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MINI Level car insurance: compare insurers and buy online

MINI Level 1, 3 years old, 50% no-claim discount

As of 12 Nov 2026 (Singapore time)

Compare car insurance for a MINI Level 1, 3 years old, 50% no-claim discount from 4 insurers on this page: S$1,071.03 to S$2,151.55 a year, GST included. Every plan has a Buy Now link.

On 12 Nov 2026, the cheapest car insurance for a MINI Level 1, 3 years old, 50% no-claim discount is S$1,071.03 a year (GST included) at Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop) (as at 20 Oct 2026); 4 insurers price it online, up to S$2,151.55 (as at 20 Oct 2026).

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/car/mini-level

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

The MINI Level in short

For the driver above, Etiqa is cheapest for the MINI Level today, at S$1,071.03 for its Private Car Insurance – Comprehensive (Authorised Workshop) plan. 4 insurers price it; the dearest of them, Income, asks at least S$2,151.55, S$1,080.52 (101% more) on top, so comparing pays. Of the changes below, the one that costs most is "driver aged 27, 3 years’ driving, 30% NCD": the lowest price rises to S$2,177.28, 103% more. Against 6 similar cars (below) it costs 19% more than their average lowest price of S$899.87; 4 of them are cheaper to insure.

What we assumed

  • MINI Level 1
  • Car registered 3 years ago, private use, comprehensive cover
  • Main driver aged 40, married, office job, driving 10 years
  • 50% no-claim discount, no claims; repairs at an authorised workshop; no options

Prices today

Ranked by premium only, lowest first. Commission never affects the order.
InsurerPlanPremiumExcessAs at
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy NowPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,338.79S$1,071.03code TIQCAR20S$2,500.0020 Oct 2026
HL AssuranceCar Protect360 ComprehensiveBuy NowCar Protect360 ComprehensiveS$1,957.38S$1,468.03S$1,200.0020 Oct 2026
IncomeeDrivo PremiumBuy NoweDrivo PremiumS$2,151.55S$600.0020 Oct 2026
FWDeDrivo PremiumBuy NoweDrivo PremiumS$2,151.55S$600.0020 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

This table as CSV.

Buy Now addresses

Open the quote form with these answers filled in, then change anything that is different for you.

Get your own quote

Prices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/car/prices?brand=mini&model=mini-level-1&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

How the MINI Level price changes

The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.

Driver and carLowest priceAgainst this pageInsurersCheapest
This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years oldS$1,071.03 (as at 20 Oct 2026)4Etiqa
The same driver with no NCD (0%)S$2,013.24 (as at 20 Oct 2026)S$942.21 more4Etiqa
The same driver with 20% NCDS$1,621.32 (as at 20 Oct 2026)S$550.29 more4Etiqa
Driver aged 27, 3 years’ driving, 30% NCDS$2,177.28 (as at 20 Oct 2026)S$1,106.25 more4Etiqa
Driver aged 65, 20 years’ driving, 50% NCDS$1,243.56 (as at 20 Oct 2026)S$172.53 more3Etiqa
A new car (registered this year)S$1,052.92 (as at 20 Oct 2026)S$18.11 less4Etiqa
A car 8 years oldS$991.68 (as at 20 Oct 2026)S$79.35 less4Etiqa

Open a line to get a quote with those answers filled in. Quotes by driver: the MINI Level priced for 73 typical drivers, from new drivers to over-70s.

