MINI car insurance
MINI Level insurance quotes by driver
What the MINI Level costs to insure today for 73 typical drivers, every age from 21 to 80, on a 3-year-old MINI Level 1, private use, comprehensive cover, repairs at an authorised workshop.
Compare every insurer we price for a MINI Level on one page: https://shentonbrokers.com/prices/car/mini-level
On 12 Nov 2026, MINI Level insurance costs from S$1,071.03 a year (Etiqa) for a driver aged 40 with 10 years' driving and a 50% NCD, GST included.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/mini-level
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$1,071.03 a year.
- A 25-year-old new driver pays from S$4,557.01, 4.3 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,621.32, 51% more than the settled driver's price.
- Online prices here run from age 24 to 75; some drivers get no online price at all.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount | No online price | 0 | |
| 22, new driveraged 22, single, driving 1 year, no no-claim discount | No online price | 0 | |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount | No online price | 0 | |
| 24, new driveraged 24, single, driving 1 year, no no-claim discount | S$4,925.42Buy NowEtiqa | S$4,925.42 | 1 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount | S$4,557.01Buy NowEtiqa | S$4,557.01 | 1 |
| 26, new driveraged 26, single, driving 1 year, no no-claim discount | S$4,259.35Buy NowEtiqa | S$4,259.35 | 1 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount | S$3,992.52Buy NowEtiqa | S$3,992.52 | 1 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount | S$3,282.52Buy NowEtiqa | S$4,220.00 | 2 |
| 29, new driveraged 29, single, driving 1 year, no no-claim discount | S$3,576.28Buy NowEtiqa | S$3,576.28 | 1 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount | S$3,418.75Buy NowEtiqa | S$3,418.75 | 1 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount | S$2,477.23Buy NowEtiqa | S$3,223.09 | 2 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount | S$1,503.00Buy NowEtiqa | S$1,700.70 | 2 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount | S$1,308.03Buy NowEtiqa | S$1,555.76 | 2 |
| 31, 50% NCDaged 31, married, driving 7 years, a 50% no-claim discount | S$1,283.69Buy NowEtiqa | S$1,507.21 | 2 |
| 32, 50% NCDaged 32, married, driving 8 years, a 50% no-claim discount | S$1,218.60Buy NowEtiqa | S$1,443.76 | 2 |
| 33, 50% NCDaged 33, married, driving 9 years, a 50% no-claim discount | S$1,160.89Buy NowEtiqa | S$1,391.73 | 2 |
| 34, 50% NCDaged 34, married, driving 10 years, a 50% no-claim discount | S$1,133.20Buy NowEtiqa | S$1,354.70 | 2 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount | S$1,626.90Buy NowEtiqa | S$2,015.35 | 2 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount | S$1,109.98Buy NowEtiqa | S$1,327.64 | 2 |
| 36, 50% NCDaged 36, married, driving 10 years, a 50% no-claim discount | S$1,092.91Buy NowEtiqa | S$1,303.65 | 2 |
| 37, 50% NCDaged 37, married, driving 10 years, a 50% no-claim discount | S$1,085.31Buy NowEtiqa | S$1,292.14 | 2 |
| 38, 50% NCDaged 38, married, driving 10 years, a 50% no-claim discount | S$1,079.08Buy NowEtiqa | S$1,281.30 | 2 |
| 39, 50% NCDaged 39, married, driving 10 years, a 50% no-claim discount | S$1,074.60Buy NowEtiqa | S$1,271.32 | 2 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount | S$1,071.03Buy NowEtiqa | S$1,269.53 | 2 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount | S$1,100.51Buy NowEtiqa | S$1,247.57 | 2 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20% | S$1,621.32Buy NowEtiqa | S$1,621.32 | 1 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left | S$3,598.20Buy NowEtiqa | S$3,598.20 | 1 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount | S$1,231.69Buy NowEtiqa | S$1,430.61 | 2 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points | S$1,127.41Buy NowEtiqa | S$1,297.72 | 2 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount | S$2,585.65Buy NowEtiqa | S$2,585.65 | 1 |
