The BYD Atto 1 is a small electric hatchback. It sits near the lower end of new-car prices in Singapore. If you are considering one, this guide sets out the costs we can show: the list price, COE, road tax and car insurance.
The insurance figures are examples for one stated driver, as of 1 November 2026. Only one insurer prices it online so far, so treat them as a first look.
The listed version
The new-car list read on 2026-10-10 shows one version: the Atto 1 Electric 43.2 kWh. Its motor is rated at 87bhp. The list calls it a hatchback, made in China.
Our quote form prices the Atto 1 43.2 kWh, the version most insurers quote.
List price
As listed on 2026-10-10, the Atto 1 was S$166,888, COE included. That figure moves with each COE round. When you compare offers, check what each one includes. A home charger, a servicing package or a battery warranty can each change what a price really buys.
COE for an electric car
The COE category for an electric car turns on motor power. The price page gives the rule. An Atto 1 with a motor of 110kW (147bhp) or less needs a Category A COE. A more powerful one needs Category B.
In the October 2026, 2nd round, Category A closed at S$132,004 and Category B at S$131,901. Check the COE page for newer rounds.
Road tax on a 65kW motor
Road tax for electric cars follows motor power. For the Atto 1's 87bhp (65kW) motor, LTA's formula gives S$1,296.28 a year, before any age surcharge.
Once a car is more than 10 years old, a surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page works out other cars.
Insurance today
The BYD Atto 1 price page prices this profile:
- Car: Atto 1 43.2 kWh, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
1 insurer gives prices, with two plans. The lower is S$724.12 a year and the other S$940.34. Both are marked as estimates and include 9% GST. Both plans carry a S$1,000 excess.
Note the plan names. The lower price is for a plan its insurer calls Collision Only. The higher price is for a plan it calls Complete. The cover is not the same, so read what each includes before you compare them as equals.
Eighteen insurers have no online price for the Atto 1. That is most of the panel. Newer models often take time to appear on insurers' online quotes. A quote on your own details may turn up more options.
When the details change
The page shows the lowest price after one change:
- No NCD (0%): S$1,524.46, which is S$800.34 more
- 20% NCD: S$1,219.57, S$495.45 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,905.04, S$1,180.92 more
- Driver aged 65, 20 years' driving: S$886.63, S$162.51 more
- New car, registered this year: no online price
- Car 8 years old: S$709.69, S$14.43 less
The younger driver costs most by far. That lowest price is 163% above the standard one. Losing all NCD roughly doubles it too.
There is no online price at all for a car registered this year. If you are buying new, that gap matters. You will need a quote on your own details. Every other case rests on the one insurer. So the table shows how that insurer rates the car, not how the market does. Other insurers may weigh a young driver or an older car differently once they add the Atto 1.
Other electric cars on the same terms
The price page compares the Atto 1 with six electric cars, same driver and car age:
- BMW iX1: S$1,907.27
- Kia EV6: S$1,038.46
- Hyundai Ioniq 5: S$954.21
- Tesla Model Y: S$939.71
- Tesla Model 3: S$913.62
- Aion V: S$856.84
Their average lowest price is S$1,101.69. The Atto 1 costs 34% less than that, and none of the six is cheaper to insure. Keep in mind that the Atto 1's lowest figure is a Collision Only plan, and most of those cars have several insurers pricing them. The BYD car insurance page lists other BYD models.
Costs you set yourself
- Charging: home charging, public points or both. Your tariff and mileage set the bill.
- Parking: season parking at your HDB block or condo, and at work.
- ERP: depends on your routes and times.
- Servicing and tyres: follow the maker's schedule. Check the battery warranty's length and terms.
- Depreciation: the price you pay against the value when you sell, over the COE's life.
Summary of yearly costs we can show
For the BYD Atto 1 43.2 kWh:
- Road tax: S$1,296.28 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$724.12 a year, an estimate for a Collision Only plan (as of 1 November 2026)
- Insurance, Complete plan: S$940.34
- Insurance, no NCD: from S$1,524.46
- Insurance, driver aged 27 with 30% NCD: from S$1,905.04
One-off, for reference: S$166,888 as listed on 2026-10-10. COE in the October 2026, 2nd round closed at S$132,004 for Category A and S$131,901 for Category B.
Before you buy: car insurance for the BYD Atto 1
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the BYD Atto 1 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.