MINI Level insurance price by driver age and NCD, male driver (man)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21No online priceNo online priceNo online priceNo online priceNot possibleNot possible
22No online priceNo online priceNo online priceNo online priceNo online priceNot possible
23No online priceNo online priceNo online priceNo online priceNo online priceNo online price
24S$3,398.12EtiqaS$3,166.14EtiqaS$2,734.61EtiqaS$2,351.90EtiqaS$2,279.19EtiqaS$1,807.79Etiqa
25S$3,149.65EtiqaS$2,932.30EtiqaS$2,535.25EtiqaS$2,180.59EtiqaS$2,111.37EtiqaS$1,675.60Etiqa
26S$2,922.25EtiqaS$2,718.51EtiqaS$2,352.72EtiqaS$2,023.72EtiqaS$1,957.90EtiqaS$1,554.62Etiqa
27S$2,723.19EtiqaS$2,531.69EtiqaS$2,192.88EtiqaS$1,886.32EtiqaS$1,823.71EtiqaS$1,448.72Etiqa
28S$2,597.08EtiqaS$2,413.58EtiqaS$2,091.56EtiqaS$1,799.21EtiqaS$1,738.82EtiqaS$1,381.63Etiqa
29S$2,439.32EtiqaS$2,266.35EtiqaS$1,964.67EtiqaS$1,690.09EtiqaS$1,632.90EtiqaS$1,297.71Etiqa
30S$2,347.01EtiqaS$2,180.19EtiqaS$1,890.41EtiqaS$1,626.23EtiqaS$1,570.90EtiqaS$1,248.60Etiqa
31S$2,211.33EtiqaS$2,054.19EtiqaS$1,781.13EtiqaS$1,532.21EtiqaS$1,480.11EtiqaS$1,176.42Etiqa
32S$2,143.26EtiqaS$1,990.82EtiqaS$1,726.32EtiqaS$1,485.08EtiqaS$1,434.47EtiqaS$1,140.21Etiqa
33S$2,085.49EtiqaS$1,937.12EtiqaS$1,679.80EtiqaS$1,445.06EtiqaS$1,395.79EtiqaS$1,109.47Etiqa
34S$2,035.74EtiqaS$1,890.92EtiqaS$1,639.73EtiqaS$1,410.59EtiqaS$1,362.50EtiqaS$1,083.00Etiqa
35S$1,994.02EtiqaS$1,852.25EtiqaS$1,606.12EtiqaS$1,381.66EtiqaS$1,334.62EtiqaS$1,060.81Etiqa
36S$1,963.41EtiqaS$1,823.94EtiqaS$1,581.40EtiqaS$1,360.41EtiqaS$1,314.20EtiqaS$1,044.53Etiqa
37S$1,949.85EtiqaS$1,811.74EtiqaS$1,570.40EtiqaS$1,350.91EtiqaS$1,305.32EtiqaS$1,037.31Etiqa
38S$2,019.48EtiqaS$1,876.78EtiqaS$1,626.39EtiqaS$1,399.06EtiqaS$1,352.10EtiqaS$1,074.35Etiqa
39S$1,972.53EtiqaS$1,833.91EtiqaS$1,588.38EtiqaS$1,366.32EtiqaS$1,321.05EtiqaS$1,049.38Etiqa
40S$1,966.10EtiqaS$1,828.13EtiqaS$1,583.16EtiqaS$1,361.81EtiqaS$1,316.83EtiqaS$1,045.95Etiqa
41S$1,962.88EtiqaS$1,825.23EtiqaS$1,580.54EtiqaS$1,359.56EtiqaS$1,314.73EtiqaS$1,044.24Etiqa
42S$1,962.08EtiqaS$1,824.51EtiqaS$1,579.89EtiqaS$1,358.99EtiqaS$1,314.20EtiqaS$1,043.82Etiqa
43S$1,963.69EtiqaS$1,825.96EtiqaS$1,581.20EtiqaS$1,360.12EtiqaS$1,315.26EtiqaS$1,044.68Etiqa
44S$1,967.70EtiqaS$1,829.57EtiqaS$1,584.46EtiqaS$1,362.94EtiqaS$1,317.89EtiqaS$1,046.81Etiqa
45S$1,988.11EtiqaS$1,848.63EtiqaS$1,600.86EtiqaS$1,377.04EtiqaS$1,331.60EtiqaS$1,057.66Etiqa
46S$2,012.43EtiqaS$1,871.36EtiqaS$1,620.43EtiqaS$1,393.87EtiqaS$1,347.94EtiqaS$1,070.61Etiqa
47S$2,041.88EtiqaS$1,898.85EtiqaS$1,644.10EtiqaS$1,414.23EtiqaS$1,367.71EtiqaS$1,086.27Etiqa
48S$2,072.55EtiqaS$1,927.39EtiqaS$1,668.80EtiqaS$1,435.46EtiqaS$1,388.28EtiqaS$1,102.58Etiqa
49S$2,109.51EtiqaS$1,961.83EtiqaS$1,698.55EtiqaS$1,461.05EtiqaS$1,413.05EtiqaS$1,122.24Etiqa
50S$2,147.23EtiqaS$1,996.95EtiqaS$1,728.90EtiqaS$1,487.16EtiqaS$1,438.34EtiqaS$1,142.32Etiqa
51S$2,188.92EtiqaS$2,035.75EtiqaS$1,762.46EtiqaS$1,516.03EtiqaS$1,466.29EtiqaS$1,164.49Etiqa
52S$2,229.45EtiqaS$2,073.46EtiqaS$1,795.10EtiqaS$1,544.09EtiqaS$1,493.45EtiqaS$1,186.06Etiqa
53S$2,271.12EtiqaS$2,112.27EtiqaS$1,828.64EtiqaS$1,572.95EtiqaS$1,521.39EtiqaS$1,208.22Etiqa
54S$2,310.85EtiqaS$2,149.24EtiqaS$1,860.61EtiqaS$1,600.45EtiqaS$1,548.02EtiqaS$1,229.37Etiqa
55S$2,352.07EtiqaS$2,187.70EtiqaS$1,893.78EtiqaS$1,628.96EtiqaS$1,575.68EtiqaS$1,251.29Etiqa
56S$2,362.63EtiqaS$2,197.61EtiqaS$1,902.26EtiqaS$1,636.25EtiqaS$1,582.81EtiqaS$1,256.91Etiqa
57S$2,371.94EtiqaS$2,206.45EtiqaS$1,909.70EtiqaS$1,642.65EtiqaS$1,589.13EtiqaS$1,261.86Etiqa
58S$2,374.53EtiqaS$2,209.08EtiqaS$1,911.74EtiqaS$1,644.38EtiqaS$1,590.99EtiqaS$1,263.24Etiqa
59S$2,372.31EtiqaS$2,207.38EtiqaS$1,909.85EtiqaS$1,642.74EtiqaS$1,589.68EtiqaS$1,262.06Etiqa
60S$2,383.06EtiqaS$2,217.75EtiqaS$1,918.41EtiqaS$1,650.09EtiqaS$1,597.06EtiqaS$1,267.78Etiqa
61S$2,385.84EtiqaS$2,220.84EtiqaS$1,920.53EtiqaS$1,651.87EtiqaS$1,599.18EtiqaS$1,269.26Etiqa
62S$2,383.35EtiqaS$2,219.25EtiqaS$1,918.33EtiqaS$1,649.94EtiqaS$1,597.87EtiqaS$1,267.93Etiqa
63S$2,365.13EtiqaS$2,203.02EtiqaS$1,903.48EtiqaS$1,637.13EtiqaS$1,586.02EtiqaS$1,258.23Etiqa
64S$2,336.53EtiqaS$2,177.35EtiqaS$1,880.23EtiqaS$1,617.06EtiqaS$1,567.31EtiqaS$1,243.01Etiqa
65S$2,295.25EtiqaS$2,140.01EtiqaS$1,846.70EtiqaS$1,588.17EtiqaS$1,540.19EtiqaS$1,221.05Etiqa
66S$2,279.69EtiqaS$2,125.83EtiqaS$1,834.10EtiqaS$1,577.32EtiqaS$1,529.91EtiqaS$1,212.78Etiqa
67S$2,273.70EtiqaS$2,120.38EtiqaS$1,829.26EtiqaS$1,573.14EtiqaS$1,525.97EtiqaS$1,209.59Etiqa
68S$2,269.05EtiqaS$2,115.97EtiqaS$1,825.54EtiqaS$1,569.95EtiqaS$1,522.81EtiqaS$1,207.13Etiqa
69S$2,263.23EtiqaS$2,110.44EtiqaS$1,820.89EtiqaS$1,565.95EtiqaS$1,518.84EtiqaS$1,204.02Etiqa
70S$2,255.08EtiqaS$2,102.69EtiqaS$1,814.36EtiqaS$1,560.35EtiqaS$1,513.30EtiqaS$1,199.69Etiqa
71S$2,291.46EtiqaS$2,135.72EtiqaS$1,843.87EtiqaS$1,585.78EtiqaS$1,537.27EtiqaS$1,219.05Etiqa
72S$2,325.35EtiqaS$2,166.64EtiqaS$1,871.30EtiqaS$1,609.42EtiqaS$1,559.68EtiqaS$1,237.08Etiqa
73S$2,362.00EtiqaS$2,200.08EtiqaS$1,900.96EtiqaS$1,634.97EtiqaS$1,583.91EtiqaS$1,256.57Etiqa
74S$2,402.58EtiqaS$2,237.20EtiqaS$1,933.80EtiqaS$1,663.24EtiqaS$1,610.78EtiqaS$1,278.16Etiqa
75S$2,446.39EtiqaS$2,277.21EtiqaS$1,969.26EtiqaS$1,693.79EtiqaS$1,639.76EtiqaS$1,301.47Etiqa

