The Hyundai Trajet is long gone from showrooms and has no entry on the new-car list. Anyone running one now is paying the costs of an older car: road tax that can carry an age surcharge, a COE that may be renewed, and yearly cover. This page goes through each.
Insurance prices below are examples for one stated driver, read on 20 October 2026. They show how the market spreads and shifts. They are not your price.
Which Trajet
The quote form lists two:
- Trajet 2.0: 1,974cc
- Trajet 2.0 (A) FL: 1,975cc
Insurers mostly quote the Trajet 2.0, so the figures are for that one. The new-car list has nothing on the Trajet, so there is no list price, power or body type to give here.
COE
The price page gives one answer for the Trajet 2.0. Its 1,974cc engine is above 1,600cc, so it needs a Category B COE. In the October 2026 1st round, Category B closed at S$130,100.
If you are keeping an older car going, the COE is the big decision. When it runs out, you renew it or take the car off the road. Each round's result is on the COE page. Renewal follows its own rules and costs, so check them before you decide.
Road tax
For a 1,974cc engine, LTA's formula comes to S$1,181.60 a year before any surcharge. On a car past 10 years, the surcharge adds a share on top:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
So the older the car, the more road tax you pay on the same engine. The road tax page has the details.
Insuring the Trajet: the standard case
The Hyundai Trajet price page prices this driver and car:
- Car: Trajet 2.0, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no extra options
Here 14 insurers give a price, more than for many older models. The lowest is S$721.59. The insurer whose lowest plan costs most asks at least S$1,313.10. That is S$591.51 more, or 82% on top. All prices include 9% GST.
The page lists 22 plans in total. With that many, it pays to sort them by what matters to you, not just by price. Workshop choice, the excess and any add-ons all differ from plan to plan.
Excess varies widely
Most plans set the excess at S$600. Some ask S$500, S$750 or S$800. A handful go much higher, to S$2,500 or S$3,000. A premium only tells half the story. If you claim, the excess is what comes out of your own pocket first. Ask, too, whether a plan sets a higher excess for young drivers or for anyone not named on the policy. Those terms can matter in a family car that more than one person drives.
What moves the lowest price
The price page holds everything steady but one detail:
- No NCD (0%): S$944.25, S$222.66 more
- 20% NCD: S$944.25, S$222.66 more
- Driver aged 27, 3 years' driving, 30% NCD: S$944.25, S$222.66 more
- Driver aged 65, 20 or more years' driving: S$721.59, the same
- A new car, registered this year: S$742.90, S$21.31 more
- A car 8 years old: S$660.69, S$60.90 less
Three quite different drivers end up at the same S$944.25. That is because, for each of them, one plan comes out lowest at the same figure. Losing NCD lifts the lowest price by 31% here, a smaller jump than on many cars.
The car's age matters less. An 8-year-old Trajet is a little cheaper to insure at the lowest price. Remember these are lowest prices; the rest of the plans may move more or less.
How it sits against similar cars
The price page compares six cars with engines close in size, for the same driver and car age:
- Lexus NX: S$972.39
- Lexus RX: S$972.39
- Mercedes-Benz E-Class: S$861.03
- BMW 5 Series: S$861.03
- Toyota Voxy: S$793.75
- Toyota Harrier: S$742.90
The six average S$867.25. The Trajet is 17% below that figure, and none of the six costs less to insure. For other Hyundai models, see the Hyundai car insurance page. For low-cost cars across makes, see the cheapest cars to insure page.
Owner-specific costs
These depend on your habits, so there is no single figure:
- Parking: HDB or condo season parking, plus parking at work and around town.
- Petrol: your mileage and pump prices.
- ERP: the gantries you pass and when you pass them.
- Servicing and repairs: on an older car, wear parts such as tyres, brakes, the battery and rubber seals come up more often. Ask for records of what has been done.
- Depreciation: on a car this far into its life, it turns largely on the COE years left.
Summary of yearly costs we can show
For the Trajet 2.0, as dated:
- Road tax: S$1,181.60 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$721.59 a year (20 October 2026)
- Insurance, no NCD: from S$944.25
- Insurance, a car 8 years old: from S$660.69
For reference, Category B COE closed at S$130,100 in the October 2026 1st round.
Before you buy: car insurance for the Hyundai Trajet
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Hyundai Trajet to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.