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Honda Freed insurance for an 80-year-old with a 50% NCD

Every insurer's price today for a driver aged 80, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Honda Freed, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Honda Freed driven by an 80-year-old with a 50% NCD is S$1,380.79 a year (GST included) at AIG, AIG Car Insurance Collision Only; it is the only insurer that quotes this driver online.

  • 1 insurer quotes this driver online; 13 do not.

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
AIGAIG Car Insurance Collision OnlyS$1,380.79S$600.00

No online price for this driver: Allianz (This insurer's online price is for main drivers aged up to 75); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer's online price is for main drivers aged up to 79); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer's online price is for main drivers aged up to 74); Liberty (This insurer's online price is for main drivers aged up to 75); MS First Capital (MS First Capital quotes main drivers aged 18 to 79 online); QBE (This insurer's online price is for main drivers aged up to 70); Singlife (Singlife's online quote lists this model only with another engine or fuel type, so its price would be for a different car); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for the same Honda Freed and driver after one change, against S$1,380.79.
ChangeLowest priceDifference
Add an NCD protectorKeeps the 50% NCD after one claim.S$1,507.82+S$127.03

Why this driver pays this

  • From about 65 many insurers price older drivers higher, and from about 70 some do not quote online.
  • The car matters too: insurers group models by value, repair costs and claims; the Honda Freed has a 1,496cc engine.
  • 13 insurers do not quote this driver online on this car: Allianz (This insurer's online price is for main drivers aged up to 75); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer's online price is for main drivers aged up to 79); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer's online price is for main drivers aged up to 74); Liberty (This insurer's online price is for main drivers aged up to 75); MS First Capital (MS First Capital quotes main drivers aged 18 to 79 online); QBE (This insurer's online price is for main drivers aged up to 70); Singlife (Singlife's online quote lists this model only with another engine or fuel type, so its price would be for a different car); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and AIG has been cheapest throughout.

The Honda Freed

  • Priced as a Honda Freed (1,496cc), registered 3 years ago.
  • With a 1,496cc engine, the Honda Freed needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
  • Road tax: about S$681.90 a year for a 1,496cc engine, before any surcharge for a car over 10 years old.
  • For an 80-year-old with a 50% NCD, the Honda Freed is the 254th cheapest of 524 car models to insure. Among 274 cars up to 1,600cc it is 173rd cheapest, 14% more than the middle price of S$1,211.98.
  • Honda Freed review: list price, COE, road tax and insurance.
Similar cars for an 80-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Toyota Corolla AltisS$1,014.38Singlife
Toyota SientaS$1,059.47Singlife
Mercedes-Benz C-ClassS$1,118.69Singlife
Hyundai KonaS$1,127.77Singlife
BMW X1S$1,144.00Singlife
BMW X2S$1,144.00Singlife
Mazda 3S$1,170.74Singlife
Mercedes-Benz GLBS$1,489.11AIG

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.

The Honda Freed for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Honda Freed insurance for an 80-year-old with a 50% NCD?

From S$1,380.79 a year today at AIG, across the 1 insurer that quote this driver online. That is for a driver aged 80, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Honda Freed, private use, comprehensive cover, repairs at an authorised workshop.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and AIG has been cheapest throughout.

Which insurers do not quote an 80-year-old with a 50% NCD for a Honda Freed online?

Allianz (This insurer's online price is for main drivers aged up to 75); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer's online price is for main drivers aged up to 79); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer's online price is for main drivers aged up to 74); Liberty (This insurer's online price is for main drivers aged up to 75); MS First Capital (MS First Capital quotes main drivers aged 18 to 79 online); QBE (This insurer's online price is for main drivers aged up to 70); Singlife (Singlife's online quote lists this model only with another engine or fuel type, so its price would be for a different car); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.