MINI Level insurance price by driver age and NCD, female driver (woman)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21No online priceNo online priceNo online priceNo online priceNot possibleNot possible
22No online priceNo online priceNo online priceNo online priceNo online priceNot possible
23No online priceNo online priceNo online priceNo online priceNo online priceNo online price
24S$2,795.77EtiqaS$2,603.18EtiqaS$2,250.31EtiqaS$1,935.48EtiqaS$1,874.32EtiqaS$1,487.34Etiqa
25S$2,665.68EtiqaS$2,480.71EtiqaS$2,145.96EtiqaS$1,845.81EtiqaS$1,786.44EtiqaS$1,418.13Etiqa
26S$2,523.94EtiqaS$2,347.27EtiqaS$2,032.23EtiqaS$1,748.08EtiqaS$1,690.69EtiqaS$1,342.73Etiqa
27S$2,398.37EtiqaS$2,229.26EtiqaS$1,931.43EtiqaS$1,661.44EtiqaS$1,605.96EtiqaS$1,275.92Etiqa
28S$2,335.54EtiqaS$2,170.44EtiqaS$1,880.95EtiqaS$1,618.05EtiqaS$1,563.68EtiqaS$1,242.50Etiqa
29S$2,233.26EtiqaS$2,075.08EtiqaS$1,798.64EtiqaS$1,547.26EtiqaS$1,495.03EtiqaS$1,188.08Etiqa
30S$2,187.35EtiqaS$2,032.31EtiqaS$1,761.70EtiqaS$1,515.48EtiqaS$1,464.25EtiqaS$1,163.66Etiqa
31S$2,089.60EtiqaS$1,941.67EtiqaS$1,682.93EtiqaS$1,447.72EtiqaS$1,398.91EtiqaS$1,111.66Etiqa
32S$2,055.83EtiqaS$1,910.33EtiqaS$1,655.72EtiqaS$1,424.30EtiqaS$1,376.32EtiqaS$1,093.68Etiqa
33S$2,028.82EtiqaS$1,885.37EtiqaS$1,633.93EtiqaS$1,405.56EtiqaS$1,358.30EtiqaS$1,079.33Etiqa
34S$2,012.87EtiqaS$1,870.83EtiqaS$1,621.02EtiqaS$1,394.43EtiqaS$1,347.77EtiqaS$1,070.84Etiqa
35S$2,002.05EtiqaS$1,861.09EtiqaS$1,612.22EtiqaS$1,386.84EtiqaS$1,340.68EtiqaS$1,065.08Etiqa
36S$1,992.93EtiqaS$1,852.89EtiqaS$1,604.81EtiqaS$1,380.44EtiqaS$1,334.71EtiqaS$1,060.23Etiqa
37S$1,986.26EtiqaS$1,846.89EtiqaS$1,599.39EtiqaS$1,375.78EtiqaS$1,330.35EtiqaS$1,056.68Etiqa
38S$1,980.50EtiqaS$1,841.70EtiqaS$1,594.69EtiqaS$1,371.73EtiqaS$1,326.56EtiqaS$1,053.62Etiqa
39S$1,939.59EtiqaS$1,804.27EtiqaS$1,561.60EtiqaS$1,343.23EtiqaS$1,299.48EtiqaS$1,031.86Etiqa
40S$1,939.93EtiqaS$1,804.63EtiqaS$1,561.86EtiqaS$1,343.46EtiqaS$1,299.73EtiqaS$1,032.03Etiqa
41S$1,951.24EtiqaS$1,815.34EtiqaS$1,570.93EtiqaS$1,351.23EtiqaS$1,307.39EtiqaS$1,038.05Etiqa
42S$1,967.57EtiqaS$1,830.74EtiqaS$1,584.02EtiqaS$1,362.49EtiqaS$1,318.44EtiqaS$1,046.74Etiqa
43S$1,984.39EtiqaS$1,846.53EtiqaS$1,597.54EtiqaS$1,374.11EtiqaS$1,329.78EtiqaS$1,055.69Etiqa
44S$2,005.93EtiqaS$1,866.67EtiqaS$1,614.84EtiqaS$1,388.98EtiqaS$1,344.25EtiqaS$1,067.13Etiqa
45S$2,032.64EtiqaS$1,891.65EtiqaS$1,636.32EtiqaS$1,407.44EtiqaS$1,362.22EtiqaS$1,081.35Etiqa
46S$2,060.86EtiqaS$1,917.99EtiqaS$1,659.02EtiqaS$1,426.97EtiqaS$1,381.18EtiqaS$1,096.38Etiqa
47S$2,092.34EtiqaS$1,947.37EtiqaS$1,684.33EtiqaS$1,448.73EtiqaS$1,402.31EtiqaS$1,113.11Etiqa
48S$2,121.82EtiqaS$1,974.79EtiqaS$1,708.07EtiqaS$1,469.16EtiqaS$1,422.06EtiqaS$1,128.79Etiqa
49S$2,153.28EtiqaS$2,004.04EtiqaS$1,733.41EtiqaS$1,490.95EtiqaS$1,443.14EtiqaS$1,145.54Etiqa
50S$2,185.58EtiqaS$2,034.05EtiqaS$1,759.42EtiqaS$1,513.33EtiqaS$1,464.75EtiqaS$1,162.71Etiqa
51S$2,223.36EtiqaS$2,069.21EtiqaS$1,789.82EtiqaS$1,539.48EtiqaS$1,490.07EtiqaS$1,182.81Etiqa
52S$2,254.45EtiqaS$2,098.08EtiqaS$1,814.87EtiqaS$1,561.03EtiqaS$1,510.87EtiqaS$1,199.36Etiqa
53S$2,289.04EtiqaS$2,130.27EtiqaS$1,842.73EtiqaS$1,584.99EtiqaS$1,534.06EtiqaS$1,217.77Etiqa
54S$2,315.45EtiqaS$2,154.80EtiqaS$1,864.00EtiqaS$1,603.28EtiqaS$1,551.73EtiqaS$1,231.81Etiqa
55S$2,342.21EtiqaS$2,179.71EtiqaS$1,885.55EtiqaS$1,621.81EtiqaS$1,569.67EtiqaS$1,246.04Etiqa
56S$2,341.73EtiqaS$2,179.34EtiqaS$1,885.14EtiqaS$1,621.46EtiqaS$1,569.39EtiqaS$1,245.79Etiqa
57S$2,331.10EtiqaS$2,169.47EtiqaS$1,876.57EtiqaS$1,614.09EtiqaS$1,562.28EtiqaS$1,240.14Etiqa
58S$2,314.09EtiqaS$2,153.75EtiqaS$1,862.85EtiqaS$1,602.28EtiqaS$1,550.94EtiqaS$1,231.09Etiqa
59S$2,289.95EtiqaS$2,131.50EtiqaS$1,843.35EtiqaS$1,585.50EtiqaS$1,534.85EtiqaS$1,218.25Etiqa
60S$2,280.30EtiqaS$2,122.82EtiqaS$1,835.53EtiqaS$1,578.75EtiqaS$1,528.54EtiqaS$1,213.10Etiqa
61S$2,262.71EtiqaS$2,106.86EtiqaS$1,821.25EtiqaS$1,566.44EtiqaS$1,516.95EtiqaS$1,203.75Etiqa
62S$2,232.82EtiqaS$2,079.56EtiqaS$1,797.06EtiqaS$1,545.61EtiqaS$1,497.18EtiqaS$1,187.86Etiqa
63S$2,193.07EtiqaS$2,043.18EtiqaS$1,764.90EtiqaS$1,517.91EtiqaS$1,470.86EtiqaS$1,166.70Etiqa
64S$2,175.53EtiqaS$2,026.65EtiqaS$1,750.85EtiqaS$1,505.84EtiqaS$1,458.99EtiqaS$1,157.37Etiqa
65S$2,148.04EtiqaS$2,000.96EtiqaS$1,728.73EtiqaS$1,486.83EtiqaS$1,440.52EtiqaS$1,142.75Etiqa
66S$2,130.60EtiqaS$1,984.39EtiqaS$1,714.78EtiqaS$1,474.84EtiqaS$1,428.65EtiqaS$1,133.47Etiqa
67S$2,109.67EtiqaS$1,964.50EtiqaS$1,698.03EtiqaS$1,460.47EtiqaS$1,414.43EtiqaS$1,122.33Etiqa
68S$2,092.21EtiqaS$1,947.91EtiqaS$1,684.07EtiqaS$1,448.47EtiqaS$1,402.55EtiqaS$1,113.04Etiqa
69S$2,134.68EtiqaS$1,988.27EtiqaS$1,718.04EtiqaS$1,477.65EtiqaS$1,431.43EtiqaS$1,135.64Etiqa
70S$2,177.13EtiqaS$2,028.61EtiqaS$1,752.00EtiqaS$1,506.81EtiqaS$1,460.29EtiqaS$1,158.22Etiqa
71S$2,250.61EtiqaS$2,097.67EtiqaS$1,810.99EtiqaS$1,557.50EtiqaS$1,509.89EtiqaS$1,197.32Etiqa
72S$2,282.85EtiqaS$2,127.10EtiqaS$1,837.09EtiqaS$1,579.98EtiqaS$1,531.21EtiqaS$1,214.47Etiqa
73S$2,319.54EtiqaS$2,160.60EtiqaS$1,866.80EtiqaS$1,605.57EtiqaS$1,555.46EtiqaS$1,233.99Etiqa
74S$2,360.10EtiqaS$2,197.68EtiqaS$1,899.61EtiqaS$1,633.83EtiqaS$1,582.32EtiqaS$1,255.57Etiqa
75S$2,403.13EtiqaS$2,237.00EtiqaS$1,934.43EtiqaS$1,663.83EtiqaS$1,610.79EtiqaS$1,278.46Etiqa

