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SsangYong Actyon 2.3 yearly costs, road tax and insurance in Singapore

The SsangYong Actyon's yearly costs in Singapore: road tax on a 2,300cc engine, the COE category and insurance from 11 insurers, dated 1 November 2026.

The SsangYong Actyon is no longer sold new. Owners still need to budget for it every year, and used buyers will want the same figures. This guide covers road tax, the COE category and car insurance.

The insurance prices are examples for one stated driver, as of 1 November 2026. Treat them as a way to compare, not as a quote for you.

What the records show

There is no entry for the Actyon on the new-car list. So there is no list price, power figure or body type to report.

Our quote form lists two versions:

  • Actyon, with a 1,998cc engine
  • Actyon 2.3, with a 2,300cc engine

The SsangYong Actyon price page prices the 2.3. It is the version most of our insurers quote.

Road tax on 2,300cc

Road tax follows engine size, and 2,300cc is on the large side. LTA's formula gives S$1,564.00 a year before any surcharge.

An Actyon today is likely to be past ten years. The surcharge then adds:

  • Over 10 years: +10%
  • Over 11 years: +20%
  • Over 12 years: +30%
  • Over 13 years: +40%
  • Over 14 years: +50%

With a large engine, each step of the surcharge adds a sizeable sum. The 1,998cc version pays less. The road tax page works out its figure.

COE category

The price page says the Actyon 2.3, at 2,300cc, is above 1,600cc. That puts it in Category B, which closed at S$131,901 in the October 2026 2nd round.

You meet this figure if you renew the COE or replace the car. The COE page lists the latest results.

Insurance: plenty of insurers

The price page assumes:

  • Car: Actyon 2.3, registered 3 years ago, private use, comprehensive cover
  • Driver: aged 40, married, office job, driving 10 years
  • Record: 50% NCD, no claims
  • Workshop: authorised, no options

11 insurers price it online, a good field for an older model. The lowest premium is S$990.95 a year. The insurer whose lowest plan costs most asks at least S$1,917.95. That is S$927 more, or 94% on top. The dearest plan on the page is S$2,057.58. All prices include 9% GST.

Only one insurer on our panel has no online price, and it prices one standard driver only.

A wide spread of excesses

This page has some of the widest excess gaps you will see. They run from S$500 to S$5,000. The lowest premium carries S$2,500. The next, at S$998.16, carries S$600. The third, at S$1,045.08, carries S$5,000. A plan at S$1,049.52 carries S$500.

So four of the lowest plans sit close together on price, with excesses from S$500 to S$5,000. That makes the excess the main thing to weigh among the lower prices. Some figures on the page are estimates.

Effect of one change

These are the lowest prices when one detail changes:

  • No NCD (0%): S$1,862.70, S$871.75 more
  • 20% NCD: S$1,499.23, S$508.28 more
  • Driver aged 27, 3 years' driving, 30% NCD: S$2,021.39, S$1,030.44 more
  • Driver aged 65, 20 years' driving: S$1,090.78, S$99.83 more, 10 insurers
  • New car, registered this year: S$966.74, S$24.21 less, 10 insurers
  • Car 8 years old: S$933.59, S$57.36 less

The young driver costs most: the lowest price rises by 104%. No NCD is close behind. Car age has a small effect, and both a newer and an older car cost slightly less here.

These are lowest prices only.

Why the field is wide here

Eleven insurers is more than many older models get. That gives you room to compare. It also means the plans differ in more ways than price. Some carry large excesses to keep the premium down. Others charge more and ask less of you at claim time. A few plans add features, and the price page names each plan so you can look them up. One way to use a long list is to narrow it by excess first, then by price.

The Actyon among similar cars

For the same driver and car age, the price page lists six cars:

Their average lowest price is S$813.39. The Actyon costs 22% more, and all 6 are cheaper to insure on these details. Other SsangYong models are on the SsangYong car insurance page.

What to check when you compare

  • Excess: with figures as far apart as S$500 and S$5,000, read it with every premium.
  • Version: the 1,998cc Actyon is a separate entry. Make sure the quote names your car.
  • Cover: one of the lower plans is described as collision only. Check what each plan covers.
  • Car age: older cars may face extra questions or an inspection. Ask each insurer what it needs.
  • Estimates: confirm the final figure once your details are in.

Costs that turn on you

These vary with each owner, so we give no figures.

  • Parking: season parking at home and charges elsewhere.
  • Fuel: tied to your mileage and pump prices.
  • ERP: set by your routes and timing.
  • Servicing and parts: for a model no longer sold new, ask about parts supply before you commit.
  • Depreciation: on a used car, set by the price you pay and the COE time left.

Summary of yearly costs we can show

SsangYong Actyon 2.3, as of 1 November 2026:

  • Road tax: S$1,564.00 a year before any age surcharge (LTA's formula, checked 2026-10-19)
  • Insurance, standard driver: from S$990.95 a year
  • Insurance, no NCD: from S$1,862.70
  • Insurance, a car 8 years old: from S$933.59

For reference, Category B COE closed at S$131,901 in the October 2026 2nd round.

Before you buy: car insurance for the Ssangyong Actyon

Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Ssangyong Actyon to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.