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BMW M4 Convertible car insurance: compare insurers and buy online

BMW M4 Convertible 3.0 Competition M xDrive, 3 years old, 50% no-claim discount

As of 12 Nov 2026 (Singapore time)

Compare car insurance for a BMW M4 Convertible 3.0 Competition M xDrive, 3 years old, 50% no-claim discount from 2 insurers on this page: S$1,461.89 to S$3,556.74 a year, GST included. Every plan has a Buy Now link.

On 12 Nov 2026, the cheapest car insurance for a BMW M4 Convertible 3.0 Competition M xDrive, 3 years old, 50% no-claim discount is S$1,461.89 a year (GST included) at ERGO, SMART Comprehensive (as at 23 Oct 2026); 2 insurers price it online, up to S$3,556.74 (as at 21 Oct 2026).

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/car/bmw-m4-convertible

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

The BMW M4 Convertible in short

For the driver above, ERGO is cheapest for the BMW M4 Convertible today, at S$1,461.89 for its SMART Comprehensive plan. 2 insurers price it; the dearest of them, Allianz, asks at least S$3,556.74, S$2,094.85 (143% more) on top, so comparing pays. Of the changes below, the one that costs most is "driver aged 27, 3 years’ driving, 30% NCD": the lowest price rises to S$3,287.19, 125% more. Against 6 similar cars (below) it costs 16% more than their average lowest price of S$1,261.66; 4 of them are cheaper to insure.

What we assumed

  • BMW M4 Convertible 3.0 Competition M xDrive
  • Car registered 3 years ago, private use, comprehensive cover
  • Main driver aged 40, married, office job, driving 10 years
  • 50% no-claim discount, no claims; repairs at an authorised workshop; no options

Prices today

Ranked by premium only, lowest first. Commission never affects the order.
InsurerPlanPremiumExcessAs at
ERGOSMART ComprehensiveBuy NowSMART ComprehensiveS$1,461.89S$500.0023 Oct 2026
ERGOENHANCED ComprehensiveBuy NowENHANCED ComprehensiveS$1,978.51S$500.0023 Oct 2026
AllianzAllianz Motor Protect ComprehensiveBuy NowAllianz Motor Protect ComprehensiveS$3,556.74S$2,000.0021 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

This table as CSV.

Buy Now addresses

Open the quote form with these answers filled in, then change anything that is different for you.

Get your own quote

Prices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/car/prices?brand=bmw&model=bmw-m4-convertible-3-0-competition-m-xdrive&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

How the BMW M4 Convertible price changes

The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.

Driver and carLowest priceAgainst this pageInsurersCheapest
This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years oldS$1,461.89 (as at 23 Oct 2026)2ERGO
The same driver with no NCD (0%)S$3,248.64 (as at 23 Oct 2026)S$1,786.75 more2ERGO
The same driver with 20% NCDS$2,598.91 (as at 23 Oct 2026)S$1,137.02 more2ERGO
Driver aged 27, 3 years’ driving, 30% NCDS$3,287.19 (as at 23 Oct 2026)S$1,825.30 more2ERGO
Driver aged 65, 20 years’ driving, 50% NCDS$1,616.20 (as at 23 Oct 2026)S$154.31 more2ERGO
A new car (registered this year)S$1,497.08 (as at 23 Oct 2026)S$35.19 more2ERGO
A car 8 years oldS$1,464.04 (as at 23 Oct 2026)S$2.15 more2ERGO

Open a line to get a quote with those answers filled in. Quotes by driver: the BMW M4 Convertible priced for 73 typical drivers, from new drivers to over-70s.