MINI Level insurance price by driver age and NCD, new car (1 year old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21No online priceNo online priceNo online priceNo online priceNot possibleNot possible
23No online priceNo online priceNo online priceNo online priceNo online priceNo online price
25S$3,167.39EtiqaS$2,942.73EtiqaS$2,551.07EtiqaS$2,194.54EtiqaS$2,120.24EtiqaS$1,685.03Etiqa
28S$2,625.43EtiqaS$2,434.77EtiqaS$2,115.69EtiqaS$1,820.28EtiqaS$1,755.24EtiqaS$1,396.72Etiqa
30S$2,375.76EtiqaS$2,202.23EtiqaS$1,914.76EtiqaS$1,647.45EtiqaS$1,587.82EtiqaS$1,263.90Etiqa
35S$2,018.61EtiqaS$1,871.12EtiqaS$1,626.93EtiqaS$1,399.81EtiqaS$1,349.10EtiqaS$1,073.89Etiqa
40S$1,984.52EtiqaS$1,841.38EtiqaS$1,598.96EtiqaS$1,375.65EtiqaS$1,327.25EtiqaS$1,055.75Etiqa
45S$2,006.58EtiqaS$1,861.89EtiqaS$1,616.73EtiqaS$1,390.92EtiqaS$1,342.03EtiqaS$1,067.48Etiqa
50S$2,166.05EtiqaS$2,010.24EtiqaS$1,745.13EtiqaS$1,501.37EtiqaS$1,448.86EtiqaS$1,152.33Etiqa
55S$2,371.91EtiqaS$2,201.53EtiqaS$1,910.91EtiqaS$1,643.97EtiqaS$1,586.68EtiqaS$1,261.84Etiqa
60S$2,399.19EtiqaS$2,228.13EtiqaS$1,932.57EtiqaS$1,662.53EtiqaS$1,605.57EtiqaS$1,276.36Etiqa
65S$2,298.01EtiqaS$2,138.30EtiqaS$1,850.04EtiqaS$1,591.29EtiqaS$1,539.92EtiqaS$1,222.53Etiqa
70S$2,257.40EtiqaS$2,100.64EtiqaS$1,817.29EtiqaS$1,563.13EtiqaS$1,512.77EtiqaS$1,200.93Etiqa
75S$2,461.27EtiqaS$2,286.34EtiqaS$1,982.45EtiqaS$1,705.40EtiqaS$1,647.39EtiqaS$1,309.38Etiqa

