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Land Rover Defender 130 insurance quotes by driver

What the Land Rover Defender 130 costs to insure today for 73 typical drivers, every age from 21 to 80, on a 3-year-old Land Rover Defender 130 5.0 LWB X-Dynamic HSE 7-seater, private use, comprehensive cover, repairs at an authorised workshop.

By , Writer · Prices as of 12 Nov 2026, GST included.

Compare every insurer we price for a Land Rover Defender 130 on one page: https://shentonbrokers.com/prices/car/land-rover-defender-130

On 12 Nov 2026, Land Rover Defender 130 insurance costs from S$1,637.36 a year (Allianz) for a driver aged 40 with 10 years' driving and a 50% NCD, GST included.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/land-rover-defender-130

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$1,637.36 a year.
  • A 25-year-old new driver pays from S$6,555.10, 4.0 times the settled driver's price.
  • One S$5,000 claim takes the price to S$2,118.36, 29% more than the settled driver's price.
  • Online prices here run from age 21 to 80; some drivers get no online price at all.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discountS$8,649.46Buy NowAIGS$8,649.461
22, new driveraged 22, single, driving 1 year, no no-claim discountS$8,522.35Buy NowAIGS$8,522.351
23, new driveraged 23, single, driving 1 year, no no-claim discountS$6,443.74Buy NowAIGS$6,443.741
24, new driveraged 24, single, driving 1 year, no no-claim discountS$6,374.34Buy NowAIGS$6,374.341
25, new driveraged 25, single, driving 1 year, no no-claim discountS$6,555.10Buy NowAllianzS$7,554.032
26, new driveraged 26, single, driving 1 year, no no-claim discountS$6,458.08Buy NowAllianzS$7,349.592
27, new driveraged 27, single, driving 1 year, no no-claim discountS$6,361.11Buy NowAllianzS$7,179.112
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discountS$4,510.10Buy NowAllianzS$4,643.262
29, new driveraged 29, single, driving 1 year, no no-claim discountS$6,167.07Buy NowAllianzS$6,828.592
30, new driveraged 30, single, driving 1 year, no no-claim discountS$6,070.10Buy NowAllianzS$6,638.792
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discountS$3,884.84Buy NowAllianzS$4,484.742
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discountS$2,277.36Buy NowAllianzS$2,532.202
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discountS$1,929.97Buy NowAllianzS$2,078.972
31, 50% NCDaged 31, married, driving 7 years, a 50% no-claim discountS$2,147.52Buy NowAllianzS$2,157.522
32, 50% NCDaged 32, married, driving 8 years, a 50% no-claim discountS$2,038.40Buy NowAllianzS$2,072.262
33, 50% NCDaged 33, married, driving 9 years, a 50% no-claim discountS$1,946.94Buy NowAllianzS$1,998.592
34, 50% NCDaged 34, married, driving 10 years, a 50% no-claim discountS$1,870.62Buy NowAllianzS$1,935.342
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discountS$2,530.41Buy NowAllianzS$2,736.452
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discountS$1,807.43Buy NowAllianzS$1,882.482
36, 50% NCDaged 36, married, driving 10 years, a 50% no-claim discountS$1,755.61Buy NowAllianzS$1,841.102
37, 50% NCDaged 37, married, driving 10 years, a 50% no-claim discountS$1,713.78Buy NowAllianzS$1,804.762
38, 50% NCDaged 38, married, driving 10 years, a 50% no-claim discountS$1,680.78Buy NowAllianzS$1,772.832
39, 50% NCDaged 39, married, driving 10 years, a 50% no-claim discountS$1,655.60Buy NowAllianzS$1,754.102
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discountS$1,637.36Buy NowAllianzS$1,738.832
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discountS$1,479.41Buy NowAllianzS$1,666.552
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%S$2,118.36Buy NowAIGS$2,118.361
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD leftNo online price0
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discountS$1,637.36Buy NowAllianzS$1,845.352
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit pointsS$1,745.67Buy NowAllianzS$1,792.992
40, new driveraged 40, married, driving 1 year, no no-claim discountS$4,364.23Buy NowAllianzS$4,599.162
41, 50% NCDaged 41, married, driving 11 years, a 50% no-claim discountS$1,625.35Buy NowAllianzS$1,714.422
42, 50% NCDaged 42, married, driving 12 years, a 50% no-claim discountS$1,618.92Buy NowAllianzS$1,697.562
43, 50% NCDaged 43, married, driving 13 years, a 50% no-claim discountS$1,617.53Buy NowAllianzS$1,695.562
44, 50% NCDaged 44, married, driving 14 years, a 50% no-claim discountS$1,620.55Buy NowAllianzS$1,694.212
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discountS$1,627.59Buy NowAllianzS$1,703.312
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of MeritS$1,627.59Buy NowAllianzS$1,703.312
46, 50% NCDaged 46, married, driving 16 years, a 50% no-claim discountS$1,638.16Buy NowAllianzS$1,710.922
47, 50% NCDaged 47, married, driving 17 years, a 50% no-claim discountS$1,651.82Buy NowAllianzS$1,737.512
48, 50% NCDaged 48, married, driving 18 years, a 50% no-claim discountS$1,668.05Buy NowAllianzS$1,764.542
49, 50% NCDaged 49, married, driving 19 years, a 50% no-claim discountS$1,686.49Buy NowAllianzS$1,797.012
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discountS$1,706.60Buy NowAllianzS$1,829.352
51, 50% NCDaged 51, married, driving more than 20 years, a 50% no-claim discountS$1,727.90Buy NowAllianzS$1,852.402
52, 50% NCDaged 52, married, driving more than 20 years, a 50% no-claim discountS$1,749.90Buy NowAllianzS$1,893.282
53, 50% NCDaged 53, married, driving more than 20 years, a 50% no-claim discountS$1,772.04Buy NowAllianzS$1,921.342
54, 50% NCDaged 54, married, driving more than 20 years, a 50% no-claim discountS$1,793.76Buy NowAllianzS$1,957.842
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discountS$1,814.49Buy NowAllianzS$1,985.142
56, 50% NCDaged 56, married, driving more than 20 years, a 50% no-claim discountS$1,833.54Buy NowAllianzS$2,006.152
57, 50% NCDaged 57, married, driving more than 20 years, a 50% no-claim discountS$1,850.35Buy NowAllianzS$2,025.962
58, 50% NCDaged 58, married, driving more than 20 years, a 50% no-claim discountS$1,864.21Buy NowAllianzS$2,033.142
59, 50% NCDaged 59, married, driving more than 20 years, a 50% no-claim discountS$1,874.48Buy NowAllianzS$2,035.742
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discountS$1,880.50Buy NowAllianzS$2,034.752
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discountS$1,714.77Buy NowAllianzS$1,815.432
61, 50% NCDaged 61, married, driving more than 20 years, a 50% no-claim discountS$1,881.64Buy NowAllianzS$2,025.802
62, 50% NCDaged 62, married, driving more than 20 years, a 50% no-claim discountS$1,877.30Buy NowAllianzS$2,009.842
63, 50% NCDaged 63, married, driving more than 20 years, a 50% no-claim discountS$1,866.96Buy NowAllianzS$1,982.692
64, 50% NCDaged 64, married, driving more than 20 years, a 50% no-claim discountS$1,850.05Buy NowAllianzS$1,952.172
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discountS$1,826.24Buy NowAllianzS$1,923.752
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%S$2,442.95Buy NowAIGS$2,442.951
66, 50% NCDaged 66, married, driving more than 20 years, a 50% no-claim discountS$1,813.19Buy NowAllianzS$1,895.222
67, 50% NCDaged 67, married, driving more than 20 years, a 50% no-claim discountS$1,809.53Buy NowAllianzS$1,876.852
68, 50% NCDaged 68, married, driving more than 20 years, a 50% no-claim discountS$1,796.55Buy NowAllianzS$1,864.872
69, 50% NCDaged 69, married, driving more than 20 years, a 50% no-claim discountS$1,773.89Buy NowAllianzS$1,853.542
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discountS$1,741.39Buy NowAllianzS$1,982.332
71, 50% NCDaged 71, married, driving more than 20 years, a 50% no-claim discountS$1,736.69Buy NowAllianzS$1,979.982
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discountS$1,802.77Buy NowAllianzS$2,013.022
73, 50% NCDaged 73, married, driving more than 20 years, a 50% no-claim discountS$1,825.31Buy NowAllianzS$2,024.292
74, 50% NCDaged 74, married, driving more than 20 years, a 50% no-claim discountS$1,852.70Buy NowAllianzS$2,037.982
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discountS$1,880.48Buy NowAllianzS$2,100.142
76, 50% NCDaged 76, married, driving more than 20 years, a 50% no-claim discountS$1,689.21Buy NowAIGS$1,689.211
77, 50% NCDaged 77, married, driving more than 20 years, a 50% no-claim discountS$1,689.21Buy NowAIGS$1,689.211
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discountS$1,689.21Buy NowAIGS$1,689.211
79, 50% NCDaged 79, married, driving more than 20 years, a 50% no-claim discountS$1,689.21Buy NowAIGS$1,689.211
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discountS$2,111.49Buy NowAIGS$2,111.491

