The Ssangyong Tivoli is no longer on the new-car list, so most buyers will be looking at a used one. If that is you, the yearly bills are what to cost out. This guide covers the COE rule, road tax and car insurance for the Tivoli.
Each insurance figure is an example for one stated driver, read on 20 October 2026. Your own quote depends on your age, record and car.
Versions on our quote form
With no new-car list entry, there is no list price, power figure or body type to give. The quote form lists three versions:
- Tivoli 1.6: 1,597cc
- Tivoli 1.6 1.5 Deluxe: 1,497cc
- Tivoli 1.6 1.5 Standard: 1,497cc
We priced the Tivoli 1.6 (1,597cc), the version most of our insurers quote. The figures below are for that car.
COE category
For the Tivoli 1.6, at 1,597cc, the category depends on power. It needs a Category A COE if its power is 97kW (130bhp) or less, and a Category B COE if it is more.
In the October 2026 1st round, Category A closed at S$130,001 and Category B at S$130,100. The COE page lists the newest results.
On a used Tivoli, the COE is already in the price. What counts is the time left on it.
Road tax
LTA's formula sets road tax for a 1,597cc engine at S$741.14 a year, before any age surcharge. The 1.5 versions have smaller engines and pay a little less.
Cars past 10 years old pay more:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page has other engine sizes.
What the standard driver pays to insure it
The Ssangyong Tivoli price page has each insurer price one case:
- Car: Tivoli 1.6, registered 3 years ago, private use
- Cover: comprehensive, repairs at an authorised workshop, no options
- Driver: aged 40, married, office job, 10 to 19 years' driving
- Record: 50% no-claim discount (NCD), no claims
12 insurers quote the case. The lowest premium is S$825.16 a year. The insurer whose lowest plan is dearest asks at least S$1,418.99. That is S$593.83 more, or 72% on top. Prices include 9% GST.
The same driver could pay well over half as much again by not comparing. Four more insurers have no online price for this model.
Excesses differ widely
The excess is what you pay towards each claim. The range here runs from S$0 to S$3,000. Most plans carry S$600, and a few carry S$750 or S$800.
The lowest premium on the page carries a S$2,500 excess. Plans near it carry S$600 or S$3,000. That gap is worth more than the premium difference if you claim, so weigh the two together.
One plan's price includes a promo code; the price page shows which. Prices marked as estimates come from an insurer's rate table.
How the price changes
The price page shows the lowest price when one thing changes:
- No NCD (0%): S$1,040.17, S$215.01 more
- 20% NCD: S$1,040.17, S$215.01 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,040.17, S$215.01 more
- Driver aged 65, 20 or more years' driving: S$884.36, S$59.20 more
- A new car, registered this year: S$797.04, S$28.12 less
- A car 8 years old: S$794.54, S$30.62 less
No NCD adds 26% to the lowest price, the biggest change here. A 20% NCD and a younger driver cost the same as no NCD.
The older driver pays a bit more on this car. Car age works the other way: both a new car and an 8-year-old one come in a little lower than the 3-year-old car.
These are lowest prices only. Other plans may move differently.
Similar cars for comparison
The price page lines up six cars of similar engine size, for the same driver and car age:
- Toyota Sienta: S$604.07
- Toyota Corolla Altis: S$642.42
- Honda Freed: S$642.42
- Hyundai Kona: S$721.59
- BMW X1: S$811.71
- Mazda 3: S$927.36
Their average lowest price is S$724.93. The Tivoli costs 14% more than that. Five of the six are cheaper to insure; only the Mazda 3 costs more.
The cheapest cars to insure page ranks models across makes. The car insurance page explains how we compare.
Costs we cannot price for you
These depend on how you use the car, so we give no figures:
- Parking: HDB or condo season parking, plus parking at work, malls and the roadside.
- Petrol: how far you drive and the pump price.
- ERP: your routes and travel times.
- Upkeep: servicing on the maker's schedule, with tyres, brakes and a battery over the years. On a used car, ask for its service record.
- Depreciation: the drop in value from purchase until you sell or the COE ends.
Summary of yearly costs we can show
For the Tivoli 1.6, dated as shown:
- Road tax: S$741.14 a year, before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$825.16 a year (20 October 2026)
- Insurance, no NCD: from S$1,040.17
- Insurance, a car 8 years old: from S$794.54
For a new registration, the October 2026 1st round COE was S$130,001 (Category A) or S$130,100 (Category B).
Before you buy: car insurance for the Ssangyong Tivoli
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Ssangyong Tivoli to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.