MINI Level insurance price by driver age and NCD, older car (8 years old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21No online priceNo online priceNo online priceNo online priceNot possibleNot possible
23No online priceNo online priceNo online priceNo online priceNo online priceNo online price
25S$2,960.15EtiqaS$2,772.79EtiqaS$2,378.41EtiqaS$2,044.69EtiqaS$1,992.76EtiqaS$1,574.78Etiqa
28S$2,402.56EtiqaS$2,247.13EtiqaS$1,931.26EtiqaS$1,660.48EtiqaS$1,615.72EtiqaS$1,278.16Etiqa
30S$2,162.45EtiqaS$2,021.79EtiqaS$1,738.45EtiqaS$1,494.75EtiqaS$1,453.86EtiqaS$1,150.41Etiqa
35S$1,836.79EtiqaS$1,717.25EtiqaS$1,476.66EtiqaS$1,269.65EtiqaS$1,234.88EtiqaS$977.16Etiqa
40S$1,827.32EtiqaS$1,709.86EtiqaS$1,468.67EtiqaS$1,262.70EtiqaS$1,229.24EtiqaS$972.13Etiqa
45S$1,848.19EtiqaS$1,729.43EtiqaS$1,485.43EtiqaS$1,277.11EtiqaS$1,243.31EtiqaS$983.22Etiqa
50S$1,999.27EtiqaS$1,871.07EtiqaS$1,606.79EtiqaS$1,381.43EtiqaS$1,345.08EtiqaS$1,063.60Etiqa
55S$2,192.18EtiqaS$2,051.81EtiqaS$1,761.77EtiqaS$1,514.66EtiqaS$1,474.96EtiqaS$1,166.22Etiqa
60S$2,232.10EtiqaS$2,090.16EtiqaS$1,793.62EtiqaS$1,541.98EtiqaS$1,502.30EtiqaS$1,187.47Etiqa
65S$2,185.40EtiqaS$2,049.56EtiqaS$1,755.29EtiqaS$1,508.84EtiqaS$1,472.44EtiqaS$1,162.62Etiqa
70S$2,148.29EtiqaS$2,014.87EtiqaS$1,725.46EtiqaS$1,483.21EtiqaS$1,447.49EtiqaS$1,142.88Etiqa
75S$2,296.09EtiqaS$2,150.49EtiqaS$1,844.92EtiqaS$1,586.07EtiqaS$1,545.58EtiqaS$1,221.51Etiqa

