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Denza D9 electric MPV, road tax and insurance in Singapore

List prices, COE rule, road tax for both motors and a dated insurance example for the Denza D9 electric MPV, with what moves it.

The Denza D9 is a large electric MPV. It is one of the costlier cars to run on this site, and the figures below show why.

You will find the list prices, the COE rule, road tax and a car insurance example. The insurance figure is for one stated driver, as of 1 November 2026. It is an example, not a quote.

Two versions on sale

The new-car list read on 2026-10-10 shows two D9s. Both are MPVs made in China, with a 103.36 kWh battery:

  • DENZA D9 Electric Elite 103.36 kWh: 308bhp
  • DENZA D9 Electric Grandeur 103.36 kWh: 369bhp

The quote form has the same pair. Insurance below is priced for the Elite 103.36 kWh, the version most of our insurers quote.

List prices

As listed on 2026-10-10, including COE that day:

  • Elite: S$303,888
  • Grandeur: S$351,388

Prices are revised after COE rounds. Ask the dealer what a current quote includes.

COE rule

The price page sets the category for a fully electric D9 by motor power:

  • Category A if the motor is 110kW (147bhp) or less, at S$132,004 in the October 2026, 2nd round.
  • Category B if the motor is more powerful, at S$131,901 in the same round.

The COE page shows the latest round.

Road tax: the two motors differ

Electric road tax goes by power, so the two D9s pay different amounts. On LTA's formula, checked on 2026-10-19, before any age surcharge:

  • Elite, 308bhp (230kW): S$2,264.00 a year
  • Grandeur, 369bhp (275kW): S$3,788.90 a year

The step between the two is large. If you are choosing between trims, the yearly road tax is part of the difference, not just the list price.

Past 10 years, a surcharge is added:

  • Over 10 years: +10%
  • Over 11 years: +20%
  • Over 12 years: +30%
  • Over 13 years: +40%
  • Over 14 years: +50%

The road tax page works out other figures.

Insurance on the example details

The Denza D9 price page prices this case:

  • Car: D9 Elite 103.36 kWh, registered 3 years ago, private use, comprehensive cover
  • Driver: aged 40, married, office job, 10 years' driving
  • Record: 50% NCD, no claims
  • Repairs: authorised workshop, no options

1 insurer prices it, at S$5,035.43 a year, GST at 9% included. The excess is S$2,500.

Four insurers state their reason for no price. One does not list the model. Two do not quote electric cars online. One prices only for repairs at any workshop, which does not match the example. The rest have no online price yet.

With a single online price, there is nothing to compare it against on the page. That makes reading the policy terms all the more useful: the excess, the workshop rules and who may drive.

How the price responds to change

The price page shows the lowest price with one detail changed, all from the one insurer:

  • Driver aged 27, 3 years' driving, 30% NCD: S$9,949.65, S$4,914.22 more
  • No NCD (0%): S$9,465.10, S$4,429.67 more
  • 20% NCD: S$7,658.03, S$2,622.60 more
  • A new car, registered this year: S$5,258.61, S$223.18 more
  • Driver aged 65, 20 years' driving: S$5,251.58, S$216.15 more
  • A car 8 years old: S$3,332.40, S$1,703.03 less

A young driver almost doubles it: up 98%. Losing the NCD is nearly as costly. On a premium this size, the NCD is worth thousands a year.

The 8-year-old car line shows a large drop, S$1,703.03 below the example. A new car, by contrast, costs a little more than the example.

These are lowest prices from the one insurer that prices the D9 online. If other insurers add the model, the picture may change. The price page will show them as they appear.

Next to other electric cars

The price page compares the D9 with 6 electric cars, for the same driver and car age:

They average S$1,154.39. The D9 costs 336% more than that, and all 6 are cheaper to insure. These rivals are smaller and lower priced, which explains much of the gap.

The cheapest cars to insure page sits at the other end. The B5 and other models are on the Denza car insurance page.

Costs you will need to estimate

  • Charging: a large battery takes longer and costs more to fill. Where you charge sets the rate.
  • Parking: check the D9 fits your home and office bays.
  • ERP: depends on which roads you use and at what times.
  • Servicing and tyres: follow the maker's schedule. Ask what the warranty covers for the battery, and for how long.
  • Depreciation: on a car at this price, the fall in value over the COE life can be the biggest cost of all.

Summary of yearly costs we can show

Denza D9 Elite 103.36 kWh:

  • Road tax: S$2,264.00 a year, or S$3,788.90 for the Grandeur, before age surcharge (checked 2026-10-19)
  • Insurance, example driver: S$5,035.43 a year, S$2,500 excess (as of 1 November 2026)
  • Insurance, driver aged 27: S$9,949.65
  • Insurance, a car 8 years old: S$3,332.40

Up front: S$303,888 for the Elite and S$351,388 for the Grandeur, as listed on 2026-10-10 with COE. Category A closed at S$132,004 and Category B at S$131,901 in the October 2026, 2nd round.

Before you buy: car insurance for the Denza D9

Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Denza D9 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.