Typical car insurance quotes
Tesla Model Y insurance for an 80-year-old with a 50% NCD
Every insurer's price today for a driver aged 80, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Tesla Model Y (110kW), private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Tesla Model Y driven by an 80-year-old with a 50% NCD is S$2,120.48 a year (GST included) at AIG, AIG Car Insurance Collision Only; 2 insurers quote this driver online, up to S$3,419.58 at Singlife.
- 2 insurers quote this driver online; 12 do not.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| AIGAIG Car Insurance Collision Only | S$2,120.48 | S$600.00 |
| SinglifeMotor Standard | S$3,419.58 | S$2,500.00 |
No online price for this driver: Allianz (This insurer's online price is for main drivers aged up to 75); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$3,419.58 | +S$1,299.10 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$2,315.55 | +S$195.07 |
Why this driver pays this
- From about 65 many insurers price older drivers higher, and from about 70 some do not quote online.
- The Tesla Model Y is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
- 12 insurers do not quote this driver online on this car: Allianz (This insurer's online price is for main drivers aged up to 75); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and AIG has been cheapest throughout.
The Tesla Model Y
- Priced as a Tesla Model Y (110kW) (electric), registered 3 years ago.
- A fully electric Tesla Model Y needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more powerful.
- For an 80-year-old with a 50% NCD, the Tesla Model Y is the 477th cheapest of 524 car models to insure. Among 18 electric cars it is 10th cheapest, 2% more than the middle price of S$2,080.11.
- Tesla Model Y review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Hyundai Ioniq 5 | S$1,384.44 | Singlife |
| BYD Dolphin | S$1,418.99 | AIG |
| BYD Atto 3 | S$1,427.55 | AIG |
| BYD M6 | S$1,444.74 | AIG |
| BYD E6 | S$1,444.74 | AIG |
| BYD Seal | S$1,559.27 | AIG |
| Kia EV6 | S$2,666.22 | AIG |
| Audi e-tron Electric | S$3,157.00 | AIG |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.
The Tesla Model Y for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Tesla Model Y insurance for an 80-year-old with a 50% NCD?
From S$2,120.48 a year today at AIG, up to S$3,419.58 at Singlife, across the 2 insurers that quote this driver online. That is for a driver aged 80, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Tesla Model Y (110kW), private use, comprehensive cover, repairs at an authorised workshop.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and AIG has been cheapest throughout.
Which insurers do not quote an 80-year-old with a 50% NCD for a Tesla Model Y online?
Allianz (This insurer's online price is for main drivers aged up to 75); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.