MINI Level insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21No online priceNo online priceNo online priceNo online priceNot possibleNot possible
23No online priceNo online priceNo online priceNo online priceNo online priceNo online price
25S$3,149.65EtiqaS$2,932.30EtiqaS$2,535.25EtiqaS$2,396.30EtiqaS$2,577.94EtiqaS$2,273.26Etiqa
28S$2,597.08EtiqaS$2,413.58EtiqaS$2,091.56EtiqaS$1,977.19EtiqaS$2,123.06EtiqaS$1,874.44Etiqa
30S$2,347.01EtiqaS$2,180.19EtiqaS$1,890.41EtiqaS$1,787.11EtiqaS$1,918.03EtiqaS$1,693.95Etiqa
35S$1,994.02EtiqaS$1,852.25EtiqaS$1,606.12EtiqaS$1,518.36EtiqaS$1,629.53EtiqaS$1,439.18Etiqa
40S$1,966.10EtiqaS$1,828.13EtiqaS$1,583.16EtiqaS$1,496.54EtiqaS$1,607.82EtiqaS$1,419.03Etiqa
45S$1,988.11EtiqaS$1,848.63EtiqaS$1,600.86EtiqaS$1,513.27EtiqaS$1,625.84EtiqaS$1,434.91Etiqa
50S$2,147.23EtiqaS$1,996.95EtiqaS$1,728.90EtiqaS$1,634.28EtiqaS$1,756.19EtiqaS$1,549.76Etiqa
55S$2,352.07EtiqaS$2,187.70EtiqaS$1,893.78EtiqaS$1,790.11EtiqaS$1,923.87EtiqaS$1,697.60Etiqa
60S$2,383.06EtiqaS$2,217.75EtiqaS$1,918.41EtiqaS$1,813.32EtiqaS$1,949.98EtiqaS$1,719.97Etiqa
65S$2,295.25EtiqaS$2,140.01EtiqaS$1,846.70EtiqaS$1,745.29EtiqaS$1,880.53EtiqaS$1,656.59Etiqa
70S$2,255.08EtiqaS$2,102.69EtiqaS$1,814.36EtiqaS$1,714.70EtiqaS$1,847.70EtiqaS$1,627.60Etiqa
75S$2,446.39EtiqaS$2,277.21EtiqaS$1,969.26EtiqaS$1,861.35EtiqaS$2,002.11EtiqaS$1,765.68Etiqa

