Typical car insurance quotes
Tesla Model Y insurance for a 75-year-old with a 50% NCD
Every insurer's price today for a driver aged 75, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Tesla Model Y (110kW), private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Tesla Model Y driven by a 75-year-old with a 50% NCD is S$1,140.32 a year (GST included) at Allianz, Allianz Electric Motor Protect Comprehensive; 4 insurers quote this driver online, up to S$3,419.58 at Singlife.
- 4 insurers quote this driver online; 10 do not.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| AllianzAllianz Electric Motor Protect Comprehensive | S$1,140.32 | S$2,000.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$1,599.96 | S$2,500.00 |
| AIGAIG Car Insurance Collision Only | S$1,696.37 | S$600.00 |
| SinglifeMotor Standard | S$3,419.58 | S$2,500.00 |
No online price for this driver: ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,345.57 | +S$205.25 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,146.58 | +S$6.26 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$1,291.18 | +S$150.86 |
Why this driver pays this
- From about 65 many insurers price older drivers higher, and from about 70 some do not quote online.
- The Tesla Model Y is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
- 10 insurers do not quote this driver online on this car: ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.
The Tesla Model Y
- Priced as a Tesla Model Y (110kW) (electric), registered 3 years ago.
- A fully electric Tesla Model Y needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more powerful.
- For a 75-year-old with a 50% NCD, the Tesla Model Y is the 405th cheapest of 584 car models to insure. Among 18 electric cars it is 7th cheapest, 1% less than the middle price of S$1,148.65.
- Tesla Model Y review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Kia EV6 | S$948.92 | Allianz |
| BYD Dolphin | S$1,092.50 | Allianz |
| Hyundai Ioniq 5 | S$1,131.79 | Etiqa |
| BYD Atto 3 | S$1,142.04 | AIG |
| BYD E6 | S$1,154.13 | Allianz |
| BYD M6 | S$1,155.79 | AIG |
| BYD Seal | S$1,247.41 | AIG |
| Audi e-tron Electric | S$2,287.84 | Allianz |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.
The Tesla Model Y for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Tesla Model Y insurance for a 75-year-old with a 50% NCD?
From S$1,140.32 a year today at Allianz, up to S$3,419.58 at Singlife, across the 4 insurers that quote this driver online. That is for a driver aged 75, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Tesla Model Y (110kW), private use, comprehensive cover, repairs at an authorised workshop.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.
Which insurers do not quote a 75-year-old with a 50% NCD for a Tesla Model Y online?
ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.