The SsangYong Stavic is a large people carrier that is no longer sold new. Families who still run one, and buyers looking at a used one, want a clear view of the yearly costs. This page covers road tax, COE and car insurance.
The insurance figures are examples for a single stated driver, as of 1 November 2026. They let you see how insurers compare. Your own premium will depend on you.
The Stavic on record
The new-car list has no entry for the Stavic on sale now. So there is no list price, power figure or body type here.
Two versions appear on our quote form:
- Stavic 2.0, 1,998cc
- Stavic 3.2 (A) CNG, 3,199cc
The SsangYong Stavic price page prices the 2.0, the version most of our insurers quote.
COE category for the 2.0
The price page places the 1,998cc Stavic 2.0 above 1,600cc. So it needs a Category B COE. That closed at S$131,901 in the October 2026 2nd round.
You will meet this figure if you renew the COE or move to another car. The COE page carries every round's results.
Road tax
For the 1,998cc engine, LTA's formula gives S$1,209.76 a year before any surcharge. The 3.2 CNG version has a much larger engine, so its figure differs. Work it out on the road tax page.
The surcharge for older cars:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Car insurance for the standard driver
The price page assumes:
- Car: Stavic 2.0, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years of driving
- Record: 50% NCD, no claims
- Workshop: authorised, no options
12 insurers price it online. The lowest premium is S$949.39 a year. The insurer whose lowest plan costs most asks at least S$1,845.85. The gap is S$896.46, or 94% on top. The dearest plan on the page is S$1,939.47. Prices include 9% GST.
Only one insurer on our panel has no online price, and that one prices a single standard driver.
Three close prices, three very different excesses
The three lowest premiums sit within about twenty dollars of each other. Their excesses are not close at all:
- S$949.39: S$2,500 excess
- S$960.54: S$1,200 excess
- S$970.26: S$5,000 excess
The fourth plan, at S$998.16, carries S$600. The fifth, at S$1,049.52, carries S$500. So a small step up in premium can bring the excess right down. Some prices on the page are estimates.
What moves the price
The lowest price with one detail changed:
- No NCD (0%): S$1,784.58, S$835.19 more
- 20% NCD: S$1,435.45, S$486.06 more
- A 27-year-old with 3 years' driving and 30% NCD: S$1,943.92, S$994.53 more
- A 65-year-old with 20 years' driving: S$1,090.78, S$141.39 more, 11 insurers
- A new car: S$918.36, S$31.03 less
- A car 8 years old: S$911.36, S$38.03 less
The young driver case is the steepest, at 105% above the page's lowest price. NCD is close behind. Car age makes little difference.
These are lowest prices only.
A family car and named drivers
A people carrier often has more than one regular driver. That matters, because the table shows how much a young driver adds. If a son or daughter in their twenties will drive the Stavic, name them when you ask for a price. A quote for one older driver will not reflect that. The same goes for any driver with less experience or a lower NCD.
Against similar cars
The price page lists six cars for the same driver and car age:
- Lexus NX: S$970.26
- Lexus RX: S$921.75
- Mercedes-Benz E-Class: S$857.06
- BMW 5 Series: S$792.38
- Toyota Voxy: S$763.41
- Toyota Harrier: S$763.00
Their average lowest price is S$844.64. The Stavic costs 12% more than that. Five of the six are cheaper to insure. The SsangYong car insurance page has the Stavic SV and other models.
Older car, current prices
The price page prices a Stavic registered 3 years ago. Real Stavics on the road are likely to be older. The table gives one figure for a car 8 years old, and it is slightly lower. Past that, the page has no figure. Some insurers may ask for photos or an inspection of an older car. Others may limit what they quote online. Give the true registration date when you ask for a price, so the quote fits your car. The examples here show the pattern, not your exact premium.
Costs that vary
No figure fits every owner for these.
- Parking: season parking, plus whether a large vehicle fits the lots you use.
- Fuel: set by distance and pump prices. The CNG version runs on a different fuel.
- ERP: depends on your routes.
- Servicing and parts: for an older model, ask how parts are sourced.
- Depreciation: on a used car, set by the price and COE time left.
Summary of yearly costs we can show
SsangYong Stavic 2.0, as of 1 November 2026:
- Road tax: S$1,209.76 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$949.39 a year
- Insurance, young driver: from S$1,943.92
- Insurance, a car 8 years old: from S$911.36
Category B COE closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Ssangyong Stavic
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Ssangyong Stavic to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.