The Jaecoo 8 is the largest plug-in hybrid SUV in the Jaecoo range here, made in China. Like the Jaecoo 7, it uses a 1,499cc petrol engine with electric drive. Small engine, modest road tax. But the insurance picture is thin, with two insurers pricing it and a wide gap between them.
Every insurance figure here is an example for one stated driver, as of 1 November 2026. It is for comparing, not a quote.
What is on sale
The new-car list, read on 2026-10-10, shows one version: the Jaecoo 8 Plug-in Hybrid 1.5, petrol-electric, 422bhp, 1,499cc. Its body type is SUV. The price page prices the Jaecoo 8 1.5, the version most of our insurers quote.
Price as listed
As listed on 2026-10-10, the Jaecoo 8 was S$249,999, COE included on that day. Ask for a current price after the latest COE round, and check what each offer includes.
Which COE
The price page says that with a 1,499cc engine, the Jaecoo 8 1.5 needs a Category A COE if its power is 97kW (130bhp) or less, and Category B if it is more.
Category A closed at S$132,004 in the October 2026 2nd round. Category B closed at S$131,901. See the COE page for later rounds.
Road tax on 1,499cc
A hybrid pays road tax on engine size. LTA's formula gives S$683.66 a year for 1,499cc, before any age surcharge. Once the car passes 10 years, a surcharge starts at +10% and rises to +50% beyond 14 years.
For a large SUV, that is a low road tax figure. It is the engine size, not the overall power, that sets it. The listed power is far higher than many cars with the same engine size. Yet the road tax is the same as for a small family car with a 1,499cc engine. That is how the rules treat plug-in hybrids. The road tax page shows the formula.
Insuring the Jaecoo 8
The Jaecoo 8 price page prices this profile:
- Car: Jaecoo 8 1.5, 3 years old, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no add-ons
2 insurers price it. The lower figure is S$1,730.48 a year. The other asks at least S$3,676.46. That is S$1,945.98 more, or 112% on top. Prices include 9% GST. The higher one is an estimate.
Sixteen insurers on our panel have no online price for it. So the choice online today is between two very different figures. That may widen as more insurers add the model, so check the page again before you renew.
Premium against excess
The two plans sit at opposite ends on excess:
- Lower premium: S$3,000 excess
- Higher premium: S$0 excess
So one plan asks a lot less each year but a lot more at claim time. The other asks nothing towards a claim but costs more than double. Which suits you depends on how you weigh a yearly saving against the risk of a claim.
What moves the price
The lowest price when one thing changes:
- No NCD (0%): S$3,460.97, S$1,730.49 more
- 20% NCD: S$2,768.77, S$1,038.29 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,538.04, S$807.56 more, with 3 insurers pricing
- Driver aged 65, 20 years' driving: S$1,730.48, the same, with 3 insurers pricing
- New car, registered this year: S$1,730.48, the same
- Car 8 years old: S$1,730.48, the same
Losing NCD doubles the lowest price: it rises by 100%. Most other changes leave the figure where it is. Some driver profiles draw a third insurer, but the lowest price does not change for the older driver.
The NCD lever
With little else moving the price, NCD is the detail that counts most here. Moving from 50% to 20% NCD adds S$1,038.29. If you are moving from another car, check that your NCD transfers to the new policy.
Against similar cars
Same driver and car age, the price page lists:
- Toyota Corolla Altis: S$713.21
- Mazda 3: S$730.18
- Toyota Sienta: S$674.30
- BMW X1: S$763.00
- Mercedes-Benz GLB: S$822.26
- Honda Freed: S$756.48
Their average is S$743.24. The Jaecoo 8 costs 133% more, and all 6 of these cars are cheaper to insure on these details. Those cars are compared by engine size, and each has far more insurers pricing it. Other Jaecoo models are on the Jaecoo car insurance page.
Costs you will have to estimate
- Fuel and charging: a plug-in hybrid can use both. How often you charge sets the balance.
- Parking: season parking at home and at work. Check bay sizes for a large SUV.
- ERP: depends on your routes.
- Servicing: follow the maker's schedule; ask about warranty terms, including the battery.
- Depreciation: what you pay now and what the car fetches later.
Summary of yearly costs we can show
For the Jaecoo 8 1.5:
- Road tax: S$683.66 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$1,730.48 a year, S$3,000 excess (1 November 2026)
- Insurance, no NCD: from S$3,460.97
- Insurance, 20% NCD: from S$2,768.77
One-off: S$249,999 as listed on 2026-10-10, COE included. COE in the October 2026 2nd round: S$132,004 for Category A, S$131,901 for Category B.
Before you buy: car insurance for the Jaecoo 8
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Jaecoo 8 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.