| 41, 50% NCDaged 41, married, driving 11 years, a 50% no-claim discount | S$1,047.86Buy NowEtiqa | S$1,250.23 | 2 |
| 42, 50% NCDaged 42, married, driving 12 years, a 50% no-claim discount | S$1,047.42Buy NowEtiqa | S$1,250.01 | 2 |
| 43, 50% NCDaged 43, married, driving 13 years, a 50% no-claim discount | S$1,022.46Buy NowEtiqa | S$1,245.25 | 2 |
| 44, 50% NCDaged 44, married, driving 14 years, a 50% no-claim discount | S$1,024.58Buy NowEtiqa | S$1,246.31 | 2 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount | S$1,035.18Buy NowEtiqa | S$1,251.61 | 2 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit | S$1,035.18Buy NowEtiqa | S$1,214.91 | 2 |
| 46, 50% NCDaged 46, married, driving 16 years, a 50% no-claim discount | S$1,047.83Buy NowEtiqa | S$1,265.66 | 2 |
| 47, 50% NCDaged 47, married, driving 17 years, a 50% no-claim discount | S$1,063.13Buy NowEtiqa | S$1,273.32 | 2 |
| 48, 50% NCDaged 48, married, driving 18 years, a 50% no-claim discount | S$1,079.10Buy NowEtiqa | S$1,289.01 | 2 |
| 49, 50% NCDaged 49, married, driving 19 years, a 50% no-claim discount | S$1,098.33Buy NowEtiqa | S$1,298.64 | 2 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount | S$1,164.55Buy NowEtiqa | S$1,339.47 | 2 |
| 51, 50% NCDaged 51, married, driving more than 20 years, a 50% no-claim discount | S$1,164.49Buy NowEtiqa | S$1,347.17 | 2 |
| 52, 50% NCDaged 52, married, driving more than 20 years, a 50% no-claim discount | S$1,186.06Buy NowEtiqa | S$1,365.68 | 2 |
| 53, 50% NCDaged 53, married, driving more than 20 years, a 50% no-claim discount | S$1,208.22Buy NowEtiqa | S$1,384.50 | 2 |
| 54, 50% NCDaged 54, married, driving more than 20 years, a 50% no-claim discount | S$1,229.37Buy NowEtiqa | S$1,395.07 | 2 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount | S$1,251.29Buy NowEtiqa | S$1,413.75 | 2 |
| 56, 50% NCDaged 56, married, driving more than 20 years, a 50% no-claim discount | S$1,256.91Buy NowEtiqa | S$1,424.29 | 2 |
| 57, 50% NCDaged 57, married, driving more than 20 years, a 50% no-claim discount | S$1,261.86Buy NowEtiqa | S$1,434.49 | 2 |
| 58, 50% NCDaged 58, married, driving more than 20 years, a 50% no-claim discount | S$1,263.24Buy NowEtiqa | S$1,435.19 | 2 |
| 59, 50% NCDaged 59, married, driving more than 20 years, a 50% no-claim discount | S$1,262.06Buy NowEtiqa | S$1,442.31 | 2 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount | S$1,267.78Buy NowEtiqa | S$1,445.17 | 2 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount | S$1,213.10Buy NowEtiqa | S$1,377.27 | 2 |
| 61, 50% NCDaged 61, married, driving more than 20 years, a 50% no-claim discount | S$1,269.26Buy NowEtiqa | S$1,453.65 | 2 |
| 62, 50% NCDaged 62, married, driving more than 20 years, a 50% no-claim discount | S$1,267.93Buy NowEtiqa | S$1,452.99 | 2 |
| 63, 50% NCDaged 63, married, driving more than 20 years, a 50% no-claim discount | S$1,258.23Buy NowEtiqa | S$1,448.13 | 2 |
| 64, 50% NCDaged 64, married, driving more than 20 years, a 50% no-claim discount | S$1,243.01Buy NowEtiqa | S$1,432.79 | 2 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount | S$1,221.05Buy NowEtiqa | S$1,221.05 | 1 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20% | S$1,846.70Buy NowEtiqa | S$1,846.70 | 1 |
| 66, 50% NCDaged 66, married, driving more than 20 years, a 50% no-claim discount | S$1,212.78Buy NowEtiqa | S$1,212.78 | 1 |
| 67, 50% NCDaged 67, married, driving more than 20 years, a 50% no-claim discount | S$1,209.59Buy NowEtiqa | S$1,209.59 | 1 |
