Typical car insurance quotes
BMW X1 insurance for an 80-year-old with a 50% NCD
Every insurer's price today for a driver aged 80, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old BMW X1 sDrive16, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a BMW X1 driven by an 80-year-old with a 50% NCD is S$1,144.00 a year (GST included) at Singlife, Motor Lite; 2 insurers quote this driver online, up to S$1,519.18 at AIG.
- 2 insurers quote this driver online; 12 do not.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| SinglifeMotor Lite | S$1,144.00 | S$3,000.00 |
| AIGAIG Car Insurance Collision Only | S$1,519.18 | S$600.00 |
No online price for this driver: Allianz (This insurer's online price is for main drivers aged up to 75); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer's online price is for main drivers aged up to 79); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer's online price is for main drivers aged up to 74); Liberty (This insurer's online price is for main drivers aged up to 75); MS First Capital (MS First Capital quotes main drivers aged 18 to 79 online); QBE (This insurer's online price is for main drivers aged up to 70); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,314.92 | +S$170.92 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$1,269.84 | +S$125.84 |
Why this driver pays this
- From about 65 many insurers price older drivers higher, and from about 70 some do not quote online.
- The car matters too: insurers group models by value, repair costs and claims; the BMW X1 has a 1,499cc engine.
- 12 insurers do not quote this driver online on this car: Allianz (This insurer's online price is for main drivers aged up to 75); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer's online price is for main drivers aged up to 79); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer's online price is for main drivers aged up to 74); Liberty (This insurer's online price is for main drivers aged up to 75); MS First Capital (MS First Capital quotes main drivers aged 18 to 79 online); QBE (This insurer's online price is for main drivers aged up to 70); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.
The BMW X1
- Priced as a BMW X1 sDrive16 (1,499cc), registered 3 years ago.
- With a 1,499cc engine, the BMW X1 sDrive16 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$683.66 a year for a 1,499cc engine, before any surcharge for a car over 10 years old.
- For an 80-year-old with a 50% NCD, the BMW X1 is the 125th cheapest of 524 car models to insure. Among 274 cars up to 1,600cc it is 106th cheapest, 6% less than the middle price of S$1,211.98.
- BMW X1 review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Corolla Altis | S$1,014.38 | Singlife |
| Toyota Sienta | S$1,059.47 | Singlife |
| Mercedes-Benz C-Class | S$1,118.69 | Singlife |
| Hyundai Kona | S$1,127.77 | Singlife |
| Mazda 3 | S$1,170.74 | Singlife |
| Honda Vezel | S$1,208.72 | Singlife |
| Honda Freed | S$1,380.79 | AIG |
| Mercedes-Benz GLB | S$1,489.11 | AIG |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.
The BMW X1 for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is BMW X1 insurance for an 80-year-old with a 50% NCD?
From S$1,144.00 a year today at Singlife, up to S$1,519.18 at AIG, across the 2 insurers that quote this driver online. That is for a driver aged 80, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old BMW X1 sDrive16, private use, comprehensive cover, repairs at an authorised workshop.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.
Which insurers do not quote an 80-year-old with a 50% NCD for a BMW X1 online?
Allianz (This insurer's online price is for main drivers aged up to 75); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer's online price is for main drivers aged up to 79); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer's online price is for main drivers aged up to 74); Liberty (This insurer's online price is for main drivers aged up to 75); MS First Capital (MS First Capital quotes main drivers aged 18 to 79 online); QBE (This insurer's online price is for main drivers aged up to 70); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.