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Citroen C3 VTi insurance quotes by driver
What the Citroen C3 VTi costs to insure today for 73 typical drivers, every age from 21 to 80, on a 3-year-old Citroen C3 VTi 120, private use, comprehensive cover, repairs at an authorised workshop.
Compare every insurer we price for a Citroen C3 VTi on one page: https://shentonbrokers.com/prices/car/citroen-c3-vti
On 12 Nov 2026, Citroen C3 VTi insurance costs from S$826.23 a year (Great American) for a driver aged 40 with 10 years' driving and a 50% NCD, GST included.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/citroen-c3-vti
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$826.23 a year.
- A 25-year-old new driver pays from S$3,518.83, 4.3 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,336.54, 62% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount | S$4,732.21Buy NowSompo | S$6,715.99 | 4 |
| 22, new driveraged 22, single, driving 1 year, no no-claim discount | S$4,394.39Buy NowSompo | S$6,497.61 | 5 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount | S$4,080.71Buy NowSompo | S$6,268.68 | 5 |
| 24, new driveraged 24, single, driving 1 year, no no-claim discount | S$3,696.92Buy NowSompo | S$5,809.60 | 6 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount | S$3,518.83Buy NowSompo | S$5,284.44 | 7 |
| 26, new driveraged 26, single, driving 1 year, no no-claim discount | S$3,187.68Buy NowSompo | S$4,531.06 | 7 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount | S$2,960.13Buy NowSompo | S$4,079.04 | 7 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount | S$2,266.22Buy NowGreat American | S$2,880.69 | 12 |
| 29, new driveraged 29, single, driving 1 year, no no-claim discount | S$2,616.25Buy NowSompo | S$3,480.33 | 7 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount | S$2,552.62Buy NowSompo | S$3,425.60 | 7 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount | S$1,611.53Buy NowGreat American | S$2,250.75 | 12 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount | S$1,007.21Buy NowGreat American | S$1,295.48 | 12 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount | S$1,007.21Buy NowGreat American | S$1,246.57 | 12 |
| 31, 50% NCDaged 31, married, driving 7 years, a 50% no-claim discount | S$1,006.95Buy NowHL Assurance | S$1,234.33 | 12 |
| 32, 50% NCDaged 32, married, driving 8 years, a 50% no-claim discount | S$970.97Buy NowHL Assurance | S$1,209.67 | 12 |
| 33, 50% NCDaged 33, married, driving 9 years, a 50% no-claim discount | S$944.01Buy NowHL Assurance | S$1,134.91 | 12 |
| 34, 50% NCDaged 34, married, driving 10 years, a 50% no-claim discount | S$917.03Buy NowHL Assurance | S$1,121.18 | 12 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount | S$1,297.47Buy NowECICS | S$1,473.00 | 12 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount | S$899.05Buy NowHL Assurance | S$1,080.84 | 12 |
| 36, 50% NCDaged 36, married, driving 10 years, a 50% no-claim discount | S$826.23Buy NowGreat American | S$1,037.45 | 12 |
| 37, 50% NCDaged 37, married, driving 10 years, a 50% no-claim discount | S$826.23Buy NowGreat American | S$1,022.85 | 12 |
| 38, 50% NCDaged 38, married, driving 10 years, a 50% no-claim discount | S$826.23Buy NowGreat American | S$1,008.25 | 12 |
| 39, 50% NCDaged 39, married, driving 10 years, a 50% no-claim discount | S$826.23Buy NowGreat American | S$1,002.00 | 12 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount | S$826.23Buy NowGreat American | S$995.75 | 12 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount | S$811.40Buy NowHL Assurance | S$995.75 | 12 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20% | S$1,336.54Buy NowEtiqa | S$1,775.08 | 6 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left | S$2,681.53Buy NowECICS | S$2,894.04 | 4 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount | S$844.18Buy NowECICS | S$1,027.02 | 12 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points | S$826.23Buy NowGreat American | S$1,038.14 | 12 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount | S$2,026.36Buy NowSompo | S$2,530.53 | 7 |
| 41, 50% NCDaged 41, married, driving 11 years, a 50% no-claim discount | S$826.23Buy NowGreat American | S$989.48 | 12 |
| 42, 50% NCDaged 42, married, driving 12 years, a 50% no-claim discount | S$826.23Buy NowGreat American | S$983.23 | 12 |
| 43, 50% NCDaged 43, married, driving 13 years, a 50% no-claim discount | S$826.23Buy NowGreat American | S$976.98 | 12 |
| 44, 50% NCDaged 44, married, driving 14 years, a 50% no-claim discount | S$826.23Buy NowGreat American | S$982.19 | 12 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount | S$826.23Buy NowGreat American | S$987.41 | 12 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit | S$784.92Buy NowGreat American | S$987.41 | 12 |