BMW M4 Convertible insurance price by driver age and NCD, male driver (man)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21No online priceNo online priceNo online priceNo online priceNot possibleNot possible
22No online priceNo online priceNo online priceNo online priceNo online priceNot possible
23No online priceNo online priceNo online priceNo online priceNo online priceNo online price
24S$5,958.23ERGOS$5,362.41ERGOS$4,766.59ERGOS$3,872.85ERGOS$3,277.03ERGOS$2,681.21ERGO
25S$5,596.31ERGOS$5,036.68ERGOS$4,477.05ERGOS$3,637.60ERGOS$3,077.97ERGOS$2,518.34ERGO
26S$5,028.15ERGOS$4,525.34ERGOS$4,022.52ERGOS$3,268.30ERGOS$2,765.48ERGOS$2,262.67ERGO
27S$4,515.37ERGOS$4,063.83ERGOS$3,612.29ERGOS$2,934.99ERGOS$2,483.45ERGOS$2,031.91ERGO
28S$4,258.99ERGOS$3,833.09ERGOS$3,407.19ERGOS$2,768.34ERGOS$2,342.44ERGOS$1,916.55ERGO
29–30S$3,874.40ERGOS$3,486.96ERGOS$3,099.52ERGOS$2,518.36ERGOS$2,130.92ERGOS$1,743.48ERGO
31S$3,830.31ERGOS$3,447.28ERGOS$3,064.25ERGOS$2,489.70ERGOS$2,106.67ERGOS$1,723.64ERGO
32–33S$3,702.12ERGOS$3,331.91ERGOS$2,961.70ERGOS$2,406.38ERGOS$2,036.17ERGOS$1,665.95ERGO
34–35S$3,573.93ERGOS$3,216.53ERGOS$2,859.14ERGOS$2,323.05ERGOS$1,965.66ERGOS$1,608.27ERGO
36–37S$3,428.12ERGOS$3,085.31ERGOS$2,742.50ERGOS$2,228.28ERGOS$1,885.47ERGOS$1,542.65ERGO
38–50S$3,248.64ERGOS$2,923.78ERGOS$2,598.91ERGOS$2,111.62ERGOS$1,786.75ERGOS$1,461.89ERGO
51–59S$3,445.76ERGOS$3,101.19ERGOS$2,756.61ERGOS$2,239.75ERGOS$1,895.17ERGOS$1,550.59ERGO
60–65S$3,591.56ERGOS$3,232.41ERGOS$2,873.25ERGOS$2,334.52ERGOS$1,975.36ERGOS$1,616.20ERGO
66–74S$3,618.02ERGOS$3,256.21ERGOS$2,894.41ERGOS$2,351.71ERGOS$1,989.91ERGOS$1,628.11ERGO
75S$4,904.03ERGOS$4,413.63ERGOS$3,923.22ERGOS$3,187.62ERGOS$2,697.22ERGOS$2,206.81ERGO

BMW M4 Convertible insurance price by driver age and NCD, female driver (woman)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21No online priceNo online priceNo online priceNo online priceNot possibleNot possible
22No online priceNo online priceNo online priceNo online priceNo online priceNot possible
23No online priceNo online priceNo online priceNo online priceNo online priceNo online price
24S$5,958.23ERGOS$5,362.41ERGOS$4,766.59ERGOS$3,872.85ERGOS$3,277.03ERGOS$2,681.21ERGO
25S$5,596.31ERGOS$5,036.68ERGOS$4,477.05ERGOS$3,637.60ERGOS$3,077.97ERGOS$2,518.34ERGO
26S$5,028.15ERGOS$4,525.34ERGOS$4,022.52ERGOS$3,268.30ERGOS$2,765.48ERGOS$2,262.67ERGO
27S$4,515.37ERGOS$4,063.83ERGOS$3,612.29ERGOS$2,934.99ERGOS$2,483.45ERGOS$2,031.91ERGO
28S$4,258.99ERGOS$3,833.09ERGOS$3,407.19ERGOS$2,768.34ERGOS$2,342.44ERGOS$1,916.55ERGO
29–30S$3,874.40ERGOS$3,486.96ERGOS$3,099.52ERGOS$2,518.36ERGOS$2,130.92ERGOS$1,743.48ERGO
31S$3,830.31ERGOS$3,447.28ERGOS$3,064.25ERGOS$2,489.70ERGOS$2,106.67ERGOS$1,723.64ERGO
32–33S$3,702.12ERGOS$3,331.91ERGOS$2,961.70ERGOS$2,406.38ERGOS$2,036.17ERGOS$1,665.95ERGO
34–35S$3,573.93ERGOS$3,216.53ERGOS$2,859.14ERGOS$2,323.05ERGOS$1,965.66ERGOS$1,608.27ERGO
36–37S$3,428.12ERGOS$3,085.31ERGOS$2,742.50ERGOS$2,228.28ERGOS$1,885.47ERGOS$1,542.65ERGO
38–50S$3,248.64ERGOS$2,923.78ERGOS$2,598.91ERGOS$2,111.62ERGOS$1,786.75ERGOS$1,461.89ERGO
51–59S$3,445.76ERGOS$3,101.19ERGOS$2,756.61ERGOS$2,239.75ERGOS$1,895.17ERGOS$1,550.59ERGO
60–65S$3,591.56ERGOS$3,232.41ERGOS$2,873.25ERGOS$2,334.52ERGOS$1,975.36ERGOS$1,616.20ERGO
66–74S$3,618.02ERGOS$3,256.21ERGOS$2,894.41ERGOS$2,351.71ERGOS$1,989.91ERGOS$1,628.11ERGO
75S$4,904.03ERGOS$4,413.63ERGOS$3,923.22ERGOS$3,187.62ERGOS$2,697.22ERGOS$2,206.81ERGO