Budget Direct, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Land Rover Defender 130 · This table as CSV · Compare with your own details.

A full quote: a driver aged 40 with a 50% NCD

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
AllianzAllianz Motor Protect ComprehensiveBuy NowS$1,637.36S$2,000.00Authorised workshopsYes, S$100 excessNot included
AIGAIG Car Insurance CompleteBuy NowS$1,840.30S$1,500.00Authorised workshopsYes, S$109 excessNot included

No online price for this driver: DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote this model online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for a driver aged 40 with a 50% NCD on this Land Rover Defender 130 after one change.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,932.08+S$294.72
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$1,646.32+S$8.96
Add an NCD protectorKeeps the 50% NCD after one claim.S$1,853.98+S$216.62

Why it costs this

For a driver aged 40 with a 50% NCD on this Land Rover Defender 130:

  • The car matters too: insurers group models by value, repair costs and claims; the Land Rover Defender 130 has a 5,000cc engine.
  • 14 insurers do not quote this driver online on this car: DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote this model online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

For a driver aged 40 with a 50% NCD on this Land Rover Defender 130: Since 2 Nov 2026 the lowest price is up S$379.59 (30%), and the cheapest insurer has changed 2 times.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$1,637.36Allianz
A week ago 5 Nov 2026S$1,637.36Allianz (estimate)

How these prices are worked out

Each price is what the insurer charges today for each driver on this Land Rover Defender 130, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. This table is in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is Land Rover Defender 130 insurance in Singapore?

From S$1,637.36 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Land Rover Defender 130 5.0 LWB X-Dynamic HSE 7-seater, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 73 drivers.

How much is Land Rover Defender 130 insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$6,555.10 a year today at Allianz, 4.0 times the price for a settled driver with a 50% NCD.

How much more is Land Rover Defender 130 insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$2,118.36, 29% more than the S$1,637.36 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Land Rover Defender 130?

Yes, today: S$4,364.23 a year at 40 against S$6,555.10 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Land Rover Defender 130?

Allianz is cheapest for 61 of the 72 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.