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Typical car insurance quotes

Land Rover Defender 110 insurance for an 80-year-old with a 50% NCD

Every insurer's price today for a driver aged 80, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Land Rover Defender 110 3.0 75th Limited Edition, private use, comprehensive cover, repairs at an authorised workshop.

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Land Rover Defender 110 driven by an 80-year-old with a 50% NCD is S$2,400.57 a year (GST included) at AIG, AIG Car Insurance Collision Only; it is the only insurer that quotes this driver online.

Compare every insurer we price for a Land Rover Defender 110 on one page: https://shentonbrokers.com/prices/car/land-rover-defender-110

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/land-rover-defender-110/age-80-50-ncd

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

  • 1 insurer quotes this driver online; 15 do not.
  • That is 2.5 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$962.04).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
AIGAIG Car Insurance Collision OnlyBuy NowS$2,400.57S$900.00Authorised workshopsOptional add-onNot included

No online price for this driver: Allianz (This insurer's online price is for main drivers aged up to 75); DirectAsia (This insurer's online price is for main drivers aged up to 70); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital quotes main drivers aged 18 to 79 online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Land Rover Defender 110 and driver after one change, against S$2,400.57.
ChangeLowest priceDifference
Add an NCD protectorKeeps the 50% NCD after one claim.S$2,621.42+S$220.85

Why this driver pays this

  • From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is 2.5 times what a 40-year-old with the same 50% NCD pays (S$962.04).
  • The car matters too: insurers group models by value, repair costs and claims; the Land Rover Defender 110 has a 2,996cc engine.
  • 15 insurers do not quote this driver online on this car: Allianz (This insurer's online price is for main drivers aged up to 75); DirectAsia (This insurer's online price is for main drivers aged up to 70); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital quotes main drivers aged 18 to 79 online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and the cheapest insurer has changed once.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$2,400.57AIG
A week ago 5 Nov 2026S$2,400.57AIG (estimate)

The Land Rover Defender 110

  • Priced as a Land Rover Defender 110 3.0 75th Limited Edition (2,996cc), registered 3 years ago.
  • With a 2,996cc engine, above 1,600cc, the Land Rover Defender 110 3.0 75th Limited Edition needs a Category B COE (S$132,334 in the November 2026, 1st round).
  • Road tax: about S$2,380.40 a year for a 2,996cc engine, before any surcharge for a car over 10 years old.
  • For an 80-year-old with a 50% NCD, the Land Rover Defender 110 is the 640th cheapest of 694 car models to insure. Among 124 cars above 2,000cc it is 91st cheapest, 14% more than the middle price of S$2,113.30.
  • Land Rover Defender 110 review: list price, COE, road tax and insurance.
Similar cars for an 80-year-old with a 50% NCD, lowest price on 12 Nov 2026.
CarLowest priceCheapest insurer
Alfa Romeo 166S$2,190.37Singlife
Audi Q7S$2,323.73AIG
Audi Q8S$2,323.73AIG
Audi A8S$3,400.60Singlife

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Land Rover Defender 110 for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Land Rover Defender 110 insurance for an 80-year-old with a 50% NCD?

From S$2,400.57 a year today at AIG, across the 1 insurer that quote this driver online. That is for a driver aged 80, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Land Rover Defender 110 3.0 75th Limited Edition, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 2.5 times the S$962.04 a 40-year-old with a 50% NCD and no claims pays for the same Land Rover Defender 110.

Has the price changed?

Since 2 Nov 2026 the lowest price is unchanged, and the cheapest insurer has changed once.

Which insurers do not quote an 80-year-old with a 50% NCD for a Land Rover Defender 110 online?

Allianz (This insurer's online price is for main drivers aged up to 75); DirectAsia (This insurer's online price is for main drivers aged up to 70); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital quotes main drivers aged 18 to 79 online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.