Cupra car insurance

Cupra Formentor insurance quotes by driver

What the Cupra Formentor costs to insure today for 73 typical drivers, every age from 21 to 80, on a 3-year-old Cupra Formentor 2.0 TSI DSG [190], private use, comprehensive cover, repairs at an authorised workshop.

By Sabrina Tan, Writer · Prices as of 12 Nov 2026, GST included.

Compare every insurer we price for a Cupra Formentor on one page: https://shentonbrokers.com/prices/car/cupra-formentor

On 12 Nov 2026, Cupra Formentor insurance costs from S$1,716.06 a year (QBE) for a driver aged 40 with 10 years' driving and a 50% NCD, GST included.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/cupra-formentor

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

In short

A settled driver (40, 50% NCD, no claims) pays from S$1,716.06 a year.
A 25-year-old new driver pays from S$5,815.04, 3.4 times the settled driver's price.
One S$5,000 claim takes the price to S$2,509.23, 46% more than the settled driver's price.
Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
Driver	Lowest	Typical	Insurers
21, new driveraged 21, single, driving 1 year, no no-claim discount	S$7,146.33 Buy NowSinglife	S$7,146.33	1
22, new driveraged 22, single, driving 1 year, no no-claim discount	S$6,830.69 Buy NowSinglife	S$6,830.69	1
23, new driveraged 23, single, driving 1 year, no no-claim discount	S$6,592.40 Buy NowSinglife	S$6,592.40	1
24, new driveraged 24, single, driving 1 year, no no-claim discount	S$6,189.41 Buy NowSinglife	S$6,189.41	1
25, new driveraged 25, single, driving 1 year, no no-claim discount	S$5,815.04 Buy NowSinglife	S$5,815.04	1
26, new driveraged 26, single, driving 1 year, no no-claim discount	S$5,461.12 Buy NowSinglife	S$5,461.12	1
27, new driveraged 27, single, driving 1 year, no no-claim discount	S$5,126.56 Buy NowSinglife	S$5,126.56	1
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount	S$3,236.00 Buy NowQBE	S$3,577.82	2
29, new driveraged 29, single, driving 1 year, no no-claim discount	S$4,586.57 Buy NowSinglife	S$4,586.57	1
30, new driveraged 30, single, driving 1 year, no no-claim discount	S$4,314.68 Buy NowSinglife	S$4,314.68	1
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount	S$2,876.44 Buy NowQBE	S$2,912.85	2
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount	S$1,797.78 Buy NowQBE	S$1,933.23	2
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount	S$1,797.78 Buy NowQBE	S$1,828.29	2
31, 50% NCDaged 31, married, driving 7 years, a 50% no-claim discount	S$1,797.78 Buy NowQBE	S$1,877.53	2
32, 50% NCDaged 32, married, driving 8 years, a 50% no-claim discount	S$1,797.78 Buy NowQBE	S$1,825.09	2
33, 50% NCDaged 33, married, driving 9 years, a 50% no-claim discount	S$1,797.78 Buy NowQBE	S$1,863.75	2
34, 50% NCDaged 34, married, driving 10 years, a 50% no-claim discount	S$1,797.78 Buy NowQBE	S$1,835.50	2
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount	S$2,516.90 Buy NowQBE	S$2,813.19	2
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount	S$1,797.78 Buy NowQBE	S$1,811.43	2
36, 50% NCDaged 36, married, driving 10 years, a 50% no-claim discount	S$1,716.06 Buy NowQBE	S$1,748.62	2
37, 50% NCDaged 37, married, driving 10 years, a 50% no-claim discount	S$1,716.06 Buy NowQBE	S$1,728.24	2
38, 50% NCDaged 38, married, driving 10 years, a 50% no-claim discount	S$1,716.06 Buy NowQBE	S$2,032.21	2
39, 50% NCDaged 39, married, driving 10 years, a 50% no-claim discount	S$1,716.06 Buy NowQBE	S$2,015.85	2
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount	S$1,716.06 Buy NowQBE	S$2,002.26	2
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount	S$1,716.06 Buy NowQBE	S$1,950.57	2
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%	S$2,509.23 Buy NowSinglife	S$2,509.23	1
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left	S$4,065.80 Buy NowSinglife	S$4,065.80	1
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount	S$1,716.06 Buy NowQBE	S$2,002.26	2
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points	S$1,716.06 Buy NowQBE	S$2,002.26	2
40, new driveraged 40, married, driving 1 year, no no-claim discount	S$3,217.97 Buy NowSinglife	S$3,217.97	1
41, 50% NCDaged 41, married, driving 11 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,642.80	2
42, 50% NCDaged 42, married, driving 12 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,639.59	2
43, 50% NCDaged 43, married, driving 13 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,637.10	2
44, 50% NCDaged 44, married, driving 14 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,634.91	2
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,935.21	2
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit	S$1,439.78 Buy NowQBE	S$1,474.82	2
46, 50% NCDaged 46, married, driving 16 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,935.39	2
47, 50% NCDaged 47, married, driving 17 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,936.26	2
48, 50% NCDaged 48, married, driving 18 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,634.86	2
49, 50% NCDaged 49, married, driving 19 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,635.59	2
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,664.16	2
51, 50% NCDaged 51, married, driving more than 20 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,670.38	2
52, 50% NCDaged 52, married, driving more than 20 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,671.48	2
53, 50% NCDaged 53, married, driving more than 20 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,674.77	2
54, 50% NCDaged 54, married, driving more than 20 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,679.11	2
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,680.25	2
56, 50% NCDaged 56, married, driving more than 20 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,680.94	2
57, 50% NCDaged 57, married, driving more than 20 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,681.83	2
58, 50% NCDaged 58, married, driving more than 20 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,682.25	2
59, 50% NCDaged 59, married, driving more than 20 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,682.02	2
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,673.80	2
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount	S$1,634.35 Buy NowQBE	S$1,684.96	2
61, 50% NCDaged 61, married, driving more than 20 years, a 50% no-claim discount	S$1,716.06 Buy NowQBE	S$2,016.10	2
62, 50% NCDaged 62, married, driving more than 20 years, a 50% no-claim discount	S$1,716.06 Buy NowQBE	S$1,999.43	2
63, 50% NCDaged 63, married, driving more than 20 years, a 50% no-claim discount	S$1,716.06 Buy NowQBE	S$1,979.50	2
64, 50% NCDaged 64, married, driving more than 20 years, a 50% no-claim discount	S$1,716.06 Buy NowQBE	S$1,959.81	2
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount	S$1,716.06 Buy NowQBE	S$1,994.70	2
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%	S$2,552.31 Buy NowSinglife	S$2,552.31	1
66, 50% NCDaged 66, married, driving more than 20 years, a 50% no-claim discount	S$1,797.78 Buy NowQBE	S$2,043.75	2
67, 50% NCDaged 67, married, driving more than 20 years, a 50% no-claim discount	S$1,797.78 Buy NowQBE	S$2,052.55	2
68, 50% NCDaged 68, married, driving more than 20 years, a 50% no-claim discount	S$1,797.78 Buy NowQBE	S$2,060.73	2
69, 50% NCDaged 69, married, driving more than 20 years, a 50% no-claim discount	S$1,797.78 Buy NowQBE	S$2,069.54	2
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount	S$1,797.78 Buy NowQBE	S$2,077.73	2
71, 50% NCDaged 71, married, driving more than 20 years, a 50% no-claim discount	S$1,664.82 Buy NowSinglife	S$1,664.82	1
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount	S$1,664.82 Buy NowSinglife	S$1,664.82	1
73, 50% NCDaged 73, married, driving more than 20 years, a 50% no-claim discount	S$1,664.82 Buy NowSinglife	S$1,664.82	1
74, 50% NCDaged 74, married, driving more than 20 years, a 50% no-claim discount	S$1,664.82 Buy NowSinglife	S$1,664.82	1
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount	S$1,664.82 Buy NowSinglife	S$1,664.82	1
76, 50% NCDaged 76, married, driving more than 20 years, a 50% no-claim discount	S$1,664.82 Buy NowSinglife	S$1,664.82	1
77, 50% NCDaged 77, married, driving more than 20 years, a 50% no-claim discount	S$1,664.82 Buy NowSinglife	S$1,664.82	1
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount	S$1,664.82 Buy NowSinglife	S$1,664.82	1
79, 50% NCDaged 79, married, driving more than 20 years, a 50% no-claim discount	S$1,664.82 Buy NowSinglife	S$1,664.82	1
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount	S$1,664.82 Buy NowSinglife	S$1,664.82	1

