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Proton Satria Neo insurance for an 80-year-old with a 50% NCD

Every insurer's price today for a driver aged 80, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Proton Satria Neo 1.6, private use, comprehensive cover, repairs at an authorised workshop.

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Proton Satria Neo driven by an 80-year-old with a 50% NCD is S$1,338.04 a year (GST included) at Singlife, Motor Lite; it is the only insurer that quotes this driver online.

Compare every insurer we price for a Proton Satria Neo on one page: https://shentonbrokers.com/prices/car/proton-satria-neo

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/proton-satria-neo/age-80-50-ncd

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

  • 1 insurer quotes this driver online; 15 do not.
  • That is 90% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$705.56).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
SinglifeMotor LiteBuy NowS$1,338.04S$300.00Authorised workshopsYes, S$100 excessNot included

No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for main drivers aged up to 75); DirectAsia (This insurer's online price is for main drivers aged up to 70); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer's online price is for main drivers aged up to 79); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great American (This insurer's online price is for main drivers aged up to 65); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer's online price is for main drivers aged up to 74); Liberty (This insurer's online price is for main drivers aged up to 75); MS First Capital (MS First Capital quotes main drivers aged 18 to 79 online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Proton Satria Neo and driver after one change, against S$1,338.04.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,448.84+S$110.80
Add an NCD protectorKeeps the 50% NCD after one claim.S$1,485.22+S$147.18

Why this driver pays this

  • From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is 90% more than what a 40-year-old with the same 50% NCD pays (S$705.56).
  • The car matters too: insurers group models by value, repair costs and claims; the Proton Satria Neo has a 1,597cc engine.
  • 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for main drivers aged up to 75); DirectAsia (This insurer's online price is for main drivers aged up to 70); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer's online price is for main drivers aged up to 79); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great American (This insurer's online price is for main drivers aged up to 65); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer's online price is for main drivers aged up to 74); Liberty (This insurer's online price is for main drivers aged up to 75); MS First Capital (MS First Capital quotes main drivers aged 18 to 79 online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$1,338.04Singlife
A week ago 5 Nov 2026S$1,338.04Singlife

The Proton Satria Neo

  • Priced as a Proton Satria Neo 1.6 (1,597cc), registered 3 years ago.
  • With a 1,597cc engine, the Proton Satria Neo 1.6 needs a Category A COE (S$139,001 in the November 2026, 1st round) if its power is 97kW (130bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more.
  • Road tax: about S$741.14 a year for a 1,597cc engine, before any surcharge for a car over 10 years old.
  • For an 80-year-old with a 50% NCD, the Proton Satria Neo is the 71st cheapest of 694 car models to insure. Among 308 cars up to 1,600cc it is 64th cheapest, 12% less than the middle price of S$1,520.48.
  • Proton Satria Neo review: list price, COE, road tax and insurance.
Similar cars for an 80-year-old with a 50% NCD, lowest price on 12 Nov 2026.
CarLowest priceCheapest insurer
Toyota Corolla AltisS$1,271.11Singlife
Honda FreedS$1,380.79AIG
Hyundai KonaS$1,392.68Singlife
Toyota SientaS$1,393.60Singlife
Mazda 3S$1,460.65Singlife
BMW X1S$1,519.18AIG
Honda VezelS$1,521.78AIG
Mercedes-Benz C-ClassS$1,591.93AIG

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Proton Satria Neo for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Proton Satria Neo insurance for an 80-year-old with a 50% NCD?

From S$1,338.04 a year today at Singlife, across the 1 insurer that quote this driver online. That is for a driver aged 80, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Proton Satria Neo 1.6, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 90% more than the S$705.56 a 40-year-old with a 50% NCD and no claims pays for the same Proton Satria Neo.

Has the price changed?

Since 2 Nov 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.

Which insurers do not quote an 80-year-old with a 50% NCD for a Proton Satria Neo online?

AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for main drivers aged up to 75); DirectAsia (This insurer's online price is for main drivers aged up to 70); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer's online price is for main drivers aged up to 79); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great American (This insurer's online price is for main drivers aged up to 65); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer's online price is for main drivers aged up to 74); Liberty (This insurer's online price is for main drivers aged up to 75); MS First Capital (MS First Capital quotes main drivers aged 18 to 79 online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.