BMW M4 Convertible insurance price by driver age and NCD, new car (1 year old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21No online priceNo online priceNo online priceNo online priceNot possibleNot possible
23No online priceNo online priceNo online priceNo online priceNo online priceNo online price
25S$5,998.10ERGOS$5,398.29ERGOS$4,798.48ERGOS$3,898.76ERGOS$3,298.96ERGOS$2,699.15ERGO
28S$4,481.99ERGOS$4,033.79ERGOS$3,585.60ERGOS$2,913.29ERGOS$2,465.10ERGOS$2,016.90ERGO
30S$4,044.98ERGOS$3,640.48ERGOS$3,235.98ERGOS$2,629.23ERGOS$2,224.74ERGOS$1,820.24ERGO
35S$3,720.55ERGOS$3,348.50ERGOS$2,976.44ERGOS$2,418.36ERGOS$2,046.30ERGOS$1,674.25ERGO
40S$3,357.70ERGOS$3,021.93ERGOS$2,686.16ERGOS$2,182.50ERGOS$1,846.73ERGOS$1,510.97ERGO
45S$3,357.70ERGOS$3,021.93ERGOS$2,686.16ERGOS$2,182.50ERGOS$1,846.73ERGOS$1,510.97ERGO
50S$3,357.70ERGOS$3,021.93ERGOS$2,686.16ERGOS$2,182.50ERGOS$1,846.73ERGOS$1,510.97ERGO
55S$3,574.89ERGOS$3,217.40ERGOS$2,859.91ERGOS$2,323.68ERGOS$1,966.19ERGOS$1,608.70ERGO
60S$3,733.78ERGOS$3,360.40ERGOS$2,987.02ERGOS$2,426.95ERGOS$2,053.58ERGOS$1,680.20ERGO
65S$3,733.78ERGOS$3,360.40ERGOS$2,987.02ERGOS$2,426.95ERGOS$2,053.58ERGOS$1,680.20ERGO
70S$3,753.62ERGOS$3,378.26ERGOS$3,002.90ERGOS$2,439.85ERGOS$2,064.49ERGOS$1,689.13ERGO
75S$5,163.90ERGOS$4,647.51ERGOS$4,131.12ERGOS$3,356.53ERGOS$2,840.15ERGOS$2,323.76ERGO

BMW M4 Convertible insurance price by driver age and NCD, older car (8 years old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21No online priceNo online priceNo online priceNo online priceNot possibleNot possible
23No online priceNo online priceNo online priceNo online priceNo online priceNo online price
25S$5,506.92ERGOS$4,956.22ERGOS$4,405.53ERGOS$3,579.49ERGOS$3,028.80ERGOS$2,478.11ERGO
28S$4,228.74ERGOS$3,805.87ERGOS$3,382.99ERGOS$2,748.68ERGOS$2,325.81ERGOS$1,902.93ERGO
30S$3,861.64ERGOS$3,475.48ERGOS$3,089.31ERGOS$2,510.07ERGOS$2,123.90ERGOS$1,737.74ERGO
35S$3,567.06ERGOS$3,210.35ERGOS$2,853.65ERGOS$2,318.59ERGOS$1,961.88ERGOS$1,605.18ERGO
40S$3,253.42ERGOS$2,928.08ERGOS$2,602.74ERGOS$2,114.72ERGOS$1,789.38ERGOS$1,464.04ERGO
45S$3,253.42ERGOS$2,928.08ERGOS$2,602.74ERGOS$2,114.72ERGOS$1,789.38ERGOS$1,464.04ERGO
50S$3,253.42ERGOS$2,928.08ERGOS$2,602.74ERGOS$2,114.72ERGOS$1,789.38ERGOS$1,464.04ERGO
55S$3,444.71ERGOS$3,100.24ERGOS$2,755.77ERGOS$2,239.06ERGOS$1,894.59ERGOS$1,550.12ERGO
60S$3,586.99ERGOS$3,228.29ERGOS$2,869.60ERGOS$2,331.55ERGOS$1,972.85ERGOS$1,614.15ERGO
65S$3,586.99ERGOS$3,228.29ERGOS$2,869.60ERGOS$2,331.55ERGOS$1,972.85ERGOS$1,614.15ERGO
70S$3,616.90ERGOS$3,255.21ERGOS$2,893.52ERGOS$2,350.99ERGOS$1,989.30ERGOS$1,627.61ERGO
75S$4,867.81ERGOS$4,381.03ERGOS$3,894.25ERGOS$3,164.08ERGOS$2,677.30ERGOS$2,190.52ERGO

