The Hyundai Tucson is a family SUV, and it is a car people often buy new and keep for years. That makes the yearly costs worth knowing before you sign. This page covers the list price, the COE, road tax and car insurance for the Tucson.
Prices for insurance are examples. They were read on 20 October 2026 for one stated driver and car. Your details will give a different figure, so use these to understand the costs, not as an offer.
The Tucson on sale now
The new-car list read on 2026-10-10 has two versions. Both are SUVs made in the Czech Republic, and both are petrol-electric hybrids:
- Tucson Hybrid 1.6 AWD Turbo Standard: 1,598cc, 212bhp
- Tucson Hybrid 1.6 AWD Turbo N Line: 1,598cc, 212bhp
The quote form, which also covers older cars, lists three non-hybrid versions:
- Hyundai Tucson 1.6: 1,591cc
- Hyundai Tucson 2.0: 1,975cc
- Hyundai Tucson 2.0 Premium (A): 1,998cc
The insurance and road tax figures below are for the Tucson 1.6 with its 1,591cc engine. It is the version most insurers quote. The new hybrids have a slightly different engine size, so treat the figures as a guide for them.
What it costs to buy new
As listed on 2026-10-10, with COE included in the list price that day:
- Hybrid 1.6 AWD Turbo Standard: S$254,999
- Hybrid 1.6 AWD Turbo N Line: S$268,999
List prices shift with every COE round. When you get a quote from a showroom, ask what is included so you can compare like with like.
The COE
Each new car needs a Certificate of Entitlement. For the Tucson 1.6 with its 1,591cc engine, the category depends on power. It needs a Category A COE if its power is 97kW (130bhp) or less, and a Category B COE if it is more.
The October 2026 1st round closed at S$130,001 for Category A and S$130,100 for Category B. Results change every round; see the COE page for the latest.
Road tax
Road tax is based on engine size. For the Tucson 1.6's 1,591cc engine, LTA's formula gives S$737.62 a year, before any age surcharge.
Cars over 10 years old pay a surcharge on top:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The 2.0 versions on the quote form have bigger engines, so their road tax is higher than the figure here. Check any engine size on the road tax page.
Insuring a Tucson
The Hyundai Tucson price page prices one example:
- Car: Tucson 1.6, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
For that driver, 15 insurers price the car. The lowest premium is S$622.34 a year. The insurer whose lowest plan costs the most asks at least S$1,770.65. That is S$1,148.31 more, or 185% on top. All prices include 9% GST.
This is one of the wider spreads you will see. For the same SUV and driver, the dearest insurer's lowest plan is close to three times the lowest premium. A handful of prices on the page are estimates, so the insurer's own quote is the one to rely on.
Excess levels
The excess is what you pay towards each claim before the insurer pays the rest. Most plans for the Tucson carry S$600. Others run from S$500 to S$800, a few sit at S$2,500, one asks S$3,000 and one has no excess at all. Weigh the excess with the premium, not after it.
What changes the premium
The price page lists the lowest price after one change, with all else kept the same:
- No NCD (0%): S$1,123.74, S$501.40 more
- 20% NCD: S$1,048.14, S$425.80 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,123.74, S$501.40 more
- Driver aged 65, 20 or more years' driving: S$622.34, the same
- A new car, registered this year: S$642.42, S$20.08 more
- A car 8 years old: S$569.36, S$52.98 less
The NCD makes the biggest difference. Without it, the lowest price is 81% higher. A younger driver with a short record pays the same as a driver with no NCD. The car's age moves the price only slightly, and an older Tucson is a little cheaper to insure here.
These are the lowest prices only. Plans higher up the list may change by more or less.
Next to similar cars
For the same driver and car age, the price page compares six cars. Each one's lowest price:
- Mazda 3: S$927.36
- BMW X1: S$811.71
- Mercedes-Benz C-Class: S$749.93
- Toyota Corolla Altis: S$642.42
- Honda Freed: S$642.42
- Toyota Sienta: S$604.07
The six average S$729.65. The Tucson's lowest price is 15% below that, and one of the six, the Toyota Sienta, costs less to insure. The Hyundai car insurance page covers other Hyundai models.
Costs that depend on how you use it
These vary too much by owner for one figure:
- Parking: season parking where you live, and what you pay at work and when out.
- Petrol: depends on your distance and pump prices. The new hybrids use an electric motor as well as petrol.
- ERP: depends on your routes and timings.
- Servicing: follow the maker's schedule, and budget for tyres, brakes and a battery over the years. Ask what the warranty covers, including any hybrid parts.
- Depreciation: set by what you pay and what the car fetches when you sell.
Summary of yearly costs we can show
For the Tucson 1.6, with dates:
- Road tax: S$737.62 a year, before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$622.34 a year (20 October 2026)
- Insurance, no NCD: from S$1,123.74
- Insurance, car 8 years old: from S$569.36
One-off costs for reference: a list price from S$254,999 for the hybrid, as listed on 2026-10-10, and a COE in the October 2026 1st round of S$130,001 (Category A) or S$130,100 (Category B).
Before you buy: car insurance for the Hyundai Tucson
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Hyundai Tucson to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.