| 46, 50% NCDaged 46, married, driving 16 years, a 50% no-claim discount | S$826.23Buy NowGreat American | S$992.62 | 12 |
| 47, 50% NCDaged 47, married, driving 17 years, a 50% no-claim discount | S$826.23Buy NowGreat American | S$997.82 | 12 |
| 48, 50% NCDaged 48, married, driving 18 years, a 50% no-claim discount | S$826.23Buy NowGreat American | S$1,003.04 | 12 |
| 49, 50% NCDaged 49, married, driving 19 years, a 50% no-claim discount | S$826.23Buy NowGreat American | S$1,018.68 | 12 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount | S$826.23Buy NowGreat American | S$1,023.88 | 12 |
| 51, 50% NCDaged 51, married, driving more than 20 years, a 50% no-claim discount | S$890.06Buy NowHL Assurance | S$1,013.75 | 12 |
| 52, 50% NCDaged 52, married, driving more than 20 years, a 50% no-claim discount | S$899.05Buy NowHL Assurance | S$1,025.01 | 12 |
| 53, 50% NCDaged 53, married, driving more than 20 years, a 50% no-claim discount | S$908.07Buy NowHL Assurance | S$1,040.18 | 12 |
| 54, 50% NCDaged 54, married, driving more than 20 years, a 50% no-claim discount | S$908.05Buy NowHL Assurance | S$1,062.51 | 12 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount | S$917.04Buy NowHL Assurance | S$1,083.56 | 12 |
| 56, 50% NCDaged 56, married, driving more than 20 years, a 50% no-claim discount | S$926.03Buy NowHL Assurance | S$1,086.11 | 12 |
| 57, 50% NCDaged 57, married, driving more than 20 years, a 50% no-claim discount | S$935.01Buy NowHL Assurance | S$1,088.62 | 12 |
| 58, 50% NCDaged 58, married, driving more than 20 years, a 50% no-claim discount | S$935.02Buy NowHL Assurance | S$1,089.69 | 12 |
| 59, 50% NCDaged 59, married, driving more than 20 years, a 50% no-claim discount | S$944.01Buy NowHL Assurance | S$1,091.88 | 12 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount | S$944.01Buy NowHL Assurance | S$1,096.99 | 12 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount | S$896.81Buy NowHL Assurance | S$1,076.15 | 12 |
| 61, 50% NCDaged 61, married, driving more than 20 years, a 50% no-claim discount | S$944.26Buy NowGreat American | S$1,098.52 | 12 |
| 62, 50% NCDaged 62, married, driving more than 20 years, a 50% no-claim discount | S$944.26Buy NowGreat American | S$1,099.66 | 12 |
| 63, 50% NCDaged 63, married, driving more than 20 years, a 50% no-claim discount | S$944.26Buy NowGreat American | S$1,097.32 | 12 |
| 64, 50% NCDaged 64, married, driving more than 20 years, a 50% no-claim discount | S$944.01Buy NowHL Assurance | S$1,093.15 | 12 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount | S$944.26Buy NowGreat American | S$1,132.74 | 11 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20% | S$1,570.30Buy NowEtiqa | S$2,005.83 | 6 |
| 66, 50% NCDaged 66, married, driving more than 20 years, a 50% no-claim discount | S$1,009.35Buy NowECICS | S$1,203.73 | 10 |
| 67, 50% NCDaged 67, married, driving more than 20 years, a 50% no-claim discount | S$1,009.35Buy NowECICS | S$1,203.73 | 10 |
| 68, 50% NCDaged 68, married, driving more than 20 years, a 50% no-claim discount | S$1,009.35Buy NowECICS | S$1,203.73 | 10 |
| 69, 50% NCDaged 69, married, driving more than 20 years, a 50% no-claim discount | S$1,001.08Buy NowAllianz | S$1,245.66 | 10 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount | S$982.73Buy NowAllianz | S$1,274.72 | 9 |
| 71, 50% NCDaged 71, married, driving more than 20 years, a 50% no-claim discount | S$980.09Buy NowAllianz | S$1,412.09 | 5 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount | S$1,017.38Buy NowAllianz | S$1,412.09 | 5 |
| 73, 50% NCDaged 73, married, driving more than 20 years, a 50% no-claim discount | S$1,030.09Buy NowAllianz | S$1,412.09 | 5 |
| 74, 50% NCDaged 74, married, driving more than 20 years, a 50% no-claim discount | S$1,045.55Buy NowAllianz | S$1,412.09 | 5 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount | S$1,061.23Buy NowAllianz | S$1,412.09 | 5 |
| 76, 50% NCDaged 76, married, driving more than 20 years, a 50% no-claim discount | S$1,540.46Buy NowMS First Capital | S$1,559.55 | 2 |
| 77, 50% NCDaged 77, married, driving more than 20 years, a 50% no-claim discount | S$1,540.46Buy NowMS First Capital | S$1,559.55 | 2 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount | S$1,540.46Buy NowMS First Capital | S$1,559.55 | 2 |
| 79, 50% NCDaged 79, married, driving more than 20 years, a 50% no-claim discount | S$1,540.46Buy NowMS First Capital | S$1,559.55 | 2 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount | S$1,578.64Buy NowSinglife | S$1,578.64 | 1 |
Budget Direct, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Citroen C3 VTi · This table as CSV · Compare with your own details.