BMW M4 Convertible insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21No online priceNo online priceNo online priceNo online priceNot possibleNot possible
23No online priceNo online priceNo online priceNo online priceNo online priceNo online price
25S$5,699.94ERGOS$5,129.94ERGOS$4,559.95ERGOS$3,704.96ERGOS$3,134.96ERGOS$2,564.97ERGO
28S$4,361.59ERGOS$3,925.43ERGOS$3,489.27ERGOS$2,835.03ERGOS$2,398.87ERGOS$1,962.72ERGO
30S$3,977.00ERGOS$3,579.30ERGOS$3,181.60ERGOS$2,585.05ERGOS$2,187.35ERGOS$1,789.65ERGO
35S$3,671.62ERGOS$3,304.45ERGOS$2,937.29ERGOS$2,386.55ERGOS$2,019.39ERGOS$1,652.23ERGO
40S$3,344.40ERGOS$3,009.96ERGOS$2,675.52ERGOS$2,173.86ERGOS$1,839.42ERGOS$1,504.98ERGO
45S$3,344.40ERGOS$3,009.96ERGOS$2,675.52ERGOS$2,173.86ERGOS$1,839.42ERGOS$1,504.98ERGO
50S$3,344.40ERGOS$3,009.96ERGOS$2,675.52ERGOS$2,173.86ERGOS$1,839.42ERGOS$1,504.98ERGO
55S$3,543.45ERGOS$3,189.11ERGOS$2,834.76ERGOS$2,303.24ERGOS$1,948.90ERGOS$1,594.55ERGO
60S$3,691.23ERGOS$3,322.11ERGOS$2,952.99ERGOS$2,399.30ERGOS$2,030.18ERGOS$1,661.05ERGO
65S$3,691.23ERGOS$3,322.11ERGOS$2,952.99ERGOS$2,399.30ERGOS$2,030.18ERGOS$1,661.05ERGO
70S$3,720.62ERGOS$3,348.55ERGOS$2,976.49ERGOS$2,418.40ERGOS$2,046.34ERGOS$1,674.28ERGO
75S$5,021.30ERGOS$4,519.17ERGOS$4,017.04ERGOS$3,263.84ERGOS$2,761.71ERGOS$2,259.58ERGO

Prices for other drivers of the BMW M4 Convertible

Every insurer's price for another driver of the BMW M4 Convertible: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.

Any car and any driver, in plain words (change any word): /quote/car/prices?car=BMW+M4+Convertible&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).

The BMW M4 Convertible on our quote form

We priced the BMW M4 Convertible 3.0 Competition M xDrive (2,993cc), the version most of our insurers quote.

Insurers with no online price for the BMW M4 Convertible

  • AIG: This insurer has no online price for this car model yet.
  • Budget Direct: This insurer has no online price for this car model yet.
  • DirectAsia: This insurer has no online price for this car model yet.
  • ECICS: ECICS does not list this model on its online quote.
  • Etiqa: This insurer has no online price for this car model yet.
  • FWD: This insurer has no online price for this car model yet.
  • Great American: This insurer has no online price for this car model yet.
  • Great Eastern: This insurer has no online price for this car model yet.
  • HL Assurance: This insurer has no online price for this car model yet.
  • Income: This insurer has no online price for this car model yet.
  • India International: This insurer has no online price for this car model yet.
  • Liberty: This insurer has no online price for this car model yet.
  • MS First Capital: This insurer has no online price for this car model yet.
  • MSIG: This insurer has no online price for this car model yet.
  • QBE: This insurer has no online price for this car model yet.
  • Singlife: This insurer has no online price for this car model yet.
  • Sompo: This insurer has no online price for this car model yet.
  • UOI: This insurer has no online price for this car model yet.

Some insurers give car prices only through their agents; they are on our insurer list.

The BMW M4 Convertible against similar cars

The same driver and car age, each car at the version most insurers quote.