Prices for other drivers of the MINI Level

Every insurer's price for another driver of the MINI Level: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.

Any car and any driver, in plain words (change any word): /quote/car/prices?car=MINI+Level&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).

The MINI Level on our quote form

We priced the MINI Level 1 (electric), the version most of our insurers quote.

Insurers with no online price for the MINI Level

  • AIG: This insurer has no online price for this car model yet.
  • Allianz: This insurer has no online price for this car model yet.
  • Budget Direct: This insurer has no online price for this car model yet.
  • DirectAsia: This insurer has no online price for this car model yet.
  • ECICS: ECICS does not list this model on its online quote.
  • ERGO: This insurer has no online price for this car model yet.
  • Great American: This insurer has no online price for electric cars.
  • Great Eastern: This insurer has no online price for this car model yet.
  • India International: This insurer has no online price for electric cars.
  • Liberty: This insurer has no online price for this car model yet.
  • MS First Capital: MS First Capital does not quote electric cars online.
  • MSIG: This insurer has no online price for this car model yet.
  • QBE: This insurer has no online price for this car model yet.
  • Singlife: This insurer has no online price for this car model yet.
  • Sompo: This insurer has no online price for this car model yet.
  • UOI: This insurer has no online price for this car model yet.

Some insurers give car prices only through their agents; they are on our insurer list.

The MINI Level against similar cars

The same driver and car age, each car at the version most insurers quote.

CarEngineLowest priceAgainst the MINI LevelInsurers
BYD Sealion 7electricS$1,081.74 (as at 21 Oct 2026)S$10.71 more8
BYD Atto 3electricS$810.28 (as at 21 Oct 2026)S$260.75 less10
BYD M6electricS$859.46 (as at 21 Oct 2026)S$211.57 less9
BMW iX1electricS$1,154.64 (as at 21 Oct 2026)S$83.61 more6
Tesla Model 3electricS$697.24 (as at 21 Oct 2026)S$373.79 less10
Tesla Model YelectricS$795.85 (as at 21 Oct 2026)S$275.18 less10

COE for the MINI Level

A fully electric MINI Level needs a Category A COE (S$139,001 in the November 2026, 1st round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more powerful.

