The Stavic SV is a large SsangYong people carrier with a big engine. It is not sold new any more. If you run one or are thinking of buying one, road tax and insurance are the yearly costs you can plan for. This page sets them out.
Insurance figures here are examples for one stated driver, as of 1 November 2026. Use them to compare. Your own price depends on your details.
Versions
There is no new-car list entry for the Stavic SV. So no list price, power or body type appears here.
Our quote form lists two versions:
- Stavic SV 270 XDi, 2,696cc
- Stavic SV 320 EL, 3,199cc
The Stavic SV price page prices the 270 XDi. It is the version most of our insurers quote.
Road tax is the heavy item
Road tax rises with engine size, and 2,696cc is big. LTA's formula gives S$2,028.50 a year before any surcharge. That is higher than the lowest insurance premium for this car.
Past ten years, the surcharge adds:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
On a base this large, each step adds a lot. The 320 EL's even bigger engine pays more again. The road tax page works out its figure.
COE category
The price page puts the 270 XDi's 2,696cc engine above 1,600cc. It needs a Category B COE, which closed at S$131,901 in the October 2026 2nd round.
That matters if you renew the COE or replace the car. The COE page keeps the latest results.
Insurance for the page's driver
The price page prices:
- Car: Stavic SV 270 XDi, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% NCD, no claims
- Workshop: authorised, no options
5 insurers price it online. The lowest premium is S$998.16 a year. The dearest is S$1,488.17, which is S$490.01 or 49% more. All prices include 9% GST. Each insurer offers one plan here, so the list is short and easy to read.
One insurer on our panel does not list the model, and many have no online price for it.
Excess
The lowest premium carries a S$600 excess. The second, at S$1,042.59, carries S$2,500. The third, at S$1,058.73, carries S$1,200. The dearest carries S$500. So the lowest premium also has one of the smaller excesses on this page.
When details change
These are the lowest prices with one thing different:
- No NCD (0%): S$1,951.31, up S$953.15
- 20% NCD: S$1,562.00, up S$563.84
- Aged 27, 3 years' driving, 30% NCD: S$2,041.37, up S$1,043.21
- Aged 65, 20 years' driving: S$1,090.78, up S$92.62, 4 insurers
- Car registered this year: S$1,017.04, up S$18.88
- Car 8 years old: S$950.09, down S$48.07
For the young driver, the lowest price rises by 105%. Without NCD it nearly doubles. An older car comes out a little cheaper.
Road tax and insurance together
For this car, the two fixed yearly bills are of a similar size. Road tax is set by the engine and does not change with who drives. Insurance does. A driver with full NCD pays far less than one without. So the total yearly bill can vary a great deal from one owner to the next, even for the same car. Older cars also add the road tax surcharge, which pushes the total up each year past ten.
Reading a short list
Five insurers is enough to compare, but not a long list. Each offers one plan for this car, so the choice comes down to price, excess and what each plan includes. The price page names each plan, so you can look up its terms. Insurers with no online price may still quote if asked, but their figures are not on the page. Prices were read on 20 October 2026, so check the page again close to your renewal date. Rates can change between readings.
How it compares
Six cars from the price page, same driver and car age:
- Alfa Romeo 166: S$2,897.48
- Toyota Camry: S$872.39
- Toyota Alphard: S$832.53
- Mitsubishi Outlander: S$783.81
- Toyota Vellfire: S$763.00
- Honda Odyssey: S$763.00
Their average lowest price is S$1,152.04. The Stavic SV costs 13% less than that average. But the average is pulled up by one car, the Alfa Romeo 166. The other five are all cheaper to insure. Other SsangYong models are on the SsangYong car insurance page.
Costs only you can judge
- Parking: a large vehicle may not suit every car park. Check your home lot.
- Fuel: set by distance and pump prices.
- ERP: depends on routes and timing.
- Servicing and parts: ask about parts supply for an older model of this make.
- Depreciation: on a used car, set by the price and the COE left.
Summary of yearly costs we can show
SsangYong Stavic SV 270 XDi, as of 1 November 2026:
- Road tax: S$2,028.50 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$998.16 a year
- Insurance, 20% NCD: from S$1,562.00
- Insurance, a car 8 years old: from S$950.09
Category B COE closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Ssangyong Stavic SV
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Ssangyong Stavic SV to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.