Cupra Formentor insurance for a 28-year-old with a 10% NCD

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Cupra Formentor driven by a 28-year-old with a 10% NCD is S$3,236.00 a year (GST included) at QBE, Private Motor Prestige Comprehensive; 2 insurers quote this driver online, up to S$3,919.64 at Singlife.

Compare every insurer we price for a Cupra Formentor on one page: https://shentonbrokers.com/prices/car/cupra-formentor

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/cupra-formentor/age-28-10-ncd

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

• 2 insurers quote this driver online; 14 do not.
• That is 89% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,716.06).

Why this driver pays this

• The no-claim discount comes off the premium: 10% now, rising a step each year without a claim to 50% after five years. On this car the lowest price is 89% more than what a 40-year-old with a 50% NCD pays (S$1,716.06).
• The car matters too: insurers group models by value, repair costs and claims; the Cupra Formentor has a 1,984cc engine.
• 14 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and QBE has been cheapest throughout.

The Cupra Formentor

• Priced as a Cupra Formentor 2.0 TSI DSG [190] (1,984cc), registered 3 years ago.
• With a 1,984cc engine, above 1,600cc, the Cupra Formentor 2.0 TSI DSG [190] needs a Category B COE (S$132,334 in the November 2026, 1st round).
• Road tax: about S$1,193.34 a year for a 1,984cc engine, before any surcharge for a car over 10 years old.
• For a 28-year-old with a 10% NCD, the Cupra Formentor is the 864th cheapest of 995 car models to insure. Among 237 cars of 1,601cc to 2,000cc it is 223rd cheapest, 39% more than the middle price of S$2,323.56.
• Cupra Formentor review: list price, COE, road tax and insurance.

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

• QBE, Private Motor Prestige Comprehensive: https://shentonbrokers.com/go/buy/car/qbe/comprehensive?brand=cupra&model=cupra-formentor-2-0-tsi-dsg-190&ncd=10&licenceYears=2&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1998-11-12&gender=m&maritalStatus=single&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised