS$2,361.45MS First CapitalS$2,099.06MS First CapitalS$1,705.55ERGOS$1,443.16ERGOS$1,180.76ERGO
45S$2,623.92ERGOS$2,361.45MS First CapitalS$2,099.06MS First CapitalS$1,705.55ERGOS$1,443.16ERGOS$1,180.76ERGO
50S$2,623.92ERGOS$2,361.53ERGOS$2,099.14ERGOS$1,705.55ERGOS$1,443.16ERGOS$1,180.76ERGO
55S$2,785.88ERGOS$2,507.29ERGOS$2,228.70ERGOS$1,810.82ERGOS$1,532.23ERGOS$1,253.65ERGO
60S$2,905.32ERGOS$2,580.42MS First CapitalS$2,293.71MS First CapitalS$1,888.45ERGOS$1,597.92ERGOS$1,307.39ERGO
65S$2,905.32ERGOS$2,580.42MS First CapitalS$2,293.71MS First CapitalS$1,888.45ERGOS$1,597.92ERGOS$1,307.39ERGO
70S$2,925.16ERGOS$2,632.64ERGOS$2,340.13ERGOS$1,901.35ERGOS$1,608.84ERGOS$1,316.32ERGO
75S$3,446.25MS First CapitalS$2,838.43MS First CapitalS$2,523.05MS First CapitalS$2,097.29MS First CapitalS$1,797.68MS First CapitalS$1,498.06MS First Capital

BMW M135 insurance price by driver age and NCD, older car (8 years old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$6,183.22MS First CapitalS$5,092.67MS First CapitalS$4,526.82MS First CapitalS$3,762.92MS First CapitalNot possibleNot possible
23S$5,178.35MS First CapitalS$4,265.03MS First CapitalS$3,791.14MS First CapitalS$3,151.39MS First CapitalS$2,701.20MS First CapitalS$2,250.99MS First Capital
25S$4,302.00ERGOS$3,679.04MS First CapitalS$3,270.26MS First CapitalS$2,718.41MS First CapitalS$2,330.08MS First CapitalS$1,935.90ERGO
28S$3,367.13ERGOS$3,030.42ERGOS$2,693.71ERGOS$2,188.64ERGOS$1,851.92ERGOS$1,515.21ERGO
30S$3,099.46ERGOS$2,789.51ERGOS$2,479.57ERGOS$2,014.65ERGOS$1,704.70ERGOS$1,394.76ERGO
35S$2,867.13MS First CapitalS$2,361.45MS First CapitalS$2,099.07MS First CapitalS$1,744.85MS First CapitalS$1,495.60MS First CapitalS$1,246.32MS First Capital
40S$2,623.83MS First CapitalS$2,161.06MS First CapitalS$1,920.94MS First CapitalS$1,596.78MS First CapitalS$1,368.68MS First CapitalS$1,140.56MS First Capital
45S$2,623.83MS First CapitalS$2,161.06MS First CapitalS$1,920.94MS First CapitalS$1,596.78MS First CapitalS$1,368.68MS First CapitalS$1,140.56MS First Capital
50S$2,637.04ERGOS$2,361.45MS First CapitalS$2,099.07MS First CapitalS$1,714.08ERGOS$1,450.37ERGOS$1,186.67ERGO
55S$2,781.93ERGOS$2,361.45MS First CapitalS$2,099.07MS First CapitalS$1,744.85MS First CapitalS$1,495.60MS First CapitalS$1,246.32MS First Capital
60S$2,867.13MS First CapitalS$2,361.45MS First CapitalS$2,099.07MS First CapitalS$1,744.85MS First CapitalS$1,495.60MS First CapitalS$1,246.32MS First Capital
65S$2,867.13MS First CapitalS$2,361.45MS First CapitalS$2,099.07MS First CapitalS$1,744.85MS First CapitalS$1,495.60MS First CapitalS$1,246.32MS First Capital
70S$2,920.99ERGOS$2,597.57MS First CapitalS$2,308.95MS First CapitalS$1,898.64ERGOS$1,606.55ERGOS$1,314.45ERGO
75S$3,153.81MS First CapitalS$2,597.57MS First CapitalS$2,308.95MS First CapitalS$1,919.32MS First CapitalS$1,645.14MS First CapitalS$1,370.94MS First Capital

