Land Rover Defender 130 insurance for an 80-year-old with a 50% NCD

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Land Rover Defender 130 driven by an 80-year-old with a 50% NCD is S$2,111.49 a year (GST included) at AIG, AIG Car Insurance Collision Only; it is the only insurer that quotes this driver online.

Compare every insurer we price for a Land Rover Defender 130 on one page: https://shentonbrokers.com/prices/car/land-rover-defender-130

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/land-rover-defender-130/age-80-50-ncd

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

• 1 insurer quotes this driver online; 15 do not.
• That is 29% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,637.36).

Why this driver pays this

• From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is 29% more than what a 40-year-old with the same 50% NCD pays (S$1,637.36).
• The car matters too: insurers group models by value, repair costs and claims; the Land Rover Defender 130 has a 5,000cc engine.
• 15 insurers do not quote this driver online on this car: Allianz (This insurer's online price is for main drivers aged up to 75); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote this model online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and the cheapest insurer has changed once.

The Land Rover Defender 130

• Priced as a Land Rover Defender 130 5.0 LWB X-Dynamic HSE 7-seater (5,000cc), registered 3 years ago.
• With a 5,000cc engine, above 1,600cc, the Land Rover Defender 130 5.0 LWB X-Dynamic HSE 7-seater needs a Category B COE (S$132,334 in the November 2026, 1st round).
• Road tax: about S$5,513.10 a year for a 5,000cc engine, before any surcharge for a car over 10 years old.
• For an 80-year-old with a 50% NCD, the Land Rover Defender 130 is the 553rd cheapest of 694 car models to insure. Among 124 cars above 2,000cc it is 62nd cheapest, about the same as the middle price of S$2,113.30.
• Land Rover Defender 130 review: list price, COE, road tax and insurance.

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.