Budget Direct, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Cupra Formentor · This table as CSV · Compare with your own details.

A full quote: a driver aged 40 with a 50% NCD

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
Insurer	Premium	Excess	Workshop	Windscreen	Personal accident
QBEPrivate Motor Prestige ComprehensiveBuy Now	S$1,716.06	S$3,000.00	Authorised workshops	Yes, no excess	S$20,000
SinglifeMotor PrestigeBuy Now	S$2,288.46	S$300.00	Any workshop	Yes, no excess	S$100,000

No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for a driver aged 40 with a 50% NCD on this Cupra Formentor after one change.
Change	Lowest price	Difference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.	S$2,124.65	+S$408.59
Add an NCD protectorKeeps the 50% NCD after one claim.	S$1,716.06	the same

Why it costs this

For a driver aged 40 with a 50% NCD on this Cupra Formentor:

The car matters too: insurers group models by value, repair costs and claims; the Cupra Formentor has a 1,984cc engine.
14 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

For a driver aged 40 with a 50% NCD on this Cupra Formentor: Since 2 Nov 2026 the lowest price is unchanged, and QBE has been cheapest throughout.

When	Lowest price	Cheapest insurer
Today 12 Nov 2026	S$1,716.06	QBE
A week ago 5 Nov 2026	S$1,716.06	QBE

How these prices are worked out

Each price is what the insurer charges today for each driver on this Cupra Formentor, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. This table is in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

QBE: https://shentonbrokers.com/go/buy/car/qbe/comprehensive?brand=cupra&model=cupra-formentor-2-0-tsi-dsg-190&ncd=50&licenceYears=15&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1981-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=yes&offPeak=no&workshop=authorised

Questions people ask

How much is Cupra Formentor insurance in Singapore?

From S$1,716.06 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Cupra Formentor 2.0 TSI DSG [190], private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 73 drivers.

How much is Cupra Formentor insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$5,815.04 a year today at Singlife, 3.4 times the price for a settled driver with a 50% NCD. 1 insurers quote this driver online, against 2 for the settled driver.

How much more is Cupra Formentor insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$2,509.23, 46% more than the S$1,716.06 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Cupra Formentor?

Yes, today: S$3,217.97 a year at 40 against S$5,815.04 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Cupra Formentor?

QBE is cheapest for 50 of the 73 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.