The Maxus MIFA 9 is a large electric MPV, made in China. It is often looked at by families and by people who carry passengers. Beyond the purchase price, it brings a COE, road tax and a yearly insurance bill. This guide goes through each one.
All insurance prices are examples for one stated driver, as of 1 November 2026. They give a sense of the market, not your own price.
What is on sale
The new-car list read on 2026-10-10 shows the MIFA 9 as an MPV in two versions. Both have a 241bhp motor and a 90 kWh battery.
As listed on 2026-10-10, with COE included that day:
- MIFA 9 Electric Luxury 90 kWh: S$274,999
- MIFA 9 Electric Premium 90 kWh: S$289,999
The quote form on the price page lists the same two versions. The insurance prices below are for the Luxury 90 kWh, the version most insurers quote. Dealers revise prices after COE rounds, so ask for the current figure in writing.
COE: decided by motor power
The price page sets out the rule for an electric MIFA 9:
- Category A if its motor is 110kW (147bhp) or less. Category A closed at S$132,004 in the October 2026 2nd round.
- Category B if its motor is more powerful. Category B closed at S$131,901 in that round.
Ask the seller to confirm which category the car is registered under. The COE page shows newer results.
Road tax on the 180kW motor
For electric cars, road tax depends on motor power. The 241bhp (180kW) motor pays S$1,970.76 a year under LTA's formula, before any age surcharge.
When a car passes 10 years, these surcharges apply:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page works out other motor ratings.
Car insurance: the standard example
The Maxus MIFA 9 price page uses this profile:
- Car: MIFA 9 Luxury 90 kWh, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
6 insurers give a price online, across nine plans. The lowest premium is S$1,144.48 a year. The insurer whose lowest plan costs most asks at least S$2,014.07, marked as an estimate. That is S$869.59 more, or 76% on top. All figures include 9% GST.
The excess changes the picture
The lowest premium carries a S$2,500 excess, the highest on the page. The next two plans carry S$2,000 and S$900. Plans further up the list carry S$300 or S$600. So the lowest premiums here come with the biggest bills if you claim. One of the S$2,000 plans is collision-only, a narrower kind of cover.
Three more insurers have no online price. Two of them do not price electric cars online.
What moves the premium
The price page gives the lowest price after one change:
- No NCD (0%): S$2,151.30, which is S$1,006.82 more
- 20% NCD: S$1,732.78, S$588.30 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,324.25, S$1,179.77 more
- Driver aged 65, 20 years' driving, 50% NCD: S$1,272.75, S$128.27 more
- New car, registered this year: S$1,127.61, S$16.87 less, with 5 insurers pricing
- Car 8 years old: S$1,054.27, S$90.21 less
The young driver case costs most, up 103%, which more than doubles the price. No NCD comes close behind. Both a new car and an older one cost slightly less than the standard 3-year-old. Those moves are small next to the driver changes. If another family member will share the driving, name them when you ask for a quote.
Against other electric cars
For the same driver and car age, the price page lists six electric cars:
- BMW iX1: S$1,907.27
- BYD Sealion 7: S$1,390.72
- Tesla Model Y: S$939.71
- BYD Atto 3: S$913.63
- Tesla Model 3: S$913.62
- BYD M6: S$861.41
Their average lowest price is S$1,154.39. The MIFA 9 costs 1% less than that, which is close to level. Four of the six are cheaper to insure, and two cost more. The BYD M6, another electric people mover, is lower by a few hundred dollars.
The Maxus car insurance page covers the brand's other models, including the smaller MIFA 7.
Costs only you can estimate
- Charging: home charging, where your building allows, or public chargers at varying rates.
- Parking: season parking at home and work. A large MPV may be tight in older car parks.
- ERP: set by your routes and times.
- Upkeep: tyres wear faster on heavy cars. Ask what the battery warranty covers and for how long.
- Depreciation: depends on what you pay and how used demand develops.
Summary of yearly costs we can show
For the Maxus MIFA 9 Luxury 90 kWh:
- Road tax, 180kW motor: S$1,970.76 a year before any age surcharge (LTA's formula, checked 19 October 2026)
- Insurance, standard driver: from S$1,144.48 a year, S$2,500 excess on that plan (1 November 2026)
- Insurance, no NCD: from S$2,151.30
- Insurance, a car 8 years old: from S$1,054.27
One-off costs for reference: list prices from S$274,999 as listed on 2026-10-10. In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901.
Before you buy: car insurance for the Maxus MIFA 9
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Maxus MIFA 9 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.