BYD car insurance
BYD Atto 1 insurance quotes by driver
What the BYD Atto 1 costs to insure today for 73 typical drivers, every age from 21 to 80, on a 3-year-old BYD Atto 1 43.2 kWh, private use, comprehensive cover, repairs at an authorised workshop.
Compare every insurer we price for a BYD Atto 1 on one page: https://shentonbrokers.com/prices/car/byd-atto-1
On 12 Nov 2026, BYD Atto 1 insurance costs from S$724.12 a year (AIG) for a driver aged 40 with 10 years' driving and a 50% NCD, GST included.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/byd-atto-1
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$724.12 a year.
- A 25-year-old new driver pays from S$4,548.84, 6.3 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,219.57, 68% more than the settled driver's price.
- Online prices here run from age 21 to 80; some drivers get no online price at all.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount | S$6,086.43Buy NowAIG | S$6,086.43 | 1 |
| 22, new driveraged 22, single, driving 1 year, no no-claim discount | S$6,011.23Buy NowAIG | S$6,011.23 | 1 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount | S$4,743.97Buy NowAIG | S$4,743.97 | 1 |
| 24, new driveraged 24, single, driving 1 year, no no-claim discount | S$4,693.89Buy NowAIG | S$4,693.89 | 1 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount | S$4,548.84Buy NowAIG | S$4,548.84 | 1 |
| 26, new driveraged 26, single, driving 1 year, no no-claim discount | S$4,378.64Buy NowAIG | S$4,378.64 | 1 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount | S$4,253.57Buy NowAIG | S$4,253.57 | 1 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount | S$3,483.54Buy NowAIG | S$3,483.54 | 1 |
| 29, new driveraged 29, single, driving 1 year, no no-claim discount | S$3,983.36Buy NowAIG | S$3,983.36 | 1 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount | S$3,818.25Buy NowAIG | S$3,818.25 | 1 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount | S$2,528.02Buy NowAIG | S$2,528.02 | 1 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount | S$1,365.62Buy NowAIG | S$1,365.62 | 1 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount | S$1,126.50Buy NowAIG | S$1,126.50 | 1 |
| 31, 50% NCDaged 31, married, driving 7 years, a 50% no-claim discount | S$1,063.24Buy NowAIG | S$1,063.24 | 1 |
| 32, 50% NCDaged 32, married, driving 8 years, a 50% no-claim discount | S$1,030.60Buy NowAIG | S$1,030.60 | 1 |
| 33, 50% NCDaged 33, married, driving 9 years, a 50% no-claim discount | S$1,004.40Buy NowAIG | S$1,004.40 | 1 |
| 34, 50% NCDaged 34, married, driving 10 years, a 50% no-claim discount | S$972.94Buy NowAIG | S$972.94 | 1 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount | S$1,432.24Buy NowAIG | S$1,432.24 | 1 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount | S$949.24Buy NowAIG | S$949.24 | 1 |
| 36, 50% NCDaged 36, married, driving 10 years, a 50% no-claim discount | S$772.93Buy NowAIG | S$772.93 | 1 |
| 37, 50% NCDaged 37, married, driving 10 years, a 50% no-claim discount | S$754.85Buy NowAIG | S$754.85 | 1 |
| 38, 50% NCDaged 38, married, driving 10 years, a 50% no-claim discount | S$736.76Buy NowAIG | S$736.76 | 1 |
| 39, 50% NCDaged 39, married, driving 10 years, a 50% no-claim discount | S$730.43Buy NowAIG | S$730.43 | 1 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount | S$724.12Buy NowAIG | S$724.12 | 1 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount | S$739.67Buy NowAIG | S$739.67 | 1 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20% | S$1,219.57Buy NowAIG | S$1,219.57 | 1 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left | No online price | 0 | |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount | S$736.33Buy NowAIG | S$736.33 | 1 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points | S$724.12Buy NowAIG | S$724.12 | 1 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount | S$2,059.04Buy NowAIG | S$2,059.04 | 1 |
| 41, 50% NCDaged 41, married, driving 11 years, a 50% no-claim discount | S$705.15Buy NowAIG | S$705.15 | 1 |
| 42, 50% NCDaged 42, married, driving 12 years, a 50% no-claim discount | S$694.52Buy NowAIG | S$694.52 | 1 |
| 43, 50% NCDaged 43, married, driving 13 years, a 50% no-claim discount | S$696.36Buy NowAIG | S$696.36 | 1 |
| 44, 50% NCDaged 44, married, driving 14 years, a 50% no-claim discount | S$695.54Buy NowAIG | S$695.54 | 1 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount | S$696.94Buy NowAIG | S$696.94 | 1 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit | S$696.94Buy NowAIG | S$696.94 | 1 |
| 46, 50% NCDaged 46, married, driving 16 years, a 50% no-claim discount | S$701.67Buy NowAIG | S$701.67 | 1 |
| 47, 50% NCDaged 47, married, driving 17 years, a 50% no-claim discount | S$715.51Buy NowAIG | S$715.51 | 1 |
| 48, 50% NCDaged 48, married, driving 18 years, a 50% no-claim discount | S$735.92Buy NowAIG | S$735.92 | 1 |
| 49, 50% NCDaged 49, married, driving 19 years, a 50% no-claim discount | S$759.71Buy NowAIG | S$759.71 | 1 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount | S$777.90Buy NowAIG | S$777.90 | 1 |
| 51, 50% NCDaged 51, married, driving more than 20 years, a 50% no-claim discount | S$794.14Buy NowAIG | S$794.14 | 1 |
| 52, 50% NCDaged 52, married, driving more than 20 years, a 50% no-claim discount | S$821.75Buy NowAIG | S$821.75 | 1 |
