The Maxus MIFA 7 is an electric MPV made in China. For a family weighing it against petrol people movers, the yearly bills are part of the sum. This guide sets out the list prices, COE, road tax and car insurance.
The insurance prices are examples for one stated driver, as of 1 November 2026. They show how offers compare. Your own quote depends on your details.
Versions and list prices
The new-car list read on 2026-10-10 shows the MIFA 7 as an MPV with two versions, both with a 145bhp (108kW) motor. Prices are as listed on 2026-10-10, including COE that day:
- MIFA 7 Electric Elite [108kW] 77kWh: S$216,999
- MIFA 7 Electric Premium [108kW] 90 kWh: S$237,999
The quote form on the price page covers five versions, as older cars are insured too. These include Luxury and Premium 90 kWh versions. The insurance prices below are for the Luxury [108kW] 90 kWh, the version most insurers quote.
Dealer prices change with COE rounds. Ask for a written figure that states what is included.
The COE rule for this car
For electric cars, the COE category follows motor power. The price page states the rule for the MIFA 7:
- Category A if the motor is 110kW (147bhp) or less. It closed at S$132,004 in the October 2026 2nd round.
- Category B if the motor is more powerful. It closed at S$131,901 in that round.
Confirm the motor rating of the exact car with the seller. The COE page shows newer results.
Road tax on the motor
Electric cars pay road tax on motor power. For the 145bhp (108kW) motor, LTA's formula gives S$1,548.48 a year, before any age surcharge.
The surcharge for older cars:
- Past 10 years: +10%
- Past 11 years: +20%
- Past 12 years: +30%
- Past 13 years: +40%
- Past 14 years: +50%
The road tax page works out other motor sizes.
Car insurance for the standard driver
The Maxus MIFA 7 price page prices these details:
- The car: MIFA 7 Luxury [108kW] 90 kWh, registered 3 years ago, private use, comprehensive cover
- The driver: aged 40, married, office job, driving 10 years
- The record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
6 insurers price it online, across nine plans. The lowest premium is S$739.81 a year, marked as an estimate. The insurer whose lowest plan costs most asks at least S$1,687.29. That is S$947.48 more, or 128% on top. All prices include 9% GST.
The lowest price stands well apart. The next plan up costs S$1,298.68. So the gap between first and second place is large, and worth a careful look at what each plan covers.
Excess and plan type
Excesses run from S$300 to S$2,000. The two plans at S$2,000 include a collision-only plan, a narrower form of cover. The lowest premium carries S$600. The three plans at the top of the range carry S$300.
Four more insurers have no online price. Two do not price electric cars online, and one holds a price for a single standard driver only.
How the price changes
The price page shows the lowest price after one change:
- No NCD (0%): S$1,557.51, S$817.70 more
- 20% NCD: S$1,246.01, S$506.20 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,509.65, S$769.84 more
- Driver aged 65, 20 years' driving, 50% NCD: S$825.15, S$85.34 more
- New car, registered this year: S$739.81, the same, with 5 insurers pricing
- Car 8 years old: S$739.81, the same
Having no NCD costs most, lifting the lowest price by 111%. The young driver case is a little lower. The car's age makes no difference to the lowest price at all. A younger family member who will drive the car is worth naming when you ask for a quote.
Beside other electric cars
For the same driver and car age, the price page compares six electric cars:
- BMW iX1: S$1,907.27
- BYD Sealion 7: S$1,390.72
- Tesla Model Y: S$939.71
- BYD Atto 3: S$913.63
- Tesla Model 3: S$913.62
- BYD M6: S$861.41
Their average lowest price is S$1,154.39. The MIFA 7 costs 36% less than that. None of the six is cheaper to insure on these details. Bear in mind the MIFA 7's lowest price is an estimate, and the next price up sits closer to its rivals.
The Maxus car insurance page lists the brand's other models.
Costs you will have to estimate
- Charging: home charging if your building allows it, or public chargers, whose rates differ.
- Parking: season parking at home and work. Check whether the MPV fits your usual bays.
- ERP: depends on routes and times.
- Upkeep: tyres and brakes still wear on an electric car. Ask how long the battery warranty runs.
- Depreciation: depends on purchase price and how demand for used electric MPVs develops.
Summary of yearly costs we can show
For the Maxus MIFA 7:
- Road tax, 108kW motor: S$1,548.48 a year before any age surcharge (LTA's formula, checked 19 October 2026)
- Insurance, standard driver: from S$739.81 a year (1 November 2026)
- Insurance, no NCD: from S$1,557.51
- Insurance, a car 8 years old: from S$739.81
One-off costs for reference: list prices from S$216,999 as listed on 2026-10-10. In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901.
Before you buy: car insurance for the Maxus MIFA 7
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Maxus MIFA 7 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.