BMW M135 insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$12,523.72UOIS$11,556.11UOIS$10,789.68UOIS$9,918.76UOINot possibleNot possible
23S$11,069.88UOIS$10,214.60UOIS$9,537.14UOIS$8,767.33UOIS$7,702.92UOIS$6,579.08UOI
25S$4,437.65ERGOS$3,993.88ERGOS$3,550.12ERGOS$2,884.47ERGOS$2,440.70ERGOS$1,996.94ERGO
28S$3,458.96ERGOS$3,113.06ERGOS$2,767.17ERGOS$2,248.32ERGOS$1,902.43ERGOS$1,556.53ERGO
30S$3,178.52ERGOS$2,860.67ERGOS$2,542.82ERGOS$2,066.04ERGOS$1,748.19ERGOS$1,430.33ERGO
35S$2,942.58ERGOS$2,648.32ERGOS$2,354.06ERGOS$1,912.67ERGOS$1,618.42ERGOS$1,324.16ERGO
40S$2,698.67ERGOS$2,428.80ERGOS$2,158.93ERGOS$1,754.13ERGOS$1,484.27ERGOS$1,214.40ERGO
45S$2,698.67ERGOS$2,428.80ERGOS$2,158.93ERGOS$1,754.13ERGOS$1,484.27ERGOS$1,214.40ERGO
50S$2,698.67ERGOS$2,428.80ERGOS$2,158.93ERGOS$1,754.13ERGOS$1,484.27ERGOS$1,214.40ERGO
55S$2,849.12ERGOS$2,564.20ERGOS$2,279.29ERGOS$1,851.92ERGOS$1,567.01ERGOS$1,282.10ERGO
60S$2,962.19ERGOS$2,665.97ERGOS$2,369.75ERGOS$1,925.42ERGOS$1,629.20ERGOS$1,332.98ERGO
65S$2,962.19ERGOS$2,665.97ERGOS$2,369.75ERGOS$1,925.42ERGOS$1,629.20ERGOS$1,332.98ERGO
70S$2,991.58ERGOS$2,692.42ERGOS$2,393.26ERGOS$1,944.52ERGOS$1,645.37ERGOS$1,346.21ERGO
75S$3,979.80ERGOS$3,581.82ERGOS$3,183.84ERGOS$2,586.87ERGOS$2,188.89ERGOS$1,790.91ERGO

Prices for other drivers of the BMW M135

Every insurer's price for another driver of the BMW M135: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.

Any car and any driver, in plain words (change any word): /quote/car/prices?car=BMW+M135&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).

The BMW M135 on our quote form

We priced the BMW M135 2.0 xDrive (1,998cc), the version most of our insurers quote.

Insurers with no online price for the BMW M135

  • AIG: This insurer has no online price for this car model yet.
  • Budget Direct: This insurer has no online price for this car model yet.
  • DirectAsia: We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here.
  • ECICS: ECICS does not list this model on its online quote.
  • Etiqa: This insurer has no online price for this car model yet.
  • FWD: This insurer has no online price for this car model yet.
  • Great American: This insurer has no online price for this car model yet.
  • Great Eastern: This insurer has no online price for this car model yet.
  • HL Assurance: This insurer has no online price for this car model yet.
  • Income: This insurer has no online price for this car model yet.
  • India International: This insurer has no online price for this car model yet.
  • Liberty: This insurer has no online price for this car model yet.
  • MSIG: This insurer has no online price for this car model yet.
  • Singlife: This insurer has no online price for this car model yet.

Some insurers give car prices only through their agents; they are on our insurer list.

The BMW M135 against similar cars

The same driver and car age, each car at the version most insurers quote.