| 68, 50% NCDaged 68, married, driving more than 20 years, a 50% no-claim discount | S$1,207.13Buy NowEtiqa | S$1,207.13 | 1 |
| 69, 50% NCDaged 69, married, driving more than 20 years, a 50% no-claim discount | S$1,204.02Buy NowEtiqa | S$1,204.02 | 1 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount | S$1,199.69Buy NowEtiqa | S$1,199.69 | 1 |
| 71, 50% NCDaged 71, married, driving more than 20 years, a 50% no-claim discount | S$1,219.05Buy NowEtiqa | S$1,219.05 | 1 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount | S$1,237.08Buy NowEtiqa | S$1,237.08 | 1 |
| 73, 50% NCDaged 73, married, driving more than 20 years, a 50% no-claim discount | S$1,256.57Buy NowEtiqa | S$1,256.57 | 1 |
| 74, 50% NCDaged 74, married, driving more than 20 years, a 50% no-claim discount | S$1,278.16Buy NowEtiqa | S$1,278.16 | 1 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount | S$1,301.47Buy NowEtiqa | S$1,301.47 | 1 |
| 76, 50% NCDaged 76, married, driving more than 20 years, a 50% no-claim discount | No online price | 0 | |
| 77, 50% NCDaged 77, married, driving more than 20 years, a 50% no-claim discount | No online price | 0 | |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount | No online price | 0 | |
| 79, 50% NCDaged 79, married, driving more than 20 years, a 50% no-claim discount | No online price | 0 | |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount | No online price | 0 |
Budget Direct, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the MINI Level · This table as CSV · Compare with your own details.
A full quote: a driver aged 40 with a 50% NCD
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy Now | S$1,071.03 | S$2,500.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| HL AssuranceCar Protect360 ComprehensiveBuy Now | S$1,468.03 | S$1,200.00 | Any workshop | Yes, S$100 excess | S$20,000 |
No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,298.71 | +S$227.68 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$947.57 | −S$123.46 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$1,178.14 | +S$107.11 |
Why it costs this
For a driver aged 40 with a 50% NCD on this MINI Level:
- The MINI Level is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
- 14 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
For a driver aged 40 with a 50% NCD on this MINI Level: Since 2 Nov 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$1,071.03 | Etiqa |
| A week ago 5 Nov 2026 | S$1,071.03 | Etiqa |
How these prices are worked out
Each price is what the insurer charges today for each driver on this MINI Level, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. This table is in a CSV file, updated daily.
Buy Now addresses
Each insurer listed here, at its lowest price on this page.
Questions people ask
How much is MINI Level insurance in Singapore?
From S$1,071.03 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old MINI Level 1, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 73 drivers.
How much is MINI Level insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$4,557.01 a year today at Etiqa, 4.3 times the price for a settled driver with a 50% NCD. 1 insurers quote this driver online, against 2 for the settled driver.
How much more is MINI Level insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,621.32, 51% more than the S$1,071.03 with no claims.
Does a new driver aged 40 pay less than a young new driver for a MINI Level?
Yes, today: S$2,585.65 a year at 40 against S$4,557.01 at 25, both in their first year with no NCD.
Which insurer is cheapest for a MINI Level?
Etiqa is cheapest for 65 of the 65 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.