A full quote: a driver aged 40 with a 50% NCD
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| Great AmericanMotor Private Car Comprehensive (Authorised Workshop)Buy Now | S$826.23 | S$700.00 | Authorised workshops | Yes, S$100 excess | S$20,000 |
| ECICSComprehensiveBuy Now | S$844.18 | S$5,000.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| HL AssuranceCar Protect360 ComprehensiveBuy Now | S$854.10 | S$1,200.00 | Any workshop | Yes, S$100 excess | S$20,000 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy Now | S$884.75 | S$2,500.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| AllianzAllianz Motor Protect ComprehensiveBuy Now | S$924.03 | S$2,000.00 | Authorised workshops | Yes, S$100 excess | Not included |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)Buy Now | S$954.93 | S$600.00 | Authorised workshops | Yes, S$100 excess | S$120,000 |
| SompoComprehensive Cover – Authorised Workshop PlanBuy Now | S$1,036.56 | S$600.00 | Authorised workshops | Yes | S$50,000 |
| UOIUniCar Comprehensive ValueBuy Now | S$1,116.20 | S$500.00 | Authorised workshops | Yes | S$20,000 |
| MS First CapitalComprehensiveBuy Now | S$1,174.79 | S$500.00 | Any workshop | Yes, S$100 excess | S$20,000 |
| LibertyComprehensive Preferred PlanBuy Now | S$1,251.10 | S$600.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| SinglifeMotor LiteBuy Now | S$1,462.98 | S$300.00 | Authorised workshops | Yes, S$100 excess | Not included |
| QBEPrivate Motor Prestige ComprehensiveBuy Now | S$1,643.96 | S$3,000.00 | Authorised workshops | Yes, no excess | S$20,000 |
No online price for this driver: AIG (This insurer has no online price for this car model yet); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ERGO (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$991.47 | +S$165.24 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$619.68 | −S$206.55 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$844.18 | +S$17.95 |
Why it costs this
For a driver aged 40 with a 50% NCD on this Citroen C3 VTi:
- The car matters too: insurers group models by value, repair costs and claims; the Citroen C3 VTi has a 1,598cc engine.
- 4 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ERGO (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet).
Price history
For a driver aged 40 with a 50% NCD on this Citroen C3 VTi: Since 2 Nov 2026 the lowest price is down S$17.95 (2%), and the cheapest insurer has changed once.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$826.23 | Great American |
| A week ago 5 Nov 2026 | S$844.18 | ECICS |
How these prices are worked out
Each price is what the insurer charges today for each driver on this Citroen C3 VTi, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. This table is in a CSV file, updated daily.
Buy Now addresses
Each insurer listed here, at its lowest price on this page.
- Great American: https://shentonbrokers.com/go/buy/car/great-american/comprehensive-authorised-workshop?brand=citroen&model=citroen-c3-vti-120&ncd=50&licenceYears=15&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1981-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=yes&offPeak=no&workshop=authorised
- HL Assurance: https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- ECICS: https://purchase.ecics.com/motor/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
- Allianz: https://shentonbrokers.com/go/buy/car/allianz/motor-comprehensive?brand=citroen&model=citroen-c3-vti-120&ncd=50&licenceYears=21&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1955-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- Etiqa: https://www.tiq.com.sg/buy-online/car-insurance/quotation/?referral=A501895
- MS First Capital: https://shentonbrokers.com/go/buy/car/ms-first-capital/msfc-comprehensive?brand=citroen&model=citroen-c3-vti-120&ncd=50&licenceYears=21&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1950-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- Sompo: https://www.sompo.com.sg/products/private-car/quotation/GetQuote?p=STI33804
Questions people ask
How much is Citroen C3 VTi insurance in Singapore?
From S$826.23 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Citroen C3 VTi 120, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 73 drivers.
How much is Citroen C3 VTi insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,518.83 a year today at Sompo, 4.3 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 12 for the settled driver.
How much more is Citroen C3 VTi insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,336.54, 62% more than the S$826.23 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Citroen C3 VTi?
Yes, today: S$2,026.36 a year at 40 against S$3,518.83 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Citroen C3 VTi?
Great American is cheapest for 25 of the 73 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.