CarEngineLowest priceAgainst the BMW M135Insurers
Toyota Harrier1,986ccS$763.00 (as at 31 Oct 2026)S$408.31 less16
Mercedes-Benz E-Class1,991ccS$857.06 (as at 31 Oct 2026)S$314.25 less15
Toyota Voxy1,797ccS$741.11 (as at 21 Oct 2026)S$430.20 less14
Lexus NX1,998ccS$970.26 (as at 31 Oct 2026)S$201.05 less16
Lexus RX1,998ccS$921.75 (as at 31 Oct 2026)S$249.56 less16
Mercedes-Benz GLC1,991ccS$925.60 (as at 20 Oct 2026)S$245.71 less16

COE for the BMW M135

With a 1,998cc engine, above 1,600cc, the BMW M135 2.0 xDrive needs a Category B COE (S$132,334 in the November 2026, 1st round).

The COE is bought separately from insurance. The latest COE results are updated after every bidding round.

Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.

Questions people ask

How much is BMW M135 insurance for a 40-year-old man with 50% NCD?

S$1,171.31 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW M135 insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW M135 insurance for a 40-year-old woman with 50% NCD?

S$1,140.55 a year, from MS First Capital: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW M135 insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BMW M135 insurance for a 21-year-old driver with no NCD?

S$6,559.76 a year, from MS First Capital: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 3 years, authorised workshop. Every insurer's price is one link away in the table "BMW M135 insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW M135 insurance for a 23-year-old woman with no NCD?

S$5,178.30 a year, from MS First Capital: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 5 years, authorised workshop. Every insurer's price is one link away in the table "BMW M135 insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BMW M135 insurance for a 25-year-old new driver with no NCD?

S$4,320.72 a year, from QBE: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 7 years, authorised workshop. Every insurer's price is one link away in the table "BMW M135 insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW M135 insurance for a 30-year-old with 20% NCD?

S$2,460.74 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "BMW M135 insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW M135 insurance for a 30-year-old woman with 50% NCD?

S$1,384.16 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "BMW M135 insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BMW M135 insurance for a 35-year-old with 30% NCD?

S$1,849.18 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 15 years, authorised workshop. Every insurer's price is one link away in the table "BMW M135 insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW M135 insurance for a 50-year-old with 50% NCD?

S$1,171.31 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW M135 insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW M135 insurance for a 60-year-old woman with 50% NCD?

S$1,246.31 a year, from MS First Capital: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW M135 insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BMW M135 insurance for a 70-year-old driver with 50% NCD?

S$1,300.04 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW M135 insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW M135 insurance for a 40-year-old driver after one claim, with 20% NCD?

S$2,158.93 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW M135 insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver" on this page.

How much is BMW M135 insurance for a new car (1 year old), driver aged 40 with 50% NCD?

S$1,180.76 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 1 year old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW M135 insurance price by driver age and NCD, new car (1 year old), male driver" on this page.

How much is BMW M135 insurance for an 8-year-old car, driver aged 40 with 50% NCD?

S$1,140.56 a year, from MS First Capital: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 8 years old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW M135 insurance price by driver age and NCD, older car (8 years old), male driver" on this page.

How much is car insurance for BMW M135 2.0 xDrive, 3 years old, 50% no-claim discount?

Today, 6 insurers price this, from S$1,171.31 to S$4,901.77 (as at 21 Oct 2026). The cheapest is ERGO SMART Comprehensive at S$1,171.31 (as at 23 Oct 2026). All prices include 9% GST.

What do these prices assume?

BMW M135 2.0 xDrive. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.

Will my own price be the same?

Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.

How much does a 50% no-claim discount save on BMW M135 insurance?

Today the lowest price for our standard driver is S$1,171.31 (as at 23 Oct 2026) with 50% NCD and S$2,602.91 (as at 23 Oct 2026) with no NCD, so the discount saves S$1,431.60 a year.

Do younger drivers pay more to insure a BMW M135?

Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$2,487.75 (as at 20 Oct 2026) today, S$1,316.44 more than our standard driver aged 40.

Which insurers have no online price for the BMW M135?

AIG, Budget Direct, DirectAsia, ECICS, Etiqa, FWD, Great American, Great Eastern, HL Assurance, Income, India International, Liberty, MSIG, Singlife. They give no online price for this model; a broker can still ask them for one.