| 53, 50% NCDaged 53, married, driving more than 20 years, a 50% no-claim discount | S$835.06Buy NowAIG | S$835.06 | 1 |
| 54, 50% NCDaged 54, married, driving more than 20 years, a 50% no-claim discount | S$859.42Buy NowAIG | S$859.42 | 1 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount | S$872.72Buy NowAIG | S$872.72 | 1 |
| 56, 50% NCDaged 56, married, driving more than 20 years, a 50% no-claim discount | S$884.48Buy NowAIG | S$884.48 | 1 |
| 57, 50% NCDaged 57, married, driving more than 20 years, a 50% no-claim discount | S$896.23Buy NowAIG | S$896.23 | 1 |
| 58, 50% NCDaged 58, married, driving more than 20 years, a 50% no-claim discount | S$900.54Buy NowAIG | S$900.54 | 1 |
| 59, 50% NCDaged 59, married, driving more than 20 years, a 50% no-claim discount | S$904.04Buy NowAIG | S$904.04 | 1 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount | S$904.99Buy NowAIG | S$904.99 | 1 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount | S$808.63Buy NowAIG | S$808.63 | 1 |
| 61, 50% NCDaged 61, married, driving more than 20 years, a 50% no-claim discount | S$904.37Buy NowAIG | S$904.37 | 1 |
| 62, 50% NCDaged 62, married, driving more than 20 years, a 50% no-claim discount | S$900.39Buy NowAIG | S$900.39 | 1 |
| 63, 50% NCDaged 63, married, driving more than 20 years, a 50% no-claim discount | S$894.07Buy NowAIG | S$894.07 | 1 |
| 64, 50% NCDaged 64, married, driving more than 20 years, a 50% no-claim discount | S$887.74Buy NowAIG | S$887.74 | 1 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount | S$882.97Buy NowAIG | S$882.97 | 1 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20% | S$1,487.10Buy NowAIG | S$1,487.10 | 1 |
| 66, 50% NCDaged 66, married, driving more than 20 years, a 50% no-claim discount | S$876.65Buy NowAIG | S$876.65 | 1 |
| 67, 50% NCDaged 67, married, driving more than 20 years, a 50% no-claim discount | S$871.88Buy NowAIG | S$871.88 | 1 |
| 68, 50% NCDaged 68, married, driving more than 20 years, a 50% no-claim discount | S$870.32Buy NowAIG | S$870.32 | 1 |
| 69, 50% NCDaged 69, married, driving more than 20 years, a 50% no-claim discount | S$870.32Buy NowAIG | S$870.32 | 1 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount | S$1,000.85Buy NowAIG | S$1,000.85 | 1 |
| 71, 50% NCDaged 71, married, driving more than 20 years, a 50% no-claim discount | S$1,000.85Buy NowAIG | S$1,000.85 | 1 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount | S$1,000.85Buy NowAIG | S$1,000.85 | 1 |
| 73, 50% NCDaged 73, married, driving more than 20 years, a 50% no-claim discount | S$1,000.85Buy NowAIG | S$1,000.85 | 1 |
| 74, 50% NCDaged 74, married, driving more than 20 years, a 50% no-claim discount | S$1,000.85Buy NowAIG | S$1,000.85 | 1 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount | S$1,044.37Buy NowAIG | S$1,044.37 | 1 |
| 76, 50% NCDaged 76, married, driving more than 20 years, a 50% no-claim discount | S$1,044.37Buy NowAIG | S$1,044.37 | 1 |
| 77, 50% NCDaged 77, married, driving more than 20 years, a 50% no-claim discount | S$1,044.37Buy NowAIG | S$1,044.37 | 1 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount | S$1,044.37Buy NowAIG | S$1,044.37 | 1 |
| 79, 50% NCDaged 79, married, driving more than 20 years, a 50% no-claim discount | S$1,044.37Buy NowAIG | S$1,044.37 | 1 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount | S$1,305.47Buy NowAIG | S$1,305.47 | 1 |
Budget Direct, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the BYD Atto 1 · This table as CSV · Compare with your own details.
A full quote: a driver aged 40 with a 50% NCD
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| AIGAIG Car Insurance Collision OnlyBuy Now | S$724.12 | S$1,000.00 | Authorised workshops | Optional add-on | Not included |
No online price for this driver: Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$790.74 | +S$66.62 |
Why it costs this
For a driver aged 40 with a 50% NCD on this BYD Atto 1:
- The BYD Atto 1 is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
- 15 insurers do not quote this driver online on this car: Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
For a driver aged 40 with a 50% NCD on this BYD Atto 1: Since 2 Nov 2026 the lowest price is unchanged, and the cheapest insurer has changed once.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$724.12 | AIG |
| A week ago 5 Nov 2026 | S$724.12 | AIG (estimate) |
How these prices are worked out
Each price is what the insurer charges today for each driver on this BYD Atto 1, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. This table is in a CSV file, updated daily.
Questions people ask
How much is BYD Atto 1 insurance in Singapore?
From S$724.12 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old BYD Atto 1 43.2 kWh, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 73 drivers.
How much is BYD Atto 1 insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$4,548.84 a year today at AIG, 6.3 times the price for a settled driver with a 50% NCD.
How much more is BYD Atto 1 insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,219.57, 68% more than the S$724.12 with no claims.
Does a new driver aged 40 pay less than a young new driver for a BYD Atto 1?
Yes, today: S$2,059.04 a year at 40 against S$4,548.84 at 25, both in their first year with no NCD.
Which insurer is cheapest for a BYD Atto 1?
AIG is cheapest for 72 of the 72 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.