CarEngineLowest priceAgainst the BMW M4 ConvertibleInsurers
Alfa Romeo 1662,959ccS$1,532.82 (as at 20 Oct 2026)S$70.93 more5
Audi A82,976ccS$1,092.69 (as at 20 Oct 2026)S$369.20 less12
Audi Q72,995ccS$1,002.60 (as at 31 Oct 2026)S$459.29 less15
Audi Q82,995ccS$1,210.01 (as at 20 Oct 2026)S$251.88 less9
Audi Roadjet Concept3,123ccS$1,524.39 (as at 20 Oct 2026)S$62.50 more1
Audi S4 Saloon2,995ccS$1,207.46 (as at 21 Oct 2026)S$254.43 less8

COE for the BMW M4 Convertible

With a 2,993cc engine, above 1,600cc, the BMW M4 Convertible 3.0 Competition M xDrive needs a Category B COE (S$132,334 in the November 2026, 1st round).

The COE is bought separately from insurance. The latest COE results are updated after every bidding round.

Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.

Questions people ask

How much is BMW M4 Convertible insurance for a 40-year-old man with 50% NCD?

S$1,461.89 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW M4 Convertible insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW M4 Convertible insurance for a 40-year-old woman with 50% NCD?

S$1,461.89 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW M4 Convertible insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BMW M4 Convertible insurance for a 21-year-old driver with no NCD?

None of the insurers we compare gives an online price for this driver today; a broker can ask them. Assumed: car 3 years old, married, office job, no claims, driving 3 years, authorised workshop. Every insurer's price is one link away in the table "BMW M4 Convertible insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW M4 Convertible insurance for a 23-year-old woman with no NCD?

None of the insurers we compare gives an online price for this driver today; a broker can ask them. Assumed: car 3 years old, married, office job, no claims, driving 5 years, authorised workshop. Every insurer's price is one link away in the table "BMW M4 Convertible insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BMW M4 Convertible insurance for a 25-year-old new driver with no NCD?

S$5,596.31 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 7 years, authorised workshop. Every insurer's price is one link away in the table "BMW M4 Convertible insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW M4 Convertible insurance for a 30-year-old with 20% NCD?

S$3,099.52 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "BMW M4 Convertible insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW M4 Convertible insurance for a 30-year-old woman with 50% NCD?

S$1,743.48 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "BMW M4 Convertible insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BMW M4 Convertible insurance for a 35-year-old with 30% NCD?

S$2,323.05 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 15 years, authorised workshop. Every insurer's price is one link away in the table "BMW M4 Convertible insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW M4 Convertible insurance for a 50-year-old with 50% NCD?

S$1,461.89 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW M4 Convertible insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW M4 Convertible insurance for a 60-year-old woman with 50% NCD?

S$1,616.20 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW M4 Convertible insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BMW M4 Convertible insurance for a 70-year-old driver with 50% NCD?

S$1,628.11 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW M4 Convertible insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW M4 Convertible insurance for a 40-year-old driver after one claim, with 20% NCD?

S$2,675.52 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW M4 Convertible insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver" on this page.

How much is BMW M4 Convertible insurance for a new car (1 year old), driver aged 40 with 50% NCD?

S$1,510.97 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 1 year old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW M4 Convertible insurance price by driver age and NCD, new car (1 year old), male driver" on this page.

How much is BMW M4 Convertible insurance for an 8-year-old car, driver aged 40 with 50% NCD?

S$1,464.04 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 8 years old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW M4 Convertible insurance price by driver age and NCD, older car (8 years old), male driver" on this page.

How much is car insurance for BMW M4 Convertible 3.0 Competition M xDrive, 3 years old, 50% no-claim discount?

Today, 2 insurers price this, from S$1,461.89 to S$3,556.74 (as at 21 Oct 2026). The cheapest is ERGO SMART Comprehensive at S$1,461.89 (as at 23 Oct 2026). All prices include 9% GST.

What do these prices assume?

BMW M4 Convertible 3.0 Competition M xDrive. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.

Will my own price be the same?

Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.

How much does a 50% no-claim discount save on BMW M4 Convertible insurance?

Today the lowest price for our standard driver is S$1,461.89 (as at 23 Oct 2026) with 50% NCD and S$3,248.64 (as at 23 Oct 2026) with no NCD, so the discount saves S$1,786.75 a year.

Do younger drivers pay more to insure a BMW M4 Convertible?

Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$3,287.19 (as at 23 Oct 2026) today, S$1,825.30 more than our standard driver aged 40.

Which insurers have no online price for the BMW M4 Convertible?

AIG, Budget Direct, DirectAsia, ECICS, Etiqa, FWD, Great American, Great Eastern, HL Assurance, Income, India International, Liberty, MS First Capital, MSIG, QBE, Singlife, Sompo, UOI. They give no online price for this model; a broker can still ask them for one.