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Typical car insurance quotes

Citroen C3 VTi insurance for a 60-year-old with a 50% NCD

Every insurer's price today for a driver aged 60, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Citroen C3 VTi 120, private use, comprehensive cover, repairs at an authorised workshop.

By , Writer · Prices as of 12 Nov 2026, GST included.

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Citroen C3 VTi driven by a 60-year-old with a 50% NCD is S$944.01 a year (GST included) at HL Assurance, Car Protect360 Comprehensive; 12 insurers quote this driver online, up to S$1,565.68 at QBE.

Compare every insurer we price for a Citroen C3 VTi on one page: https://shentonbrokers.com/prices/car/citroen-c3-vti

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/citroen-c3-vti/age-60-50-ncd

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

  • 12 insurers quote this driver online; 4 do not.
  • That is 14% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$826.23).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
HL AssuranceCar Protect360 ComprehensiveBuy NowS$944.01S$1,200.00Any workshopYes, S$100 excessS$20,000
Great AmericanMotor Private Car Comprehensive (Authorised Workshop)Buy NowS$944.26S$700.00Authorised workshopsYes, S$100 excessS$20,000
ECICSComprehensiveBuy NowS$963.47S$5,000.00Authorised workshopsYes, S$100 excessS$50,000
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)Buy NowS$1,019.55S$600.00Authorised workshopsYes, S$100 excessS$120,000
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy NowS$1,060.71S$2,500.00Authorised workshopsYes, S$100 excessS$50,000
AllianzAllianz Motor Protect ComprehensiveBuy NowS$1,061.24S$2,000.00Authorised workshopsYes, S$100 excessNot included
SompoComprehensive Cover – Authorised Workshop PlanBuy NowS$1,132.74S$600.00Authorised workshopsYesS$50,000
MS First CapitalComprehensiveBuy NowS$1,283.73S$500.00Any workshopYes, S$100 excessS$20,000
UOIUniCar Comprehensive ValueBuy NowS$1,294.57S$500.00Authorised workshopsYesS$20,000
LibertyComprehensive Preferred PlanBuy NowS$1,310.16S$600.00Authorised workshopsYes, S$100 excessS$50,000
SinglifeMotor LiteBuy NowS$1,505.09S$300.00Authorised workshopsYes, S$100 excessNot included
QBEPrivate Motor Prestige ComprehensiveBuy NowS$1,565.68S$3,000.00Authorised workshopsYes, no excessS$20,000

No online price for this driver: AIG (This insurer has no online price for this car model yet); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ERGO (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Citroen C3 VTi and driver after one change, against S$944.01.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,110.60+S$166.59
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$708.19−S$235.82
Add an NCD protectorKeeps the 50% NCD after one claim.S$963.47+S$19.46

Why this driver pays this

  • The car matters too: insurers group models by value, repair costs and claims; the Citroen C3 VTi has a 1,598cc engine.
  • 4 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ERGO (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$944.01HL Assurance
A week ago 5 Nov 2026S$944.01HL Assurance

The Citroen C3 VTi

  • Priced as a Citroen C3 VTi 120 (1,598cc), registered 3 years ago.
  • With a 1,598cc engine, the Citroen C3 VTi 120 needs a Category A COE (S$139,001 in the November 2026, 1st round) if its power is 97kW (130bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more.
  • Road tax: about S$741.72 a year for a 1,598cc engine, before any surcharge for a car over 10 years old.
  • For a 60-year-old with a 50% NCD, the Citroen C3 VTi is the 584th cheapest of 995 car models to insure. Among 417 cars up to 1,600cc it is 382nd cheapest, 22% more than the middle price of S$776.24.
  • Citroen C3 VTi review: list price, COE, road tax and insurance.
Similar cars for a 60-year-old with a 50% NCD, lowest price on 12 Nov 2026.
CarLowest priceCheapest insurer
Honda VezelS$712.91Allianz
Honda FreedS$742.61Allianz
Toyota SientaS$745.27HL Assurance
BMW X1S$763.00ECICS
Mercedes-Benz C-ClassS$763.00ECICS
Hyundai KonaS$774.22ECICS
Mazda 3S$781.73ECICS
Toyota Corolla AltisS$788.29HL Assurance

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Citroen C3 VTi for every driver · Other cars for this driver · Compare with your own details.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is Citroen C3 VTi insurance for a 60-year-old with a 50% NCD?

From S$944.01 a year today at HL Assurance, up to S$1,565.68 at QBE, across the 12 insurers that quote this driver online. That is for a driver aged 60, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Citroen C3 VTi 120, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 14% more than the S$826.23 a 40-year-old with a 50% NCD and no claims pays for the same Citroen C3 VTi.

Has the price changed?

Since 2 Nov 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.

Which insurers do not quote a 60-year-old with a 50% NCD for a Citroen C3 VTi online?

AIG (This insurer has no online price for this car model yet); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ERGO (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.