The COE is bought separately from insurance. The latest COE results are updated after every bidding round.

Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.

Questions people ask

How much is MINI Level insurance for a 40-year-old man with 50% NCD?

S$1,045.95 a year, from Etiqa: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "MINI Level insurance price by driver age and NCD, male driver (man)" on this page.

How much is MINI Level insurance for a 40-year-old woman with 50% NCD?

S$1,032.03 a year, from Etiqa: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "MINI Level insurance price by driver age and NCD, female driver (woman)" on this page.

How much is MINI Level insurance for a 21-year-old driver with no NCD?

None of the insurers we compare gives an online price for this driver today; a broker can ask them. Assumed: car 3 years old, married, office job, no claims, driving 3 years, authorised workshop. Every insurer's price is one link away in the table "MINI Level insurance price by driver age and NCD, male driver (man)" on this page.

How much is MINI Level insurance for a 23-year-old woman with no NCD?

None of the insurers we compare gives an online price for this driver today; a broker can ask them. Assumed: car 3 years old, married, office job, no claims, driving 5 years, authorised workshop. Every insurer's price is one link away in the table "MINI Level insurance price by driver age and NCD, female driver (woman)" on this page.

How much is MINI Level insurance for a 25-year-old new driver with no NCD?

S$3,149.65 a year, from Etiqa: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 7 years, authorised workshop. Every insurer's price is one link away in the table "MINI Level insurance price by driver age and NCD, male driver (man)" on this page.

How much is MINI Level insurance for a 30-year-old with 20% NCD?

S$1,890.41 a year, from Etiqa: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "MINI Level insurance price by driver age and NCD, male driver (man)" on this page.

How much is MINI Level insurance for a 30-year-old woman with 50% NCD?

S$1,163.66 a year, from Etiqa: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "MINI Level insurance price by driver age and NCD, female driver (woman)" on this page.

How much is MINI Level insurance for a 35-year-old with 30% NCD?

S$1,381.66 a year, from Etiqa: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 15 years, authorised workshop. Every insurer's price is one link away in the table "MINI Level insurance price by driver age and NCD, male driver (man)" on this page.

How much is MINI Level insurance for a 50-year-old with 50% NCD?

S$1,142.32 a year, from Etiqa: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "MINI Level insurance price by driver age and NCD, male driver (man)" on this page.

How much is MINI Level insurance for a 60-year-old woman with 50% NCD?

S$1,213.10 a year, from Etiqa: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "MINI Level insurance price by driver age and NCD, female driver (woman)" on this page.

How much is MINI Level insurance for a 70-year-old driver with 50% NCD?

S$1,199.69 a year, from Etiqa: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "MINI Level insurance price by driver age and NCD, male driver (man)" on this page.

How much is MINI Level insurance for a 40-year-old driver after one claim, with 20% NCD?

S$1,583.16 a year, from Etiqa: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "MINI Level insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver" on this page.

How much is MINI Level insurance for a new car (1 year old), driver aged 40 with 50% NCD?

S$1,055.75 a year, from Etiqa: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 1 year old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "MINI Level insurance price by driver age and NCD, new car (1 year old), male driver" on this page.

How much is MINI Level insurance for an 8-year-old car, driver aged 40 with 50% NCD?

S$972.13 a year, from Etiqa: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 8 years old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "MINI Level insurance price by driver age and NCD, older car (8 years old), male driver" on this page.

How much is car insurance for MINI Level 1, 3 years old, 50% no-claim discount?

Today, 4 insurers price this, from S$1,071.03 to S$2,151.55 (as at 20 Oct 2026). The cheapest is Etiqa Private Car Insurance – Comprehensive (Authorised Workshop) at S$1,071.03 (as at 20 Oct 2026). All prices include 9% GST.

What do these prices assume?

MINI Level 1. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.

Will my own price be the same?

Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.

How much does a 50% no-claim discount save on MINI Level insurance?

Today the lowest price for our standard driver is S$1,071.03 (as at 20 Oct 2026) with 50% NCD and S$2,013.24 (as at 20 Oct 2026) with no NCD, so the discount saves S$942.21 a year.

Do younger drivers pay more to insure a MINI Level?

Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$2,177.28 (as at 20 Oct 2026) today, S$1,106.25 more than our standard driver aged 40.

Which insurers have no online price for the MINI Level?

AIG, Allianz, Budget Direct, DirectAsia, ECICS, ERGO, Great American, Great Eastern, India International, Liberty, MS First Capital, MSIG, QBE, Singlife, Sompo, UOI. They give no online price for this model; a broker can still ask them for one.