The Jaecoo 5 is a compact electric SUV made in China. It is among the lower-priced electric SUVs on the new-car list. If it is on your shortlist, this guide sets out the list price, COE, road tax and insurance.
The insurance prices are examples for one stated driver, as of 1 November 2026. They help you compare. They are not a quote for you.
The version on sale
The new-car list, read on 2026-10-10, shows one version: the Jaecoo 5 Electric 58.9 kWh, with 208bhp. It is listed as an SUV. The price page prices the same car, the Jaecoo 5 58.9 kWh, the version most of our insurers quote.
List price
As listed on 2026-10-10, the Jaecoo 5 was S$183,999, with COE included on that day. Prices change after COE rounds. Ask for a current figure and check what each offer includes.
The COE rule for electric cars
The price page says a fully electric Jaecoo 5 needs a Category A COE if its motor is 110kW (147bhp) or less, and a Category B COE if it is more powerful.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. The COE page lists later rounds.
Road tax
Road tax for an electric car follows motor power. For the 208bhp (155kW) motor, LTA's formula gives S$1,824.12 a year, before any age surcharge.
That surcharge applies once the car passes 10 years:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page shows how the formula works.
For an electric SUV at this price, road tax is a sizeable yearly bill. On these figures it sits well above the lowest insurance price for the standard driver. Electric road tax is set by power, so a car with a smaller motor would pay less. That is worth knowing if you are comparing it with smaller electric cars.
Insurance for the standard driver
The Jaecoo 5 price page uses this profile:
- Car: Jaecoo 5 58.9 kWh, 3 years old, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no add-ons
3 insurers price it. The lowest is S$1,080.32 a year. The dearest asks at least S$1,267.32. That is S$187 more, or 17% on top. Prices include 9% GST.
That is a narrow spread. But with only three insurers, the field is small. Sixteen insurers on our panel have no online price for it, two of which do not quote electric cars online.
Low premium, high excess
The excesses differ more than the premiums:
- Lowest premium: S$2,500 excess
- Second: S$600 excess, an estimate
- Third and fourth plans: S$1,000 excess
The lowest premium carries the largest excess by far. The next plan costs a little more but asks much less if you claim. Set the two figures side by side before you pick. Note also that one plan covers collision only.
What moves the price
The page shows the lowest price when one thing changes:
- No NCD (0%): S$2,030.69, S$950.37 more
- 20% NCD: S$1,635.56, S$555.24 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,194.64, S$1,114.32 more
- Driver aged 65, 20 years' driving: S$1,202.27, S$121.95 more
- New car, registered this year: S$1,063.69, S$16.63 less, with 2 insurers pricing
- Car 8 years old: S$996.81, S$83.51 less
The young driver profile costs most: the lowest price rises by 103%. Losing NCD nearly doubles it too. A new car is a little cheaper than the standard figure, and an older one cheaper still.
Reading this as a new buyer
If you buy new, the new-car line is your first-year figure. On these details that is S$1,063.69, with two insurers pricing. As the car ages, the lowest price on this page edges down, as long as your NCD holds.
Against other electric cars
Same driver and car age:
- BYD Sealion 7: S$1,390.72
- BYD Atto 3: S$913.63
- BYD M6: S$861.41
- BMW iX1: S$1,907.27
- Tesla Model 3: S$913.62
- Tesla Model Y: S$939.71
Their average lowest price is S$1,154.39. The Jaecoo 5 costs 6% less than that. Still, 4 of the six are cheaper to insure on these details: the BYD Atto 3, BYD M6, Tesla Model 3 and Tesla Model Y. The cheapest cars to insure page lists more, and the car insurance page explains the basics.
Costs that turn on your habits
- Charging: home charging, a workplace point or public chargers each cost differently.
- Parking: season parking at your HDB block or condo, and elsewhere.
- ERP: depends on routes and times.
- Servicing: follow the maker's schedule. Ask what the warranty covers, including the battery.
- Depreciation: what you pay now against what the car fetches later.
Summary of yearly costs we can show
For the Jaecoo 5 58.9 kWh:
- Road tax: S$1,824.12 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$1,080.32 a year (1 November 2026)
- Insurance, new car: from S$1,063.69
- Insurance, no NCD: from S$2,030.69
One-off: S$183,999 as listed on 2026-10-10, COE included. COE, October 2026 2nd round: S$132,004 (Category A), S$131,901 (Category B).
Before you buy: car insurance for the Jaecoo 5
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Jaecoo 5 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.