BYD Atto 1 insurance for a 27-year-old new driver

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a BYD Atto 1 driven by a 27-year-old new driver is S$4,253.57 a year (GST included) at AIG, AIG Car Insurance Collision Only; it is the only insurer that quotes this driver online.

Compare every insurer we price for a BYD Atto 1 on one page: https://shentonbrokers.com/prices/car/byd-atto-1

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/byd-atto-1/age-27-new-driver

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

• 1 insurer quotes this driver online; 15 do not.
• That is 5.9 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$724.12).

Why this driver pays this

• A driver in the first year of driving has no record to go on, so insurers charge a new-driver loading and there is no no-claim discount to take off. Young drivers, under about 26, pay a further loading at most insurers.
• The BYD Atto 1 is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
• 15 insurers do not quote this driver online on this car: Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS quotes drivers with at least 2 years of driving experience online); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance asks for at least 2 years of driving licence online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and the cheapest insurer has changed once.

The BYD Atto 1

• Priced as a BYD Atto 1 43.2 kWh (electric), registered 3 years ago.
• A fully electric BYD Atto 1 needs a Category A COE (S$139,001 in the November 2026, 1st round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more powerful.
• For a 27-year-old new driver, the BYD Atto 1 is the 809th cheapest of 940 car models to insure. Among 143 electric cars it is 104th cheapest, 30% more than the middle price of S$3,274.96.
• BYD Atto 1 review: list price, COE, road tax and insurance.

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.